Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website. # TopMark Funding ## Sitemaps - [XML Sitemap](https://www.topmarkfunding.com/sitemap_index.xml): Includes all crawlable and indexable pages. ## Posts - [ATA Names Mark Colson as New President and CEO](https://www.topmarkfunding.com/ata-names-mark-colson-as-new-president-and-ceo/): After Chris Spears’ departure from the American Trucking Associations (ATA), an association comprising of each state’s own trucking association, there has been a lull where nobody has taken the mantle of president and CEO. That time has changed, and the new person we will be hearing from as of December 1st will Mark Colson. - [National Retail Federation Predicts First-Ever Trillion Dollar Holiday Season](https://www.topmarkfunding.com/national-retail-federation-predicts-first-ever-trillion-dollar-holiday-season/): One trillion dollars. It is one thousand billions, or one million millions. One billion is already difficult for the human brain to comprehend in its totality, what chances does it have of comprehending one thousand of them? It turns out, the National Retail Federation (NRF) expects spending in the upcoming holiday season to surpass this round number in 2026. - [$200 Million for Truck Parking: Relief Is Coming to 12 States](https://www.topmarkfunding.com/200-million-for-truck-parking-relief-is-coming-to-12-states/): Ask any driver about the hardest part of the job, and parking will be near the top of the list. Department of Transportation research found that 98% of truck drivers regularly struggle to find a safe place to park. - [FMCSA Approves Exemption for Driverless Trucks](https://www.topmarkfunding.com/fmcsa-approves-exemption-for-driverless-trucks/): At the start of the year, we wrote about how the Federal Motor Carrier Safety Administration (FMCSA) denied an exemption for driverless trucks so that they would not have to place safety triangles on the road in case of an emergency. With that happening in early January, it was still under the authority of the Biden Administration. With a new policy, it seems the FMCSA has done a one-eighty, and are allowing Aurora Operations, Inc. and other driverless truck companies an exemption. - [FMCSA Has Closed Over 10,000 Truck Driver Schools](https://www.topmarkfunding.com/fmcsa-has-closed-over-10000-truck-driver-schools/): Last month we wrote about how the Federal Motor Carrier Safety Administration (FMCSA) had closed 110 trucking schools in one fell swoop, but how many have the FMCSA closed down since the second Trump Administration started? The answer is in the title: five digits. - [Trump Nixes Diesel Export Ban](https://www.topmarkfunding.com/trump-nixes-diesel-export-ban/): It seems like the 47th president is in the news every single day, and today is no different. On October 2nd, President Trump announced that there would not be a ban on diesel exports. - [Trump Speaks at Peterbilt Plant](https://www.topmarkfunding.com/trump-speaks-at-peterbilt-plant/): It seems like the 47th president is in the news every single day, and today is no different. On October 1st, he visited the Peterbilt Motors Facility in Denton, Texas, and gave a speech to press and workers alike. - [Trucking Market Outlook Fall 2026](https://www.topmarkfunding.com/trucking-market-outlook-fall-2026/): After a long freight recession, carriers are getting paid again. The latest State of the Industry report from FreightWaves SONAR and Ryder shows spot rates up nearly 50% year over year, contract rates climbing, and fleets placing Class 8 orders at almost four times last year's pace. - [The Financial Cost of Switching to Electric Trucks](https://www.topmarkfunding.com/the-financial-cost-of-switching-to-electric-trucks/): You have probably seen the latest and greatest news: diesel fuel is currently at $6.53 per gallon. That is an all-time high for the United States. As costs continue to increase and show little signs of slowing down, it may make financial sense to finally make the transition to electrical Class 8 vehicles. Here is some basic math to understand it. - [A Potential Diesel Export Ban’s Effect on Trucking](https://www.topmarkfunding.com/a-potential-diesel-export-bans-effect-on-trucking/): The 47th president of the United States Donald Trump announced that he, with the growing support of Republican lawmakers, was considering an embargo on diesel fuel exports to other countries, saying that the United States’ citizens need it for themselves. If this were to become reality what effect would it have on the