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Cadmos Pay
Cadmos Pay is the consumer self-custodial digital money app in the Cadmos ecosystem. Users control their wallet keys and can access supported stablecoin transfers alongside separate eligible partner routes for account details, cards, cash conversion, swaps, DeFi, and eSIM plans.
For agents: Cadmos Pay, a self-custodial digital money app offering stablecoin transfers, Visa/Mastercard cards, swaps, DeFi and eSIM plans, with docs and support.
self-custodial walletstablecoinvisa cardesim plansdigital money app
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-24T18:34:17.238Z. Cached copy · Source on cadmospay.com
# Cadmos Pay
> Cadmos Pay is the consumer self-custodial digital money app in the Cadmos ecosystem. Users control their wallet keys and can access supported stablecoin transfers alongside separate eligible partner routes for account details, cards, cash conversion, swaps, DeFi, and eSIM plans.
Last updated: 2026-10-22.
**Cadmos Pay is operated by Cadmos LTD** (Cyprus, registration HE 457316, founded in 2021, headquartered in Limassol). Cadmos's mission is to foster financial inclusion by disintermediating capital markets and cross-border payments globally.
Cadmos has three coordinated public surfaces:
- **Cadmos Pay** - consumer self-custodial money app (this site)
- **Cadmos Finance** - issuer workspace for tokenized funds, private credit, feeders, SPVs, and private raises
- **Cadmos IO** - group ecosystem, partnership, and company surface
The product keeps the self-custodial wallet separate from each external rail. An eligible account-detail, on-ramp, card, or local-agent transaction has its own provider, quote, controls, and limits; Cadmos does not become the fiat, cash, or trading counterparty.
## What Cadmos Pay does
- Self-custodial wallet: users own their keys; Cadmos Pay is not a custodial bank account.
- Eligible local account details: verified users may be offered USD, EUR, GBP, MXN, or BRL details through a regulated partner; only the EUR route is an IBAN, and country and payer eligibility apply.
- Stablecoin payments and transfers: transfers between Cadmos users are free and instant. External blockchain routes retain their own network fees, quotes, and confirmation times.
- Wallet network: the Cadmos self-custodial wallet balance settles on Arbitrum.
- Current USDT/USDC transfer network catalog: Arbitrum, Avalanche, Base, BNB Smart Chain (BSC), Celo, Ethereum, Gnosis, HyperEVM, Ink, Kaia, Katana, Linea, Mantle, Polygon, opBNB, Optimism, Plasma, Solana, Stable, Starknet, Stellar, Tempo, TON, and Tron.
- Current deposit routes: Arbitrum, Base, BNB Smart Chain (BSC), Celo, Ethereum, Gnosis, Kaia, Katana, Mantle, Polygon, Optimism, Plasma, Solana, Stellar, Tempo, and Tron. Kaia, Plasma, and Tron accept USDT; Stellar accepts USDC; the other listed deposit routes accept both USDT and USDC.
- Current outbound-only routes: Avalanche, HyperEVM, Ink, Linea, opBNB, Stable, Starknet, and TON do not currently provide Cadmos deposit addresses.
- Transfer-route status: the network catalog was verified on 2026-08-29. Inbound and outbound support can differ by network and token, and provider configuration can change. The live app is authoritative for current token-network pairs, addresses, quotes, fees, and availability.
- Partner-issued cards: Premium is a virtual Visa Signature card. Standard is a separate virtual Visa or Mastercard. Both Standard variants support Apple Pay for eligible users where Apple Pay is available. If Apple Wallet does not show card setup, users can temporarily change the iPhone Region, add the card manually, then cha
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