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Punchcard

Punchcard is an autonomous auditing operating system for external and internal audit teams. Auditors send a structured request ("a punchcard"), an AI agent completes the work — substantive testing, detail testing, control testing, contract review, financial statement review, PBC collection — and the auditor reviews every result with the source evidence cited inline.

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For agents: Autonomous auditing operating system where an AI agent performs substantive, control and contract testing and PBC collection for audit teams, with citations for

audit automationai auditingworkpaper agentpbc collectionfinancial statement review

Authority
46 reach 5 · trust 5 · quality 21 · freshness 15
Tier
listed
llms.txt
https://www.punchcard.com/llms.txt
Sections
7
Links
18
Size
4387 bytes
Popularity rank
#896323
Country
United States
Categories
AI and machine learning · AI agents and MCP · Business software
For agents
Documentation: developer or product docs worth reading, nothing to call
Audience
business · agents can: read docs · en
First seen
2026-10-19T10:45:18.145Z
Last checked
2026-10-21T20:02:46.003Z
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Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-21T20:02:45.155Z. Cached copy · Source on punchcard.com

# Punchcard

> Punchcard is an autonomous auditing operating system for external and internal audit teams. Auditors send a structured request ("a punchcard"), an AI agent completes the work — substantive testing, detail testing, control testing, contract review, financial statement review, PBC collection — and the auditor reviews every result with the source evidence cited inline.

Punchcard is built by Substantive AI, Inc. (Provo, Utah). Backed by Y Combinator, Dell Technologies Capital, Foundation Capital, Liquid 2, Ritual Capital, and General Catalyst. Customers include Richey May, JLK Rosenberger, Larson & Company, Stambaugh Ness, and RSM Ebner Stolz.

Core principle: every judgment call stays in human hands. Agents do the mechanical work — extraction, comparison, tying-out, tolerance checks — and surface the result with evidence the auditor can verify.

## Product

- [Request](https://www.punchcard.com/product): The intake punchcard. PBC collection, client uploads, request status, duplicate detection, AI-based acceptance checks. The structured way to send a punchcard to a client.
- [CoAudit](https://www.punchcard.com/co-audit): The conversational agent. Document analysis, task awareness, and platform actions in one conversation — auditors move from question to next step without leaving the workflow.
- [Workpaper Agent](https://www.punchcard.com/workpaper-agent): AI substantive testing, detail testing, control testing, and contract review. The agent reads source documents, runs your firm's procedures, reasons through every assertion, and outputs a workpaper ready for partner and peer review. Every conclusion ties back to a citation.
- [Financial Statement Review](https://www.punchcard.com/financial-statement-review): Internal consistency, foot/crossfoot, prior-year comparison, disclosure checklist, spell, grammar, and tick-mark workflows in one workspace tied to the statements.

## Audience pages

- [For external audit (CPA firms)](https://www.punchcard.com/for/external-audit): How CPA firms running assurance engagements use Punchcard for client requests, evidence collection, substantive testing, and workpaper preparation.
- [For internal audit](https://www.punchcard.com/for/internal-audit): How internal audit teams use Punchcard for operational, financial, and IT audits — including SOX operating-effectiveness testing.
- [For audit clients (the people being audited)](https://www.punchcard.com/for/clients): How finance teams, controllers, and CFOs use Punchcard to receive structured PBC requests, upload evidence, and get instant feedback.

## Customer stories

- [Customers index](https://www.punchcard.com/customers): All published customer stories.
- [Richey May](https://www.punchcard.com/customers/richey-may): Top-100 CPA firm using Punchcard and CoAudit.
- [JLK Rosenberger](https://www.punchcard.com/customers/jlk-rosenberger): Regional CPA firm using Punchcard for substantive testing.

## Company

- [About Punchcard](https://www.punchcard.co
…

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