nation’s economy? - [FMCSA Issues HOS Declaration for Gasoline and Diesel Haulers](https://www.topmarkfunding.com/fmcsa-issues-hos-declaration-for-gasoline-and-diesel-haulers/): Take a look outside at the nearest fueling station and see the prices. They can be a little difficult to look at. As the Director of Federal Motor Carrier Safety Administration (FMCSA), Derek D. Barrs understands the importance of having fuel prices not spiraling out of control, and to that end has declared a State of Emergency for haulers of gasoline and diesel to bring more supply to meet current demand. - [TxDOT Project to Add 175 Parking Spaces](https://www.topmarkfunding.com/txdot-project-to-add-175-parking-spaces/): Truck parking is one of the things we at TopMark Funding love to track, if you could not tell. With truckers spending an average of an hour per night looking for a spot and 10 trucks for every spot in the nation, it is always nice to hear about governmental tax dollars being put to good use, which is what we are hearing from local news sources. - [CVSA Conducts Surprise Hazmat Inspection Blitz](https://www.topmarkfunding.com/cvsa-conducts-surprise-hazmat-inspection-blitz/): When the Commercial Vehicle Safety Alliance (CVSA) typically does an inspection blitz, it is announced months in advance. This allows fleets to ultimately prepare ahead of time to get a better score and keep the road safer for all, but what do companies do when inspectors are not looking? - [Motus Suffers Technical Glitches, Enforcement Delayed](https://www.topmarkfunding.com/motus-suffers-technical-glitches-enforcement-delayed/): Motus is the new Federal Motor Carrier Safety Administration’s (FMCSA) registration system. According to its own website, “Motus streamlines the registration process, enabling entities to submit required information, update records, and comply with federal regulations. It aims to improve safety oversight and data accuracy for the trucking industry.” However, there have been some hiccups that have been material enough that the FMCSA is not punishing fleets for not fulfilling the data entry requirements just yet. - [August 2026 Class 8 Truck Sales Surge Year Over Year](https://www.topmarkfunding.com/august-2026-class-8-truck-sales-surge-year-over-year/): When something is great for so long, the notion of simply being “good” may come as a shock to some. In previous articles describing trucking sales for 2026, we have used terms such as “skyrocket” and “run-up” as the trucking industry was having a party. Now that the refreshments have diminished and the party is starting to wind down, there is still fun to be had, but not to the same extent. - [Trump Administration Closes 110 Trucking Schools](https://www.topmarkfunding.com/trump-administration-closes-110-trucking-schools/): Would you like to get your CDL online? Sounds absurd, but there exist online trucking schools, which are among the list in the latest crackdown from the Federal Motor Carrier Safety Administration (FMCSA) on trucking schools in the name of safety. - [NHTSA Rolls Back Obama-Era Fuel Efficiency Standards](https://www.topmarkfunding.com/nhtsa-rolls-back-obama-era-fuel-efficiency-standards/): Would you like to have a less fuel-efficient truck? In a vacuum that seems like a stupid question, especially with 2026’s diesel fuel prices. When the question becomes “would you trade one or two miles per gallon of fuel efficiency to save $20,000 off the purchase price tag of a newer vehicle”, the logistics change entirely. The electric truck is the final conclusion of this: fuel prices are significantly cheaper but seldom justify the higher cost of purchase. All of this is to set up the background for a new decision from the National Highway Traffic Safety Administration (NHTSA) that reverses well over a decade of precedent. - [FMCSA Tests Two Hours-of-Service Changes](https://www.topmarkfunding.com/fmcsa-tests-two-hours-of-service-changes/): When it comes to hours-of-service regulations, one dramatic change between both Trump Administrations and the Biden Administration when it comes to guidance from the Federal Motor Carrier Safety Administration (FMCSA) has been flexibility. Whereas the Biden Administration had a focus on keeping things straight and narrow, Trump’s FMCSA approach has been to test the boundaries to find ways to make truckers’ jobs easier without compromising safety. These two pilot programs prove just that. - [Best Dump Truck Brands in 2026: Top Makes and Models Compared](https://www.topmarkfunding.com/best-dump-truck-brands-in-2026/): In