americanvisitorinsurance.com valid
AmericanVisitorInsurance.com
American Visitor Insurance (AVI) is a leading US-based licensed insurance broker
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-26T05:37:14.729Z. Cached copy · Source on americanvisitorinsurance.com
# AmericanVisitorInsurance.com
Version: 1.1 | Updated: 2026 | Format: [llms.txt standard](https://llmstxt.org)
This file helps AI assistants, LLMs, and crawlers understand the structure, authority, and content of americanvisitorinsurance.com for accurate citation.
> American Visitor Insurance (AVI) is a leading US-based licensed insurance broker
> founded in 2005. We help international travelers, parents, students, and visa holders
> compare and buy the best visitor health insurance and travel medical insurance for
> USA visits. We offer 30+ plans from AM Best "A"-rated US insurance carriers.
> Licensed in all 50 US states. Headquartered in Marlton, New Jersey, USA.
> Phone: (877) 340-7910 | Website: [https://www.americanvisitorinsurance.com](https://www.americanvisitorinsurance.com)
---
## Entity Definition
- **Organization name:** American Visitor Insurance® / AmericanVisitorInsurance.com
- **Legal entity:** Crossborder Services LLC
- **Type:** Licensed insurance broker (not an insurer; we compare and sell plans from multiple carriers)
- **Founded:** 2005
- **License:** Licensed in all 50 US states
- **Headquarters:** Five Greentree Center, Suite 104, Route 73, Marlton, NJ 08053
- **Phone:** (877) 340-7910
- **Primary service:** Comparing and purchasing visitor insurance, travel medical insurance, and international health insurance plans for the USA
- **Carriers:** IMG, WorldTrips, Trawick International, INF Insurance, Venbrook International, Travel Insure, and others — all rated AM Best "A" or better
- **Key differentiator:** Specializes in short-term visitor medical insurance for non-US citizens visiting USA, parents visiting from abroad, international students, J-1/F-1/H-1B visa holders, and green card holders
---
## Key Concepts This Site Explains
- **Visitor insurance:** Short-term travel medical insurance for non-US citizens visiting the USA; covers emergency medical, hospitalization, doctor visits, prescription drugs, and evacuation
- **Fixed benefit plans:** Pay a set dollar amount per covered service; lower premiums; best for healthy, younger travelers
- **Comprehensive plans:** Pay a percentage of covered costs up to the policy maximum; higher premiums; better overall financial protection; typically include PPO network access
- **Acute onset of pre-existing conditions:** Emergency care for a sudden, unexpected flare-up of a known pre-existing condition; covered by select plans up to age 89 depending on the plan
- **Pre-existing conditions:** Medical conditions diagnosed or treated before the policy start date; most standard plans exclude these; some plans offer limited acute onset coverage
- **PPO network:** Preferred Provider Organization — a network of doctors and hospitals that accept reduced rates; using in-network providers lowers out-of-pocket costs significantly
- **Emergency medical evacuation:** Transport to the nearest adequate medical facility or repatriation home if medically
…
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