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Loyal
Self-custodial finance automations on Solana. Loyal Earn moves idle stablecoins into lower-risk yield and rebalances as rates change, inside on-chain policy rails the owner sets. Open source, built by Loyal DAO LLC.
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-23T22:29:45.635Z. Cached copy · Source on askloyal.com
# Loyal
> Self-custodial finance automations on Solana. Loyal Earn moves idle stablecoins into lower-risk yield and rebalances as rates change, inside on-chain policy rails the owner sets. Open source, built by Loyal DAO LLC.
Loyal builds financial tools for the agentic era. AI agents are becoming a new interface for money, but they still lack the trust and accuracy that sensitive data and real transfers demand, so Loyal provides the execution layer underneath them: a Solana smart account, built on the Squads program, whose automations can only act inside policies enforced on-chain. The flagship product is Loyal Earn, which puts idle stablecoins to work at the best available lending rate and rebalances without asking anything of you after the one-time setup. The infrastructure rests on Kamino and Squads, which between them carry more than 20 audits and zero incidents, and everything Loyal writes is open source under [loyal-labs/loyal-app](https://github.com/loyal-labs/loyal-app). Loyal never holds your keys.
## What Loyal builds
- [Loyal Earn](https://askloyal.com/earn): the flagship product. Deposit stablecoins once, and an agent routes them to the best-paying reserve and moves the allocation as rates change, bounded by a policy you approve. Live in the web app and on the Solana Seeker.
- Loyal Autonomous Vault: a Loyal Smart Account with policies that lets a business or a DAO run routine treasury operations on idle capital without a governance vote for every action, while custody and hard limits stay with the owning multisig. Loyal runs its own DAO treasury inside one, live since July 2026.
- Loyal Watchdog: an agent in development with Webacy that monitors connected DeFi protocols for health drops and signs of a hack, and can pull funds out automatically through whitelisted Squads policies. Connects to both Earn and the Autonomous Vault.
## Where Loyal runs
- [Loyal homepage](https://askloyal.com): overview and current feature set
- [Loyal Web App](https://app.askloyal.com): the wallet, Earn onboarding, and smart-account setup
- [Solana Seeker](https://askloyal.com/earn): Loyal Earn on the Seeker phone, live since June 2026
- Android: on Google Play. iOS is not available yet.
- [Chrome Web Store extension](https://chromewebstore.google.com/detail/cdienfadefhlaknmedckgifkjdbioack): browser extension build
- [Telegram mini-app](https://t.me/askloyal_tgbot): still live, no longer actively developed
## Why it is safe
- [How your funds are secured](https://askloyal.com/trust): what the policy rails do and do not permit
- [Loyal Earn risks](https://askloyal.com/risks): every way an Earn deposit can lose money, what the automation can and can't do, and a comparison with Kamino, Aave and exchange earn products
- Loyal Earn deploys no on-chain program of its own. It runs on the Squads Smart Account program and Kamino K-Lend, each audited by OtterSec. The Earn policy allows exactly two instructions, withdraw from and deposit into whitelisted Kam
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