firstchoicecu.org valid

First Choice Credit Union

Everyday low rates and exceptional service to our members!

For agents: First Choice Credit Union offering lending and banking to members, with rate information, account opening and disclosure and terms pages.

credit unionlending ratessavings accountsmembershipsms terms

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-24T04:04:02.174Z. Cached copy · Source on firstchoicecu.org

# First Choice Credit Union

> Everyday low rates and exceptional service to our members!

> Generated by All in One SEO Pro v5.0.4, this is an llms.txt file, used by LLMs to index the site.

## Sitemaps

- [XML Sitemap](https://www.firstchoicecu.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Pages

- [Homepage](https://www.firstchoicecu.org/): Welcome to First Choice Credit Union - your first choice in lending and banking! Explore our everyday low rates or open an account with us and become a member!
- [Disclosures](https://www.firstchoicecu.org/disclosures/): Disclosures Membership Agreement Schedule of Fees USA Patriot Act Consumer Alert VISA Interest Rate and Fee Disclosures VISA Disclosures Reg E SMS Terms of Service Privacy Policy Mobile Privacy Policy Reg GG – Prohibition on Unlawful Funding of Internet Gambling SMS Consent Form Notice—USA Patriot Act The Uniting and Strengthening America by Providing Appropriate Tools
- [SMS Terms of Service](https://www.firstchoicecu.org/smstermsofservice/): SMS Terms of Service Last Updated: (8/13/2026) Purpose The purpose of these SMS Messaging Terms & Conditions (“Terms”) is to establish the terms governing SMS (text messaging) communications between First Choice Credit Union (“FCCU,” “we,” “our,” or “us”) and our members. These Terms describe how SMS messages are delivered, the types of messages you may
- [Non-Primary Residence Loan](https://www.firstchoicecu.org/non-primary-residence-loan/): Looking to refinance or get the cash out of a second home or investment property? Our Non-Primary Residence Loan offers competitive rates with the same rate transparency you can expect from First Choice!
- [Card Hub](https://www.firstchoicecu.org/card-hub/): CardHub Simple Control In the Palm of Your Hands! At FCCU, we believe in the transparency and choice our members can have over their finances. That’s why we’re expanding the FCCU mobile app to include Card Hub! Card Hub is a digital, all-in-one platform that allows users to manage credit and debit cards, including locking
- [Holidays](https://www.firstchoicecu.org/holidays/): Holiday Loans & Skip-A-Pay Now Available! Holiday Loans Borrow up to $2,000 to help with those holiday expenses! It’s that time of year again! The Holidays are filled with joy and the spirit of giving. However, they can also be overwhelming and expensive. For these festive times of giving, First Choice Credit Union is
- [Disclosures and Fees](https://www.firstchoicecu.org/disclosures-and-fees/): Disclosures Membership Agreement View Our Membership AgreementSchedule of Fees [table id=25 /] [table id=52 /] [table id=26 /] *Overdrafts created by checks, in person withdrawals, ATM or ACH withdrawals, or any other withdrawal via electronic means. [table id=53 /] *Overdrafts created by checks, in person withdrawals, ATM or ACH withdrawals, or any other withdrawal via
- [Rates](https://www.firstchoicecu.org/rates/): Current First Choice Credit Union rates for vehi
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