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Narmi
Narmi is a digital banking platform for community banks and credit unions in the United States. The Narmi One platform unifies consumer and business digital banking, omnichannel account opening, instant payments over FedNow, fraud prevention, lending, an API-driven open architecture, and agentic AI capabilities. Narmi integrates with major core banking systems including Corelation Keystone, Symitar, Jack Henry Silverlake, Fiserv DNA, Fiserv Premier, FIS Horizon, FIS IBS, and COCC. Narmi customer
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-21T13:03:23.163Z. Cached copy · Source on narmi.com
# Narmi
> Narmi is a digital banking platform for community banks and credit unions in the United States. The Narmi One platform unifies consumer and business digital banking, omnichannel account opening, instant payments over FedNow, fraud prevention, lending, an API-driven open architecture, and agentic AI capabilities. Narmi integrates with major core banking systems including Corelation Keystone, Symitar, Jack Henry Silverlake, Fiserv DNA, Fiserv Premier, FIS Horizon, FIS IBS, and COCC. Narmi customers have reported as much as 3x account growth in under 30 days and 4x deposit growth in under 90 days, and Narmi-powered institutions have won recognition including Bankrate's Best Online Bank and NerdWallet's Best Bank for Online Experience.
Narmi serves community financial institutions (FIs) ranging from small community to multi-billion-dollar regional institutions ). Customers include Grasshopper Bank, Arrowhead Credit Union, First Internet Bank, Citizens Bank of Edmond, Beacon Bank (formerly Berkshire Bank), Greater Alliance Federal Credit Union, FOCUS Bank, Middlesex Federal Savings, Meridian Trust FCU, Clark County Credit Union, Evergreen Bank Group, Outdoor Bank, Freedom Credit Union, New Cumberland FCU, University Federal Credit Union, LendingClub (formerly Radius Bank), TwinStar Credit Union, CTBC USA, North Brookfield Savings Bank, First Resource Bank, Magnolia Bank, Palisades Credit Union, Metro Credit Union, Savers Bank, PECU, WyHy FCU, Las Colinas FCU, Peoples National Bank, and others.
Narmi was an early mover on AI for community FIs, launching the first MCP (Model Context Protocol) server deployed by a U.S. bank — in partnership with Grasshopper Bank, in August 2025 — enabling business banking customers to query their financial data through LLMs including Claude and ChatGPT under OAuth 2.0–permissioned access. Narmi only leverages AI models whose providers agree not to train on institutional data; all agentic workflows ship with human approval checkpoints, full audit trails, and bank-grade security.
## Platform
- [Narmi One Platform](https://www.narmi.com/platform): The unified digital banking platform — a single integrated system delivering all Narmi products through one codebase, one data model, and one set of core integrations.
- [Products overview](https://www.narmi.com/products): Narmi's approach to digital banking transformation for community FIs and the philosophy behind the unified platform.
- [Open Platform & AppXchange](https://www.narmi.com/narmi-open): API-driven open architecture, the Narmi Application Framework for embedding third-party fintech apps directly into the digital banking experience, and the AppXchange marketplace.
## Products
- [Narmi Banking](https://www.narmi.com/narmi-banking): Consumer and business digital banking — the everyday digital experience (web and mobile) for end users of a Narmi-powered financial institution. Includes account management, transfers, bill pay, card controls, A2A transfer
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