# TC Group > TC Group’s an Accountancy Age ‘Top 20’ firm of business advisors and accountants ## Pages - [Forensic Accounting](https://www.tc-group.com/forensic-accounting/) - [Northern Ireland](https://www.tc-group.com/northern-ireland/) - [Services & Sectors](https://www.tc-group.com/services-sectors/) - [Executive Coaching](https://www.tc-group.com/executive-coaching/) - [Marine Industry, Fisheries, Seafarers & Divers](https://www.tc-group.com/sectors/marine-industry-fisheries-seafarers-divers/) - [Join an Established TC Partner Firm](https://www.tc-group.com/partnerships/join-an-established-partner-firm/) - [Career Development and Progression](https://www.tc-group.com/careers/development-and-progression/) - [Working at TC Group](https://www.tc-group.com/careers/working-at-tc-group/) - [Our Story](https://www.tc-group.com/about/our-story/) - [Our Vision & Mission](https://www.tc-group.com/about/our-vision-mission/) - [Home](https://www.tc-group.com/) - [Join TC Group - How to apply](https://www.tc-group.com/careers/how-to-join-us/) - 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[HR Services](https://www.tc-group.com/services/business-services/hr/) - [Corporate Finance](https://www.tc-group.com/services/business-services/corporate-finance/) - [Business Tax](https://www.tc-group.com/services/business-services/tax/) - [Travel and Transport](https://www.tc-group.com/sectors/travel-and-transport/) - [Owner Managed Businesses](https://www.tc-group.com/sectors/owner-managed-businesses/) - [FCA Regulated Companies](https://www.tc-group.com/sectors/fca-regulated-companies/) - [Service Charge Accounts](https://www.tc-group.com/services/business-services/service-charge-accounts/) - [Our Sectors](https://www.tc-group.com/sectors/) - [Business Services](https://www.tc-group.com/services/business-services/) - [Private Client Services](https://www.tc-group.com/services/private-client-services/) - [Our Services](https://www.tc-group.com/services/) - [Privacy Policy](https://www.tc-group.com/privacy-policy/) ## Posts - [PETS 2 PLACES CROWNED WINNER OF TC GROUP’S START-UP PITCH CHALLENGE AT MK TECH WEEK](https://www.tc-group.com/news/tc-news/tc-group-start-up-pitch-challenge-at-mk-tech-week/) - [TC GROUP MARKS STRATEGIC EXPANSION INTO NORTHERN IRELAND WITH GMCG MERGER](https://www.tc-group.com/news/tc-news/tc-group-merges-with-gmcg/) - [Beyond the Books Episode 10](https://www.tc-group.com/news/videos/beyond-the-books-episode-10/) - [HOW TO REDUCE YOUR INHERITANCE TAX BILL](https://www.tc-group.com/news/business-insights/how-to-reduce-your-inheritance-tax-bill/) - [Management Buyouts (MBOs): A Practical Guide For Business Owners](https://www.tc-group.com/news/business-insights/management-buyouts-mbos-a-practical-guide-for-business-owners/) - [The hidden cost of waiting for month end](https://www.tc-group.com/news/business-insights/the-hidden-cost-of-waiting-for-month-end/) - [Why The Most Innovative SMES Don't Go It Alone](https://www.tc-group.com/news/business-insights/why-the-most-innovative-smes-dont-go-it-alone/) - [Why AI Infrastructure Investment Matters, Even for SMEs](https://www.tc-group.com/news/business-insights/why-ai-infrastructure-investment-matters-even-for-smes/) - [2026 Autumn Budget Checklist For Business Owners](https://www.tc-group.com/news/business-insights/2026-autumn-budget-checklist-for-business-owners/) - [Charity Case Study: Supporting WADARS Through Financial Transformation](https://www.tc-group.com/news/case-studies/news-business-insights-case-study-wadars/) - [SHOULD I OUTSOURCE MY BUSINESS FINANCE FUNCTION?](https://www.tc-group.com/news/business-insights/should-i-outsource-my-business-finance-function/) - [Beyond the Books, Episode 9](https://www.tc-group.com/news/videos/beyond-the-books-episode-9/) - [Webinar: Building a Business That Doesn't Depend on You](https://www.tc-group.com/news/business-insights/webinar-building-a-business-that-doesnt-depend-on-you/) - [What really counts as innovation for tax purposes?](https://www.tc-group.com/news/business-insights/what-really-counts-as-innovation-for-tax-purposes/) - [UK statutory audit vs group reporting: what international groups need to know](https://www.tc-group.com/news/business-insights/uk-statutory-audit-vs-group-reporting/) - [The New Business Strategy Isn't One Plan – It's Multiple Futures](https://www.tc-group.com/news/business-insights/scenario-planning_multiple-futures/) - [Charity audit thresholds are increasing: should your charity still have an audit?](https://www.tc-group.com/news/business-insights/charity-audit-thresholds-increasing-2026/) - [TC GROUP MERGES WITH PRYDIS ACCOUNTS](https://www.tc-group.com/news/tc-news/tc-group-merges-with-prydis-accounts/) - [Beyond the Books, Episode 8](https://www.tc-group.com/news/videos/why-business-owners-are-taking-payroll-more-seriously-beyond-the-books-episode-8/) - [Government grants to help Cambridgeshire farmers boost drought resilience](https://www.tc-group.com/news/business-insights/government-grants-help-cambridgeshire-farmers-boost-drought-resilience/) - [UK GAAP is changing: Why business owners should act before the numbers change](https://www.tc-group.com/news/business-insights/uk-gaap-is-changing/) - [Does your UK subsidiary require a statutory audit?](https://www.tc-group.com/news/business-insights/does-your-uk-subsidiary-require-a-statutory-audit/) - [Should audit-exempt companies still have an audit?](https://www.tc-group.com/news/business-insights/should-audit-exempt-companies-still-have-an-audit/) - [How Independent School Governors Can Build Effective Partnerships with Senior Management](https://www.tc-group.com/news/business-insights/effective-partnerships-between-school-governors-and-senior-management/) - [Understanding Independent School Financial Health: A Guide for