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Zuba

## Agent Instructions

For agents: Zuba payment platform API for global payouts, payment acceptance and multi-currency operations, with quickstart, auth docs and an MCP server.

global payoutspayment acceptancemulti-currencypayment apioauth 2.0mcp server

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-24T13:43:49.943Z. Cached copy · Source on zuba.com

# Zuba

> ## Agent Instructions
> Money amounts are always major-unit decimal strings (e.g. "1000.00"), never floats and never minor units, in every request, response, and webhook payload.
> Authentication is OAuth 2.0 client credentials: exchange the Client ID and Client Secret at the Token URL for a 24-hour JWT and cache it; do not request a token per call.
> Set a unique clientRef on every money-moving request; it is the idempotency key, and retries return the original resource.
> Quotes are single-use, intent-locked, and expire fast: always read expiresAt, consume the quote with the executor matching its intent, and re-quote on expiry instead of retrying.
> Prefer webhooks over polling for payout, order, application, and virtual-account status tracking.
> Use the sandbox (api.sandbox.zuba.com) with its deterministic magic values before touching production.

- [Introduction](https://docs.zuba.com/introduction.md): Zuba Payment Platform API: global payouts, payment acceptance, and multi-currency operations
- [Quickstart](https://docs.zuba.com/quickstart.md): Start building with Zuba in under 5 minutes
- [Authentication](https://docs.zuba.com/authentication.md): Learn how to authenticate with the Zuba API using OAuth 2.0
- [What Zuba Can Do Today](https://docs.zuba.com/what-zuba-can-do-today.md): Live currency coverage and rails, and what is coming next
- [MCP Server](https://docs.zuba.com/mcp-server.md): Connect Claude Code, Codex, Cursor, VS Code, and other AI coding tools to the Zuba docs over the Model Context Protocol
- [Platform Overview](https://docs.zuba.com/concepts/overview.md): Understanding the Zuba Payment Platform architecture
- [Payouts](https://docs.zuba.com/concepts/payouts.md): Send money globally with Zuba payouts
- [Payins](https://docs.zuba.com/concepts/payins.md): Fund your Zuba balance with bank transfers and crypto deposits
- [Ledger System](https://docs.zuba.com/concepts/ledger.md): Double-entry bookkeeping and transaction management
- [Your First Payout](https://docs.zuba.com/guides/first-payout.md): Step-by-step guide to sending your first payout with the Zuba API, from your EUR balance to a Nigerian bank account in NGN
- [Batch Payouts](https://docs.zuba.com/guides/batch-payouts.md): Process multiple payouts efficiently with batch operations
- [Trade Desk Orders](https://docs.zuba.com/guides/orders.md): End-to-end guide to the orders flow: quote, order creation, funding, manual desk execution, completion, cancellation, refunds, and sandbox testing
- [Webhook Notifications](https://docs.zuba.com/guides/webhooks.md): Set up real-time notifications for payment events using webhooks
- [Error Handling](https://docs.zuba.com/guides/error-handling.md): Handle errors and edge cases gracefully in your payment integration
- [Sandbox Testing](https://docs.zuba.com/guides/sandbox-testing.md): Play with the Zuba sandbox end-to-end: fund a workspace, register a webhook endpoint, trigger deterministic payout outcomes, receive the re
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