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AllUnity
AllUnity is a BaFin-regulated German e-money institution issuing MiCAR-compliant euro, Swiss franc, and Swedish krona stablecoins (EURAU, CHFAU, and SEKAU), backed 1:1 by fiat reserves held with regulated banks. AllUnity is a joint venture between DWS (Deutsche Bank Group), Flow Traders, and Galaxy Digital, headquartered in Frankfurt, Germany. AllUnity operates exclusively as a B2B service for legal entities and business customers — it is not addressed to retail customers, consumers, or natural
- Authority
- 48 reach 7 · trust 5 · quality 21 · freshness 15
- Tier
- listed
- llms.txt
- https://allunity.com/llms.txt
- Sections
- 7
- Links
- 55
- Size
- 12693 bytes
- Popularity rank
- #454274
- Country
- Netherlands
- For agents
- Documentation: developer or product docs worth reading, nothing to call
- First seen
- 2026-10-19T10:43:23.836Z
- Last checked
- 2026-10-21T03:44:58.950Z
- Badge
Their llms.txt
The beginning of the file, from our validated copy saved 2026-10-21T03:44:58.294Z. Cached copy · Source on allunity.com
# AllUnity
> AllUnity is a BaFin-regulated German e-money institution issuing MiCAR-compliant euro, Swiss franc, and Swedish krona stablecoins (EURAU, CHFAU, and SEKAU), backed 1:1 by fiat reserves held with regulated banks. AllUnity is a joint venture between DWS (Deutsche Bank Group), Flow Traders, and Galaxy Digital, headquartered in Frankfurt, Germany. AllUnity operates exclusively as a B2B service for legal entities and business customers — it is not addressed to retail customers, consumers, or natural persons.
Key facts:
- **Stablecoins issued:** EURAU (euro), CHFAU (Swiss franc), SEKAU (Swedish krona — launch planned for June 2026, subject to regulatory engagement and operational readiness)
- **Regulatory status:** Licensed e-money institution supervised by BaFin; tokens classified as e-money tokens (EMTs) under EU MiCAR
- **Reserve model:** 1:1 fiat-backed; reserves held with regulated banks under a multi-bank reserve model, segregated from the issuer's own funds
- **Redemption:** Holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value (Article 49 MiCAR)
- **Supported blockchains:** EURAU — Ethereum, Arbitrum, Base, BNB Smart Chain, Optimism, Polygon, Solana, Stellar, Tempo. CHFAU — Ethereum, Base, Polygon, Solana, Tempo. Per-token contract addresses are listed below.
- **Shareholders:** DWS (Deutsche Bank Group), Flow Traders, Galaxy Digital
- **Headquarters:** AllUnity GmbH, Sandweg 94, 60316 Frankfurt am Main, Germany
- **Contact:** support@allunity.com | +49 69 3487 5407
## Docs
- [AllUnity homepage](https://allunity.com): Overview of AllUnity, its regulated stablecoins (EURAU, CHFAU, SEKAU), use cases, and shareholders.
- [Stablecoins](https://allunity.com/stablecoins): Overview of all AllUnity stablecoins — regulated e-money tokens (EMTs) under MiCAR, always redeemable 1:1 for fiat at par value, available across multiple blockchains.
- [EURAU](https://allunity.com/eurau): MiCAR-compliant euro stablecoin issued by AllUnity GmbH under BaFin supervision, fully backed 1:1 by euro reserves held with regulated banks.
- [CHFAU](https://allunity.com/chfau): 1:1 Swiss-franc-backed e-money token for cross-border payments and on-chain CHF liquidity, issued under the same regulated model as EURAU.
- [SEKAU](https://allunity.com/sekau): The first fully reserved, MiCAR-compliant Swedish krona-backed stablecoin — launch planned for June 2026.
- [Business Mint Account](https://allunity.com/business-mint-account): The primary B2B onboarding path — businesses open an account, connect their bank, and convert cash into stablecoins (and back), code-free and fully compliant.
- [Mint](https://allunity.com/mint): Mint and redeem AllUnity stablecoins directly between bank accounts and blockchain wallets. Code-free platform for verified institutions and corporates.
- [Agentic Payments](https://allunity.com/agentic-payments): Accept autonomous AI-agent-initiated payments settled in regulated local-currency stabl
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