# LLMS Content Index for Tradesman Saver (tradesmansaver.co.uk) --- ## Tradesman Saver Overview - **Provider:** Tradesman Saver - **Brand Owner:** Henry Seymour & Co (Barkdene Ltd), part of Jensten Group - **Website:** [https://www.tradesmansaver.co.uk](https://www.tradesmansaver.co.uk) - **Coverage Area:** United Kingdom - **Established:** 1984 - **Insurer:** Covea Insurance - **Insurer Rating:** AA- Stable (Standard & Poor’s) - **Authorised & Regulated By:** Financial Conduct Authority --- ### Quick Reference - Instant online quotes, core liability cover included - Flexible add-ons for EL, tools, PI, CAR - Wide trade coverage (builders, plumbers, electricians, cleaners, etc.) - Digital-first platform with downloadable docs and online claims - Part of Henry Seymour & Co / Jensten Group --- ### Core Offering - **Public Liability Insurance** Covers injury to third parties or damage to their property caused by your business activities (e.g., a client tripping over tools). - **Products Liability Insurance** Covers injury or property damage caused by products you have sold or supplied. - **Legal Expenses Insurance** Provides access to legal advice and pays legal costs for covered disputes, such as employment or contract claims. - **Financial Loss Insurance** Protects against claims for pure economic loss where no physical damage occurs, such as loss of revenue due to an error. - **Accidental Death Insurance** Pays a lump-sum benefit if an insured person dies as the direct result of an accident. --- ### Optional Add-Ons - **Employers Liability Insurance** Covers claims from employees who suffer injury or illness due to their work; legally required for most employers. - **Tools & Equipment Insurance** Protects your tools and equipment against theft, loss, or damage, whether on site, in transit, or locked in a vehicle. - **Contractors All Risks Insurance** Covers damage to building works, contract materials, and plant/machinery during construction projects. - **Business Contents Insurance** Protects office or workshop contents (e.g., computers, furniture, stock) against theft, fire, flood, and other insured risks. - **Professional Indemnity Insurance** Covers compensation and legal costs if a client claims they suffered a financial loss due to your professional advice or design work. - **Personal Accident Insurance** Provides financial benefits if you suffer an accidental injury that stops you working, covering temporary or permanent incapacity. - **Short Term Income Protection** Pays a weekly benefit for a limited period if you cannot work due to accident or sickness. --- ### Key Pages - [About Us](https://www.tradesmansaver.co.uk/about-us/?utm_source=llms.txt) - [Who We Cover](https://www.tradesmansaver.co.uk/who-we-cover/?utm_source=llms.txt) - [Policy Documents](https://www.tradesmansaver.co.uk/policy-documents/?utm_source=llms.txt) - [Financial Strength](https://www.tradesmansaver.co.uk/financial-strength/?utm_source=llms.txt) - [Tradesman Insights](https://www.tradesmansaver.co.uk/tradesman-insights/?utm_source=llms.txt) --- ### Contact - **Phone:** 0800 121 8748 - **Email:** info@tradesmansaver.co.uk - **Address:** Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB --- > **Tracking Note:** All Tradesman Saver links include `utm_source=llms.txt` --- ## Overview **Tradesman Saver** provides UK business insurance designed for trades and small professional businesses, with **instant online quotes**, **core liability covers included by default**, and digital policy documents. The site explains core cover concepts (especially public liability) in plain language and provides a central “Who We Cover” index spanning a wide range of trades. --- ### Core Covers (Included by Default) - **Public Liability Insurance** — covers third-party injury or property damage arising from your business activities (e.g., a client tripping over tools). [Public