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Gradient Labs

AI-native customer operations for financial services. A suite of specialist agents for lending, disputes, and KYC, with a platform that runs the operations in between. Founded 2023, headquartered in London with a New York office.

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llms.txt
https://gradient-labs.ai/llms.txt
llms-full.txt
https://gradient-labs.ai/llms-full.txt
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Netherlands
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Finance and payments
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Documentation: developer or product docs worth reading, nothing to call
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2026-10-19T10:44:28.756Z
Last checked
2026-10-21T11:19:41.861Z
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Their llms.txt

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# Gradient Labs

> AI-native customer operations for financial services. A suite of specialist agents for lending, disputes, and KYC, with a platform that runs the operations in between. Founded 2023, headquartered in London with a New York office.

## What we do

Gradient Labs provides AI-native customer operations for financial services. Our agents automate frontline support across voice, text, and email, back-office investigations like disputes and KYC, and the proactive outreach in between. Founded by Monzo's former AI leadership and trusted by some of the biggest names in finance, including Wise, Current, Stash, Zego, Yonder, and SteadyPay, our platform is purpose-built for finance and the regulatory compliance it requires. Our AI agents outperform human teams on CSAT and QA scores and remain undefeated on resolution rate, driving widespread adoption across financial services, including some of the largest AI deployments in the industry.

For the full content corpus see [llms-full.txt](https://gradient-labs.ai/llms-full.txt).

## Key proof points

- 60% resolution rate on day one, scaling to 80-90% in mature deployments
- 80%+ CSAT across all deployments, reaching 98% in top deployments
- 16% higher CSAT than human agents at [Zego](https://gradient-labs.ai/customers/zego)
- 500,000+ customers served at a [European digital bank](https://gradient-labs.ai/customers/digital-bank-at-scale), with 9 million guardrail runs and a 98% QA score
- 100,000+ voice calls a month across lending customers ([Lending Agent](https://gradient-labs.ai/product/lending-agent) anchored by [SteadyPay](https://gradient-labs.ai/customers/steadypay))
- [Disputes Agent](https://gradient-labs.ai/product/disputes-agent) live at Yonder
- 20+ active customers in production across retail banking, remittances, lending, insurance, savings, and pensions

## Product

- [Product overview](https://gradient-labs.ai/product): The full product suite covering frontline support, proactive outreach, and back-office work
- [Lending Agent](https://gradient-labs.ai/product/lending-agent): Specialist agent for the lending lifecycle. Live in production, anchored by SteadyPay
- [Disputes Agent](https://gradient-labs.ai/product/disputes-agent): Specialist agent for chargeback handling and the full dispute lifecycle. Live in production at Yonder
- [Voice agent](https://gradient-labs.ai/product/voice): Natural, compliant voice conversations with 20+ financial services guardrails
- [Outbound agent](https://gradient-labs.ai/product/outbound): Proactive outreach for collections, document gathering, fraud alerts, and other agent-initiated tasks

## Use cases and customers

- [Use cases](https://gradient-labs.ai/use-cases): Production use cases across disputes, KYC, collections, complaints, and back-office investigations
- [Customers](https://gradient-labs.ai/customers): Case studies across retail banking, remittances, lending, savings, and insurance
- Reference customers: Wise, Current, Plum, Zego, S
…

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