nadapayments.com valid
Nadapayments
Nadapayments provides payment processing and credit card surcharging services for U.S. businesses, including dental and veterinary practices. Surcharge availability and limits depend on location, card-network rules, and processing costs.
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-26T12:07:25.414Z. Cached copy · Source on nadapayments.com
# Nadapayments
> Nadapayments provides payment processing and credit card surcharging services for U.S. businesses, including dental and veterinary practices. Surcharge availability and limits depend on location, card-network rules, and processing costs.
## Key pages
- [Homepage](https://www.nadapayments.com/): Overview of Nadapayments and its payment services
- [About Nadapayments](https://www.nadapayments.com/about): Company background and approach to payment processing
- [How surcharging works](https://www.nadapayments.com/how-does-surcharging-work): Explanation of credit card surcharging and customer payment choices
- [Payment products](https://www.nadapayments.com/accept-payments): Ways to accept payments
- [Pricing](https://www.nadapayments.com/pricing): Published transaction rates and monthly product fees
- [FAQ](https://www.nadapayments.com/faq): Answers to common questions
- [Dental payment processing](https://www.nadapayments.com/dental-payment-processing): Payment processing for dental practices
- [Veterinary payment processing](https://www.nadapayments.com/veterinary-payment-processing): Payment processing for veterinary practices
- [Rules by state](https://www.nadapayments.com/rules-for-surcharging): State-specific surcharge information
- [Calculator](https://www.nadapayments.com/calculator): Estimate potential processing-cost savings
- [Case studies](https://www.nadapayments.com/case-studies): Individual customer examples
- [Blog](https://www.nadapayments.com/blog): Guides on surcharging and payment processing
- [Get started](https://www.nadapayments.com/get-started): Contact Nadapayments about a payment program
## Products
- Nadapayments Terminal: hardware for accepting in-person card payments
- Virtual terminal: browser-based payment processing, included with the terminal or available separately
- Payment links: shareable links for collecting payments
- Invoicing: tools for requesting and tracking payments
- Recurring payments: tools for managing repeat payments
See the payment product and industry pages for current device support, software integrations, and availability.
## How it works
Nadapayments offers a credit card surcharge program subject to applicable state laws and card-network limits. Its advertised credit card surcharge is 3%, but the permitted amount may be lower depending on processing costs and location. Debit transactions cost the business 1.5% + $0.25, with no surcharge to the customer. Monthly terminal or virtual-terminal fees also apply.
Debit and prepaid cards must not be surcharged. Visa requires merchants to notify their acquirer at least 30 days before surcharging begins. Merchants should confirm current notification requirements for other card brands with their acquirer. Setup must include the required disclosures, receipt information, and card-type detection.
## Surcharging legality (as of October 2026)
- Credit card surcharging is permitted in 47 states and the District of Columbia
- Prohibited
…
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