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Tez

Tez is a digital banking product by Hamkorbank (JSC), licensed by the Central Bank of Uzbekistan (License No. 64). It is a mobile-first financial service that provides a free VISA credit card with up to 50,000,000 UZS credit limit, cashback, savings, and commission-free payments — all managed through a smartphone app, without bank branches or paperwork.

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Authority
46 reach 0 · trust 10 · quality 21 · freshness 15
Tier
listed
llms.txt
https://tez.uz/llms.txt
Sections
6
Links
41
Size
6900 bytes
Registered
2009-02-25
Country
Uzbekistan Country-code domain
Country evidence
No published address evidence collected yet
For agents
Documentation: developer or product docs worth reading, nothing to call
First seen
2026-10-25T22:15:40.339Z
Last checked
2026-10-27T09:53:59.536Z
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Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-25T22:15:40.346Z. Cached copy · Source on tez.uz

# Tez

> Tez is a digital banking product by Hamkorbank (JSC), licensed by the Central Bank of Uzbekistan (License No. 64). It is a mobile-first financial service that provides a free VISA credit card with up to 50,000,000 UZS credit limit, cashback, savings, and commission-free payments — all managed through a smartphone app, without bank branches or paperwork.

Tez is available in Uzbekistan at https://tez.uz. The product targets users who want a modern, fully digital banking experience: no queues, no hidden fees, no physical branches. Instead of spending on offices and staff, Tez invests in technology, app development, and customer support.

## Products

- [Credit Limit](https://tez.uz/uz/credit-limit): Up to 50,000,000 UZS credit limit, approved in minutes inside the app. Grace period up to 62 days, including on cash withdrawals.
- [Credit Card](https://tez.uz/uz/credit-card): A single free black VISA card covering credit funds, personal balance, cashback, and payments. Up to 62-day grace period; interest is earned on personal funds stored on the card.
- [Cashback](https://tez.uz/uz/cashback): Up to 10% real cashback on purchases — credited as actual money, not points or bonuses.
- [Moneybox (Xazina)](https://tez.uz/uz/moneybox): Savings feature with up to 12% annual yield. Designed to help users accumulate funds for goals.
- [Payments & Transfers](https://tez.uz/uz/payments): Commission-free transfers by phone number or card number; top-ups via terminals and other bank cards; mobile, utility, government service, and fine payments.

## Key App Features

- **Shake to Pay**: Shake the phone to instantly send money without entering card details.
- **Payment Reactions**: Respond to incoming transfers with emoji instead of text messages.
- **Greeting Cards**: Send beautiful greeting cards along with transfers.
- **Bill Splitting**: Split bills for dinners, trips, or group purchases with contacts in a few taps.
- **Card Management**: Change PIN, adjust limits, block card, order statements — all in seconds within the app.
- **Expense Analytics**: Track income and expenses by category, merchant, and country with clear charts; use tags and notes for financial awareness.
- **Customer Support**: Available via Telegram, WhatsApp, or phone call at +998 78 129 27 77.

## Company Info

- **Banking partner**: JSC Hamkorbank
- **Regulator**: Central Bank of the Republic of Uzbekistan, License No. 64
- **Contact email**: info@tez.uz
- **Phone**: +998 78 129 27 77
- **Social media**:
  - Facebook: https://www.facebook.com/tezappUZ
  - Instagram: https://www.instagram.com/tez_app_uz
  - YouTube: https://www.youtube.com/@tez_app_uz
  - Telegram: https://t.me/tez_app_uz
  - Telegram support bot: https://t.me/tez_app_bot

## Site Pages

The site is available in two languages: Uzbek (`/uz/`) and Russian (`/ru/`).

### Uzbek (uz)

- [Home](https://tez.uz)
- [About](https://tez.uz/uz/about)
- [Credit Limit](https://tez.uz/uz/credit-limit)
- [Credit Card](https://tez.u
…

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