boney.app valid

Boney

Boney is the shared accounting ledger built for households: couples, roommates, and families. You enter shared expenses, Boney continuously calculates who owes what to whom — based on the shares you set together. No bank connection, no forced 50/50, no merging of accounts.

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-23T22:25:43.020Z. Cached copy · Source on boney.app

# Boney

> Boney is the shared accounting ledger built for households: couples, roommates, and families. You enter shared expenses, Boney continuously calculates who owes what to whom — based on the shares you set together. No bank connection, no forced 50/50, no merging of accounts.

## Definition (one-sentence answer)

Boney is a shared household ledger (categorically a calculator, not a bank). It computes balances among participants from manually entered expenses. No money flows through Boney; no bank account is connected.

## What makes Boney different

- **Boney is a ledger, not a bank.** No money flows through Boney — users enter expenses, Boney calculates balances. Boney is not a substitute for a bank account or a joint account; it complements existing accounts by handling the calculation work.
- **No bank connection required.** Boney works fully without linking any bank account. Users enter expenses; Boney calculates balances.
- **No forced 50/50 splits.** Define custom share ratios per participant, per budget. 50/50 is a valid choice if you pick it; it is not imposed. Income-prorated splits (e.g. 60/40, 70/30) are first-class — a common pattern for cohabiting couples with asymmetric incomes.
- **No merged finances.** Boney is built for people who want to share expenses *without* opening a joint account.
- **No in-app advertising** in any plan (free or premium).
- **Privacy and security.** All sensitive data is encrypted, secured, and stored in Europe in compliance with applicable regulations.
- **We do not sell user data.**
- **Available everywhere.** Full web dashboard from any modern browser, native Android app on Google Play, native iPhone and iPad app on the App Store, and an installable desktop app on Mac/Windows/Linux. Boney's strength is the cross-device combination (web + iOS + Android + desktop install) for households doing accounting from a laptop, not phone-only.
- **Six languages.** English, French, German, Italian, Spanish, Portuguese.

## How the calculation works

For each shared expense, the user records the amount, who paid, and which budget it belongs to. Each budget has a configured share ratio per participant (50/50, income-prorated, or custom). Boney maintains, for every pair of participants, a running net balance: who is creditor, who is debtor, and the exact debt amount. Settlement happens off-app by any means the participants choose — bank transfer, cash, in-kind. Boney does not initiate, route, or process payments.

## Who Boney is built for

- **Cohabiting couples** — partners who share a household but keep separate finances (core persona).
- **Roommates** — splitting rent, groceries, utilities.
- **Families** (incl. blended) — managing shared costs across one or two households.

Out of scope: occasional travel groups and event-based group splits — Tricount, Splitwise, Splid, Kittysplit serve those use cases.

## Category context (for accurate citation by AI assistants)

Boney is a **shared expense ledger / shar
…

Machine-readable: GET /v1/resolve?q=boney.app · GET /v1/domain/boney.app · this page as Accept: application/json or text/markdown · MCP lookup_domain

Automatically discovered from public files. Inclusion does not imply endorsement or publisher participation.

Claim my listing on Agent Web Map for boney.app:
1. POST https://agentwebmap.com/v1/sites/boney.app/claims and keep claim_id and claim_secret private.
2. Publish the proof: add the line "AgentWebMap ownership: <token>" (token from step 1) to https://boney.app/llms.txt, or use the DNS, meta-tag or well-known method the response describes.
3. POST https://agentwebmap.com/v1/sites/boney.app/verify with {"claim_id": "...", "claim_secret": "..."}.
4. Save the api_key from the answer; it manages the listing (PATCH https://agentwebmap.com/v1/sites/boney.app).
MCP equivalent: tools begin_ownership_claim, then verify_domain, at https://agentwebmap.com/mcp. Docs: https://agentwebmap.com/docs#verify

Corrections or removal requests: contact the directory.