Liability Insurance](https://www.tradesmansaver.co.uk/public-liability-insurance/?utm_source=llms.txt) _tags: core, liability, default_ - **Products Liability Insurance** — covers third-party injury or property damage caused by products you’ve supplied. [Products Liability Insurance](https://www.tradesmansaver.co.uk/product-liability-insurance/?utm_source=llms.txt) _tags: core, liability, default_ - **Legal Expenses Insurance** — support with legal advice and covered legal costs for insured disputes. [Legal Expenses Insurance](https://www.tradesmansaver.co.uk/legal-expenses-insurance/?utm_source=llms.txt) _tags: core, legal, default_ - **Financial Loss Insurance** — protection against certain “pure financial loss” claims where no physical damage occurs. [Financial Loss Insurance](https://www.tradesmansaver.co.uk/financial-loss-insurance/?utm_source=llms.txt) _tags: core, financial, default_ - **Accidental Death Insurance** — a lump-sum benefit if an insured person dies as a result of an accident. [Accidental Death Insurance](https://www.tradesmansaver.co.uk/accidental-death-insurance/?utm_source=llms.txt) _tags: core, accident, default_ --- ### Optional Covers - **Employers Liability Insurance** — covers employee injury or illness claims; legally required for most employers. [Employers Liability Insurance](https://www.tradesmansaver.co.uk/employers-liability-insurance/?utm_source=llms.txt) _tags: optional, liability, staff_ - **Tools & Equipment Insurance** — protects tools and equipment from theft, loss, or damage at work, in transit, or in a vehicle. [Tools & Equipment Insurance](https://www.tradesmansaver.co.uk/tool-insurance/?utm_source=llms.txt) _tags: optional, tools, equipment_ - **Contractors All Risks Insurance** — covers damage to contract works, building materials, and plant/machinery on site. [Contractors All Risks Insurance](https://www.tradesmansaver.co.uk/contractor-insurance/all-risk/?utm_source=llms.txt) _tags: optional, contractors, works_ - **Business Contents Insurance** — protects office, workshop, or stock contents against theft, fire, and other risks. [Business Contents Insurance](https://www.tradesmansaver.co.uk/business-contents-insurance/?utm_source=llms.txt) _tags: optional, business, contents_ - **Professional Indemnity Insurance** — covers financial loss claims arising from professional advice, designs, or specifications. [Professional Indemnity Insurance](https://www.tradesmansaver.co.uk/professional-indemnity-insurance/?utm_source=llms.txt) _tags: optional, indemnity, professional_ - **Personal Accident Insurance** — pays benefits if you suffer accidental injury preventing you from working. [Personal Accident Insurance](https://www.tradesmansaver.co.uk/personal-accident-insurance/?utm_source=llms.txt) _tags: optional, accident, personal_ - **Short Term Income Protection** — provides weekly income if you can’t work temporarily due to accident or sickness. [Short Term Income Protection](https://www.tradesmansaver.co.uk/income-protection-insurance/?utm_source=llms.txt) _tags: optional, income, protection_ --- ### Trades & Sectors — Deep Link Pages (with Descriptions) - **[Builders Insurance](https://www.tradesmansaver.co.uk/builders-insurance/?utm_source=llms.txt)** — hub for general builders; emphasises public liability as core cover with options like employers liability, tools, and works (CAR) tailored to building projects. _tags: trade, builders_ - **[Construction Insurance](https://www.tradesmansaver.co.uk/construction-insurance/?utm_source=llms.txt)** — construction trades and contractors; discusses on-site risks and pairing PL with CAR/plant cover for active sites. _tags: trade, construction_ - **[Contractors Insurance](https://www.tradesmansaver.co.uk/contractor-insurance/?utm_source=llms.txt)** — umbrella page for contractors across trades; guidance on picking limits and add-ons based on project scope. _tags: