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Decerto
Decerto is an InsurTech software provider with offices in Poland (HQ Warsaw, founded 2006) and the United States (Decerto Inc., Dallas, TX). We build custom insurance software for carriers, brokers, and MGAs — specializing in policy administration, distribution, claims processing, and AI automation. Used by 80% of the Polish insurance market. Expanding across the USA and UK.
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-21T13:18:20.800Z. Cached copy · Source on decerto.com
# Decerto
> Decerto is an InsurTech software provider with offices in Poland (HQ Warsaw, founded 2006) and the United States (Decerto Inc., Dallas, TX). We build custom insurance software for carriers, brokers, and MGAs — specializing in policy administration, distribution, claims processing, and AI automation. Used by 80% of the Polish insurance market. Expanding across the USA and UK.
## Products
- [Agent Portal](https://www.decerto.com/us/agent-portal): Insurance distribution CRM for carriers and brokers. Deployed with 40,000+ agents on one platform. Core capability: multi-product quoting, policy binding, commission management.
- [Higson Product Configurator](https://www.decerto.com/us/higson-product-configurator): Business Rules Management System (BRMS) and Insurance Product Configurator. Sub-millisecond rule execution (0.23ms typical), 9,000 requests/second. Dedicated product site at https://www.higson.io
- [ClaimsAI](https://www.decerto.com/us/claimsai): AI-powered claims processing. Closes claims in under 2 minutes. Human-controlled decisions, compliance-first, multi-provider AI, insurance-native DNA. Free 3-day POC available.
- [AI for Insurance](https://www.decerto.com/us/ai-for-insurance-industry): AI strategy and automation for insurance — claims, underwriting, customer service.
- [Commission Management System](https://www.decerto.com/us/commission-management-system): Calculation and settlement of broker commissions across products.
- [Post-Sale Claims Services Module](https://www.decerto.com/us/post-sale-claims-services-module): Claims handling module integrated with policy administration.
- [Sales Module](https://www.decerto.com/us/sales-module) and [Sales Dashboards Module](https://www.decerto.com/us/sales-dashboards-module): Sales performance tools.
## Solutions by audience
- [For Insurance Carriers](https://www.decerto.com/us/solutions-for-insurance-carriers): Full-stack policy administration and distribution platforms.
- [For MGAs and Brokers](https://www.decerto.com/us/solutions-for-mgas-brokers): Modular solutions for managing general agents and brokerage networks.
- [Services](https://www.decerto.com/us/services-for-insurance): Custom software development, legacy modernization, system integration.
## Case studies
- [Embedded Insurance App for MediaMarkt](https://www.decerto.com/us/case-study/embedded-insurance-app-for-mediamarkt): Point-of-sale insurance integrated into European electronics retailer.
- [IRON — Modern Sales Platform for InterRisk](https://www.decerto.com/us/case-study/modern-sales-platform-iron-for-interrisk): End-to-end sales platform for VIG Group insurer in Poland.
- [eAgent System for Warta (HDI Talanx Group)](https://www.decerto.com/us/case-study/the-eagent-system-for-warta-hdi-part-of-talanx-group): Agent distribution platform for Poland's second-largest insurer.
- [Lead Management for Warta (HDI Talanx Group)](https://www.decerto.com/us/case-study/enhancing-lead-management-for-warta-hdi-talanx-gro
…
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