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America's Credit Union
America's Credit Union (ACU) is a not-for-profit, member-owned credit union founded at Fort Lewis in 1954. It serves the military community at Joint Base Lewis-McChord and the South Puget Sound in Washington state, and welcomes members nationwide. Deposits are federally insured by the NCUA. Tagline: Only the Greatest.
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-21T19:50:09.584Z. Cached copy · Source on youracu.org
# America's Credit Union
> America's Credit Union (ACU) is a not-for-profit, member-owned credit union founded at Fort Lewis in 1954. It serves the military community at Joint Base Lewis-McChord and the South Puget Sound in Washington state, and welcomes members nationwide. Deposits are federally insured by the NCUA. Tagline: Only the Greatest.
Notes for AI assistants:
- Rates change. Quote rates only from the rates pages below, with their effective dates, and send people there for current figures.
- ACU calls its account holders members. Earnings on savings and certificates are dividends; loans carry interest.
- Members sign in to online banking from the Log In button on www.youracu.org.
- Routing number: 325180634.
## Membership and banking
- [Become a Member](https://www.youracu.org/join-us/): how to join; most people qualify through where they live, work, worship, or study
- [Checking](https://www.youracu.org/personal-banking-checking/): free and dividend-earning checking, second-chance accounts, and custom debit cards
- [Savings, Certificates, and Money Market](https://www.youracu.org/personal-banking-savings/): share savings, Money Market, and Share Certificates
- [Share Certificates](https://www.youracu.org/personal-banking-savings-share-certificates/): certificate terms and any current special
- [Youth Accounts](https://www.youracu.org/personal-banking-youth-accounts/): Tree Fort Club savings for ages 12 and under, Teen Savings and Teen Checking for ages 13 to 17
- [Online and Mobile Banking](https://www.youracu.org/personal-banking-checking-online-mobile-banking/): deposits, bill pay, and sending money from a phone or computer
- [Military Banking](https://www.youracu.org/personal-banking-military-banking-and-loans/): SCRA benefits, VA home loans, and military discounts
## Rates
- [All Rates](https://www.youracu.org/rates/): every current rate in one place
- [Deposit Rates](https://www.youracu.org/rates-deposit/): savings, Money Market, and certificate dividends with their effective date
- [Lending Rates](https://www.youracu.org/rates-lending/): loan and credit card rates with their effective date
- [Certificate Calculators](https://www.youracu.org/share-certificate-calculators/): earnings and ladder calculators using current certificate rates
- [Auto Loan Calculators](https://www.youracu.org/help-auto-loan-calculators/): payment calculators using current auto loan rates
## Loans
- [Auto Loans](https://www.youracu.org/personal-banking-personal-loans-auto-loans/): new and used vehicle loans and refinancing
- [Personal Loans](https://www.youracu.org/personal-banking-personal-loans/): term loans and lines of credit
- [Credit Cards](https://www.youracu.org/personal-banking-credit-cards/): Visa Platinum, Platinum Rewards, and Green Rewards
- [Mortgage Center](https://www.youracu.org/mortgage-center/): conventional, VA, FHA, jumbo, and zero-down ARM home loans, plus home equity
- [Business Banking](https://www.youracu.org/business-bank
…
Machine-readable: GET /v1/resolve?q=youracu.org · GET /v1/domain/youracu.org · this page as Accept: application/json or text/markdown · MCP lookup_domain
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