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Billd: Working capital built for commercial construction.
Billd helps commercial subcontractors cover upfront material and project costs and manage cash flow while general contractors pay slowly — with financing and payment products aligned to the construction payment cycle. Billd also gives general contractors turnkey early-payment programs for their subcontractors.
- Authority
- 48 reach 7 · trust 5 · quality 21 · freshness 15
- Tier
- listed
- llms.txt
- https://billd.com/llms.txt
- Sections
- 6
- Links
- 18
- Size
- 2848 bytes
- Popularity rank
- #471670
- For agents
- Documentation: developer or product docs worth reading, nothing to call
- First seen
- 2026-10-19T10:43:33.883Z
- Last checked
- 2026-10-21T04:11:51.396Z
- Badge
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-21T04:11:48.995Z. Cached copy · Source on billd.com
# Billd: Working capital built for commercial construction.
> Billd helps commercial subcontractors cover upfront material and project costs and manage cash flow while general contractors pay slowly — with financing and payment products aligned to the construction payment cycle. Billd also gives general contractors turnkey early-payment programs for their subcontractors.
Billd is a construction fintech (founded 2018, HQ Austin, TX) that provides working capital built for the commercial-construction payment cycle, positioning as a technology and payments company rather than a lender. Its products help subcontractors get materials and cash now and pay when their GC pays, and help general contractors accelerate payments to their subs.
## Products
- [Material Financing](https://billd.com/contractor-materials-financing/) - Billd pays your supplier upfront; get up to 120-day terms to pay Billd back, matching the construction payment cycle
- [Pay App Advance](https://billd.com/pay-app-advance/) - Unlock cash from an approved pay application immediately — up to 100% of its value, before the GC releases funds
- [Flex Line](https://billd.com/flex-line/) - Revolving line of credit for commercial subcontractors; draw for any business expense (available in select states)
- [Predictable Pay](https://billd.com/predictable-pay/) - Turnkey early-payment program general contractors offer to their subcontractors
- [Turner Accelerated Payment Program Powered by Billd](https://billd.com/turner/) - Accelerated payment for Turner Construction trade partners on Turner projects
## Resources
- [Resource Center](https://billd.com/resources/) - Guides, videos, templates, and tools for subcontractors
- [Blog](https://billd.com/blog/) - Industry insights, financial strategies, and construction business advice
- [Glossary](https://billd.com/glossary/) - Construction and finance terminology explained
- [Calculators](https://billd.com/calculators/) - Material quantity and cost calculators
## Tools
- [Mechanics Lien Deadline Calculator](https://billd.com/mechanics-lien-deadlines/) - Calculate state-by-state mechanics lien filing deadlines
- [Cash Flow Estimator](https://billd.com/contractor-estimating-calculator-cash-flow/) - Model your construction project cash flow
- [Payment Estimator](https://billd.com/estimate/) - Estimate your Billd payment schedule
## State Lien Guides
- [Mechanics Lien Guides](https://billd.com/mechanics-lien-resource-hub/) - Hub for state-by-state mechanics lien deadlines and filing procedures
## Company
- [About Billd](https://billd.com/about/) - Our story and mission
- [Team](https://billd.com/team/) - Meet the Billd team
- [Careers](https://billd.com/careers/) - Join the Billd team
- [Contact](https://billd.com/contact/) - Get in touch
## Optional
- [Sitemap](https://billd.com/sitemap.xml)
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