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Adfin

Adfin is a UK business finance platform that automates how businesses get paid. It combines payment collection (direct debit, card, Apple Pay, Google Pay, bank transfer and pay by bank) with automated credit control, and reconciles every payment in Xero or QuickBooks.

Their llms.txt

The beginning of the file, from our validated copy saved 2026-10-21T13:10:12.454Z. Cached copy · Source on adfin.com

# Adfin

> Adfin is a UK business finance platform that automates how businesses get paid. It combines payment collection (direct debit, card, Apple Pay, Google Pay, bank transfer and pay by bank) with automated credit control, and reconciles every payment in Xero or QuickBooks.

Adfin is used by accountancy and bookkeeping practices, managed service providers, recruitment agencies, property managers, field services businesses, agencies and consultancies. Pricing has no monthly fees: businesses pay per successful payment, and essential credit control is free (see the pricing page for current rates). Existing direct debit mandates can be migrated from other providers without clients signing new mandates.

## Product

- [Payments](https://adfin.com/accept-payments): Direct debit, card, Apple Pay, Google Pay and bank transfer in one place, with automatic reconciliation in accounting software.
- [Credit control](https://adfin.com/credit-control): Automated invoice chasing by email, SMS and WhatsApp, query handling, late payment fees and instalment plans.
- [Pricing](https://adfin.com/pricing): Per-transaction pricing with no monthly fees.
- [Security](https://adfin.com/security): How Adfin protects payments and data.
- [Cash MOT](https://adfin.com/run-cash-mot): A free report on debtor days, late payments and missed late payment interest.
- [Changelog](https://adfin.com/resources/changelog): Recent product updates.

## Who it's for

- [Accountants and bookkeepers](https://adfin.com/for/accountants-and-bookkeepers)
- [Managed service providers](https://adfin.com/for/managed-service-providers)
- [Small businesses](https://adfin.com/for/small-businesses)
- [Growing businesses](https://adfin.com/for/growing-businesses)
- [Recruitment agencies](https://adfin.com/for/recruitment)
- [Agencies](https://adfin.com/for/agencies)
- [Consultancies](https://adfin.com/for/consultancies)
- [Field services](https://adfin.com/for/field-services)
- [Property management](https://adfin.com/for/property-management)

## Integrations

- [Xero](https://adfin.com/partners/xero): Certified Xero app with two-way sync.
- [QuickBooks](https://adfin.com/partners/quickbooks): Certified QuickBooks app with two-way sync.
- [Engager](https://adfin.com/partners/engager): Direct debit mandate combined with the letter of engagement.
- [Socket](https://adfin.com/partners/socket): Direct debit mandate inside the Socket proposal.
- [Soluto](https://adfin.com/partners/soluto): Rent collection and arrears chasing inside Soluto.

## Evidence and research

- [Customer stories](https://adfin.com/customer-stories): Results from Adfin customers, including Nuvo Accountancy, Gascoynes, Jumpstart, Pillow May and BM Technologies.
- [Late Payments Report](https://adfin.com/reports/late-payments-report): Analysis of 289,000 invoices from 1,216 UK businesses, by region.
- [The Path to Double Zero](https://adfin.com/reports/the-path-to-double-zero): How long UK accounting firms take to turn chargeable tim
…

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