credit.org valid

Credit.org

Credit.org is a 501(c)(3) nonprofit financial counseling agency founded in 1974. We provide free, unbiased, confidential counseling for debt, credit, and housing decisions. We do not sell products, lend money, or represent creditors. We help approximately 50,000 people per year.

For agents: 501(c)(3) nonprofit offering free, confidential counseling on debt, credit and housing decisions. Does not sell products or lend money.

financial counselingdebt counselingcredit counselinghousing counselingnonprofitfinancial education

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-21T11:34:46.316Z. Cached copy · Source on credit.org

# Credit.org

> Credit.org is a 501(c)(3) nonprofit financial counseling agency founded in 1974. We provide free, unbiased, confidential counseling for debt, credit, and housing decisions. We do not sell products, lend money, or represent creditors. We help approximately 50,000 people per year.

## Organization

- Name: Credit.org
- Type: 501(c)(3) Nonprofit Financial Counseling Agency
- Founded: 1974
- Phone: 800-431-8157
- Email: info@credit.org
- URL: https://www.credit.org
- Certifications: HUD-Approved Housing Counseling Agency, NFCC Member, COA Accredited, BBB A+ Rated, FCAA Member, EOUST Approved for Bankruptcy Counseling
- Stats: 50,000+ people helped per year, 5.2M+ counseling sessions completed, $2.2B+ in homeowner support delivered, 87,000+ online education participants

## Services

### Debt Services

- Debt Relief Counseling: Free one-on-one sessions with certified counselors to assess debt, explore relief options, and create a custom repayment plan. URL: https://credit.org/debt-services/debt-relief
- Debt Management Program (DMP): Structured repayment plan that consolidates unsecured debts into one monthly payment, lowers interest rates, and helps clients pay off debt in 3-5 years. No new loan required. Free consultation. URL: https://credit.org/debt-services/debt-management-program
- Student Loan Assistance: Budget and debt counseling that accounts for federal and private student loans. Counselors help free up cash flow via DMPs for other unsecured debt. URL: https://credit.org/debt-services/student-loan-assistance

### Credit Services

- Credit Building Counseling: Certified counselors help clients build stronger credit through education and personalized plans. URL: https://credit.org/credit-services/consumer-credit-counseling
- Credit Score Education: Expert guidance on improving credit scores and understanding what affects them. URL: https://credit.org/credit-services/credit-score-education
- Credit Report Review: Detailed review of your credit report to identify errors and opportunities for improvement. URL: https://credit.org/credit-services/credit-report-review
- Military and Veteran Counseling: Specialized financial counseling for active military and veterans. URL: https://credit.org/client-resources/financial-counseling-for-active-military-and-veterans

### Housing Services

- Foreclosure Assistance: Free HUD-certified counseling to explore options like forbearance, loan modification, short sale, or refinance. URL: https://credit.org/housing-services/foreclosure-assistance
- Pre-Purchase and HOEPA Counseling: Guidance for homebuyers on mortgage terms, affordability, and the home buying process. URL: https://credit.org/housing-services/hoepa-pre-purchase-counseling
- Reverse Mortgage Counseling (HECM): HUD-required counseling for homeowners 62+ considering a Home Equity Conversion Mortgage. Fee: $199. URL: https://credit.org/housing-services/reverse-mortgage-counseling
- Reverse Mortgage Counseling (Non-HECM): HUD-required c
…

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Machine-readable: GET /v1/resolve?q=credit.org · GET /v1/domain/credit.org · this page as Accept: application/json or text/markdown · MCP lookup_domain

Automatically discovered from public files. Inclusion does not imply endorsement or publisher participation.

Claim my listing on Agent Web Map for credit.org:
1. POST https://agentwebmap.com/v1/sites/credit.org/claims and keep claim_id and claim_secret private.
2. Publish the proof: add the line "AgentWebMap ownership: <token>" (token from step 1) to https://credit.org/llms.txt, or use the DNS, meta-tag or well-known method the response describes.
3. POST https://agentwebmap.com/v1/sites/credit.org/verify with {"claim_id": "...", "claim_secret": "..."}.
4. Save the api_key from the answer; it manages the listing (PATCH https://agentwebmap.com/v1/sites/credit.org).
MCP equivalent: tools begin_ownership_claim, then verify_domain, at https://agentwebmap.com/mcp. Docs: https://agentwebmap.com/docs#verify

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