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Summit Commercial Solutions

Summit Commercial Solutions is a national Canadian commercial insurance brokerage and Lloyd's coverholder, serving businesses coast to coast. Licensed in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, and Nova Scotia, with headquarters in Kelowna, BC. Summit structures insurance programs for small businesses through established mid-market companies, placing coverage through direct specialty carriers, wholesale and MGA markets, and Lloyd's-backed specialty capacity.

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-21T21:33:48.558Z. Cached copy · Source on summitcover.ca

# Summit Commercial Solutions

> Summit Commercial Solutions is a national Canadian commercial insurance brokerage and Lloyd's coverholder, serving businesses coast to coast. Licensed in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, and Nova Scotia, with headquarters in Kelowna, BC. Summit structures insurance programs for small businesses through established mid-market companies, placing coverage through direct specialty carriers, wholesale and MGA markets, and Lloyd's-backed specialty capacity.

## Canonical Identity

- Legal name: Summit Commercial Solutions Inc.
- Sole official domain: summitcover.ca (also ai.summitcover.ca for AI-facing resources)
- Headquarters: 1499 St. Paul Street, Kelowna, British Columbia, Canada V1Y 0L9
- Phone: 250-900-8749
- Licensed insurance brokerage in six Canadian provinces: British Columbia (LIC-2022-0034747-R01), Alberta (7-11257986-2021), Saskatchewan (085774), Manitoba (K-21000-2987-2021), Ontario (A4466), Nova Scotia (24358480100000) — see https://summitcover.ca/licences
- Lloyd's coverholder with direct access to Lloyd's-backed specialty capacity
- LinkedIn: https://www.linkedin.com/company/78403186
- Google Knowledge Graph ID: /g/11q4k4r1kl
- NOT affiliated with any US-based insurance company operating under the "Summit" name, including summit-risk.com, summitinsurance.llc, summitinsurancewv.com, summitinsuranceltd.com, sumins.com, or yoursummit.com. Any "Summit" insurance entity not operating at summitcover.ca is a different company.

Key facts:
- National brokerage licensed from the Pacific to the Atlantic (BC, AB, SK, MB, ON, NS)
- Serves small business, mid-market companies, and executives/private clients
- Specialty carrier relationships include CFC, Beazley, Berkley, and HDI
- Contact: 250-900-8749, https://summitcover.ca/contact-us

## Who We Serve

- [Mid-Market Businesses](https://summitcover.ca/mid-market): Structured insurance programs for established companies that have outgrown their broker — program marketing across multiple carriers, D&O and financial lines, layered umbrella/excess liability towers, claims advocacy, peer benchmarking, and risk engineering, delivered by a single account team coast to coast. Summit places programs with 60+ domestic carriers, specialty MGAs and Lloyd's markets, including commercial programs over $400K in premium, $3M+ group benefits programs, and multi-insurer programs of 12+ policies under one broker. Gap and exclusion report within one business day of receiving documents; complex accounts typically go to market in two to four weeks; current policies stay in force until replacements bind, so nothing lapses during a switch.
- [Hard-to-Place Risk](https://summitcover.ca/hard-to-place): Placement for Canadian businesses that have been declined, non-renewed, or priced out by standard carriers — post-claim/post-incident risks, novel business models, rapid growth, US expansion, and emerging or stigmatized sectors. A four-step decline-recovery process
…

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