sinder.ae valid

Sinder — The ultimate travel card.

Sinder is a Dubai-built UAE fintech that provides the travel-money app, technology interface and Sinder FX pricing layer for a ruya-issued Mastercard Platinum Debit travel card — 0% Sinder FX markup within an AED 40,000 / month worldwide allowance, settled at the Mastercard Exchange Rate. Sinder is not a bank; the card/account is provided by ruya as the regulated issuing bank and account provider, with Network International supporting payment processing and Mastercard as the card scheme.

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-23T23:31:49.485Z. Cached copy · Source on sinder.ae

# Sinder — The ultimate travel card.

> Sinder is a Dubai-built UAE fintech that provides the travel-money app, technology interface and Sinder FX pricing layer for a ruya-issued Mastercard Platinum Debit travel card — 0% Sinder FX markup within an AED 40,000 / month worldwide allowance, settled at the Mastercard Exchange Rate. Sinder is not a bank; the card/account is provided by ruya as the regulated issuing bank and account provider, with Network International supporting payment processing and Mastercard as the card scheme.

- URL: https://sinder.ae
- Email: socials@sinder.ae
- Phone: +971 52 263 4052
- WhatsApp: https://wa.me/971522634052
- LinkedIn: https://www.linkedin.com/company/sinder-ae/
- Founded: 2024
- HQ: Dubai, United Arab Emirates
- Area served: United Arab Emirates
- Full digest: https://sinder.ae/llms-full.txt

## Company Overview
Sinder is not a bank and does not itself issue the card or account. Sinder provides the app, technology interface and Sinder FX pricing layer for a ruya-issued Mastercard Platinum Debit card — the country's first transparent travel debit card. The ruya-issued Founder Card is a Mastercard Platinum Debit, provided by ruya as the regulated issuing bank and account provider, with Network International supporting payment processing and Mastercard as the card scheme, that settles every foreign transaction at the Mastercard Exchange Rate — the scheme's network rate, which can differ from the interbank mid-market rate and varies with processing and settlement timing — and adds Sinder's own transparent markup on top — 0% within an AED 40,000 / month worldwide allowance, then +0.5% (weekday) or +1.5% (weekend) on the excess only — weekend rates are higher because global FX markets are closed, priced transparently instead of hidden in an all-week markup. There is no per-transaction surcharge.

Sinder is built for UAE residents who travel — frequent leisure travellers, cross-border professionals, and expats who send money home or spend on holiday. The product replaces the FX charges UAE cards publish — the products reviewed on Sinder's comparison pages publish FX fees in roughly the 1.84%–3.14% range (VAT and other charges can be additional) — with a clear, predictable cost the cardholder can verify against the public Mastercard Exchange Rate.

The team is led by Chris Hughes (CEO, ex-Revolut, ex-Tamara) and Artem Kuchumov (CTO, ex-Revolut). Headquartered in Dubai. The card and account are issued and provided by ruya as the regulated issuing bank and account provider, with Network International supporting payment processing and Mastercard as the card scheme; KYC is handled through licensed UAE channels.

## Key Facts (verified)
- FX rate: settles at the Mastercard Exchange Rate — the card scheme's network rate, not the bank rate. It can differ from the interbank mid-market rate and varies with processing and settlement timing.
- Sinder FX markup: 0% on the first AED 40,000 spent abroad per calendar month, worldwid
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Machine-readable: GET /v1/resolve?q=sinder.ae · GET /v1/domain/sinder.ae · this page as Accept: application/json or text/markdown · MCP lookup_domain

Automatically discovered from public files. Inclusion does not imply endorsement or publisher participation.

Claim my listing on Agent Web Map for sinder.ae:
1. POST https://agentwebmap.com/v1/sites/sinder.ae/claims and keep claim_id and claim_secret private.
2. Publish the proof: add the line "AgentWebMap ownership: <token>" (token from step 1) to https://sinder.ae/llms.txt, or use the DNS, meta-tag or well-known method the response describes.
3. POST https://agentwebmap.com/v1/sites/sinder.ae/verify with {"claim_id": "...", "claim_secret": "..."}.
4. Save the api_key from the answer; it manages the listing (PATCH https://agentwebmap.com/v1/sites/sinder.ae).
MCP equivalent: tools begin_ownership_claim, then verify_domain, at https://agentwebmap.com/mcp. Docs: https://agentwebmap.com/docs#verify

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