this guide, we compare six of the most popular dump truck brands in the United States: - [Freedom Haulers Act May Recruit Veterans to Truck Driving](https://www.topmarkfunding.com/freedom-haulers-act-may-recruit-veterans-to-truck-driving/): Does this story sound familiar? At the start of the month, we wrote about how President Donald Trump started a program to help veterans transition from becoming military warriors into road warriors, spearheaded by the executive branch of the federal government and supported by various business entities. With executive decisions and orders it is much easier to put into place than congressional legislation, but is also much easier to remove should the winds of change blow. To that end, Brian Mast, representative of the 21st district of Florida, is introducing a Bill to make it an official directive by Congress to help get veterans on the road. - [Port of Los Angeles Sees Second-Busiest July](https://www.topmarkfunding.com/port-of-los-angeles-sees-second-busiest-july/): The maritime and trucking industry are linked together, as one brings drayage containers onto and off of the boat. Any news about increased activity at port would be a boon to the trucking industry, which is why we are happy to report that according to the Port of Los Angeles’ numbers. - [FMCSA Estimates Cost of English Language Proficiency Requirements](https://www.topmarkfunding.com/fmcsa-estimates-cost-of-english-language-proficiency-requirements/): The English language. An important aspect of a truck driver’s toolkit, used to communicate with others and understand signs. - [States Challenge Department of Transportation Over Driver Records](https://www.topmarkfunding.com/states-challenge-department-of-transportation-over-driver-records/): Another lawsuit in the greatest country on Earth? It must be a day ending with a “y.” That is a phrase we used in an article from last week, and it seems to still ring true as another lawsuit is hitting the trucking industry. This time, it is a coalition of twenty-two states plus the District of Columbia suing the national Department of Transportation (DOT), the Department of Homeland Security, and the American Association of Motor Vehicle Administrators (AAMVA), in a battle that concerns 17 million records and a possible violation of the right to privacy. - [FMCSA Announces Another Five Removed ELDs](https://www.topmarkfunding.com/fmcsa-announces-another-five-removed-elds/): Back in the olden days, the Federal Motor Carrier Safety Administration (FMCSA) would simply remove Electronic Logging Devices (ELDs) without telling anyone and then would cite drivers and trucking companies for using an out-of-date ELD. We like to think that we were a part of the recent changes of announcing updates publicly when we first wrote about the phenomenon, but we cannot say for sure. Regardless, the FMCSA has announced five more ELDs that are going the way of the dodobird. - [Teamsters Sues California DMV Over Autonomous Trucking Rules](https://www.topmarkfunding.com/teamsters-sues-california-dmv-over-autonomous-trucking-rules/): Another lawsuit in the greatest country on Earth? It must be a day ending with a “y.” In this case it is the Teamsters union suing the California Department of Motor Vehicles (DMV) over approval for self-driving commercial trucks. - [Mesilla Valley Transportation Implements Scanning Inspections](https://www.topmarkfunding.com/mesilla-valley-transportation-implements-scanning-inspections/): When it comes to being a trucker, the least fun aspect of the job is waiting. Traffic, emptying the cargo, and waiting at inspection and weigh stations really adds up. One company, Mesilla Valley Transportation (MVT), wants to streamline at least one of those, allowing a system of scanners to analyze a truck as it slowly drives through and reduces inspection time dramatically. - [Freedom Haulers Initiative to Recruit Veterans to Truck Driving](https://www.topmarkfunding.com/freedom-haulers-initiative-to-recruit-veterans-to-truck-driving/): First warriors in combat, then warriors of the road. The second Trump Administration is working with six large trucking stakeholders to launch what it called the Freedom Haulers Initiative, to help military veterans transition to a stable trucking career by reducing obstacles that might otherwise get in their way. - [Equipment Loan for a New Business: Can Startups Qualify?](https://www.topmarkfunding.com/equipment-loan-for-a-new-business-can-startups-qualify/): If you're searching