Governors](https://www.tc-group.com/news/business-insights/understanding-independent-school-financial-health/) - [What Happens If I Can’t Pay My Personal Tax Bill?](https://www.tc-group.com/news/business-insights/what-happens-if-i-cant-pay-my-personal-tax-bill/) - [Planning for the Unexpected as a Homeowner](https://www.tc-group.com/news/business-insights/planning-for-the-unexpected-as-a-homeowner/) - [New Government, New Tax Questions: Preparing for the Autumn Budget 2026](https://www.tc-group.com/news/business-insights/new-government-new-tax-questions/) - [Mandatory Payrolling of Benefits in Kind](https://www.tc-group.com/news/business-insights/mandatory-payrolling-of-benefits-in-kind/) - [The Three-Year Plan Isn’t Dead – It's Evolving](https://www.tc-group.com/news/business-insights/the-three-year-plan-isnt-dead-its-evolving/) - [New HMRC ‘Reckless Conduct Offence’ for direct taxes](https://www.tc-group.com/news/business-insights/new-hmrc-reckless-conduct-offence/) - [Fair Work Agency: What It Means for Business Owners](https://www.tc-group.com/news/business-insights/fair-work-agency-what-it-means-for-business-owners/) - [TC Group Derby Announces Michael Dolman as Director](https://www.tc-group.com/news/tc-news/tc-group-derby-announces-michael-dolman-as-director/) - [Felix Medd Promoted to Director, Head of R&D at TC Group](https://www.tc-group.com/news/tc-news/felix-medd-promoted-director-head-of-rd-tc-group/) - [Building the future generation of TC Group](https://www.tc-group.com/news/videos/building-the-future-generation-of-tc-group/) - [Beyond the Books, Episode 7](https://www.tc-group.com/news/videos/rd-tax-relief-common-mistakes-businesses-make-beyond-the-books-episode-7/) - [TC Group strengthens advisory services with key senior tax appointment](https://www.tc-group.com/news/tc-news/tc-group-strengthens-advisory-services-with-key-senior-tax-appointment/) - [How TC Group’s Jake Burton raised thousands to help fight dementia](https://www.tc-group.com/news/tc-news/how-tc-groups-jake-burton-raised-thousands-to-help-fight-dementia/) - [Why standing still in business is no longer an option](https://www.tc-group.com/news/business-insights/why-standing-still-in-business-is-no-longer-an-option/) - [Succession Starts Long Before You’re Ready To Leave](https://www.tc-group.com/news/business-insights/succession-starts-long-before-youre-ready-to-leave/) - [Clarity Over Certainty: How Business Owners Can Regain A Sense Of Control](https://www.tc-group.com/news/business-insights/clarity-over-certainty/) - [Decision Fatigue Is Not Weakness – It’s A Leadership Risk](https://www.tc-group.com/news/business-insights/decision-fatigue-is-not-weakness-its-a-leadership-risk/) - [TC Group moves to the heart of Bournemouth](https://www.tc-group.com/news/tc-news/tc-group-moves-to-the-heart-of-bournemouth/) - [Retaining Staff While Planning for the Future](https://www.tc-group.com/news/business-insights/retaining-staff-while-planning-for-the-future/) - [VAT changes for locum doctors: What medical recruiters need to know](https://www.tc-group.com/news/business-insights/vat-changes-for-locum-doctors/) - [Are You Making the Most of the Cash in Your Business?](https://www.tc-group.com/news/business-insights/are-you-making-the-most-of-the-cash-in-your-business/) - [TC Group named Service Charge Accountancy Firm of the Year 2026](https://www.tc-group.com/news/tc-news/service-charge-accountancy-firm-of-the-year-2026/) - [Commercial Funding in an Evolving Lending Market](https://www.tc-group.com/news/business-insights/commercial-funding-in-an-evolving-lending-market/) - [CASE STUDY: I.M.E Group Ltd](https://www.tc-group.com/news/case-studies/case-study-i-m-e-group-ltd/) - [Innovating when the pressure’s on: Lessons from Silverstone Composites](https://www.tc-group.com/news/business-insights/innovating-when-the-pressures-on/) - [Mileage Rate Increase 2026/27: What Business Owners Need to Do Next](https://www.tc-group.com/news/business-insights/mileage-rate-change-2026-27/) - [Beyond the Books Episode 6](https://www.tc-group.com/news/videos/beyond-the-books-episode-6/) - [Case Study: Sentinel ICCS Ltd](https://www.tc-group.com/news/case-studies/case-study-sentinel-iccs-ltd/) - [Top 5 tips for SMEs starting their AI journey](https://www.tc-group.com/news/business-insights/5-tips-for-smes-starting-their-ai-journey/) - [UK tax implications of working abroad](https://www.tc-group.com/news/business-insights/uk-tax-implications-of-working-abroad/) - [Mortgage Types Explained](https://www.tc-group.com/news/business-insights/mortgage-types-explained/) - [Beyond the Books Episode 5](https://www.tc-group.com/news/case-studies/beyond-the-books-episode-5/) - [TC GROUP’S REGIONAL OFFICES NAMED ONE OF THE SUNDAY TIMES BEST PLACES TO WORK 2026](https://www.tc-group.com/news/tc-news/sunday-times-best-places-to-work-2026/) - [Increasing Business Value: A Practical Guide for Business Owners](https://www.tc-group.com/news/business-insights/increasing-business-value-a-practical-guide-for-business-owners/) - [Case Study: Mosaic Board Print](https://www.tc-group.com/news/case-studies/case-study-mosaic-board-print/) - [Will Haselden awarded Accountant of the Year](https://www.tc-group.com/news/tc-news/will-haselden-awarded-accountant-of-the-year/) - [New Tax System Changes for 2026/27](https://www.tc-group.com/news/business-insights/new-tax-system-changes-for-2026-27/) - [Why good Management Information is essential for Business Growth](https://www.tc-group.com/news/business-insights/why-good-management-information-is-essential-for-business-growth/) - [When To Review Your Business Structure](https://www.tc-group.com/news/business-insights/when-to-review-your-business-structure/) - [Increasing the Value of your Business](https://www.tc-group.com/news/business-insights/increasing-the-value-of-your-business/) - [Building