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Lumanu
Lumanu is a master vendor service for marketing payments. Brands and agencies use Lumanu to onboard, pay, and stay compliant with creators, influencers, agencies, and other freelance marketing vendors, without setting each one up in their ERP or AP system. Lumanu handles vendor onboarding, W-9/W-8 collection, 1099 filing, OFAC/AML screening, and global payouts to 180+ countries in 132 currencies.
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-21T04:00:10.356Z. Cached copy · Source on lumanu.com
# Lumanu
> Lumanu is a master vendor service for marketing payments. Brands and agencies use Lumanu to onboard, pay, and stay compliant with creators, influencers, agencies, and other freelance marketing vendors, without setting each one up in their ERP or AP system. Lumanu handles vendor onboarding, W-9/W-8 collection, 1099 filing, OFAC/AML screening, and global payouts to 180+ countries in 132 currencies.
Lumanu has processed over $1.5 billion in payments to 450,000+ creators and vendors across 180+ countries, and is used by Notion, Lyft, Airbnb, Warner Music Group, DoorDash, WeightWatchers, WPP, Intuit, MyFitnessPal, ClickUp, Soho House, Church & Dwight, Kenvue, and ManyChat.
## What Lumanu does
- [Lumanu Homepage](https://www.lumanu.com): Overview of Lumanu's master vendor service for marketing payments, with zero vendor setups and full compliance.
- [Pay Influencers Without Vendor Setups](https://www.lumanu.com/solutions/influencer-marketing): How Lumanu acts as your single master vendor to pay influencers, creators, and talent managers (including WME, UTA, CAA, Gersh) without onboarding each one as an individual vendor.
- [Vendor Onboarding](https://www.lumanu.com/platform/vendor-onboarding): How Lumanu onboards creators, influencers, agencies, and freelancers with self-serve onboarding, W-9/W-8 collection, tax-ID validation, and KYC/KYB and OFAC/AML screening.
- [Global Payments](https://www.lumanu.com/platform/global-payments): Pay creators and vendors in 180+ countries and 132 currencies via local payment rails (ACH, SEPA, FAST, SWIFT) with mid-market FX.
- [Tax Compliance](https://www.lumanu.com/platform/tax-compliance): Automated W-8/W-9 collection, TIN validation, 1099 generation and e-filing, with Lumanu as the merchant of record.
- [Financial Controls](https://www.lumanu.com/platform/financial-controls): Approval workflows, "No PO No Pay" policy enforcement, real-time spend tracking by project, campaign, or cost center, and audit-ready financial trails.
- [Vendor Experience & Support](https://www.lumanu.com/platform/vendor-experience-support): The creator and vendor side of Lumanu, with guided onboarding, a self-service portal, Instant Pay, and dedicated multi-language vendor support.
## API and developer resources
- [Lumanu API](https://www.lumanu.com/lumanu-api): Payment, onboarding, and compliance API for platforms and developers. Embed Lumanu's master vendor capabilities, including W-8/W-9 validation, OFAC/AML screening, multi-currency wallets, approval workflows, and local-to-local global payouts via API.
- [Lumanu API Documentation](https://developers.lumanu.com/docs/intro): Full developer documentation for the Lumanu API, including authentication, endpoints, sandbox environments, webhooks, and integration guides.
## Who Lumanu is for
- [For Marketers](https://www.lumanu.com/solutions/marketers): How influencer marketing and brand marketing teams use Lumanu to pay creators, agencies, and talent managers without vendor
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