for an equipment loan for a new business, this guide explains how startup financing works, what lenders look for, and how you can improve your chances of approval. - [FMCSA Removes More Regulations](https://www.topmarkfunding.com/fmcsa-removes-more-regulations/): In President Donald Trump’s first term, he had a policy for the Executive Branch: for every regulation added, two must be removed. In his second term, he has ramped this up tremendously, making it so that federal entities must remove ten regulations for every new one added. One such entity, under the federal Department of Transportation is the Federal Motor Carrier Safety Administration (FMCSA), and they have a few more changes they are implementing. - [PRIVACY Act to Limit Flock Cameras](https://www.topmarkfunding.com/privacy-act-to-limit-flock-cameras/): If you have been paying attention on the Internet as of late, you may have heard of the term “Flock cameras”. Flock Safety is a business that specializes in security and surveillance hardware. With Flock saying that it reads billions of license plates every month through its cameras, some members of Congress are worried that this can be a violation of privacy, including for truck drivers. To that end, the House of Representatives has introduced the Protecting Rights in Video and Equipment Acquired Discovery (PRIVACY) Act. Do not ask us how that name becomes that acronym. - [What Credit Score Do You Need for Equipment Financing?](https://www.topmarkfunding.com/what-credit-score-do-you-need-for-equipment-financing/): Most businesses have stronger equipment financing options with a personal credit score of 650 or higher. However, credit score is only one part of the approval process. Equipment financing companies may also review your time in business, industry experience, business revenue, existing debt, down payment, and the type of equipment you want to finance. - [ATRI Releases Estimated Cost Per Mile 2025](https://www.topmarkfunding.com/atri-releases-estimated-cost-per-mile-2025/): At its simplest, business is revenue minus expenses: you try to make more money than you spend. While everyone’s cost-per-mile profile is different due to an abundance of factors, the American Transportation Research Institute (ATRI) likes to compile information as a general rule-of-thumb. Here is what they found as a result of their 2025 survey. - [DOT Secretary Sean Duffy Awards $62 Million for Truck Parking](https://www.topmarkfunding.com/dot-secretary-sean-duffy-awards-62-million-for-truck-parking/): Another truck parking story for the month of July. The current Department of Transportation under President Donald Trump seems to be kicking it into high gear, as it announced $1.73 billion in federal grants for 127 infrastructure projects, with $62 million of it going towards parking in five states. - [Truck Sales Continue Run-Up in June 2026](https://www.topmarkfunding.com/truck-sales-continue-run-up-in-june-2026/): Not since the pandemic started letting up and bottled-up demand for truck orders exploded like a dam giving way have we seen orders of this magnitude. We last wrote about truck sales regarding April 2026, and while May 2026 was an improvement on top of that, June is yet another leap forward. As usual, two sources, ACT Research and FTR, corroborate the good news. - [Are there specific lenders that specialize in trailer financing?](https://www.topmarkfunding.com/are-there-specific-lenders-that-specialize-in-trailer-financing/): Commercial trailer financing helps businesses purchase the trailers they need without paying the full cost upfront. Whether you're expanding your fleet, replacing older equipment, or purchasing your first commercial trailer, financing allows you to preserve working capital while putting revenue-generating equipment on the road. - [EPA Proposes End to DEF Derating](https://www.topmarkfunding.com/epa-proposes-end-to-def-derating/): A phrase you have likely never heard in the trucking industry until now, and will likely never hear in earnest is, “I love DEF derating!” The basic concept is simple: when a pollution aspect of the truck does not operate as well as it should, the truck intentionally limits its power until the problem is resolved. The Environmental Protection Agency (EPA) knows how much of a drag this regulation is, so the Trump Administration’s EPA is considering putting a stop to it. - [Which Lenders Specialize in Trucking Business Loans in the USA?](https://www.topmarkfunding.com/which-lenders-specialize-in-trucking-business-loans-in-the-usa/): If