a Better Business with an Outsourced Finance Function](https://www.tc-group.com/news/business-insights/building-a-better-business-with-an-outsourced-finance-function/) - [What Is Key Person Insurance and Why Does It Matter for Your Business?](https://www.tc-group.com/news/business-insights/what-is-key-person-insurance/) - [Reflecting on the BOKS International 2026 EMEA Regional Meeting in Munich](https://www.tc-group.com/news/tc-news/boks-international-2026-emea-regional-meeting/) - [AI Adoption in UK SMEs: Why 2025 Adoption Was Slow And 2026 Is Already Different](https://www.tc-group.com/news/business-insights/ai-adoption-in-uk-smes/) - [Independent Accountant’s Reports (IARs) for Grant Claims](https://www.tc-group.com/news/business-insights/independent-accountants-reports-iars-for-grant-claims/) - [Case study: Chris Checkley | TC Group Partnerships](https://www.tc-group.com/news/videos/case-study-chris-checkley-tc-group-partnerships/) - [Beyond the Books Episode 4](https://www.tc-group.com/news/case-studies/beyond-the-books-episode-4/) - [TC BSN Advise Jactone Products on MBO](https://www.tc-group.com/news/case-studies/tc-bsn-advise-jactone-products-on-mbo/) - [UK Umbrella Company Legislation Changes Proposed for April 2026](https://www.tc-group.com/news/business-insights/uk-umbrella-company-legislation-changes-proposed-for-april-2026/) - [TC Group appoints industry veteran to scale integrated financial planning capability](https://www.tc-group.com/news/tc-news/tc-group-appoints-industry-veteran-to-scale-integrated-financial-planning-capability/) - [Why Do FCA-Regulated Firms Need More Than Basic Accounting?](https://www.tc-group.com/news/business-insights/why-do-fca-regulated-firms-need-more-than-basic-accounting/) - [Does My FCA Regulated Business Need a Statutory Audit?](https://www.tc-group.com/news/business-insights/does-my-fca-regulated-business-need-a-statutory-audit/) - [Strengthening the Skillset Within Your Charity’s Management Team](https://www.tc-group.com/news/business-insights/strengthening-the-skillset-within-your-charitys-management-team/) - [TC Group Merges With Thames Valley-Based Stiles & Co](https://www.tc-group.com/news/tc-news/tc-group-merges-with-thames-valley-based-stiles-co/) - [What do business owners need to consider in 2026?](https://www.tc-group.com/news/business-insights/what-do-business-owners-need-to-consider-in-2026/) - [Supporting long term staff retention in tech](https://www.tc-group.com/news/business-insights/supporting-long-term-staff-retention-in-tech/) - [Tax Relief For Game Development](https://www.tc-group.com/news/business-insights/tax-relief-for-game-development/) - [TC Knill James awarded Transaction Services Team of the Year](https://www.tc-group.com/news/tc-news/transactional-services-team-of-the-year-2026/) - [Tech & Media Outlook 2026](https://www.tc-group.com/news/business-insights/tech-media-outlook-2026/) - [TC Group Strengthens Offshore Talent Capabilities as Chartered Solutions Rebrands to TC South Africa](https://www.tc-group.com/news/tc-news/tc-south-africa/) - [TC GROUP MERGES WITH THOMPSON TARAZ RAND](https://www.tc-group.com/news/tc-news/tc-group-merges-with-thompson-taraz-rand/) - [Beyond the Books Episode 3](https://www.tc-group.com/news/case-studies/beyond-the-books-episode-3/) - [Key UK Payroll Changes in the Tax Year 2026/27](https://www.tc-group.com/news/business-insights/key-uk-payroll-changes-in-the-tax-year-2026-27/) - [Why do I need an accountant for MTD for Income Tax?](https://www.tc-group.com/news/business-insights/why-do-i-need-an-accountant-for-mtd-for-income-tax/) - [Securing your R&D Tax Relief claims](https://www.tc-group.com/news/videos/securing-your-rd-tax-relief-claims/) - [Mark Bullock Case Study | TC Group Partnerships](https://www.tc-group.com/news/videos/mark-bullock-case-study-tc-group-partnerships/) - [2026/27 Tax Card](https://www.tc-group.com/news/business-insights/2026-27-tax-card/) - [Four Key Areas of change in the Employment Rights Act 2025](https://www.tc-group.com/news/business-insights/four-key-areas-of-change-in-the-employment-rights-act-2025/) - [Thinking Beyond The UK For Recruitment Companies](https://www.tc-group.com/news/business-insights/thinking-beyond-the-uk-for-recruitment-companies/) - [Employee Incentives for the Recruitment Sector](https://www.tc-group.com/news/business-insights/employee-incentives-for-the-recruitment-sector/) - [M&A Trends for the Recruitment Sector](https://www.tc-group.com/news/business-insights/ma-trends-for-the-recruitment-sector/) - [TC Group strengthens its presence in the North East, with latest acquisition](https://www.tc-group.com/news/tc-news/tc-group-strengthens-its-presence-in-the-north-east-with-latest-acquisition/) - [Recruitment Benchmarking Report](https://www.tc-group.com/news/business-insights/recruitment-benchmarking-report/) - [Spring Statement 2026 Summary](https://www.tc-group.com/news/business-insights/spring-statement-2026/) - [Year-end tax guide 2025/26](https://www.tc-group.com/news/business-insights/year-end-tax-guide-2025-26/) - [Changes to Statutory Sick Pay](https://www.tc-group.com/news/business-insights/changes-to-statutory-sick-pay/) - [Mark Adams, Partner Experience | TC Group Partnerships](https://www.tc-group.com/news/videos/mark-adams-partner-experience-tc-group-partnerships/) - [TC Group merges with North West-based accountancy firm Smith and Goulding](https://www.tc-group.com/news/tc-news/tc-group-merges-with-north-west-based-accountancy-firm-smith-and-goulding/) - [TC Group strengthens its presence in Scotland, with latest merger](https://www.tc-group.com/news/tc-news/tc-group-strengthens-its-presence-in-scotland-with-latest-merger/) - [Beyond the Books Episode 2](https://www.tc-group.com/news/case-studies/beyond-the-books-episode-2/) - [TC