~/ domain/harmoney.co.nz.mdTHE AGENT-READABLE WEB

harmoney.co.nz valid

Harmoney New Zealand

Fixed-rate personal loans. Regulated figures (rates, fees) are machine-readable and match the website exactly.

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For agents: New Zealand fixed-rate personal and business loans provider; rates and fees published machine-readable, with a full markdown catalogue available for agents.

personal loansfixed rate loansbusiness loansnew zealand lendingboat loans

Authority
51 reach 6 · trust 5 · quality 25 · freshness 15
Tier
listed
llms.txt
https://www.harmoney.co.nz/llms.txt
llms-full.txt
https://www.harmoney.co.nz/llms-full.txt
Sections
6
Links
160
Size
18499 bytes
Popularity rank
#653921
Country
United States Hosting inference
Hosting country
United States Hosting inference
Country evidence
No published address evidence collected yet
Categories
Finance and payments
For agents
Documentation: developer or product docs worth reading, nothing to call
Inferred actions
Read documentation Search content About these labels
Audience
consumers · agents can: read docs, search content · en
First seen
2026-10-19T10:44:26.267Z
Last checked
2026-10-23T22:30:45.106Z
Badge
Agent Web Map badge for harmoney.co.nz

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-21T11:13:26.742Z. Cached copy · Source on harmoney.co.nz

# Harmoney New Zealand

> Fixed-rate personal loans. Regulated figures (rates, fees) are machine-readable and match the website exactly.

## About

Harmoney Services Limited (FSP593769). Dispute resolution: Financial Services Complaints Limited (FSCL) – a Financial Ombudsman Service, membership 5288.
Registration: NZBN 9429041238424.
Products: Personal Loan (unsecured); Car Loan (secured).

## Products

### Personal Loan (unsecured)

- Interest rate: 7.99% p.a. – 24.99% p.a. (fixed)
- Loan amount: $2,000 – $100,000 (increments of $100)
- Terms: 3, 5 and 7 year
- Repayments: weekly, fortnightly and monthly
- Establishment fee: $150
- No monthly fees, no early-repayment fee.
- Page: https://www.harmoney.co.nz/personal-loans — markdown: request with Accept: text/markdown

### Car Loan (secured)

- Interest rate: 7.89% p.a. – 21.79% p.a. (fixed)
- Loan amount: $2,000 – $100,000 (increments of $100)
- Terms: 3, 5 and 7 year
- Repayments: weekly, fortnightly and monthly
- Establishment fee: $150
- No monthly fees, no early-repayment fee.
- Page: https://www.harmoney.co.nz/secured-loans — markdown: request with Accept: text/markdown

## Key pages

- [Home](https://www.harmoney.co.nz/)
- [Personal Loan](https://www.harmoney.co.nz/personal-loans) — markdown: request with Accept: text/markdown
- [Car Loan](https://www.harmoney.co.nz/secured-loans) — markdown: request with Accept: text/markdown
- [Loans](https://www.harmoney.co.nz/loan) — needs and products index

### Loan purposes

- [Purchase Boat](https://www.harmoney.co.nz/personal-loans/boat-loans) — Boat
- [Business Cash Flow](https://www.harmoney.co.nz/personal-loans/business-loans) — Growing my business
- [Purchase Caravan](https://www.harmoney.co.nz/personal-loans/caravan-loan) — Caravan
- [Computer](https://www.harmoney.co.nz/personal-loans/computer) — Computer
- [Debt Consolidation](https://www.harmoney.co.nz/personal-loans/debt-consolidation) — Consolidating my debt
- [Education Expenses](https://www.harmoney.co.nz/personal-loans/education-loan) — Education
- [Funeral Expenses](https://www.harmoney.co.nz/personal-loans/funeral-loan) — Funeral
- [Household Items](https://www.harmoney.co.nz/personal-loans/household-items) — Household items
- [Legal Fees](https://www.harmoney.co.nz/personal-loans/legal-fees) — Legal fees
- [Loan to Family Member](https://www.harmoney.co.nz/personal-loans/loan-to-family) — Loan to family member
- [Medical Expenses](https://www.harmoney.co.nz/personal-loans/medical-loans) — Medical
- [Other](https://www.harmoney.co.nz/personal-loans/other) — Something else
- [Home Improvements](https://www.harmoney.co.nz/personal-loans/renovation-loan) — Improving my home
- [Tax Bill](https://www.harmoney.co.nz/personal-loans/tax-loan) — Tax bill
- [Holiday Expenses](https://www.harmoney.co.nz/personal-loans/travel-loan) — Going on holiday
- [Wedding Expenses](https://www.harmoney.co.nz/personal-loans/wedding-loans) — Wedding

### Loan needs
…

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1. POST https://agentwebmap.com/v1/sites/harmoney.co.nz/claims and keep claim_id and claim_secret private.
2. Publish the proof: add the line "AgentWebMap ownership: <token>" (token from step 1) to https://harmoney.co.nz/llms.txt, or use the DNS, meta-tag or well-known method the response describes.
3. POST https://agentwebmap.com/v1/sites/harmoney.co.nz/verify with {"claim_id": "...", "claim_secret": "..."}.
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