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Jon L. Martin

Attorney at Law

For agents: Jon L. Martin, attorney in Palm City, FL, offering bankruptcy and Subchapter V business bankruptcy help, with articles on business financial distress.

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# Jon L. Martin

Attorney at Law

## Sitemaps

- [XML Sitemap](https://jonlmartinlaw.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [The Survival of Your Business: How Subchapter V Saves Your Business from Bankruptcy](https://jonlmartinlaw.com/the-survival-of-your-business-how-subchapter-v-saves-your-business-from-bankruptcy/) - In business, financial distress is an unfortunate reality that companies face. Downturns in the economy or unavoidable major expenses could suddenly push even the most resilient of companies to bankruptcy. There is, however, a lifeline for small businesses called Subchapter V of Chapter 11.Said as Subchapter 5, this component of the Bankruptcy Code offers a
- [4 Ways to Keep Your Stuff](https://jonlmartinlaw.com/4-ways-to-keep-your-stuff-2/) - 1. Confirm a chapter 11 or chapter 13 plan under §1123 & §1129(a) although both are ride with too many complications to address here. 2. Redeem it. Special rules apply to certain vehicles but essentially the debtor is entitled to buy the property from the estate at a value determined by the court, Say a debtor owes
- [4 Misconceptions About Credit Card Debt](https://jonlmartinlaw.com/4-misconceptions-about-credit-card-debt/) - 1. You only need to pay the minimum each month. Your credit-card bill will show the total amount you owe and a minimum payment, typically about 4% of your bill. Paying at least the minimum payment by the due date keeps you current and helps your credit score, a key way lenders grade your financial behavior.
- [4 Ways to Raise Your Credit Score Quickly After Filing Bankruptcy](https://jonlmartinlaw.com/4-ways-to-raise-your-credit-score-quickly-after-filing-bankruptcy-2/) - 1. Damage control. Make sure all the accounts you included in your bankruptcy are listed as such, and show $0 balances if you filed Chapter 7. If a creditor continues to report the account as delinquent –which they shouldn’t- your credit score will suffer.
- [4 Ways to Keep Your Stuff](https://jonlmartinlaw.com/4-ways-to-keep-your-stuff/) - 1. Confirm a chapter 11 or chapter 13 plan under §1123 & §1129(a) although both are ride with too many complications to address here. 2. Redeem it. Special rules apply to certain vehicles but essentially the debtor is entitled to buy the property from the estate at a value determined by the court, Say a debtor owes
- [11th Circuit Agrees, Home Surrender is Permanent](https://jonlmartinlaw.com/11th-circuit-agrees-home-surrender-is-permanent/) - Failla v. Citibank, N.A. (In re Failla), 838 F.3rd 1170 (11th Cir. 2016) The 11th Circuit has agreed that once a debtor makes the election to surrender their home on the statement of intention in the petition they cannot then turn around and “undo” the surrender and oppose a foreclosure in state court. The court went so far
- [Debunking 6 Myths About Bankruptcy](https://jonlmartinlaw
…

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