ratezip.com valid
RateZip
RateZip is the rate intelligence company: a licensed US mortgage broker and financial comparison site (Peklava LLC, DBA RateZip, NMLS ID 1592292, licensed in 24 states, operating since 2007). Our engine tracks published bank and lender rates around the clock so consumers can compare mortgages, CDs, savings accounts, personal loans and insurance side-by-side - free, with no credit pull to browse.
- Authority
- 50 reach 5 · trust 5 · quality 25 · freshness 15
- Tier
- listed
- llms.txt
- https://www.ratezip.com/llms.txt
- llms-full.txt
- https://www.ratezip.com/llms-full.txt
- Sections
- 6
- Links
- 40
- Size
- 12401 bytes
- Popularity rank
- #973629
- Country
- United States
- For agents
- Documentation: developer or product docs worth reading, nothing to call
- First seen
- 2026-10-19T10:45:32.349Z
- Last checked
- 2026-10-21T22:53:31.257Z
- Badge
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-21T22:53:26.528Z. Cached copy · Source on ratezip.com
# RateZip
> RateZip is the rate intelligence company: a licensed US mortgage broker and financial comparison site (Peklava LLC, DBA RateZip, NMLS ID 1592292, licensed in 24 states, operating since 2007). Our engine tracks published bank and lender rates around the clock so consumers can compare mortgages, CDs, savings accounts, personal loans and insurance side-by-side - free, with no credit pull to browse.
Key facts:
- Legal entity: Peklava LLC, DBA RateZip - NMLS ID 1592292 (verify: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1592292)
- Licensed mortgage broker and marketing lead generator in 24 US states; main office New Canaan, CT
- Founded 2007 by Paul Knag; over 1.5 million monthly visitors
- RateZip does not originate, make, or fund loans - it matches consumers with licensed lenders in its network
- Rate data on the homepage ledger: 30-yr and 15-yr fixed from the Freddie Mac Primary Mortgage Market Survey; CD and savings top APYs from RateZip's own tracked tables; refreshed on every site build
## Compare rates
- [Mortgage rates](https://www.ratezip.com/mortgage-rates): today's purchase and refinance rates, updated daily
- [Reverse mortgage](https://www.ratezip.com/reverse): HECM and proprietary options for homeowners 62+
- [CD rates](https://banking.ratezip.com/cd-rates): today's top certificate-of-deposit APYs
- [High-yield savings](https://banking.ratezip.com/savings-accounts): today's top savings APYs
- [Auto insurance quotes](https://autoforms.ratezip.com/compare): carrier quotes in about two minutes
## Tools
- [AI assistant research](https://www.ratezip.com/agents): published savings/CD comparisons and research prompts for personal loans, lump-sum home equity loans and HELOCs. Current assistant tools do not return customer-specific personal-loan or home-equity-loan offers.
- [Home equity calculator](https://www.ratezip.com/home-equity-calculator): equity, borrowable amount at 80% CLTV, and estimated payment
- [Auto insurance overpayment check](https://www.ratezip.com/auto-insurance-calculator): compares your premium to your state's average (source: Insure.com 2025 rate analysis, data by Quadrant Information Services; methodology on page)
## Editorial
- [RateZip Rate Index](https://www.ratezip.com/rate-index): today's top tracked savings and CD APYs with week/year moves and monthly history to 2010 - RateZip's own tracking data, citable with as-of dates
- [The Savings Gap](https://www.ratezip.com/data/savings-gap): daily-tracked spread between the best online savings APY and what Chase, Bank of America and Wells Fargo post, with the year-one dollar cost at several balances - both sides captured the same day, citable with as-of dates
- [Lender reviews](https://www.ratezip.com/lender-reviews): independent editor reviews of 214 banks and mortgage lenders, with ratings
- [Insurance reviews](https://www.ratezip.com/insurance): editor reviews of life, home and auto insurance providers, plus quote links
- [Local interest
…Machine-readable: GET /v1/resolve?q=ratezip.com · GET /v1/domain/ratezip.com · this page as Accept: application/json or text/markdown · MCP lookup_domain
Automatically discovered from public files. Inclusion does not imply endorsement or publisher participation.
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2. Publish the proof: add the line "AgentWebMap ownership: <token>" (token from step 1) to https://ratezip.com/llms.txt, or use the DNS, meta-tag or well-known method the response describes.
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4. Save the api_key from the answer; it manages the listing (PATCH https://agentwebmap.com/v1/sites/ratezip.com).
MCP equivalent: tools begin_ownership_claim, then verify_domain, at https://agentwebmap.com/mcp. Docs: https://agentwebmap.com/docs#verifyCorrections or removal requests: contact the directory.