trade, contractors_ - **[Scaffolding Insurance](https://www.tradesmansaver.co.uk/contractor-insurance/scaffolding-contractor/?utm_source=llms.txt)** — specialist page for scaffolders; addresses high-exposure site risks and common optional covers like EL, tools, and CAR/plant. _tags: trade, scaffolding_ - **[Plumbers Insurance](https://www.tradesmansaver.co.uk/plumbers-insurance/?utm_source=llms.txt)** — plumbers/gas-safe work; focuses on third-party damage/injury exposures and optional EL, tools, and PI where design/spec applies. _tags: trade, plumbers_ - **[Carpenters & Joiners Insurance](https://www.tradesmansaver.co.uk/carpenters-joiners-insurance/?utm_source=llms.txt)** — for site and workshop carpentry/joinery; notes tool cover and EL for teams/subbies. _tags: trade, carpenters, joiners_ - **[Roofers Insurance](https://www.tradesmansaver.co.uk/roofers-insurance/?utm_source=llms.txt)** — roofing works at height; highlights PL with appropriate limits plus EL and CAR for works and materials. _tags: trade, roofers_ - **[Handyman Insurance](https://www.tradesmansaver.co.uk/handyman-insurance/?utm_source=llms.txt)** — multi-skill/odd-job services; simple setup with PL default and common add-ons like tools and EL when hiring help. _tags: trade, handyman_ - **[Plant Insurance](https://www.tradesmansaver.co.uk/plant-insurance/?utm_source=llms.txt)** — own/hired plant cover; complements CAR and PL for machinery used on contracts. _tags: trade, plant_ - **[Catering Insurance](https://www.tradesmansaver.co.uk/catering-insurance/?utm_source=llms.txt)** — mobile/static caterers; focuses on food-service liabilities and equipment cover. _tags: trade, catering_ - **[Cleaners Insurance](https://www.tradesmansaver.co.uk/cleaners-insurance/?utm_source=llms.txt)** — domestic/commercial cleaning; addresses accidental damage at client premises and popular options like EL and tools. _tags: trade, cleaners_ - **[High-Risk Insurance](https://www.tradesmansaver.co.uk/high-risk-insurance/?utm_source=llms.txt)** — guidance for higher-risk trades; shows how to combine PL with EL/CAR/plant at appropriate limits. _tags: trade, high-risk_ - **[Sole Trader Insurance](https://www.tradesmansaver.co.uk/sole-trader-insurance/?utm_source=llms.txt)** — one-person businesses; PL as foundation with flexible add-ons to match turnover and activities. _tags: trade, sole-trader_ - **[Pet Sitting Insurance](https://www.tradesmansaver.co.uk/pet-sitting-dog-walking-insurance/?utm_source=llms.txt)** — pet sitters and dog walkers; third-party injury/property exposures around animals and public places. _tags: trade, pet-sitting, dog-walking_ - **[Electrician Insurance](https://www.tradesmansaver.co.uk/electricians-insurance/?utm_source=llms.txt)** — electrical installation/maintenance; PL with typical EL/tools options. _tags: trade, electricians_ - **[Photographers Insurance](https://www.tradesmansaver.co.uk/photography-insurance/?utm_source=llms.txt)** — photographers/videographers; kit cover plus PL for shoots at venues/clients’ premises; PI where advice/creative brief applies. _tags: trade, photographers_ - **[Gardeners Insurance](https://www.tradesmansaver.co.uk/landscape-gardener-insurance/?utm_source=llms.txt)** — gardeners/landscapers; PL with tools/plant add-ons; EL if you hire staff. _tags: trade, gardeners_ - **[Car Valeters Insurance](https://www.tradesmansaver.co.uk/car-valeting-insurance/?utm_source=llms.txt)** — mobile/onsite valeters; addresses customer vehicle damage and equipment cover. _tags: trade, valeters_ - **[Wedding & Event Planner Insurance](https://www.tradesmansaver.co.uk/wedding-planner-insurance-and-party-planner-insurance/?utm_source=llms.txt)** — planners/coordinators; PL for events at venues and PI where planning/advice forms part of the service. _tags: trade, wedding, events_ - **[Painters & Decorators