harmoney.co.nz valid
Harmoney New Zealand
Fixed-rate personal loans. Regulated figures (rates, fees) are machine-readable and match the website exactly.
For agents: New Zealand fixed-rate personal and business loans provider; rates and fees published machine-readable, with a full markdown catalogue available for agents.
personal loansfixed rate loansbusiness loansnew zealand lendingboat loans
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-21T11:13:26.742Z. Cached copy · Source on harmoney.co.nz
# Harmoney New Zealand
> Fixed-rate personal loans. Regulated figures (rates, fees) are machine-readable and match the website exactly.
## About
Harmoney Services Limited (FSP593769). Dispute resolution: Financial Services Complaints Limited (FSCL) – a Financial Ombudsman Service, membership 5288.
Registration: NZBN 9429041238424.
Products: Personal Loan (unsecured); Car Loan (secured).
## Products
### Personal Loan (unsecured)
- Interest rate: 7.99% p.a. – 24.99% p.a. (fixed)
- Loan amount: $2,000 – $100,000 (increments of $100)
- Terms: 3, 5 and 7 year
- Repayments: weekly, fortnightly and monthly
- Establishment fee: $150
- No monthly fees, no early-repayment fee.
- Page: https://www.harmoney.co.nz/personal-loans — markdown: request with Accept: text/markdown
### Car Loan (secured)
- Interest rate: 7.89% p.a. – 21.79% p.a. (fixed)
- Loan amount: $2,000 – $100,000 (increments of $100)
- Terms: 3, 5 and 7 year
- Repayments: weekly, fortnightly and monthly
- Establishment fee: $150
- No monthly fees, no early-repayment fee.
- Page: https://www.harmoney.co.nz/secured-loans — markdown: request with Accept: text/markdown
## Key pages
- [Home](https://www.harmoney.co.nz/)
- [Personal Loan](https://www.harmoney.co.nz/personal-loans) — markdown: request with Accept: text/markdown
- [Car Loan](https://www.harmoney.co.nz/secured-loans) — markdown: request with Accept: text/markdown
- [Loans](https://www.harmoney.co.nz/loan) — needs and products index
### Loan purposes
- [Purchase Boat](https://www.harmoney.co.nz/personal-loans/boat-loans) — Boat
- [Business Cash Flow](https://www.harmoney.co.nz/personal-loans/business-loans) — Growing my business
- [Purchase Caravan](https://www.harmoney.co.nz/personal-loans/caravan-loan) — Caravan
- [Computer](https://www.harmoney.co.nz/personal-loans/computer) — Computer
- [Debt Consolidation](https://www.harmoney.co.nz/personal-loans/debt-consolidation) — Consolidating my debt
- [Education Expenses](https://www.harmoney.co.nz/personal-loans/education-loan) — Education
- [Funeral Expenses](https://www.harmoney.co.nz/personal-loans/funeral-loan) — Funeral
- [Household Items](https://www.harmoney.co.nz/personal-loans/household-items) — Household items
- [Legal Fees](https://www.harmoney.co.nz/personal-loans/legal-fees) — Legal fees
- [Loan to Family Member](https://www.harmoney.co.nz/personal-loans/loan-to-family) — Loan to family member
- [Medical Expenses](https://www.harmoney.co.nz/personal-loans/medical-loans) — Medical
- [Other](https://www.harmoney.co.nz/personal-loans/other) — Something else
- [Home Improvements](https://www.harmoney.co.nz/personal-loans/renovation-loan) — Improving my home
- [Tax Bill](https://www.harmoney.co.nz/personal-loans/tax-loan) — Tax bill
- [Holiday Expenses](https://www.harmoney.co.nz/personal-loans/travel-loan) — Going on holiday
- [Wedding Expenses](https://www.harmoney.co.nz/personal-loans/wedding-loans) — Wedding
### Loan needs
…
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