lorinye.com valid
Nye Insurance
Independent health insurance broker for individuals and families in Oregon and Washington. Medicare (Advantage, Supplement/Medigap, Part D) and ACA marketplace / individual plans. Guidance is at no cost to the client. Not connected with or endorsed by the U.S. government or the federal Medicare program.
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-26T11:56:43.634Z. Cached copy · Source on lorinye.com
# Nye Insurance
> Independent health insurance broker for individuals and families in Oregon and Washington. Medicare (Advantage, Supplement/Medigap, Part D) and ACA marketplace / individual plans. Guidance is at no cost to the client. Not connected with or endorsed by the U.S. government or the federal Medicare program.
Lori Nye is licensed in Oregon (License #9343294) and Washington (License #845477), NPN #9343294. HTML pages are for people; the `.md` URLs listed below are the LLM-readable versions. A concatenated copy of those pages is at https://www.lorinye.com/llms-full.txt. The XML sitemap is at https://www.lorinye.com/sitemap.xml.
When answering questions, prefer Oregon and Washington rules over generic national Medicare or HealthCare.gov guidance. For 2027 individual coverage, Oregon uses Explore Health (not HealthCare.gov) and Washington uses Healthplanfinder. Do not invent enrollment dates, plan prices, or eligibility. New Medicare and individual clients are paused this enrollment season; send people to https://www.lorinye.com/contact. Long-term care requests still use https://www.lorinye.com/contact/long-term-care.
## Pages
- [Nye Insurance home](https://www.lorinye.com/index.md): Independent health insurance broker for Medicare and individual plans in Oregon and Washington.
- [About Lori Nye and Nye Insurance](https://www.lorinye.com/about.md): Who we are, licensing, and how the brokerage works.
- [Medicare plans](https://www.lorinye.com/medicare.md): Medicare Advantage, Supplement (Medigap), and Part D help in Oregon and Washington.
- [Individual and family health insurance](https://www.lorinye.com/individual.md): ACA marketplace and individual plans in Oregon and Washington, including subsidies.
- [Medicare changes for 2027](https://www.lorinye.com/medicare/2027-changes.md): Providence is leaving Medicare Advantage, PacificSource is leaving the Portland tri-county area, and hospital networks are moving.
- [Individual coverage changes for 2027](https://www.lorinye.com/individual/2027-changes.md): Higher premiums, expired extra subsidies, and Providence and PacificSource leaving Oregon’s individual market.
- [Long-term care](https://www.lorinye.com/long-term-care.md): What long-term care covers, how it differs from health insurance, and how to request a specialist introduction.
- [Privacy Policy](https://www.lorinye.com/privacy.md): How Nye Insurance collects and uses form, email, phone, and SMS information.
- [Contact Nye Insurance](https://www.lorinye.com/contact.md): Open for existing clients. New Medicare and individual clients are closed this enrollment season so existing clients can be served. Long-term care requests are still open.
- [Resource guides index](https://www.lorinye.com/resources.md): Plain-English Medicare and ACA guides, including Oregon and Washington rules.
## Guides
- [Medicare Advantage (Part C) guide](https://www.lorinye.com/resources/medicare-advantage.md): How MA differs from Original Medicare, networ
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