smartcredit.io valid
SmartCredit.io
SmartCredit.io — AI-driven self-custodial DeFi neobank. Fixed-term fixed-rate borrowing and lending, AI portfolio optimization, investment funds, and liquidation protection for Aave V3. 20,000+ registered users on Ethereum mainnet.
For agents: Self-custodial DeFi neobank offering fixed-rate crypto borrowing and lending, AI portfolio optimization and investment funds on Aave V3 and Ethereum.
defi lendingfixed-rate loansaave v3ethereumcrypto borrowing
- Authority
- 46 reach 5 · trust 5 · quality 21 · freshness 15
- Tier
- listed
- llms.txt
- https://smartcredit.io/llms.txt
- Sections
- 4
- Links
- 22
- Size
- 4877 bytes
- Popularity rank
- #891968
- Categories
- Finance and payments · Crypto and Web3
- For agents
- Documentation: developer or product docs worth reading, nothing to call
- Audience
- consumers · agents can: read docs, search content · en
- First seen
- 2026-10-19T10:45:17.908Z
- Last checked
- 2026-10-21T19:54:12.012Z
- Badge
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-21T19:54:02.801Z. Cached copy · Source on smartcredit.io
# SmartCredit.io
> SmartCredit.io — AI-driven self-custodial DeFi neobank. Fixed-term fixed-rate borrowing and lending, AI portfolio optimization, investment funds, and liquidation protection for Aave V3. 20,000+ registered users on Ethereum mainnet.
- [SmartCredit.io](https://smartcredit.io/): AI-driven self-custodial DeFi neobank. Fixed-term fixed-rate borrowing and lending, AI portfolio optimization, investment funds, and liquidation protection for Aave V3. 20,000+ registered users on Ethereum mainnet.
## App
- [Borrow](https://smartcredit.io/borrow): fixed-term, fixed-rate collateralized DeFi loans (11-180 days). No variable-rate risk, no bank-run risk. Supported collateral includes ETH, WBTC, USDC, DAI. Interest rate locked at origination.
- [Lend](https://smartcredit.io/lend): Personal Fixed Income Funds with fixed-term, fixed-rate returns. Loss provision safeguards protect principal. Deploy capital for 11-180 days at a guaranteed rate. No impermanent loss.
- [Investment Funds](https://smartcredit.io/invest): structured crypto portfolio products with automatic rebalancing. AI-optimized fund selection across categories. Fixed-rate leveraged Lido staking for ETH yield enhancement.
- [Portfolio](https://smartcredit.io/portfolio): AI chat-based Markowitz-optimized portfolio recommendations by crypto category. Sharpe ratio and volatility charts with 5-year historical simulation. Broad and category-based portfolio modes.
- [Compare Historical Rates](https://smartcredit.io/compareInterestRates): side-by-side comparison of historical borrowing rates across Aave, Compound, MakerDAO, and SmartCredit. 5-year data. Shows fixed vs variable rate behaviour by market cycle.
- [Earn](https://smartcredit.io/earn): overview of earning opportunities on SmartCredit: fixed-rate lending, SMARTCREDIT token staking, referral rewards, and affiliate programs.
- [Stake SMARTCREDIT](https://smartcredit.io/stake): stake the SMARTCREDIT token for bonus rewards, gasless re-staking, fee discounts, and governance participation. Lock periods from flexible to long-term.
- [Rewards](https://smartcredit.io/rewards): SMARTCREDIT token reward programs, bonus pools, integrator incentives, and staking multipliers.
- [Protection Agent](https://smartcredit.io/protection-agent): AI liquidation risk monitor for Aave V3 borrower positions on Ethereum mainnet. Computes real-time liquidation probability using a log-normal volatility model. Sends Telegram alerts before liquidation threshold is reached.
## Developer
- [SmartCredit MCP Server](https://mcp.smartcredit.io/web3-borrow-lend-mcp): hosted Model Context Protocol server (Streamable HTTP, MCP spec 2025-03-26). Tool: get_liquidation_risk — evaluates Aave V3 borrower liquidation risk with live on-chain data, z-score probability, per-asset price thresholds, and stress scenarios. Public, no authentication required.
- [SmartCredit Docs](https://smartcredit.io/learn/): full documentation covering borrowing, lending, investment funds, p
…Related sites
Other listed sites in Finance and payments. See the whole category →
| Domain | Title | Category | Country | Authority | llms.txt | llms-full.txt | Save |
|---|---|---|---|---|---|---|---|
| forter.com | Forter — Identity Intelligence for Digital Commerce | interface Ecommerce Cybersecurity +1 | US | 75 | ✓ | ✓ | |
| paypal.com | PayPal | transactional Finance and payments | 73 | ✓ | |||
| stripe.com | Stripe | interface Finance and payments APIs and SDKs | IE | 72 | ✓ | ||
| coinmarketcap.com | CoinMarketCap API Documentation | interface Developer tools APIs and SDKs +2 | 71 | ✓ | ✓ | ||
| opentext.com | OpenText | documentation Cybersecurity Finance and payments +4 | CA | 70 | ✓ | ✓ | |
| square.site | Square (US - English) | transactional Ecommerce Finance and payments | US | 69 | ✓ | ||
| clerk.com | Clerk | interface Finance and payments Authentication and identity +1 | US | 68 | ✓ | ✓ | |
| solana.com | Solana Documentation | documentation Finance and payments Documentation and reference +2 | US | 68 | ✓ | ✓ |
Machine-readable: GET /v1/resolve?q=smartcredit.io · GET /v1/domain/smartcredit.io · this page as Accept: application/json or text/markdown · MCP lookup_domain
Automatically discovered from public files. Inclusion does not imply endorsement or publisher participation.
Own or manage this website?
If you own or manage smartcredit.io, you can update its listing and review file health, discovery activity and score history.
Manage this listing — optional
What verification unlocks
See how your site is discovered—and control what agents see.
- Control what agents see
Edit your listing description, tags, public contact details and additional llms.txt paths. Publish your terms for automated access, attribution and pricing.
- Make your profile eligible for search
A valid, listed, unblocked, verified profile can appear in our publisher sitemap and become eligible for search-engine visibility. Search engines decide what to index and rank.
- Appear in our llms-full.txt
Eligible verified publishers are listed by name, with their file links and summaries, in the service overview agents can read.
Free. No account registration, backlink or payment required. Public discovery remains available without verification.
Let your coding agent verify it
If your coding agent is authorized to manage this website, paste these instructions into it.
Claim my listing on Agent Web Map for smartcredit.io:
1. POST https://agentwebmap.com/v1/sites/smartcredit.io/claims and keep claim_id and claim_secret private.
2. Publish the proof: add the line "AgentWebMap ownership: <token>" (token from step 1) to https://smartcredit.io/llms.txt, or use the DNS, meta-tag or well-known method the response describes.
3. POST https://agentwebmap.com/v1/sites/smartcredit.io/verify with {"claim_id": "...", "claim_secret": "..."}.
4. Save the api_key from the answer; it manages the listing (PATCH https://agentwebmap.com/v1/sites/smartcredit.io).
MCP equivalent: tools begin_ownership_claim, then verify_domain, at https://agentwebmap.com/mcp. Docs: https://agentwebmap.com/docs#verifyCorrections or removal requests: contact the directory.