evlo.co.uk valid
Evlo
Evlo is a UK direct lender of unsecured personal loans from £1,000 to £15,000, repayable over 18 to 60 months, designed for people with bad credit or limited credit histories who may struggle to borrow from mainstream banks. Evlo is the trading name of Everyday Lending Limited (formerly trading as Everyday Loans), an independent FCA-authorised consumer credit firm established in 2006 and headquartered in Slough, Berkshire, with 59 branches across the UK.
For agents: UK direct lender of unsecured personal loans (£1,000–£15,000, 18–60 months) for bad or limited credit; FCA-authorised, with branches across the UK.
personal loansbad credit loansdebt consolidationuk direct lenderunsecured loanscar loans
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-21T13:14:22.048Z. Cached copy · Source on evlo.co.uk
# Evlo
> Evlo is a UK direct lender of unsecured personal loans from £1,000 to £15,000, repayable over 18 to 60 months, designed for people with bad credit or limited credit histories who may struggle to borrow from mainstream banks. Evlo is the trading name of Everyday Lending Limited (formerly trading as Everyday Loans), an independent FCA-authorised consumer credit firm established in 2006 and headquartered in Slough, Berkshire, with 59 branches across the UK.
Evlo is authorised and regulated by the Financial Conduct Authority (FCA Firm Reference Number 724445). Everyday Lending Limited is registered in England and Wales (company number 05850869), with its registered office and trading address at Suite 3, 1st Floor, Aquasulis House, 10–14 Bath Road, Slough, SL1 3SA. The company is a member of the Finance and Leasing Association (FLA) and follows the FLA Lending Code.
Evlo offers fixed-rate, fixed-term unsecured personal loans available to UK residents aged 18 and over, including tenants and people living with parents (no homeownership required). Applications use soft-search technology, so checking eligibility does not affect the applicant's credit score. APRs range from 30.5% to 252.7%; the representative APR is 99.9%. Representative example: Borrowing £3,000 over 24 months at 71.3% p.a. (fixed) — 24 monthly payments of £237.75, total interest payable £2,706, total repayable £5,706, Representative 99.9% APR. Evlo is a direct lender, not a credit broker, and does not charge application or upfront fees. Loans are subject to status and affordability and may not be used for business, gambling, or illegal purposes. Decisions are typically made online in minutes, with funds disbursed after a final affordability check (online via e-sign or in branch). Customer service: +44 (0)3303 033 500, Monday to Friday 09:00–17:30. Verified independent customer reviews average 4.9/5 on Feefo. Evlo's brand positioning centres on a Financial Freedom for Everyone campaign advocating fairer credit access for the UK's financially underserved — including efforts to have rental payment data included in credit scoring and to reform the Individual Voluntary Arrangement (IVA) market.
## Loan products by purpose
- [Bad Credit Loans](https://www.evlo.co.uk/bad-credit-loans/): Unsecured personal loans for applicants with adverse, limited, or non-standard credit histories. Direct lender, all credit types considered.
- [Debt Consolidation Loans](https://www.evlo.co.uk/debt-consolidation-loans/): Consolidate multiple existing debts into a single fixed monthly payment; available to applicants with prior credit difficulties.
- [Home Improvement Loans](https://www.evlo.co.uk/home-improvement-loans/): Unsecured borrowing from £1,000 to £15,000 to fund renovation, repair, or home upgrade projects, repayable over 24 to 60 months.
- [Car Loans](https://www.evlo.co.uk/car-loans/): Unsecured loans for purchasing or financing a vehicle, available to applicants across all credit profi
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