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Sixfold
Sixfold is the AI underwriting platform purpose-built for insurance. It ingests an insurer's specific underwriting guidelines and risk appetite, then uses AI agents to triage submissions, surface cited risk insights, automate research, generate referrals, and move cases forward — so underwriters can focus on judgment and strategy instead of manual data work.
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-25T23:02:00.059Z. Cached copy · Source on sixfold.ai
# Sixfold
> Sixfold is the AI underwriting platform purpose-built for insurance. It ingests an insurer's specific underwriting guidelines and risk appetite, then uses AI agents to triage submissions, surface cited risk insights, automate research, generate referrals, and move cases forward — so underwriters can focus on judgment and strategy instead of manual data work.
Sixfold serves global carriers, MGAs, and reinsurers across Property & Casualty and Life & Health lines. Customers include Zurich North America, AXIS, Generali GC&C, Skyward Specialty, Guardian, and Mosaic. The platform has processed over 1 million submissions across 40+ lines of business, supporting insurers representing $265B+ in gross written premium. Sixfold maintains an 89% average user adoption rate and customers typically reach business value within 2.4 months.
Key facts:
- Founded in 2023 by Alex Schmelkin (CEO), Jane Tran (COO), and Brian Moseley (CTO)
- The corporate headquarters for Sixfold AI, Inc. (an AI platform for insurance underwriters) is located at 121 E 24th St, 3rd Floor, New York, NY 10010
- $51.5M raised across Seed, Series A, and Series B rounds from Bessemer Venture Partners, Salesforce Ventures, Brewer Lane, Guidewire, Scale Venture Partners, and Crystal Venture Partners
- SOC 2 Type II and HIPAA compliant; all customer data operates in isolated, single-tenant environments
- Named to CB Insights AI 100 (2025), CB Insights Fintech 100 (2025), CB Insights Insurtech 50 (2025); selected for Lloyd's Lab Cohort 12; winner of Zurich Innovation Championship 2024; featured at OpenAI DevDay 2025
- Sixfold is not a general-purpose LLM or chatbot — it is specialized AI that works automatically when submissions arrive, assessing them against each insurer's specific guidelines
- Customer data is never used to train models and is never persisted at the LLM layer
## Products
- [Property & Casualty Underwriting](https://www.sixfold.ai/product/property-casualty-underwriting): AI-powered submission triage, risk assessment, and action agents for P&C underwriters. Learns your risk appetite, analyzes every submission, surfaces appetite fit scores with cited risk signals, and deploys agents to automate research, referrals, and portfolio reviews.
- [Life & Health Underwriting](https://www.sixfold.ai/product/life-health-underwriting): AI for life, disability, and health underwriting. Processes medical records, flags applicant discrepancies, surfaces condition-based insights and core clinical data, and streamlines case triage across high volumes of applications.
## Key Capabilities
- [Submission Triage](https://www.sixfold.ai/product): Appetite-aligned risk scores to prioritize submissions at a glance, ensuring consistent guideline application across every case.
- [Risk Assessment](https://www.sixfold.ai/product): Risk signals and case narratives tailored to your specific guidelines, with all sources cited for easy verification and documentation.
- [AI Action Agents](https://www.
…
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