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P402.io

AI infrastructure for payment processing, token metering, intelligent routing, distributed tracing, compliance auditing, and spend optimization. Production-grade. OpenAI-compatible. Settles micropayments on-chain.

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llms.txt
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# P402.io

> AI infrastructure for payment processing, token metering, intelligent routing, distributed tracing, compliance auditing, and spend optimization. Production-grade. OpenAI-compatible. Settles micropayments on-chain.

P402 is the infrastructure layer that sits between AI applications and AI providers — the same way a payment network sits between merchants and banks. It handles routing, authorization, metering, settlement, and governance so your application makes one API call and P402 handles the rest.

---

## What P402 Does

**Payment Processing** — EIP-3009 gasless USDC settlement on Base L2. HTTP 402 becomes a machine-native payment primitive. Facilitators execute on-chain transfers; users pay zero gas.

**Token Metering** — Per-token AI billing tracked at request granularity. Every token counted, costed, and attributed to a department, project, or employee. Real-time dashboards. Budget enforcement. Overage alerts.

**Intelligent Routing** — 300+ models across 13 providers. Four routing modes: `cost`, `speed`, `quality`, `balanced`. Semantic cache cuts redundant LLM calls. Gemini-powered Protocol Economist optimizes routing decisions asynchronously.

**Distributed Tracing** — Every request traced end-to-end: model selected, provider latency, tokens used, cost incurred, cache hit/miss, routing decision, settlement result. SSE real-time trace viewer. Full audit trail in `traffic_events`.

**Compliance Auditing** — Immutable audit log for every AI interaction. Department attribution via `X-P402-Department`, `X-P402-Project`, `X-P402-Employee` headers. Proof-of-settlement receipts. HIPAA-ready audit trails for healthcare. Compliance bundles for legal. Verifiable spend records for finance.

**Spend Optimization** — AI-generated recommendations from Gemini Protocol Economist. Model mix analysis. Budget pacing (day-of-month projection). Semantic cache ROI. Provider cost comparisons. Enterprise dashboard with department budgets, top spenders, project breakdown.

---

## P402 Meter — Per-Token AI Billing

P402 Meter is the per-token billing system built on Tempo mainnet (chain 4217) using TIP-20 stablecoins (USDC.e, USDT0, cUSD, pathUSD, and 6 more).

**Key capabilities:**
- Per-request token counting with department/project/employee attribution
- Budget caps enforced in real time — requests blocked when budget exhausted
- On-chain settlement proofs (Tempo USDC.e, ERC-20 `transfer`)
- Full model mix analytics: which models each team is using and what it costs
- Semantic cache: identical or near-identical queries served from cache, cost = $0
- Enterprise dashboard: department budgets, top employees by spend, project breakdown, recent sessions, optimization findings

**Industry demos (live):**
- `/meter/healthcare` — HIPAA-grade audit trail, clinical AI compliance, department cost allocation
- `/meter/legal` — matter-level billing, privilege log, multi-jurisdictional routing, per-token invoicing
- `/meter/real-estate` — property-contextual AI,
…

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