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IMK: Kevin Knauss: Health, History, Travel, Insurance

Kevin Knauss independent health insurance in California, individuals, families, small groups, Covered California, Medicare, dental, vision insurance\.

For agents: Kevin Knauss independent insurance broker in California: health, Covered California, Medicare, dental and vision plans, with plan navigation pages and quote req

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The beginning of the file, from our validated copy saved 2026-10-21T18:29:17.270Z. Cached copy · Source on insuremekevin.com

# IMK: Kevin Knauss: Health, History, Travel, Insurance

> Kevin Knauss independent health insurance in California, individuals, families, small groups, Covered California, Medicare, dental, vision insurance\.

Generated by Yoast SEO v28.7, this is an llms.txt file, meant for consumption by LLMs.

## Pages
- [Insurance Videos](https://insuremekevin.com/kevin-knauss-insuremekevin-site-map/health-insurance-videos/)
- [Inland Empire Health Plan](https://insuremekevin.com/individual-and-family-navigation/inland-empire-health-plan/)
- [Health Net of California](https://insuremekevin.com/individual-and-family-navigation/health-net-california/)
- [Covered California Income Tables](https://insuremekevin.com/individual-and-family-navigation/covered-california-health-plan-benefits-and-costs/covered-california-income-tables/)
- [Quotes](https://insuremekevin.com/quotes/)

## Posts
- [Cost Benefit Analysis of Medicare Supplement Plans](https://insuremekevin.com/cost-benefit-analysis-of-medicare-supplement-plans/): In a switch from saving in a bad health year, Plan A with lower benefits delivers more savings than Plan G for the 65\-year\-old\. This is because the premiums are lower and the only Medicare expense category covered is the Part B coinsurance\. At age 75, because of the higher premiums, it costs the plan member more in premiums for the Medicare Supplement Plan A or G than the plans deliver in cost savings\.
- [What is Covered California? FAQs for Individuals and Families](https://insuremekevin.com/what-is-covered-california-faqs-for-individuals-and-families/): Is Covered California the only place to buy health insurance? No\. You can buy a plan directly from one of the health insurance carriers available in your region\. But there will be no subsidy to lower the monthly premiums\. Enrollment into a health plan directly from the carrier is called off\-exchange, as opposed to purchasing a plan on\-exchange through Covered California\.
- [Starting A California Small Group Health Plan](https://insuremekevin.com/starting-a-california-small-group-health-plan/): Between the single carrier option or the small group exchanges, it doesn’t appear that one has better rates over the other\. In general, HMO plans will always be less expensive than PPO plans\. You should get quotes for plans from a single carrier as well as the small group exchanges\. Even though the information can seem overwhelming, that’s where your insurance agent can help filter out carriers and plans that don’t fit your needs\.
- [How to Switch from Medicare Advantage to a Medicare Supplement Plan](https://insuremekevin.com/how-to-switch-from-medicare-advantage-to-a-medicare-supplement-plan/): Apply for the Medicare Supplement plan first and complete underwriting if required\. If approved, enroll in a standalone Part D plan and make sure the Medicare Supplement effective date matches the Part D start date\.
- [Inland Empire Health Plan Review: Network, Rates, and Community Focus](https://in
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