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Waffo Pancake

Merchant of Record (MoR) payment platform for developers and solo founders. Accept payments globally — Waffo Pancake is the legal seller of record and handles tax, compliance, fraud, and payouts so you can focus on building.

For agents: Merchant of Record payment platform for developers and solo founders; handles global payments, tax, compliance, fraud and payouts. Docs cover quickstart, subscr

merchant of recordglobal paymentssubscriptionstax compliancedeveloper payments

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-25T19:00:35.301Z. Cached copy · Source on waffo.ai

# Waffo Pancake

> Merchant of Record (MoR) payment platform for developers and solo founders. Accept payments globally — Waffo Pancake is the legal seller of record and handles tax, compliance, fraud, and payouts so you can focus on building.

## What is Waffo Pancake?

Waffo Pancake is a Merchant of Record (MoR) payment platform built for developers shipping AI products, API services, SaaS, and any usage-based business. As your MoR, Waffo Pancake becomes the legal seller of record across 173 countries and handles payment processing, tax (VAT / GST / sales tax) calculation, collection, and remittance, fraud screening, and regulatory compliance. Brand promise: "We're the seller. You focus on building."

## Core facts (authoritative)

- MoR / tax coverage: 173 countries.
- Payment methods accepted at checkout: Visa, Mastercard, Apple Pay, Google Pay. Waffo Pancake does not process local wallets (such as Alipay or WeChat Pay), ACH, SEPA, or bank transfers.
- Checkout languages: English, Chinese (Simplified), Japanese.
- Pricing: 3.9% + $0.50 per successful transaction. No monthly fees, no setup costs.
  - Failed transaction: $0.30 per attempt once 3D Secure is triggered; $0 if authorization never initiated.
  - Refund: $1.00 per refund (the original transaction fee is not returned).
  - Payout: 1% of the payout amount, minimum $10.00 per request.
  - Chargeback: $25.00 first; representment $10.00; pre-arbitration $25.00.
- Payouts: currently CNY only (via bank card or Alipay, mainland China); more corridors on the roadmap.
- Pricing currencies: USD, EUR, GBP, JPY, HKD (multi-currency pricing; settlement handled in USD).
- 23 sanctioned countries are blocked.

## Features

- Two-step optimized checkout with theme, dark-mode, and logo customization.
- Products: one-time and subscription; multi-currency pricing; tax categories; immutable versioning.
- Subscriptions: weekly / monthly / quarterly / yearly billing; free trials; dunning; cancel; reactivate.
- Refunds: ticket-based, partial or full, 14-day refund window, approval workflow.
- Customer portal: Magic Link self-service for orders, subscriptions, refunds, and payment methods.
- Notifications: 12 built-in email templates.
- Analytics: real-time MRR, churn, LTV, and ARPU, with trend, distribution, and customer insights.
- Finance & payouts: balance, payout history, bank account configuration, multiple payout schedules.
- Test Mode: isolated test environment with test cards.
- Developer: TypeScript SDK (@waffo/pancake-ts), REST API plus read-only GraphQL, webhooks (HTTP, Feishu, Discord, Telegram, Slack), API-key (RSA-SHA256) authentication.
- AI billing: subscription, usage-quota, and on-demand (dynamic price snapshot) models. Waffo Pancake does not provide built-in usage metering — connect an external metering tool. Official AI-agent Skill: https://docs.waffo.ai/integrate/skill
- Compliance: tax calculation, collection, and remittance as MoR; KYB store review before production.

## How it works
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Machine-readable: GET /v1/resolve?q=waffo.ai · GET /v1/domain/waffo.ai · this page as Accept: application/json or text/markdown · MCP lookup_domain

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Claim my listing on Agent Web Map for waffo.ai:
1. POST https://agentwebmap.com/v1/sites/waffo.ai/claims and keep claim_id and claim_secret private.
2. Publish the verification line "AgentWebMap verification: <token>" (token from step 1) in https://waffo.ai/llms.txt, or use the DNS, meta-tag or well-known method the response describes. This only verifies the listing; your website and domain remain yours.
3. POST https://agentwebmap.com/v1/sites/waffo.ai/verify with {"claim_id": "...", "claim_secret": "..."}.
4. Save the api_key from the answer; it manages the listing (PATCH https://agentwebmap.com/v1/sites/waffo.ai).
MCP equivalent: tools begin_ownership_claim, then verify_domain, at https://agentwebmap.com/mcp. Docs: https://agentwebmap.com/docs#verify

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