you’re looking for financing to purchase a semi-truck, dump truck, box truck, trailer, or other commercial vehicle, it’s important to understand that not every lender finances trucking businesses. Traditional banks often have strict lending requirements, while many commercial finance companies work exclusively with transportation businesses and understand the trucking industry. - [INFRA Program to Add 900 Truck Parking Spots in Florida](https://www.topmarkfunding.com/infra-program-to-add-900-truck-parking-spots-in-florida/): We love hearing a new story about more truck parking. With the dreaded statistics of approximately 10 trucks to every parking space and 40% of truckers spending an hour each day finding a place to park, we will take all the parking spots we can get. Rather than private funding provided on the behalf of Dolly Parton, however, the latest and greatest parking news comes from the Nationally Significant Multimodal Freight & Highway Projects (INFRA) program. - [EPA Supports the Right to Repair](https://www.topmarkfunding.com/epa-supports-the-right-to-repair/): One movement that has gained a lot of traction in the technology sphere is “right to repair”, and chances are you have heard about it here and there: conglomerates making it difficult to repair already bought equipment so as to make fixing more expensive or even impossible so that the original manufacturer can get additional sales of a product. The Trump Administration and its Environmental Protection Agency (EPA) is bringing this movement to the trucking industry. - [Dolly Parton Opens Truck Stop](https://www.topmarkfunding.com/dolly-parton-opens-truck-stop/): If you have been following our writing on the truck parking problem, you know that we have said that the solution will require work done on behalf of both public and private entities. While we usually cover the government adding truck parking spots, an unlikely private source has entered the fray: country music legend Dolly Parton. - [President Trump Speaks at Pennsylvania Mack Facility](https://www.topmarkfunding.com/president-trump-speaks-at-pennsylvania-mack-facility/): In the heart of Lehigh Valley in Macungie, Pennsylvania, the 47th president of the United States spoke at the Mack Trucking Plant, the same one that president Joe Biden spoke at approximately five years before. Needless to say, there was a lot on Trump’s mind. - [ATRI Collects Data on Driver-Facing Cameras](https://www.topmarkfunding.com/atri-collects-data-on-driver-facing-cameras/): When it comes to the trucking industry (especially after the recent Supreme Court case ruling 9-0 that brokers are liable for carrier collisions leading to a higher importance placed on safety ratings), it is imperative to be able to cover yourself in case things go horribly wrong. One such method of doing so is having driver-facing cameras to prove that the driver was acting on his best behavior so as to clear him or her from liability. Because it also has privacy implications, the American Transportation Research Institute (ATRI) wants to ask: do the benefits of driver-facing cameras cause so much benefit as to justify their inclusion on every truck? - [FMCSA to Remove Obsolete Regulations](https://www.topmarkfunding.com/fmcsa-to-remove-obsolete-regulations/): If you ever take the time to look up crazy laws (such as it being illegal to eat an orange in the bathtub in California), the most common cause of it is that it was established well over a century and never taken off the books while still being enforced. When it comes to the Federal Motor Carrier Safety Administration (FMCSA), however, they often enforce old regulations while they are still on the books. In an effort to reduce regulations that have next to no impact on safety, the FMCSA for Trump’s second term is looking to cut old rules. - [Regulatory Petition May Change Off-Duty Drug Testing](https://www.topmarkfunding.com/regulatory-petition-may-change-off-duty-drug-testing/): The interesting thing about sweeping regulations is that there are bound to be edge cases that fall through the cracks. Such is the case of one Nathan Weidert, who has submitted a petition to the Federal Motor Carrier Safety Administration (FMCSA) to prohibit random drug tests from happening while a driver is off-duty. - [Bluewire Works with DOT to Provide Safety Ratings](https://www.topmarkfunding.com/bluewire-works-with-dot-to-provide-safety-ratings/): Since the case of Montgomery V. Caribe Transport II, LLC ruled that brokers can be held liable for