Farnell Clarke helps Muscular Dystrophy UK take control of its finance processes](https://www.tc-group.com/news/case-studies/tc-group-helps-muscular-dystrophy-take-control-of-its-finances/) - [Does Your Law Firm Need an SRA Audit?](https://www.tc-group.com/news/business-insights/law-firm-and-sra-audit/) - [Changes to Capital Allowances in 2026](https://www.tc-group.com/news/business-insights/capital-allowances-in-2026/) - [What Pressures Are Businesses Facing Thanks to UK Business Rates?](https://www.tc-group.com/news/business-insights/what-pressures-are-businesses-facing-thanks-to-uk-business-rates/) - [Dividends, Savings and Property Income Tax Rate changes](https://www.tc-group.com/news/videos/dividends-savings-and-property-income-tax-rate-changes/) - [Case Study: VIQU IT](https://www.tc-group.com/news/case-studies/case-study-viqu-it/) - [What's a HR Health Check?](https://www.tc-group.com/news/videos/whats-a-hr-health-check/) - [HR Services: Employee Dispute Insurance](https://www.tc-group.com/news/videos/hr-services-employee-dispute-insurance/) - [HR Consultancy Projects](https://www.tc-group.com/news/videos/hr-consultancy-projects/) - [HMRC Clarifies CGT Changes for Employee Ownership Trusts](https://www.tc-group.com/news/business-insights/hmrc-clarifies-cgt-changes-for-employee-ownership-trusts/) - [Supporting you with Making Tax Digital for Income Tax](https://www.tc-group.com/news/videos/supporting-you-with-making-tax-digital-for-income-tax/) - [Who’s affected by Making Tax Digital for Income Tax?](https://www.tc-group.com/news/videos/whos-affected-by-making-tax-digital-for-income-tax/) - [What Is Making Tax Digital for Income Tax?](https://www.tc-group.com/news/videos/what-is-making-tax-digital-for-income-tax/) - [HR Outsourcing for Businesses with Over 30 Employees](https://www.tc-group.com/news/videos/hr-outsourcing-for-over-30-employees/) - 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New TC Group brand identity](https://www.tc-group.com/news/tc-news/weve-changed/) - [Manufacturing and R&D](https://www.tc-group.com/news/business-insights/manufacturing-and-rd/) - [Changes to UK Company Law - Confirmation Statements](https://www.tc-group.com/news/changes-to-uk-company-law-confirmation-statements/) - [Asset Transfers for Separating Spouses and Civil Partners](https://www.tc-group.com/news/business-insights/asset-transfers-for-separating-spouses-and-civil-partners/) - [Employee Ownership Trust (EOT) Q&A](https://www.tc-group.com/news/business-insights/employee-ownership-trusts-eots-qa/) - [The ABCs of VAT for Small Business Owners](https://www.tc-group.com/news/business-insights/the-abcs-of-vat-for-small-business-owners/) - [Is Property Investment Right For You?](https://www.tc-group.com/news/business-insights/is-property-investment-right-for-you/) - [Mastering Business Expenses](https://www.tc-group.com/news/business-insights/mastering-business-expenses/) - [Spring Budget 2024 Highlights](https://www.tc-group.com/news/business-insights/spring-budget-2024-highlights/) - [Case Study: Sansetsu](https://www.tc-group.com/news/case-studies/case-study-sansetsu/) - [Case Study: DLA Architects](https://www.tc-group.com/news/case-studies/case-study-dla-architects/) - [TC Group and Citroen Wells merge, to form ‘TC Citroen Wells’.](https://www.tc-group.com/news/tc-news/tc-group-and-citroen-wells-merge-to-form-tc-citroen-wells/) - [R&D Tax Relief changes from 1 April 2024](https://www.tc-group.com/news/business-insights/rd-tax-relief-changes-from-1-april-2024/) - [Proud to sponsor the Milton Keynes Business Achievement Awards 2024](https://www.tc-group.com/news/tc-news/proud-to-sponsor-the-milton-keynes-business-achievement-awards-2024/) - [TC Group strengthens its presence in Lincolnshire, with latest merger](https://www.tc-group.com/news/tc-news/tc-group-strengthens-its-presence-in-lincolnshire-with-latest-merger/) - [Blue/Brew Monday 2024](https://www.tc-group.com/news/tc-news/blue-brew-monday-2024/) - [Case Study: Encore Environment](https://www.tc-group.com/news/case-studies/case-study-encore-environment/) - [7-Stage Business Development Audit Podcast Series](https://www.tc-group.com/news/business-insights/7-stage-business-development-audit-podcast-series/) - [Year-end tax guide 2023/24](https://www.tc-group.com/news/business-insights/year-end-tax-guide-2023-24/) - [Business Development Audit – Stage 7: Client Management](https://www.tc-group.com/news/business-insights/business-development-audit-stage-7-client-management/) - [Business Development Audit – Stage 6: Converting Leads into Orders](https://www.tc-group.com/news/business-insights/business-development-audit-stage-6-converting-leads-into-orders/) - [Business Development Audit – Stage 5: Bid Management](https://www.tc-group.com/news/business-insights/business-development-audit-stage-5-bid-management/) - [Business Development Audit – Stage 4: Lead Generation](https://www.tc-group.com/news/business-insights/business-development-audit-stage-4-lead-generation/) - [Business Development Audit – Stage 3: Performance Data](https://www.tc-group.com/news/business-insights/business-development-audit-stage-3-performance-data/) - [Business Development Audit – Stage 2: Business Identity and Personality](https://www.tc-group.com/news/business-insights/business-development-audit-stage-2-business-identity-and-personality/) - [Business Development Audit - Stage 1: Business Model](https://www.tc-group.com/news/business-insights/business-development-audit-stage-1-business-model/) - [Corporation Tax and Associated Companies](https://www.tc-group.com/news/business-insights/corporation-tax-and-associated-companies/) - [Rules for Corporation Tax](https://www.tc-group.com/news/business-insights/rules-for-corporation-tax/) - [Case Study: PRS Guitars