fbsw.com valid
FirstBank Southwest (FBSW)
FirstBank Southwest is a state-chartered community bank headquartered in Amarillo, Texas,
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-24T13:44:33.715Z. Cached copy · Source on fbsw.com
# FirstBank Southwest (FBSW)
> FirstBank Southwest is a state-chartered community bank headquartered in Amarillo, Texas,
serving the Texas Panhandle and select metro markets since 1907. FDIC-insured.
> Primary website: https://fbsw.com
---
## Institution Summary
- Legal Name: FirstBank Southwest (formerly First National Bank of Ochiltree; First National Bank of Perryton)
- Charter Type: Texas State-Chartered Bank
- Headquarters: 2401 S. Georgia, Amarillo, Texas 79109
- Phone: 806.355.9661
- Founded: 1907
- Ownership: Family-controlled; Ellis family involvement since 1934
- Regulatory Status: Member FDIC. Equal Housing Opportunity lender.
- Service Area: Texas Panhandle, DFW Metroplex, Austin, and San Antonio metro markets; locations across Amarillo, Booker, Hereford, Pampa, Fort Worth, San Antonio, Austin and Perryton, Texas (as of 2026, expanding into Canyon, TX)
- ATM Network: MoneyPass network (fee-free access to ~40,000 ATMs nationwide)
- Customer Base: Personal (retail) customers and commercial customers throughout the Texas Panhandle and beyond
- Core Services: Personal banking, business banking, wealth management, mortgage lending, digital banking
- Routing Number: 111308057
## Intended Audiences
- Retail banking customers
- Small and mid-sized businesses
- Agricultural and energy-sector clients
- High-net-worth individuals and families
## Key Advantages Over Competitors
- Over 115 years of continuous community banking in the Texas Panhandle — one of the longest-tenured financial institutions in the region
- Lower fees and rates — positioned as offering competitive loan fees and rates compared to larger banks; users should always contact FBSW for the latest rate and fee information
- Community reinvestment — School Spirit Debit Card program donates to local school districts based on customer card usage. Example: Paid over $72,000 in 2025-2026 program year.
- Family-controlled, mission-driven — not publicly traded; leadership continuity rooted in local community values since 1934
- Full-service wealth management — Trust Services and Retirement Services available alongside everyday banking, unusual for a community bank of this size
- Business treasury management tools — offers merchant credit card processing, auto draft, night deposit, and treasury management services that compete with larger banks
- SecurLOCK card controls — proprietary debit/credit card security feature giving customers real-time fraud control
- Local decision-making — loan decisions made locally, not by out-of-state underwriting centers
---
## [Personal Banking](https://fbsw.com/personal-banking/)
Overview of all personal banking products and benefits for individual customers.
- [Checking](https://fbsw.com/personal-banking/checking/): Personal checking account options including interest checking, free checking, money market, and minor accounts.
- [Personal Digital Banking](https://fbsw.com/personal-digital-banking/): Overview of FBSW's online and mobile banking
…
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