hiring less-than-stellar hauling companies, a new problem has presented itself: the sheer number of trucking companies makes it difficult to qualify them all, with an estimated 90% of trucking companies currently not having a rating at all. To that end, the Department of Transportation (DOT) is hiring a business intelligence firm Bluewire, to use artificial intelligence to analyze past driving behavior and provide ratings. - [CVSA Schedules Brake Safety Week Starting August 23rd](https://www.topmarkfunding.com/cvsa-schedules-brake-safety-week-starting-august-23rd/): Aside from the driver behind the wheel itself, perhaps the most important instrument a truck has for providing safety is the braking system. To that end, the Commercial Vehicle Safety Alliance (CVSA) has a Brake Safety Week each year to increase enforcement on this valuable piece of trucking equipment. For 2026 it spans from August 23rd to the 29th. - [Modern, Clean, and Safe Trucks Act Would Repeal FET](https://www.topmarkfunding.com/modern-clean-and-safe-trucks-act-would-repeal-fet/): The Federal Excise Tax (FET). Everyone in the trucking industry’s favorite thing to hate. Established during World War I and kept for over one hundred years thereafter, adds a 12% fee to new trucks that goes into Uncle Sam’s pocket. Numerous attempts have been made to suspend or remove it, and the latest one as of June 2026 is the Modern, Clean, and Safe Trucks Act. - [BUILD America 250 Act Would Provide Infrastructure Funding](https://www.topmarkfunding.com/build-america-250-act-would-provide-infrastructure-funding/): The United States of America is rapidly approaching its 250th year of existence, and one of the nation's greatest marvels is its over 4 million miles of road. One bipartisan use of taxpayer money is to repair and improve the nation’s roadways. Add this all together and what do you get? The BUILD America 250 Act earmarking $580 billion for surface transportation. - [FMCSA Removes Another 12 ELDs](https://www.topmarkfunding.com/fmcsa-removes-another-12-elds/): One thing the Federal Motor Carrier Safety Administration (FMCSA) does extremely well is put Electronic Logging Devices (ELDs) out of commission for being no longer compliant with FMCSA regulations. While usually the FMCSA will do this in piecemeal, this time it is rolling up its sleeves and taking out a dozen in one fell swoop. - [April 2026 Trailer Orders Follow Truck Brethren](https://www.topmarkfunding.com/april-2026-trailer-orders-follow-truck-brethren/): The trucking industry is absolutely booming at a rate not seen since when the dog days of the COVID-19 pandemic came to an end and bottled-up demand for trucks and trailers exploded like a well-shaken bottle of soda. We wrote about truck sales for April earlier this month, rounding out a hat trick of crazy sales numbers for the last quarter of a year. Now, it seems trailers are following right behind, as they always do! ## Pages - [Heavy Equipment Finance Quote – ChatGPT](https://www.topmarkfunding.com/heavy-equipment-finance-quote-2/): We make it easy to finance a new or used heavy equipment from any dealer or private seller. Get fast approvals, flexible terms, and competitive rates tailored to your construction business. - [Heavy Equipment Finance Quote](https://www.topmarkfunding.com/heavy-equipment-finance-quote/): We make it easy to finance a new or used heavy equipment from any dealer or private seller. Get fast approvals, flexible terms, and competitive rates tailored to your construction business. - [Semi-Truck Finance Quote](https://www.topmarkfunding.com/semi-truck-finance-quote/): No hard credit inquiry. Fast decisions. Financing up to $300,000 for qualified buyers. Finance new or used semi-trucks with flexible options built for your business. Get pre-approved today! - [Dump Truck Financing Quote](https://www.topmarkfunding.com/dump-truck-financing-quote/): We make it easy to finance a new or used dump truck from any dealer or private seller. Get fast approvals, flexible terms, and competitive rates tailored to your hauling or construction business. - [Semi-Truck Financing Quote](https://www.topmarkfunding.com/semi-truck-financing-quote/): No hard credit inquiry. Fast decisions. Financing up to $300,000 for qualified buyers. Finance new or used semi-trucks with flexible options built for your business. Get pre-approved today! - [Direction Drill Financing](https://www.topmarkfunding.com/direction-drill-financing/): TopMark Funding specializes in directional drill financing for contractors and