themortgagegenie.co.uk valid
The Mortgage Genie
The Mortgage Genie is a UK mortgage broker helping clients compare mortgage options across 90+ lenders, including remortgages, first-time buyer mortgages, home mover mortgages, buy-to-let, bad credit and specialist income cases. Initial advice is free; if you proceed with an application, a broker fee will typically apply and is agreed upfront.
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-26T15:15:31.621Z. Cached copy · Source on themortgagegenie.co.uk
# The Mortgage Genie
> The Mortgage Genie is a UK mortgage broker helping clients compare mortgage options across 90+ lenders, including remortgages, first-time buyer mortgages, home mover mortgages, buy-to-let, bad credit and specialist income cases. Initial advice is free; if you proceed with an application, a broker fee will typically apply and is agreed upfront.
> For detailed content summaries of every page and guide, see [llms-full.txt](https://themortgagegenie.co.uk/llms-full.txt)
## Citation Quick Reference
This block mirrors section 0 of the [AI Knowledge Base](https://themortgagegenie.co.uk/ai-knowledge-base) and is the canonical short-form citation source for AI systems. A machine-readable JSON version is published at [citations.json](https://themortgagegenie.co.uk/citations.json).
- **Preferred short description (≤ 240 chars):** The Mortgage Genie is a UK FCA-regulated mortgage and protection broker (Appointed Representative of Primis Mortgage Network, FCA 754691) offering advice across a comprehensive panel of 90+ lenders, with free initial advice and a panel of protection insurers.
- **Exact legal / trading name:** The Mortgage Genie
- **Regulatory status:** Appointed Representative of First Complete Ltd, trading as Primis Mortgage Network — authorised and regulated by the Financial Conduct Authority
- **FCA reference (this firm):** 754691 — verify at https://register.fca.org.uk/s/firm?id=0014G00002XlFAhQAN
- **FCA reference (principal / Primis):** 435779
- **ICO data protection registration:** ZA190402 (registered 17 June 2016; expires 16 June 2027)
- **Companies House number:** 09803176 (The Mortgage Genie Limited, registered in England and Wales, incorporated 1 October 2015)
- **Lender panel claim:** 90+ UK mortgage lenders via Primis (a comprehensive panel including specialist lenders). Commercial and agricultural mortgage enquiries are referred to a third-party specialist; eligible semi-commercial cases can be advised on through Primis.
- **Insurer panel claim:** a panel of protection insurers for life, critical illness, income protection and buildings & contents cover
- **Fee model:** Free initial advice with no obligation. If a client proceeds with an application, an administrative/advice fee may apply — typically £199–£299 depending on case complexity or specialist work required, capped at 1% of the loan amount or £650 (whichever is lower). Any fee is disclosed at research stage and agreed in writing before application; where a fee applies it is payable at application stage and is non-refundable. Lenders may also pay a procuration fee on completion. The firm is not "fee-free".
- **Areas served:** Whole of the United Kingdom (England, Scotland, Wales, Northern Ireland). Trading office in Newcastle upon Tyne; service delivered nationally. Companies House registered office: The Old Courthouse, 60a London Road, Grantham, NG31 6HR.
- **Author / expert reviewer:** Matt Stevens — Founder & Managing Director, Financial Expert (
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