Europe](https://www.tc-group.com/news/case-studies/case-study-prs-guitars-europe/) - [Personal financial planning in 2024](https://www.tc-group.com/news/business-insights/personal-financial-planning-in-2024/) - [Tax and your work Christmas party](https://www.tc-group.com/news/business-insights/tax-and-your-work-christmas-party/) - [Leasehold and Freehold Reform Bill read in Parliament](https://www.tc-group.com/news/business-insights/leasehold-and-freehold-reform-bill-read-in-parliament/) - [TC GROUP IS OFFICIALLY THE FASTEST GROWING TOP 25 ACCOUNTANCY FIRM IN THE UK](https://www.tc-group.com/news/tc-news/tc-group-is-officially-the-fastest-growing-top-25-accountancy-firm-in-the-uk/) - [Autumn Statement Key Highlights](https://www.tc-group.com/news/autumn-statement-key-highlights/) - [Self-Assessment Tax Return Deadline: What You Need To Know](https://www.tc-group.com/news/self-assessment-tax-return-deadline-what-you-need-to-know/) - [International Men's Day 2023](https://www.tc-group.com/news/tc-news/international-mens-day-2023/) - [King’s speech confirms ‘reform’ to leasehold system](https://www.tc-group.com/news/business-insights/kings-speech-confirms-reform-to-leasehold-system/) - [Accounting technology for businesses](https://www.tc-group.com/news/business-insights/accounting-technology-for-businesses/) - [Merger with Warwickshire-based accountancy firm, Murphy Salisbury](https://www.tc-group.com/news/tc-news/tc-group-expands-its-presence-across-the-uk-following-latest-merger-with-warwickshire-based-accountancy-firm-murphy-salisbury/) - [Retirement planning tips](https://www.tc-group.com/news/business-insights/retirement-planning-tips/) - [An introduction to Trusts](https://www.tc-group.com/news/business-insights/an-introduction-to-trusts/) - [What does ULEZ mean for your business?](https://www.tc-group.com/news/business-insights/what-does-ulez-mean-for-your-business/) - [Case Study: PremCom](https://www.tc-group.com/news/case-studies/case-study-premcom/) - [Changes to the Basis Period for Sole Traders and Partnerships](https://www.tc-group.com/news/business-insights/changes-to-the-basis-period/) - [TC GROUP AND BSG VALENTINE JOIN, TO FORM ‘TC BSG VALENTINE'.](https://www.tc-group.com/news/tc-news/tc-group-and-bsg-valentine-join-to-form-tc-bsg-valentine/) - [HMRC R&D Tax Credits Statistics (September 2023)](https://www.tc-group.com/news/business-insights/hmrc-rd-tax-credits-statistics-september-2023/) - [TC Group Strengthens it's presence in North Essex, with latest merger](https://www.tc-group.com/news/tc-news/tc-group-strengthens-its-presence-in-north-essex-with-latest-merger/) - [Reducing Income Tax liability with Dividends](https://www.tc-group.com/news/business-insights/reducing-income-tax-liability-with-dividends/) - [Capital Gains Tax (CGT) 60 Day Forms](https://www.tc-group.com/news/business-insights/capital-gains-tax-cgt-60-day-forms/) - [Case Study: Premier Plus](https://www.tc-group.com/news/case-studies/case-study-premier-plus/) - [Part 2 - Construction & Built Environment: 7-Stage Business Development Audit](https://www.tc-group.com/news/business-insights/7-stage-business-development-audit-part-two/) - [Part 1 - Construction & Built Environment: 7-Stage Business Development Audit](https://www.tc-group.com/news/business-insights/construction-built-environment-7-stage-business-development-audit-part-1/) - [Case Study: Soiltechnics](https://www.tc-group.com/news/case-studies/case-study-soiltechnics/) - [Insider: September 2023](https://www.tc-group.com/news/business-insights/insider-september-2023/) - [IR35: what happens when it goes wrong?](https://www.tc-group.com/news/business-insights/ir35-what-happens-when-it-goes-wrong/) - [A guide to registering for Self-Assessment](https://www.tc-group.com/news/business-insights/a-guide-to-registering-for-self-assessment/) - [How Capital Gains Tax Changes could impact your plans to sell](https://www.tc-group.com/news/business-insights/how-capital-gains-tax-changes-could-impact-your-plans-to-sell/) - [Case Study: Grosvenor Waterside](https://www.tc-group.com/news/case-studies/case-study-grosvenor-waterside/) - [Case Study: Day Lewis](https://www.tc-group.com/news/case-studies/case-study-day-lewis/) - [Case Study: Bhangals Construction Consultants](https://www.tc-group.com/news/case-studies/case-study-bhangals-construction-consultants/) - [Case Study: BWC Profiles](https://www.tc-group.com/news/case-studies/case-study-bwc-profiles/) - [Insider: August 2023](https://www.tc-group.com/news/business-insights/insider-august-2023/) - [New pension reforms explained](https://www.tc-group.com/news/business-insights/new-pension-reforms-explained/) - [Choosing your accounting software](https://www.tc-group.com/news/business-insights/choosing-your-accounting-software/) - [Case Study: HS Trade](https://www.tc-group.com/news/case-studies/case-study-hs-trade/) - [TC GROUP MERGES WITH FORTUS MIDLANDS AND FORTUS EAST](https://www.tc-group.com/news/tc-news/tc-group-merges-with-fortus-midlands-and-fortus-east/) - [Insider July 2023](https://www.tc-group.com/news/business-insights/insider-july-2023/) - [Mid-Year Accounting review](https://www.tc-group.com/news/business-insights/mid-year-accounting-review/) - [Starting a business: Should I niche?](https://www.tc-group.com/news/business-insights/starting-a-business-should-i-niche/) - [Insider: June 2023](https://www.tc-group.com/news/business-insights/insider-june-2023/) - [APU: June 23: Inflation-proof investments](https://www.tc-group.com/news/business-insights/apu-june-23-inflation-proof-investments/) - [APU: June 23: Employee Share Schemes](https://www.tc-group.com/news/business-insights/apu-june-23-employee-share-schemes/) - [Insider May 23](https://www.tc-group.com/news/business-insights/insider-may-23/) - [Full expensing: The new corporation tax