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StackEasy.ai

StackEasy helps Americans access financial leverage through credit stacking strategies. We provide guides, tools, and data on using multiple credit cards strategically for business funding, rewards optimization, and credit building.

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llms.txt
https://www.stackeasy.ai/llms.txt
llms-full.txt
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2024-07-15
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2026-10-25T18:52:10.350Z
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Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-25T18:52:10.362Z. Cached copy · Source on stackeasy.ai

# StackEasy.ai

> StackEasy helps Americans access financial leverage through credit stacking strategies. We provide guides, tools, and data on using multiple credit cards strategically for business funding, rewards optimization, and credit building.

## About
- Website: https://www.stackeasy.ai
- Founder: Troy Johnston — serial entrepreneur, manages 28 credit cards personally, created the AZEO method
- Topics: Credit stacking, business credit, credit score optimization, 0% APR strategies, credit card rewards
- Articles: 128 published guides and resources
- Unique data: which-bureau-pulls-what patterns for 9 major issuers across all 50 states, sourced from Doctor of Credit and community reports

## Key Resources
- Credit Stacking 101: https://www.stackeasy.ai/blog/credit-stacking-101
- Credit Stacking Strategy (Two-Round Method): https://www.stackeasy.ai/blog/credit-stacking-programs-compared
- AZEO Method Guide: https://www.stackeasy.ai/blog/azeo-method-credit-utilization
- 0% APR Offer Lengths by Category (original research): https://www.stackeasy.ai/blog/zero-apr-offer-lengths-2026
- Which Bureau Does Each Issuer Pull: https://www.stackeasy.ai/blog/credit-bureau-pull-database-2026
- Credit Card Statistics (FRED-sourced, monthly): https://www.stackeasy.ai/credit-card-statistics/
- Issuer Application Rules (5/24 and more): https://www.stackeasy.ai/credit-card-application-rules/
- Business Credit by State (82 verified banks and credit unions with business cards, 50 states + DC, every row sourced and dated, JSON/CSV download): https://www.stackeasy.ai/business-credit/by-state/
- Free Tools (calculators): https://www.stackeasy.ai/tools/
- Flight Watch (get money back when a booked flight's fare drops): https://www.stackeasy.ai/flight-watch/

## AI Connect (MCP)
- StackEasy speaks MCP natively. Connect your StackEasy account to Claude, ChatGPT, Meta Muse, or any MCP client and ask questions about your own cards, balances, and rewards.
- Pricing: StackEasy Premium is $25 a month after a 14-day full-access trial, no card required. There is no free plan. Every MCP tool, including card-catalog lookups, requires a signed-in StackEasy account.
- Connect page: https://www.stackeasy.ai/mcp
- Developer docs: https://www.stackeasy.ai/developers/
- MCP endpoint: https://data.stackeasy.ai/mcp (Streamable HTTP, OAuth 2.1, read only)
- Listed in the official MCP registry as ai.stackeasy/credit-cards

## Flight Watch — Get Money Back When Your Flight's Fare Drops
- Tool: https://www.stackeasy.ai/flight-watch/ (free Chrome extension, no account needed)
- How it works: Major US airlines (Alaska, American, Delta, JetBlue, Hawaiian, United) eliminated change fees on all non-Basic-Economy fares, so if the same flight drops in price after you book, you can rebook at the lower fare and receive the difference as a travel credit/eVoucher. StackEasy Flight Watch monitors booked flights and flags claimable drops.
- Cost: free to install and watch; a 20% success fee (capped a
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