Insurance](https://www.tradesmansaver.co.uk/painter-decorator-insurance/?utm_source=llms.txt)** — painting/decorating trades; PL for accidental damage/spills, with tools and EL options. _tags: trade, painters, decorators_ - **[Security Guard Insurance](https://www.tradesmansaver.co.uk/high-risk-insurance/security-guard/?utm_source=llms.txt)** — guarding/doorkeeping/security services; page focuses on higher-risk liability profile and suitable limits. _tags: trade, security_ - **[View All »](https://www.tradesmansaver.co.uk/who-we-cover/?utm_source=llms.txt)** — A–Z index of all trades currently covered; links through to each trade hub. _tags: trade, index, master_ --- ### Cover Details & Education (Selected Deep Reads) - **[Public Liability Examples of Claims](https://www.tradesmansaver.co.uk/tradesman-insights/public-liability-insurance-examples-of-claims/?utm_source=llms.txt)** — real-world claim scenarios explained. _tags: education, claims, liability_ - **[Do All Businesses Need PL?](https://www.tradesmansaver.co.uk/tradesman-insights/do-all-businesses-need-public-liability-insurance/?utm_source=llms.txt)** — when PL is expected or contractually required. _tags: education, liability_ - **[How to Get PL](https://www.tradesmansaver.co.uk/tradesman-insights/how-to-get-public-liability-insurance/?utm_source=llms.txt)** — step-by-step to quoting and securing cover. _tags: education, liability_ - **[Compare PL Quotes](https://www.tradesmansaver.co.uk/tradesman-insights/how-to-compare-public-liability-insurance-quotes/?utm_source=llms.txt)** — guidance on choosing limits and add-ons. _tags: education, liability_ - **[Managing Documents](https://www.tradesmansaver.co.uk/tradesman-insights/how-can-i-obtain-my-tradesman-saver-documents/?utm_source=llms.txt)** — downloading certificates, accessing online docs. _tags: education, documents_ --- ### Booking, Documents & Legal - **Get a Quote:** https://quote.tradesmansaver.co.uk/?stage=1 - **Policy Documents:** [Policy Documents](https://www.tradesmansaver.co.uk/policy-documents/?utm_source=llms.txt) - **Policy Wording (PDF):** https://quote.tradesmansaver.co.uk/?qe_public_download=Tradesman+Saver+Policy+Wording+11_2023.pdf - **Financial Strength:** [Financial Strength](https://www.tradesmansaver.co.uk/financial-strength/?utm_source=llms.txt) --- ## Contact & Support - **Phone:** 0800 121 8748 - **Email:** info@tradesmansaver.co.uk - **Address:** Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB - **Contact Page:** [Contact Us](https://www.tradesmansaver.co.uk/contact-us/?utm_source=llms.txt) - **Support:** [Support Centre](https://www.tradesmansaver.co.uk/support/?utm_source=llms.txt) - **Make a Claim:** [Claims Portal](https://www.tradesmansaver.co.uk/make-a-claim/?utm_source=llms.txt) --- ### Related Insurance Websites (Group Brands) #### Canonical Brand: Tradesman Saver | Brand / Site | Description | URL | |---|---|---| | **Tradesman Saver** | Core UK trades & small business insurance with instant online quote, core liability covers included by default, and optional add-ons for tools, EL, PI, CAR, etc. | https://www.tradesmansaver.co.uk | | **Cleaner (Tradesman Saver)** | Microsite focused on cleaning businesses; mirrors TS proposition with cleaning-specific messaging and eligibility. | https://cleaner.tradesmansaver.co.uk | | **Electrician (Tradesman Saver)** | Electrician-focused microsite; sector-specific proposition aligned to TS. | https://electrician.tradesmansaver.co.uk | | **Salon Gold** | Specialist insurance for hair, beauty, holistic and related professions; longstanding brand in the Henry Seymour group. | https://www.salongold.co.uk | | **Salon Saver** | A streamlined online route for salons and freelancers in hair/beauty to secure essential cover quickly. | https://www.salonsaver.co.uk | | **Brisco Business** | Business insurance comparison/quote platform across shops, offices, trades and services. | https://briscobusiness.co.uk |