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A + B = 3 : Learning Centre

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# A + B = 3 : Learning Centre

> Generated by All in One SEO v5.0.2.1, this is an llms.txt file, used by LLMs to index the site.

Social enterprise designing financial education programmes

## Sitemaps

- [XML Sitemap](https://aandbmake3.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Blog](https://aandbmake3.org/blog/)
- [Webinaire : 20 ans d'éducation financière](https://aandbmake3.org/fr/2025/12/13/webinaire-20-ans-deducation-financiere/): Dans ce webinaire exceptionnel, nous avons partagé nos 20 ans d'expérience en éducation financière. L'éducation financière repose sur des postulats fondamentaux qui ne correspondent pas à la réalité de la plupart des gens. Maîtriser les petites dépenses auxquelles on ne prête pas attention peut améliorer sa situation financière. C'est en grande partie faux… Dans de
- [Webinar: 20 years of financial education](https://aandbmake3.org/2025/12/12/webinar-20-years-of-financial-education/): In this special webinar, we discussed our 20 years of experience in financial education. Financial education is based on fundamental assumptions that don't reflect the reality of most people. Controlling small expenses that people are not careful about can change their financial situation. Mostly false… in many cases, people, especially low-income people, manage their expenses,
- [a+b=3 célèbre ses 20 ans !](https://aandbmake3.org/fr/2025/11/14/ab3-celebre-ses-20-ans/): 20 ans ! En novembre 2005, j'ai fondé a+b=3 à Hong Kong. Nos programmes de formation ont touché 6 000 personnes directement et environ 80 000 personnes grâce aux formateurs que nous avons formés pour animer nos formations. Ce que les chiffres ne montrent pas, c'est l'impact réel et tout ce que j'ai appris. Pour
- [a+b=3 celebrates 20 years!](https://aandbmake3.org/2025/11/14/ab3-celebrates-20-years/): 20 years! In November 2005, I founded a+b=3 in Hong Kong. Our training programmes have directly impacted 6,000 people and approximately 80,000 through the trainers we've trained to deliver our workshops. What the numbers don't show is the real impact and everything I've learned. For our 10th anniversary, we organised an exhibition about money (the
- [13 tips for managing your money](https://aandbmake3.org/2025/11/02/13-tips-for-managing-your-money/): If you don't know the problem, you can't find the solution: note down/ follow your accounts. Don't spend more than you have. Today's debt = spending tomorrow's income. Carry only what you can bear : don't overcommit. Focus on what matters. Don't walk blindfolded: plan! Planning a little is better than not planning at all.
- [Helping families who run small businesses](https://aandbmake3.org/2024/08/17/helping-families-who-run-small-businesses/): Many low income families run small businesses, so the second part of our training the trainers on helping families with financial problems organised by Enfants du Mekong, focused on small businesses. First, participants (who all work in NGO
…

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