islandfcu.org valid
Island Federal Credit Union
Island Federal Credit Union is a not-for-profit, full-service financial institution founded in 1955, serving over 50,000 members across Long Island and Brooklyn, NY. Island Federal offers personal and business banking, including checking, savings, credit cards, mortgages, home equity, auto and personal loans, insurance, and investment services. Routing Number: 221475896. Member service: 631-851-1100.
For agents: Not-for-profit credit union serving Long Island and Brooklyn: checking, savings, cards, mortgages, auto and personal loans, insurance and investments.
credit unionchecking savingsmortgagespersonal loanslong island banking
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-21T18:07:59.519Z. Cached copy · Source on islandfcu.org
# Island Federal Credit Union
> Island Federal Credit Union is a not-for-profit, full-service financial institution founded in 1955, serving over 50,000 members across Long Island and Brooklyn, NY. Island Federal offers personal and business banking, including checking, savings, credit cards, mortgages, home equity, auto and personal loans, insurance, and investment services. Routing Number: 221475896. Member service: 631-851-1100.
## Personal Banking
- [Checking Accounts](https://islandfcu.org/checking/): Cash back checking and personal checking account options.
- [Savings Account](https://islandfcu.org/savings/): Personal savings account options.
- [Credit Cards](https://islandfcu.org/credit-cards/): Island Credit Mastercard with no annual fee, no balance transfer fee, and cash back rewards.
- ["High Five" Youth Savings](https://islandfcu.org/youth-savings/): Savings account designed for children.
- [Teen Checking](https://islandfcu.org/teen-debit-mastercard/): Teen checking with debit Mastercard.
- [Money Market](https://islandfcu.org/money-market/): Money market account with competitive yields.
- [IRAs](https://islandfcu.org/iras/): Individual retirement account options.
- [Certificates](https://islandfcu.org/certificates/): Share certificate account options.
- [Cash Back Categories](https://islandfcu.org/cash-back-categories/): Quarterly bonus uChoose Reward Points on Island Debit Mastercard purchases.
## Home Lending
- [Mortgages](https://islandfcu.org/mortgages/): Home mortgage loan options for Long Island and Brooklyn buyers.
- [Home Equity](https://islandfcu.org/home-equity/): Home equity loans and HELOCs for renovations and other needs.
- [First Time Home Buyers](https://islandfcu.org/cut-the-cost-mortgage/): Mortgage program for first-time home buyers.
- [Heroes Mortgage](https://islandfcu.org/heroes-mortgage/): Mortgage program for community heroes.
## Auto and Vehicle Loans
- [New and Used Auto Loans](https://islandfcu.org/vehicle-loan/): Financing for new and used vehicle purchases.
- [Auto Loan Refinancing](https://islandfcu.org/auto-loan-refinance/): Refinance an existing auto loan to lower payments.
- [Lease Buyout Program](https://islandfcu.org/vehicle-loan/#lease-buy-outs): Financing to purchase a leased vehicle.
- [Boat Loans](https://islandfcu.org/vehicle-loan/#boats): Financing for boat purchases.
- [RV Loans](https://islandfcu.org/vehicle-loan/#rvs): Financing for recreational vehicle purchases.
- [Vehicle Extended Warranty](https://islandfcu.org/extended-warranty/): Extended warranty coverage for vehicles.
## Personal Lending
- [Personal Loans](https://islandfcu.org/personal-loan/): Unsecured personal loan options.
- [Student Loans](https://islandfcu.org/college-loans/): College and student financing options.
- [Overdraft Protection](https://islandfcu.org/overdraft-protection/): Overdraft protection for checking accounts.
## Business Banking
- [Business Lending](https://islandfcu.org/business-lending/): Loan opt
…
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