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Got Mortgages
Got Mortgages is a strategy-led mortgage team in New Jersey, powered by PRMG and led by Abdel Khawatmi. We help homebuyers, homeowners, investors and real estate professionals compare real financing options — payment, cash to close, risk and long-term strategy — not just a rate.
For agents: Got Mortgages is a New Jersey mortgage team comparing loan options for buyers, refinancers and investors, with guides, calculators and FAQs.
mortgagerefinancehome buyingva fha loansdscr investment loans
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-27T15:09:55.015Z. Cached copy · Source on gotmortgages.com
# Got Mortgages
> Got Mortgages is a strategy-led mortgage team in New Jersey, powered by PRMG and led by Abdel Khawatmi. We help homebuyers, homeowners, investors and real estate professionals compare real financing options — payment, cash to close, risk and long-term strategy — not just a rate.
Service area: Nationwide through PRMG, with offices and deep local focus in Monmouth County and Ocean County, New Jersey.
Contact: (973) 536-0276 · GotMortgages@prmg.net · Offices at 1 Main Street, Suite 201, Eatontown, NJ 07724 (Monmouth County) and 1466 Hooper Ave, Toms River, NJ 08753 (Ocean County). Hours: Mon-Fri 9:00am-6:00pm ET, Saturday and Sunday by appointment.
Licensing: PRMG NMLS #75243; Abdel Khawatmi NMLS #1712023. We lend nationwide through PRMG. Equal Housing Opportunity. This site is not authorized by the New York State Department of Financial Services; no mortgage solicitation or loan applications for properties in New York can be facilitated through this site.
Leadership: Abdel Khawatmi, Area Manager and Branch Manager at PRMG, 2026 HousingWire Rising Star, top 1% national originator, NAHREP Top 50 originator, PRMG President's Cabinet member, and an AI-in-mortgage educator featured on the HousingWire podcast.
## Key pages
- [Home](/): Overview, audience routing, process and mortgage plan builder.
- [Buy a Home](/buy): Pre-approval, first-time buyers, VA, FHA, jumbo, multi-family, shore properties.
- [Refinance & Equity](/refinance-equity): Rate-and-term, cash-out, HELOC, renovation, debt consolidation, annual reviews.
- [Invest](/invest): DSCR, multi-family, second homes, portfolio strategy.
- [Loan Options](/loan-options): Program comparison in plain English.
- [Resources](/resources): Guides, calculators, market updates, videos, FAQs.
- [For Real Estate Pros](/partners): Scenario desk, buyer preparation, co-branded education.
- [Mortgage FAQs](/faq): Plain-English answers on approval, credit, down payments, closing costs and refinancing.
- [Monmouth County](/areas/monmouth-county): Local lending for Eatontown, Red Bank, Freehold, Middletown and the shore towns.
- [Ocean County](/areas/ocean-county): Toms River office; Brick, Barnegat, Manahawkin and Long Beach Island financing.
- [Meet the Team](/team): Licensed advisors and operations support.
- [About](/about): Positioning, pillars, PRMG relationship.
- [Careers](/careers): Loan officer opportunities and support ecosystem.
- [Divorce Lending](/divorce-lending)
- [Spousal Buyout](/divorce-lending/spousal-buyout)
- [Removing a Spouse from the Mortgage](/divorce-lending/removing-a-spouse-from-the-mortgage)
- [Buying After Divorce](/divorce-lending/buying-after-divorce)
- [Divorce Lending for Attorneys and Mediators](/divorce-lending/for-attorneys-and-mediators)
- [Contact](/contact): Call, message, schedule, secure application handoff.
- [Build My Mortgage Plan](/plan): Five-question planning tool, no application required.
## Loan programs
- [Conventional Loans](/loan-options/co
…
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