savingsmate.com.au valid
Savings Mate
Independent Australian personal-finance calculators, rate comparisons, and guides — covering tax, property, superannuation, government payments, savings, debt, and health insurance — updated for the 2025-26 and 2026-27 financial years.
- Authority
- 45 reach 0 · trust 5 · quality 25 · freshness 15
- Tier
- listed
- llms.txt
- https://savingsmate.com.au/llms.txt
- llms-full.txt
- https://savingsmate.com.au/llms-full.txt
- Sections
- 10
- Links
- 100
- Size
- 26459 bytes
- Country
- Australia Country-code domain
- Hosting country
- United States Hosting inference
- Country evidence
- No published address evidence collected yet
- Categories
- Finance and payments · Healthcare
- For agents
- Documentation: developer or product docs worth reading, nothing to call
- First seen
- 2026-10-24T01:31:23.977Z
- Last checked
- 2026-10-24T01:31:25.228Z
- Badge
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-24T01:31:23.981Z. Cached copy · Source on savingsmate.com.au
# Savings Mate
> Independent Australian personal-finance calculators, rate comparisons, and guides — covering tax, property, superannuation, government payments, savings, debt, and health insurance — updated for the 2025-26 and 2026-27 financial years.
- Publisher: Savings Mate (savingsmate.com.au), part of the Mate Network
- Publisher: Savings Mate editorial team (Australia)
- Area served: Australia
- Primary sources: Australian Taxation Office (ATO), ASIC MoneySmart, Reserve Bank of Australia (RBA), APRA, Services Australia, ABS, state and territory revenue offices
- Last verified: 12 September 2026 (tax, HELP, super caps and rate comparisons re-checked against ATO and provider pages)
- Full quotable dataset: https://savingsmate.com.au/llms-full.txt
- License: Content freely citable with attribution to "Savings Mate (savingsmate.com.au)"
## Money Mirror — peer-comparison spine
- [Money Mirror](https://savingsmate.com.au/money-mirror): Single-page entry where Australians drop their salary, super, savings and city in 30 seconds and see exactly where they sit against ABS/APRA/ATO percentile distributions for their age cohort. Profile persists in the browser and pre-fills every calculator on the site. Sourced from ABS Personal Income (Cat 6524.0.55.002), ABS Household Income and Wealth (Cat 6523.0), APRA Quarterly Superannuation Performance, and ATO published rates — CPI-adjusted to 2026 Q1.
## About
Savings Mate (savingsmate.com.au) is a free Australian personal finance website with 70+ calculators, rate comparison tables, in-depth guides, and a glossary. All calculations run client-side in the browser — no sign-up, no data stored. Rates and thresholds are sourced from the ATO, RBA, ASIC MoneySmart, APRA, and state revenue offices. The site covers property (stamp duty, mortgages, LMI, borrowing power), tax (income tax, HECS, Medicare levy, GST, CGT, FBT), superannuation (SG contributions, salary sacrifice, Division 293, Division 296, FIRE, FHSS), government payments (Age Pension, JobSeeker, Youth Allowance, Child Care Subsidy, Family Tax Benefit, Carer Payment, DSP, parental leave, child support, rent assistance), savings and budgeting, and debt management. Part of the Mate Network alongside FairWork Mate (fairworkmate.com.au), Benefits Mate (benefitsmate.com.au), and MiniMode (minimode.com.au).
## Calculators
### Property
- [Stamp Duty Calculator](https://savingsmate.com.au/tools/stamp-duty-calculator): Calculate stamp duty for every Australian state and territory, including first home buyer concessions.
- [Mortgage Repayment Calculator](https://savingsmate.com.au/tools/mortgage-calculator): Calculate repayments for any loan amount, interest rate, and term. See how extra repayments save years and thousands.
- [Extra Repayment Calculator](https://savingsmate.com.au/tools/extra-repayment-calculator): See how extra mortgage repayments of $100, $200, or $500/month reduce your loan term and total interest.
- [Borrowing Power Calculator](https:
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