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Earnix
Earnix builds AI-driven pricing, rating, underwriting and customer engagement software for insurers and banks. Its products integrate with existing core systems to deploy rates in real time, personalize offers, and govern automated decisions.
For agents: Earnix provides AI-driven pricing, rating, underwriting and customer engagement software for insurers and banks, with product overviews and sales contacts.
insurance pricingrating engineunderwriting softwareai pricingcustomer engagementbanking analytics
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-27T12:12:47.256Z. Cached copy · Source on earnix.com
# Earnix
> Earnix builds AI-driven pricing, rating, underwriting and customer engagement software for insurers and banks. Its products integrate with existing core systems to deploy rates in real time, personalize offers, and govern automated decisions.
Founded 2001. Around 400 employees across seven offices: Waltham (Massachusetts), Frankfurt, London, Milan, Paris, Sydney and Tel Aviv. Serves customers in more than 30 countries.
The platform is organized around AIOS, an AI orchestration system, with composable products for rating, pricing, underwriting and engagement. Primary markets are property and casualty insurance, health, life and retirement, and retail and commercial banking.
Site content is published in four languages: English (no prefix), German (`/de/`), French (`/fr/`) and Spanish (`/es/`). The URLs below are the English versions.
## Products
- [Products overview](https://earnix.com/our-solutions/products/): The full product line and how the pieces compose.
- [Enterprise Rating Engine](https://earnix.com/our-solutions/products/enterprise-rating-engine/): Deploys rates to online channels and serves quotes in real time.
- [Pricing](https://earnix.com/our-solutions/products/pricing/): Analytics across pricing strategy, modeling and implementation. Marketed as Earnix Price-It.
- [Underwriting](https://earnix.com/our-solutions/products/underwriting/): Automated underwriting integrated with pricing and rating.
- [Customer Engagement](https://earnix.com/our-solutions/products/customer-engagement-product/): Real-time, explainable, compliant engagement across digital, service and distribution channels. Marketed as Engage-It.
- [Earnix Copilot](https://earnix.com/our-solutions/products/earnix-copilot/): Generative AI agent for the Earnix platform.
- [Filing Accelerator](https://earnix.com/our-solutions/products/filing-accelerator/): Documentation for rate changes and internal audits.
- [Elevate Data](https://earnix.com/our-solutions/products/elevate-data/): Automates data imports, transformations and governance, and refreshes model-ready data.
- [Pricing Accelerator](https://earnix.com/our-solutions/products/pricing-accelerator/): Real-time dashboards, simulations, KPI tracking and committee reports.
## Platform and technology
- [AIOS](https://earnix.com/why-earnix/how-we-do-it/aios/): AI orchestration system for pricing, underwriting and distribution decisions.
- [Our technology](https://earnix.com/why-earnix/how-we-do-it/our-technology/): Composable architecture and integration approach.
- [Our analytics](https://earnix.com/why-earnix/how-we-do-it/our-analytics/): Analytical methods behind the products.
- [Research and innovation](https://earnix.com/why-earnix/how-we-do-it/our-analytics/research-and-innovation/): Applied research work.
- [Trust Center](https://earnix.com/why-earnix/how-we-do-it/trust-center/): Data security, privacy and compliance posture, including SOC 2.
## Capabilities
- [Why Earnix](https://earnix.com/why-earnix
…
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