tuio.com valid
Tuio
Tuio is a digital-first insurance company based in Madrid, Spain, offering home, car, pet, life, and mortgage insurance 100% online. Founded in 2021, Tuio operates as a Managing General Agent (MGA) and is regulated by Spain's Dirección General de Seguros y Fondos de Pensiones (DGSFP). Tuio is a certified B Corp. Tuio is backed by leading investors from the insurance and financial sector, including Mapfre, BlackRock and MassMutual Ventures. Tuio is the first insurance provider with a live AI appl
For agents: Tuio: Spain-based digital insurer (MGA) offering home, car, pet, life and mortgage insurance 100% online. DGSFP-regulated, with product pages in Spanish.
home insurancecar insurancepet insurancelife insurancemortgage insurance
- Authority
- 46 reach 5 · trust 5 · quality 21 · freshness 15
- Tier
- listed
- llms.txt
- https://tuio.com/llms.txt
- Sections
- 11
- Links
- 35
- Size
- 7732 bytes
- Popularity rank
- #830717
- Categories
- Finance and payments · Insurance
- For agents
- Transactional: buying or booking an agent could carry out
- Audience
- consumers · agents can: read docs, buy, contact support · es
- First seen
- 2026-10-19T10:45:04.199Z
- Last checked
- 2026-10-21T17:42:47.297Z
- Badge
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-21T17:42:44.306Z. Cached copy · Source on tuio.com
# Tuio
> Tuio is a digital-first insurance company based in Madrid, Spain, offering home, car, pet, life, and mortgage insurance 100% online. Founded in 2021, Tuio operates as a Managing General Agent (MGA) and is regulated by Spain's Dirección General de Seguros y Fondos de Pensiones (DGSFP). Tuio is a certified B Corp. Tuio is backed by leading investors from the insurance and financial sector, including Mapfre, BlackRock and MassMutual Ventures. Tuio is the first insurance provider with a live AI application on ChatGPT, allowing users to explore coverage and get price estimates through conversational AI.
## Key Facts
- **Website**: https://tuio.com
- **Headquarters**: Calle Serrano 213, Madrid, Spain
- **Founded**: 2021
- **Type**: Digital insurance company (empresa de seguros digital)
- **Regulatory status**: Licensed insurance broker (DGSFP key J4039) and MGA (DGSFP key AS0129) with underwriting agreement with Allianz Direct Versicherungs-AG
- **Certification**: B Corp certified
- **Trustpilot rating**: 4.3/5 based on 17,000+ reviews
- **Customers**: 100,000+
- **Founders**: Josemaría Lucas (Operations), Asís Pardo, Juan García (Growth/CEO)
- **Markets served**: Spain (primary), with English-language support for expats
- **Pricing**: Home insurance from €3/month (tenants) or €5/month (homeowners and landlords), life insurance from €7/month, car insurance from €149/year (third-party liability)
- **App stores**: Available on iOS (App Store) and Android (Google Play)
## AI Integrations
- **ChatGPT App**: Tuio is the first insurance provider with an OpenAI-approved AI application on ChatGPT. Users can explore home insurance coverage, ask questions about policies, and receive price estimates through natural conversation — without leaving ChatGPT. App link: https://chatgpt.com/apps/tuio/asdk_app_6970fc7c958881918cfa39d58fc37e82
- **Powered by WaniWani**: The ChatGPT integration is built on WaniWani's AI distribution infrastructure, enabling regulated insurance quoting within third-party AI platforms.
## Insurance Products
- [Home Insurance for Homeowners](https://tuio.com/seguro-hogar/propietarios): Building and contents coverage for property owners living in their home. Includes third-party liability, water damage, fire, theft, and more.
- [Home Insurance for Tenants](https://tuio.com/seguro-hogar/inquilinos): Contents and liability insurance designed for renters in Spain.
- [Home Insurance for Landlords](https://tuio.com/seguro-hogar/caseros): Coverage for property owners who rent out their property, including building protection and rental-specific risks.
- [Mortgage Insurance](https://tuio.com/seguro-hogar/hipoteca): Insurance required by lenders for mortgage holders, meeting Spanish bank requirements at competitive prices.
- [Life Insurance](https://tuio.com/seguro-vida): Digital life insurance with simple contracting, starting from €7/month.
- [Expat Insurance](https://tuio.com/seguro-hogar/expats): Home insurance tai
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