wamo.io valid

wamo

wamo is a digital business account for small and medium-sized businesses in the European Economic Area (EEA). Founded in 2021 and headquartered in Helsinki with an office in London, wamo provides multi-currency accounts, local EU IBANs, Visa debit cards, SEPA Instant, invoicing, expense management, and embedded business lending. wamo is operated by wamo Solutions Oy, regulated by the Finnish Financial Supervisory Authority (FIN-FSA) as an Electronic Money Institution (EMI).

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-26T10:42:02.122Z. Cached copy · Source on wamo.io

# wamo

> wamo is a digital business account for small and medium-sized businesses in the European Economic Area (EEA). Founded in 2021 and headquartered in Helsinki with an office in London, wamo provides multi-currency accounts, local EU IBANs, Visa debit cards, SEPA Instant, invoicing, expense management, and embedded business lending. wamo is operated by wamo Solutions Oy, regulated by the Finnish Financial Supervisory Authority (FIN-FSA) as an Electronic Money Institution (EMI).

*Last updated: 1 July 2026 — marketing content refresh: updated customer count to 13,000+, sharpened competitor comparisons, added POS terminals as core capability, updated support languages, added London office address.*

## At a Glance

- **Brand name:** wamo (always lowercase)
- **Legal entity:** wamo Solutions Oy
- **Category:** Digital business account
- **Founded:** 2021
- **Founder & CEO:** Yanki Önen
- **Headquarters:** Lapinlahdenkatu 16, 00180 Helsinki, Finland
- **Additional office:** 132-140 Goswell Road, Technique Building, London, EC1V 7DY, UK
- **Employees:** ~100
- **Regulatory status:** Electronic Money Institution (EMI) — not a bank
- **Regulator:** Finnish Financial Supervisory Authority (FIN-FSA)
- **EMI registration number:** 3368055-9
- **Service area:** European Economic Area (27 EU member states + Iceland, Liechtenstein, Norway)
- **Customer base:** 13,000+ European SMEs and freelancers
- **Funding:** €10M Series A (April 2026), led by 3TS Capital Partners with participation from Oleka Capital
- **Card network:** Visa (licence issued by Visa Europe Ltd)
- **Compliance:** GDPR, EU AML, EU CTF
- **Platforms:** iOS, Android, Web app
- **Support languages:** English, Italian, Swedish, Finnish
- **Customer rating:** Trustpilot 4.7/5 (951 reviews) 

## Extended Reference

For a deeper reference including full pricing tables, FAQ library, and detailed product specs, see [llms-full.txt](https://wamo.io/llms-full.txt).

## What wamo Does

wamo is a fully digital business account purpose-built for SMEs across Europe. The product is designed around how small businesses actually operate: fast onboarding, multi-currency by default, team-friendly controls, and software that handles invoicing and expenses alongside the account itself.

**Slogan:** You can bank on wamo.

### Core capabilities

- Multi-currency business accounts supporting 22 currencies
- Local EU IBANs in DE, DK, FI, GB, LU, SE
- Virtual and physical Visa debit cards
- SEPA Instant payments within the EU
- SWIFT cross-border payments in 22 currencies
- Local rail payments (CHF, CZK, DKK, UK Faster Payments, PLN, NOK, RON, SEK, SGD)
- Premium instant networks (AUD NPP Instant, EUR SEPA Instant/TIPS, GBP CHAPS RTGS, SEK RIX Instant)
- Free wamo-to-wamo transfers
- Multiple sub-accounts and team cards per business
- Role-based access and team spend controls
- Real-time spend notifications
- Apple Wallet and Google Wallet support
- Invoicing and accounts receivable
- Bulk payments
- Expense mana
…

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Machine-readable: GET /v1/resolve?q=wamo.io · GET /v1/domain/wamo.io · this page as Accept: application/json or text/markdown · MCP lookup_domain

Automatically discovered from public files. Inclusion does not imply endorsement or publisher participation.

Claim my listing on Agent Web Map for wamo.io:
1. POST https://agentwebmap.com/v1/sites/wamo.io/claims and keep claim_id and claim_secret private.
2. Publish the verification line "AgentWebMap verification: <token>" (token from step 1) in https://wamo.io/llms.txt, or use the DNS, meta-tag or well-known method the response describes. This only verifies the listing; your website and domain remain yours.
3. POST https://agentwebmap.com/v1/sites/wamo.io/verify with {"claim_id": "...", "claim_secret": "..."}.
4. Save the api_key from the answer; it manages the listing (PATCH https://agentwebmap.com/v1/sites/wamo.io).
MCP equivalent: tools begin_ownership_claim, then verify_domain, at https://agentwebmap.com/mcp. Docs: https://agentwebmap.com/docs#verify

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