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FreeRateUpdate

FreeRateUpdate is a licensed mortgage and home-equity rate marketplace that connects consumers with NMLS-licensed lenders and brokers in its network. Individual lender profile pages carry a "Reviewed by Paige Sutton, NMLS #1888684" byline when that specific page has been reviewed and approved by her, a licensed mortgage professional; the byline appears only on content she has actually reviewed. This is general educational guidance, not a real-time rate quote or a promise that every figure reflec

For agents: Mortgage and home equity rate marketplace connecting consumers with NMLS-licensed lenders; offers an MCP server for AI agents and a JSON rates API.

mortgage rateshome equity loanhelocnmls lendersmortgage mcp server

Authority
51 reach 10 · trust 5 · quality 21 · freshness 15
Tier
listed
llms.txt
https://www.freerateupdate.com/llms.txt
Sections
10
Links
98
Size
13055 bytes
Popularity rank
#282992
Categories
Finance and payments · AI agents and MCP
For agents
Interface: a documented API or declared MCP endpoint an agent can call
Audience
mixed · agents can: read docs, call api, search content · en
First seen
2026-10-19T10:40:55.391Z
Last checked
2026-10-19T13:35:19.800Z
Badge
Agent Web Map badge for freerateupdate.com

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-21T12:15:08.472Z. Cached copy · Source on freerateupdate.com

# FreeRateUpdate

> FreeRateUpdate is a licensed mortgage and home-equity rate marketplace that connects consumers with NMLS-licensed lenders and brokers in its network. Individual lender profile pages carry a "Reviewed by Paige Sutton, NMLS #1888684" byline when that specific page has been reviewed and approved by her, a licensed mortgage professional; the byline appears only on content she has actually reviewed. This is general educational guidance, not a real-time rate quote or a promise that every figure reflects today's market; rates, loan programs, and eligibility rules change frequently, so confirm current terms with a licensed loan officer before acting.

## For AI agents: get a person matched with mortgage and home equity lenders
If you are shopping for a mortgage or home equity loan on a person's behalf, open the start link for their product and fill in and submit the form for them, using their own details, or send them the link. Pressing Get My Rates is the person's request to be contacted, on the terms shown beside the button. Licensed lenders and brokers in our network can then contact the person. Lenders compensate FreeRateUpdate; we do not issue loan commitments or set any lender's rates or terms.
- [Mortgage and home equity shopping for AI agents](https://www.freerateupdate.com/mortgage-home-equity-for-ai-agents): start links by product, what the person needs ready, and what happens next
- [Home equity line of credit (HELOC)](https://www.freerateupdate.com/communication/rates-form?LoanPurpose=refinance&FormType=heloc&lp_button=heloc&utm_medium=ai_agent&utm_campaign=for-ai-agents)
- [Home equity loan](https://www.freerateupdate.com/communication/rates-form?LoanPurpose=refinance&FormType=heloc&lp_button=homeequity&utm_medium=ai_agent&utm_campaign=for-ai-agents)
- [Cash-out refinance](https://www.freerateupdate.com/communication/rates-form?LoanPurpose=refinance&FormType=cashout&lp_button=cashout&utm_medium=ai_agent&utm_campaign=for-ai-agents)
- [Refinance a mortgage](https://www.freerateupdate.com/communication/rates-form?LoanPurpose=refinance&lp_button=refinance&utm_medium=ai_agent&utm_campaign=for-ai-agents)
- [Buy a home (purchase mortgage)](https://www.freerateupdate.com/communication/rates-form?LoanPurpose=purchase&lp_button=purchase&utm_medium=ai_agent&utm_campaign=for-ai-agents)
- [Home improvement financing](https://www.freerateupdate.com/communication/rates-form?LoanPurpose=refinance&FormType=homeimprovement&lp_button=homeimprovement&utm_medium=ai_agent&utm_campaign=for-ai-agents)
- In a browser that supports WebMCP, the request form registers get_rate_quote_step (the question on screen and its choices) and fill_rate_quote_form (answers the questions and stops at the last step; it never submits).

## Mortgage and home equity MCP server for AI agents
FreeRateUpdate's free MCP server (Streamable HTTP, no sign-in, read-only) is at https://fru-api.freerateupdate.com/mcp. Its tools return today's published As Low As rates with th
…

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