incentive explained](https://www.tc-group.com/news/business-insights/full-expensing-the-new-corporation-tax-incentive-explained/) - [Is it a good time to buy-to-let?](https://www.tc-group.com/news/business-insights/is-it-a-good-time-to-buy-to-let/) - [New Peterborough accountancy practice joins TC Group](https://www.tc-group.com/news/tc-news/new-peterborough-accountancy-practice-joins-tc-group/) - [Tax Card 2023/24](https://www.tc-group.com/news/business-insights/tax-card-2023-24/) - [Insider: April 2023](https://www.tc-group.com/news/business-insights/insider-april-2023/) - [Investment zones explained](https://www.tc-group.com/news/business-insights/investment-zones-explained/) - [ESG: How green are you?](https://www.tc-group.com/news/business-insights/esg-how-green-are-you/) - [Spring Budget March 2023](https://www.tc-group.com/news/business-insights/spring-budget-march-2023/) - [Spring Budget Statement 2023](https://www.tc-group.com/news/business-insights/spring-budget-statement-2023/) - [Insider: March 2023](https://www.tc-group.com/news/business-insights/insider-march-2023/) - [Pension contribution tax relief](https://www.tc-group.com/news/business-insights/pension-contribution-tax-relief/) - [MTD for ITSA delay](https://www.tc-group.com/news/business-insights/mtd-for-itsa-delay/) - [Research & Development relief guidance under review.](https://www.tc-group.com/news/business-insights/research-development-relief-guidance-under-review/) - [Year-End Tax Guide 2022/23](https://www.tc-group.com/news/business-insights/yetg-2023/) - [How to build a business plan](https://www.tc-group.com/news/business-insights/how-to-build-a-business-plan/) - [Corporation Tax 2023](https://www.tc-group.com/news/business-insights/corporation-tax-2023/) - [Insider Feb 23](https://www.tc-group.com/news/business-insights/insider-feb-23/) - [Insider: January 2023](https://www.tc-group.com/news/business-insights/insider-january-2023/) - [Income tax: What's changing?](https://www.tc-group.com/news/business-insights/income-tax-whats-changing/) - [Side hustle into dream job](https://www.tc-group.com/news/business-insights/side-hustle-into-dream-job/) - [Insider: December 2022](https://www.tc-group.com/news/business-insights/insider-december-2022/) - [Self-assessment tax returns](https://www.tc-group.com/news/business-insights/self-assessment-tax-returns/) - [Retirement planning](https://www.tc-group.com/news/business-insights/retirement-planning/) - [TC Group break into top 30 Accountancy Age Top 50+50 rankings](https://www.tc-group.com/news/tc-news/tc-group-break-into-top-30-accountancy-age-top-5050-rankings/) - [TC Group Charity Newsletter - Autumn 2022](https://www.tc-group.com/news/business-insights/tc-group-charity-newsletter-autumn-2022/) - [Autumn Statement 2022](https://www.tc-group.com/news/business-insights/autumn-statement-2022/) - [TC Group merges with North East based accountancy firm](https://www.tc-group.com/news/tc-news/tc-group-merges-with-north-east-based-accountancy-firm/) - [Insider November 2022](https://www.tc-group.com/news/business-insights/insider-november-2022/) - [IR35: The rules now](https://www.tc-group.com/news/business-insights/ir35-the-rules-now/) - [Buy-to-let CGT](https://www.tc-group.com/news/business-insights/buy-to-let-cgt/) - [Chancellor's Emergency Statement](https://www.tc-group.com/news/business-insights/chancellors-emergency-statement/) - [TC Group strengthens its presence in Bristol, with latest merger.](https://www.tc-group.com/news/tc-news/tc-group-strengthens-its-presence-in-bristol-with-latest-merger/) - [Insider: October 2022](https://www.tc-group.com/news/business-insights/insider-october-2022/) - [Making business savings during a recession](https://www.tc-group.com/news/business-insights/making-business-savings-during-a-recession/) - [HMRC updates MTD guidance](https://www.tc-group.com/news/business-insights/hmrc-updates-mtd-guidance/) - [Fiscal Statement 2022: Digital](https://www.tc-group.com/news/business-insights/fiscal-statement-2022-digital/) - [TC Group merges with accountancy practice in Bristol](https://www.tc-group.com/news/tc-news/tc-group-merges-with-accountancy-practice-in-bristol/) - [Mini-Budget 2022](https://www.tc-group.com/news/business-insights/mini-budget-2022/) - [Insider: September 2022](https://www.tc-group.com/news/business-insights/insider-september-2022/) - [Employing Staff](https://www.tc-group.com/news/business-insights/employing-staff/) - [Capital Allowances](https://www.tc-group.com/news/business-insights/capital-allowances/) - [TC Group Peterborough Address Change](https://www.tc-group.com/news/tc-news/tc-group-peterborough-address-change/) - [Insider: August 2022](https://www.tc-group.com/news/business-insights/insider-august-2022/) - [VAT accounting schemes](https://www.tc-group.com/news/business-insights/vat-accounting-schemes/) - [Business exit strategies](https://www.tc-group.com/news/business-insights/business-exit-strategies/) - [Insider: July 2022](https://www.tc-group.com/news/business-insights/insider-july-2022/) - [How HMRC conducts tax investigations](https://www.tc-group.com/news/business-insights/how-hmrc-conducts-tax-investigations/) - [How do changes to NICs affect you?](https://www.tc-group.com/news/business-insights/how-do-changes-to-nics-affect-you/) - [TC Group’s rapid growth continues following a merger with Leeds based practice, Murray Harcourt.](https://www.tc-group.com/news/tc-news/tc-groups-rapid-growth-continues-following-a-merger-with-leeds-based-practice-murray-harcourt/) - [Insider: June 2022](https://www.tc-group.com/news/business-insights/insider-june-2022/) - [The tax benefit for innovative companies](https://www.tc-group.com/news/business-insights/the-tax-benefit-for-innovative-companies/) - [Sourcing business