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Currencyflow

Currencyflow is a UK-based currency broker offering international money transfers with competitive exchange rates, no payment transfer fees, and dedicated account management. We serve personal and business clients worldwide across 40+ currencies.

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-24T23:38:35.258Z. Cached copy · Source on currencyflow.com

# Currencyflow
> Currencyflow is a UK-based currency broker offering international money transfers with competitive exchange rates, no payment transfer fees, and dedicated account management. We serve personal and business clients worldwide across 40+ currencies.

## About
Currencyflow helps individuals and businesses send money abroad with competitive rates. We are transparent about pricing, charge no payment transfer fees, and provide a dedicated account manager for every client. Client funds are processed through Sciopay Ltd, an FCA-authorised Payment Institution (FRN 927951), and held in segregated safeguarded accounts with tier-one banks.

## Who we help
- Individuals sending money to family abroad
- Expats managing finances across borders
- People buying property overseas
- Those emigrating or repatriating funds
- Businesses making international payments, paying overseas suppliers, or managing payroll
- Investors moving funds internationally
- People supporting family or students studying abroad

## What makes us different
- No payment transfer fees, ever
- Rates tailored to transfer size (larger transfers get better rates)
- Dedicated personal account manager for every client
- Full rate transparency before you commit
- Forward contracts to lock in rates for future transfers
- Fast, secure transfers with no upper limits

## Services
- [Large international transfers](/large-transfers): Expert support for high-value transfers with no upper limits
- [Regular transfers](/regular-transfers): Automated recurring international payments for individuals and businesses
- [Buying property abroad](/buying-property-abroad): Specialist currency services for overseas property purchases including forward contracts
- [Forward contracts](/forward-contracts): Lock in today's exchange rate for a future transfer date, protecting against currency movements
- [Business transfers](/business): Corporate FX, international supplier payments, payroll, and business expansion
- [Partner program](/partner-with-us): Affiliate and referral partnerships for financial advisers, estate agents, and comparison sites
- [How it works](/how-it-works): Step-by-step guide to sending money abroad with Currencyflow
- [Refer a friend](/refer-a-friend): Earn rewards for referring friends and family

## Exchange rates and pricing
Currencyflow publishes current market exchange-rate information and indicative customer exchange rates.

- [Live mid-market exchange rates](/exchange-rates)
- [Currencyflow pricing, margins and fees](/pricing)
- [GBP to EUR exchange rates](/exchange-rates/gbp-to-eur)
- [GBP to USD exchange rates](/exchange-rates/gbp-to-usd)
- [EUR to GBP exchange rates](/exchange-rates/eur-to-gbp)
- [USD to GBP exchange rates](/exchange-rates/usd-to-gbp)

### Currencyflow indicative rate
The Currencyflow indicative rate is a representative Currencyflow customer exchange rate based on a reference transfer value of £50,000 or the equivalent in the currency being sent.

Actual Cur
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