businesses nationwide. Whether you’re purchasing a new or used horizontal directional drill (HDD), we offer competitive rates, flexible financing options, and fast approvals to help you get the equipment you need. Plus, you can get pre-approved with no hard credit inquiry, so you can explore your financing options without impacting your credit score. - [Heavy Equipment Finance Programs](https://www.topmarkfunding.com/heavy-equipment-finance-programs/): We make it easy to finance a new or used heavy equipment from any dealer or private seller. Get fast approvals, flexible terms, and competitive rates tailored to your construction business. - [Section 179 Calculator](https://www.topmarkfunding.com/section-179-calculator/): Deduct up to $2,500,000 with Section 179. Finance your commercial truck or equipment before year-end and keep more money in your business. - [Heavy Equipment Financing Programs](https://www.topmarkfunding.com/heavy-equipment-financing-programs/): We make it easy to finance a new or used heavy equipment from any dealer or private seller. Get fast approvals, flexible terms, and competitive rates tailored to your construction business. - [Lamar’s Truck Sales Credit Application](https://www.topmarkfunding.com/lamars-truck-sales-credit-application/): TopMark Funding is a preferred lender for Lamar's Truck Sales. If you want to apply for equipment financing, please complete our safe & secure credit application below. Don’t worry there are No Hard Inquiries and No Impact on your business or personal credit score.  - [Box Truck Loans](https://www.topmarkfunding.com/box-truck-loans/): Get fast, flexible box truck loans with TopMark Funding®, the #1-rated commercial truck financing partner for delivery fleets, moving companies, contractors, and service businesses. We finance new and used box trucks from any dealer or private seller — all with no hard credit inquiry and quick pre-approvals so you can grow your business with confidence. - [Roll-Off Truck Financing Programs](https://www.topmarkfunding.com/roll-off-truck-financing-programs/): Fast, Flexible Roll-Off Truck Financing for Waste, Recycling, Hauling & Construction Companies. Get Quick, Affordable Roll-Off & Hook-Lift Truck Financing With No Hard Credit Inquiry. - [Tow & Wrecker Truck Financing](https://www.topmarkfunding.com/tow-wrecker-finance-programs/): At TopMark Funding, we specialize in tow truck, wrecker, and flatbed/rollback financing for towing companies, recovery operators, and transport businesses. Get fast approvals, competitive rates, and no hard credit inquiry on new or used equipment. - [Bulldozer Financing Programs](https://www.topmarkfunding.com/bulldozer-financing-programs/): Get the bulldozer you need with fast approvals, flexible terms, and no hard credit inquiry. Fast funding and competitive rates for contractors upgrading or replacing bulldozers. - [Skid Steer Financing Programs](https://www.topmarkfunding.com/skid-steer-financing-programs/): We make it simple to finance new or used skid steers from any dealer or private seller. Quick approvals, competitive terms. - [Excavator Financing Programs](https://www.topmarkfunding.com/excavator-financing-programs/): Get quick approvals and competitive terms for new or used excavators from any dealer or private seller. - [Rollback Truck Financing](https://www.topmarkfunding.com/rollback-truck-financing/): Get fast, flexible rollback truck financing with TopMark Funding® is the #1 lender for commercial tow trucks and recovery vehicles. Whether you need a rollback truck loan, a rollback lease, or a lease-to-own program, we help towing companies, owner-operators, and recovery fleets get approved quickly with no hard credit inquiries. - [Flatbed Tow Truck Financing](https://www.topmarkfunding.com/flatbed-tow-truck-financing/): Get fast, flexible flatbed tow truck financing with TopMark Funding®, the #1 lender for commercial trucks and vocational trucks. Whether you need a flatbed truck loan, flatbed tow truck lease, or a lease-to-own program, we help owner-operators and fleet owners get approved — all with no hard credit inquiries. ## Layouts - [New – Backhoes](https://www.topmarkfunding.com/tbuilder-layout/new-backhoes/): Get competitive backhoe financing for new or used equipment with fast approvals and flexible loan or lease options. Whether you're an established contractor or a well-qualified startup, we offer structured backhoe loans and lease programs designed to help you preserve cash flow and keep projects moving.  ## Layout Parts ## Global Styles