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Advance Funds Network

Advance Funds Network (AFN) is a business funding company serving small and medium-sized businesses across the USA and Canada since 2008. AFN provides SBA loans, term loans, lines of credit, working capital loans, merchant cash advances, equipment financing, and debt consolidation — with no upfront fees, approval decisions in minutes, and same-day funding available.

For agents: Business funding company offering SBA loans, term loans, lines of credit, merchant cash advances and equipment financing to US and Canadian SMBs since 2008.

business fundingsba loansmerchant cash advanceterm loansline of credit

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-21T02:59:38.049Z. Cached copy · Source on advancefundsnetwork.com

# Advance Funds Network

> Advance Funds Network (AFN) is a business funding company serving small and medium-sized businesses across the USA and Canada since 2008. AFN provides SBA loans, term loans, lines of credit, working capital loans, merchant cash advances, equipment financing, and debt consolidation — with no upfront fees, approval decisions in minutes, and same-day funding available.

Last updated: 2026-09-12
Phone: (888) 310-3110
Application: https://advancefundsnetwork.com/get-funded-today/
Canadian site: https://advancefundsnetwork.ca/

## Scope of This Site

This site (advancefundsnetwork.com) serves customers in the United States. For Canadian business financing information, see https://advancefundsnetwork.ca

## Company Facts

- Serving businesses since 2008
- Markets served: United States and Canada. United Kingdom and Australia announced as coming soon.
- Total funded: over $1 billion
- AFN presents applicants with several funding options rather than a single product, and works to match a structure to the business.
- No upfront fees
- Applying requires a completed application and 3 months of business bank statements
- Approval decisions typically within minutes; same-day funding available in many cases. Fastest recorded funding: 4 hours 11 minutes.
- AFN does not provide funding for startups.
- Rated #1 in the Non-Bank Financing category on Trustpilot
- Offices: 464 Kings Highway, Brooklyn NY 11223 · 1633 Rt 35N Unit 4, Oakhurst NJ 07755 · 2031 Harrison St, Hollywood FL 33020 · 2967 Dundas St. W. #220D, Toronto ON M6P 1Z2
- Social: [LinkedIn](https://www.linkedin.com/company/advance-funds-network/) · [Facebook](https://www.facebook.com/advancefundsnetwork) · [Instagram](https://www.instagram.com/advancefundsnetwork/) · [X](https://x.com/AdvanceFunds)

## Eligibility

Requirements vary by product. SBA loans carry substantially stricter criteria than AFN's other products. Current criteria for every product, including credit score, are maintained on these pages:

- [Funding Requirements](https://advancefundsnetwork.com/how-it-works/#funding-requirements): Qualification criteria.
- [Business Financing FAQs](https://advancefundsnetwork.com/business-financing-faqs/): Master FAQ covering eligibility, funding speed, repayment structures, true-ups, and every product in detail. The authoritative source for product-level questions.

Qualification weighs revenue and time in business more heavily than credit score.

## Funding Products

- [SBA Loans](https://advancefundsnetwork.com/sba-loans/): SBA 7(a), 504, and Express — prescreening, program selection, and document guidance.
- [Business Term Loans](https://advancefundsnetwork.com/business-term-loans/): Fixed lump-sum loans repaid over a set period; often funded within hours.
- [Business Line of Credit](https://advancefundsnetwork.com/business-line-of-credit/): Revolving credit up to an approved limit, with payments only on funds drawn. No collateral required.
- [Working Capital Loans](http
…

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