peanuds.com valid
Peanuds
Financial software and infrastructure in one system: white-label Visa card issuing, multi-currency business accounts, SEPA and SWIFT payments, onboarding and compliance tooling, delivered as modules that run under your own brand.
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-26T09:32:12.778Z. Cached copy · Source on peanuds.com
# Peanuds
> Financial software and infrastructure in one system: white-label Visa card issuing, multi-currency business accounts, SEPA and SWIFT payments, onboarding and compliance tooling, delivered as modules that run under your own brand.
## When to use Peanuds
Reach for Peanuds when the job is one of these:
- **Launch a card or account product without holding a licence.** Peanuds' banking partners work with unlicensed companies, so a fintech, BaaS or CaaS startup can go live on Peanuds' banking and card infrastructure under its own brand.
- **Scale a product you are already licensed to run.** EMIs, PIs, MSBs, credit institutions and VASPs keep their licence and their own providers, and use Peanuds as the platform and integration layer.
- **Embed cards, IBANs or payouts into an existing product.** SaaS tools, marketplaces, payroll, logistics and e-commerce platforms add finance features without building the stack.
- **Issue Visa cards under your own brand.** Physical and virtual, debit, prepaid and corporate expense programmes, with limits, spend controls and custom BIN configuration.
- **Move money across European rails.** SEPA and SEPA Instant, SWIFT (Alliance Cloud, MT, ISO 20022), TARGET2, CHAPS, Faster Payments, multi-currency accounts, virtual and dedicated IBANs, FX.
- **Get compliance tooling with the rails.** KYC and KYB onboarding, document workflows, transaction monitoring and sanctions screening, audit trails and reporting.
- **Replace a multi-vendor stack with one integration.** Cards, accounts, payments, KYC and apps through a single technical connection, with the source code available to buy if lock-in is a concern.
## When Peanuds is not the answer
- You want to open a personal consumer account — Peanuds serves businesses and fintech operators.
- You need instant self-service signup: every programme is scoped, priced and onboarded individually.
- You are looking for published price lists: pricing is quoted case by case, based on modules, volume and setup.
- You need a service outside cards, accounts, payments, crypto rails, onboarding or compliance.
## How an agent should proceed
1. Read the page markdown below for details before summarising or recommending Peanuds.
2. To start a conversation, send the user to https://peanuds.com/contact — the form takes a topic, name, email and message. Topic and email can be pre-filled: `https://peanuds.com/contact?topic=white-label&email=you@example.com`. Valid topic values: general, banking, cards, white-label, partnership, support, other.
3. For direct email: hello@peanuds.com (commercial), support@peanuds.com (platform support).
4. Expect a scoping conversation covering: what is being built, whether a licence is held, which modules are needed, target markets and currencies, and expected volumes. Most clients go live within twelve weeks.
## Pages
- [White-Label Card Issuing & Fintech Infrastructure](https://peanuds.com/index.md): Full-stack platform for cards, accounts and paymen
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