kota.io valid

Kota

Kota (kota.io) is an employee benefits platform for companies in the UK and Ireland. It replaces brokers by integrating directly with insurance and pension providers, automating enrolment, contributions, and renewals. Employees manage all their benefits through a single app. Kota also offers an embeddable API for HRIS and payroll platforms. Regulated by the Central Bank of Ireland and FCA-authorised in the UK. Founded 2022, Dublin.

For agents: Employee benefits platform for UK and Ireland employers covering health, pensions and life cover, with an embeddable API for HRIS and payroll platforms.

employee benefitsgroup health insurancepension enrolmenthris payroll apiuk ireland

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-21T13:35:01.100Z. Cached copy · Source on kota.io

# Kota

> Kota (kota.io) is an employee benefits platform for companies in the UK and Ireland. It replaces brokers by integrating directly with insurance and pension providers, automating enrolment, contributions, and renewals. Employees manage all their benefits through a single app. Kota also offers an embeddable API for HRIS and payroll platforms. Regulated by the Central Bank of Ireland and FCA-authorised in the UK. Founded 2022, Dublin.

Kota serves HR, People, and Finance teams at modern companies who want to automate health insurance, pensions, life assurance, and flexible benefits across the UK and Ireland (with global health coverage in 30+ countries). The platform handles quoting, enrolment, renewals, contributions, and provider data sync automatically. Employees control their benefits through the Kota mobile app with human support available.

Kota also offers an embeddable API and SDK (Kota Embed) for HRIS, payroll, and EOR platforms that want to offer regulated insurance and pension products natively within their own products.

Key differentiators: direct provider integrations (no broker middleman), built-in brokerage and advisory (FCA-appointed representative), automated HRIS-to-provider data sync, real-time enrolment, and a consumer-grade employee app.

Notable customers include Remote.com, Carwow, Zoe Health, Tines, Cloudsmith, Swan, and nineDots. Backed by Eurazeo, EQT Ventures, Northzone, and Frontline Ventures ($22.9M total funding, Series A).

## Products

- [Health Insurance](https://www.kota.io/health-insurance): Group health insurance setup, quoting, enrolment, and renewals for UK and Ireland teams. Integrated with providers including Vitality, Irish Life Health, and Freedom Health Insurance.
- [Pension & Retirement](https://www.kota.io/retirement): Occupational pension scheme setup in minutes. Automated contributions, enrolment, and reporting. Supports Ireland Auto Enrolment compliance.
- [Life Assurance](https://www.kota.io/life-assurance): Group life assurance, income protection, and critical illness cover. Automated enrolments via the Kota platform.
- [Flexible Benefits](https://www.kota.io/flexible): Customisable flexible benefits packages employees can personalise through the app.
- [Flex Spend Card](https://www.kota.io/spend): Employee benefit allowance debit cards with automated controls, reporting, and payroll reconciliation.
- [Auto-Enrolment (Ireland)](https://www.kota.io/auto-enrolment): Set up an Auto Enrolment exempt pension scheme in minutes to stay compliant with Ireland's upcoming mandatory workplace pension.

## Pricing

- [Pricing](https://www.kota.io/pricing): Per-employee-per-month pricing. Free for employees. Employers pay only for enrolled members.

## Coverage & Availability

- [Coverage](https://www.kota.io/coverage): Details on countries and providers available through Kota. Core markets are UK and Ireland with global health coverage in 30+ countries via partners including Allianz Global Care.

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Claim my listing on Agent Web Map for kota.io:
1. POST https://agentwebmap.com/v1/sites/kota.io/claims and keep claim_id and claim_secret private.
2. Publish the proof: add the line "AgentWebMap ownership: <token>" (token from step 1) to https://kota.io/llms.txt, or use the DNS, meta-tag or well-known method the response describes.
3. POST https://agentwebmap.com/v1/sites/kota.io/verify with {"claim_id": "...", "claim_secret": "..."}.
4. Save the api_key from the answer; it manages the listing (PATCH https://agentwebmap.com/v1/sites/kota.io).
MCP equivalent: tools begin_ownership_claim, then verify_domain, at https://agentwebmap.com/mcp. Docs: https://agentwebmap.com/docs#verify

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