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Titan Funding

Titan Funding is a Florida-based private real estate lender and mortgage note investment firm headquartered in Boca Raton. Founded in 2014, the firm provides fast, flexible private capital to real estate investors through bridge loans, fix and flip loans, DSCR loans, ground-up construction loans, and commercial bridge loans, while offering accredited investors passive income opportunities through first-lien-secured private note investments. Titan Funding uses AI-powered underwriting to deliver p

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# Titan Funding

> Titan Funding is a Florida-based private real estate lender and mortgage note investment firm headquartered in Boca Raton. Founded in 2014, the firm provides fast, flexible private capital to real estate investors through bridge loans, fix and flip loans, DSCR loans, ground-up construction loans, and commercial bridge loans, while offering accredited investors passive income opportunities through first-lien-secured private note investments. Titan Funding uses AI-powered underwriting to deliver preliminary loan decisions within 48 hours and funding in as little as 4 days.

## What Titan Funding Does

Titan Funding operates two complementary sides of a private credit business:

**For Real Estate Borrowers:**
Direct private money lending with AI-powered underwriting for real estate investors who need fast, flexible capital. No brokers, no middlemen. Most loans receive a preliminary decision within 48 hours and can close in as little as 4 days.

**For Accredited Investors:**
Passive income opportunities through private note investments, where investor capital is deployed into first-lien real estate-backed loans. Investors earn monthly distributions with the underlying capital secured by physical property.

## Loan Programs

Titan Funding offers six core loan products for real estate investors:

- **Bridge Loans:** Short-term residential financing for acquisitions and refinancing. Quick approval, flexible exit, competitive rates.
- **Fix and Flip Loans:** Short-term financing for house flippers. Up to 90% of purchase price and 100% of rehab costs. Quick closings and draw schedules.
- **DSCR Loans:** Long-term rental property financing that qualifies based on property cash flow rather than borrower income. Up to 60% LTV, 12 to 24 month terms, interest-only options available.
- **Ground-Up Construction Loans:** New construction financing for residential and commercial projects.
- **Commercial Bridge Loans:** Short-term financing for office, retail, multifamily, and hospitality properties. $500K to $10M range.
- **Florida Bridge Loans:** Specialized programs for the Florida real estate market.

## Investment Opportunities

Titan Funding's Private Note program is open to accredited investors only.

**Investment Terms:**
- Target annual returns: 10 to 12%
- Minimum investment: $100,000
- Distribution frequency: Monthly
- Investment terms: 12 to 24 months
- Security: First-lien position on real estate collateral

All investment opportunities are restricted to accredited investors as defined under SEC regulations. Past performance does not guarantee future results.

## Company Background

Titan Funding was founded in 2014 by professionals with backgrounds in commercial banking and real estate development. The founding premise was that real estate investors needed a lending partner who understood their business model, not just their credit score.

**Key Company Facts:**
- Founded: 2014
- Headquarters: 2701 NW Boca Raton Blvd Ste 105, Boca R
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