finance](https://www.tc-group.com/news/business-insights/sourcing-business-finance/) - [TC Group Charity Newsletter - Spring 2022](https://www.tc-group.com/news/business-insights/tc-group-charity-newsletter-spring-2022/) - [Insider May 2022](https://www.tc-group.com/news/business-insights/insider-may-2022/) - [The importance of estate planning](https://www.tc-group.com/news/business-insights/the-importance-of-estate-planning/) - [A new approach to employee benefits](https://www.tc-group.com/news/business-insights/a-new-approach-to-employee-benefits/) - [Cashflow management strategies](https://www.tc-group.com/news/business-insights/cashflow-management-strategies/) - [Personal tax changes for 2022/23](https://www.tc-group.com/news/business-insights/personal-tax-changes-for-2022-23/) - [Insider: April 2022](https://www.tc-group.com/news/business-insights/insider-april-2022/) - [Spring Statement 2022](https://www.tc-group.com/news/business-insights/spring-statement-2022/) - [National Insurance & Dividend Tax Increases from 6 April 2022](https://www.tc-group.com/news/business-insights/national-insurance-dividend-tax-increases-from-6-april-2022/) - [Cryptoassets: How are they taxed?](https://www.tc-group.com/news/business-insights/cryptoassets-how-are-they-taxed/) - [Is your business planning for redundancies?](https://www.tc-group.com/news/business-insights/is-your-business-planning-for-redundancies/) - [Insider: March 2022](https://www.tc-group.com/news/business-insights/insider-march-2022/) - 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[Mothers “lack financial protection”](https://www.tc-group.com/news/business-insights/mothers-lack-financial-protection-2/) - [Savings rates cut on growth and income bonds](https://www.tc-group.com/news/business-insights/savings-rates-cut-on-growth-and-income-bonds-2/) - [Chancellor calls for IHT review](https://www.tc-group.com/news/business-insights/chancellor-calls-for-iht-review/) - [Buy-to-let mortgage costs starting to rise](https://www.tc-group.com/news/business-insights/buy-to-let-mortgage-costs-starting-to-rise-2/) - [Productivity growth ‘strongest since 2008’](https://www.tc-group.com/news/business-insights/productivity-growth-strongest-since-2008/) - [Scottish income tax changes approved](https://www.tc-group.com/news/business-insights/scottish-income-tax-changes-approved/) - [More workers aim to become self-employed](https://www.tc-group.com/news/business-insights/more-workers-aim-to-become-self-employed/) - [Firms urged into agency worker rethink](https://www.tc-group.com/news/business-insights/firms-urged-into-agency-worker-rethink/) - [Tax-free childcare fully rolled out](https://www.tc-group.com/news/business-insights/tax-free-childcare-fully-rolled-out/) - [First-time buyers soar to 11-year high](https://www.tc-group.com/news/business-insights/first-time-buyers-soar-to-11-year-high/) - [State pension “worst in the developed world”](https://www.tc-group.com/news/business-insights/state-pension-worst-in-the-developed-world/) - [SMEs spend 15 days a year on tax compliance](https://www.tc-group.com/news/tc-news/smes-spend-15-days-a-year-on-tax-compliance/) - [Cash ISA rates begin to rise](https://www.tc-group.com/news/tc-news/cash-isa-rates-begin-to-rise/) - [Retirement Planning Guide](https://www.tc-group.com/news/business-insights/retirement-planning-guide/) - [Property proves most popular saving option](https://www.tc-group.com/news/tc-news/property-proves-most-popular-saving-option/) - [Employers face stricter rules over workers’ rights](https://www.tc-group.com/news/tc-news/employers-face-stricter-rules-over-workers-rights/) - 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[Accountants & Business Advisors in Milton Keynes](https://www.tc-group.com/offices/accountants-business-advisors-in-milton-keynes/) - [Accountants & Business Advisors in Leicester](https://www.tc-group.com/offices/accountants-business-advisors-in-leicester/) - [Accountants & Business Advisors in Hertford](https://www.tc-group.com/offices/accountants-business-advisors-in-hertford/) - [Accountants & Business Advisors in East Bristol](https://www.tc-group.com/offices/accountants-business-advisors-in-east-bristol/) - [Accountants & Business Advisors in Colchester](https://www.tc-group.com/offices/accountants-business-advisors-in-colchester/) - [Accountants & Business Advisors in Southampton](https://www.tc-group.com/offices/accountants-business-advisors-in-southampton/) - [Accountants & Business Advisors in Oundle](https://www.tc-group.com/offices/accountants-business-advisors-in-oundle/) - [Accountants & Business Advisors in London Mayfair](https://www.tc-group.com/offices/accountants-business-advisors-in-london-mayfair/) - [Accountants & Business Advisors in Gateshead](https://www.tc-group.com/offices/accountants-business-advisors-in-gateshead/) - [Accountants & Business Advisors in Croydon](https://www.tc-group.com/offices/accountants-business-advisors-in-croydon/) - [Accountants & Business Advisors in Clacton-on-Sea](https://www.tc-group.com/offices/accountants-business-advisors-in-clacton-on-sea/) - [Accountants & Business Advisors in Portsmouth](https://www.tc-group.com/offices/accountants-business-advisors-in-portsmouth/) - [Accountants & Business Advisors in London - Bloomsbury](https://www.tc-group.com/offices/accountants-business-advisors-in-london-tc-bsg-valentine/) - [Accountants & Business Advisors in Keynsham](https://www.tc-group.com/offices/accountants-business-advisors-in-keynsham/) - [Accountants & Business Advisors in Farnham](https://www.tc-group.com/offices/accountants-business-advisors-in-farnham/) - [Accountants & Business Advisors in Corby](https://www.tc-group.com/offices/accountants-business-advisors-in-corby/) - [Accountants & Business Advisors in Sussex](https://www.tc-group.com/offices/accountants-business-advisors-in-sussex/) - [Accountants & Business Advisors in Northampton](https://www.tc-group.com/offices/accountants-business-advisors-in-northampton/) - [Accountants & Business Advisors in Leeds](https://www.tc-group.com/offices/accountants-business-advisors-in-leeds/) - [Accountants & Business Advisors in Bournemouth](https://www.tc-group.com/offices/accountants-business-advisors-in-bournemouth/) # # Detailed Content ## Pages - Published: 2026-10-19 - Modified: 2026-10-19 - URL: https://www.tc-group.com/forensic-accounting/ Executive Coaching for Business Owners and Leaders | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services TC Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Search Talk to our team Client Login Close Forensic Accounting & INVESTIGATION Home > Forensic Accounting Financial Analysis and Expert Reports for Disputes, Investigations and Litigation When legal disputes, investigations or financial irregularities arise, the facts matter. Our Forensic Accounting and Investigation team provides independent financial analysis, expert witness services and litigation support to businesses, individuals and solicitors. Whether the matter involves personal injury, commercial litigation, fraud, matrimonial proceedings or criminal investigations, we help clients understand the financial evidence, quantify losses and present robust... - Published: 2026-09-06 - Modified: 2026-09-29 - URL: https://www.tc-group.com/executive-coaching/ Executive Coaching for Business Owners and Leaders | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services TC Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Executive Coaching for Business Owners and Senior Leaders Home > Executive Coaching SPACE TO THINK CLEARLY, WHEN THE CALL IS YOURS TO MAKE. Confidential executive coaching for business owners and senior leaders. TC Group’s coaching service, delivered by Graeme Copestake. Running a business has rarely asked more of the people leading it. More decisions, made faster, with less certainty, and fewer people you can think out loud with. Executive coaching gives you a confidential space to step back, think... - Published: 2026-07-27 - Modified: 2026-08-12 - URL: https://www.tc-group.com/sectors/marine-industry-fisheries-seafarers-divers/ Marine Industry, Fisheries, Seafarers & Divers Accountants - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Marine Industry, Fisheries, Seafarers & Divers Home > Sectors > Marine Industry, Fisheries, Seafarers & Divers Marine Industry, Fisheries, SEAFARERS & DIVERS Operating in the marine and fishing industries often means facing unique pressures. From navigating complex licensing requirements and fuel duty claims to managing seasonal income, offshore working arrangements, and ever-changing seafarer tax regulations, the challenges are rarely straightforward. Our specialist marine accountants and tax advisors understand the realities of working at sea, offshore, and internationally. We support marine businesses, fishing... - Published: 2026-06-29 - Modified: 2026-09-10 - URL: https://www.tc-group.com/partnerships/join-an-established-partner-firm/ Join an Established TC Partner Firm | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Join an established TC Partner firm Home > Become a Partner Firm > Join an Established TC Partner Firm A TRUSTED HOME FOR YOUR NEXT CHAPTER Every firm owner reaches a point where they begin to think about the future. Whether you’re considering retirement, planning your succession, reducing your responsibilities or looking for a larger platform for your clients and people, finding the right home for your firm is one of the most important decisions you’ll make. At TC Group, we work with... - Published: 2026-06-29 - Modified: 2026-09-21 - URL: https://www.tc-group.com/careers/development-and-progression/ Career Development & Progression | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Development & Progression Home > Careers > Career Development and Progression grow with us at tc group At TC Group, we believe your career should be more than just a job, it should be a journey filled with opportunity, learning, and growth. Whether you’re just starting out or ready to take the next big step, we’re here to back you every step of the way. Your Future Begins Here We’re more than numbers. We’re a team of innovators, advisors, and creators shaping the... - Published: 2026-06-29 - Modified: 2026-10-09 - URL: https://www.tc-group.com/careers/working-at-tc-group/ Careers at TC Group | Life at a UK Top 20 Accountancy Firm +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services TC Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Search Talk to our team Client Login Close Working at TC Group Home > Careers > Working at TC Group life at Tc group We’re an innovative firm who offer a relaxed friendly working environment. As active leaders, we explore bold new ways of working in a new era of accounting. By joining us, you’ll benefit from having a supportive employer who promotes within and encourages employees to grow and develop within the company. We provide study support, help you progress... - Published: 2026-06-29 - Modified: 2026-10-06 - URL: https://www.tc-group.com/about/our-story/ Our Story | TC Group's History & Growth Journey +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services TC Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Search Talk to our team Client Login Close Our Story Home > About > Our Story Our story’s one of evolution, ambition, and shared purpose. From where we began to the business we are today, we’ve been on a journey shaped by the people, relationships, vision, and purpose that define TC Group. Each step forward reflects a commitment to building something stronger for our clients, teams, and partner firms. As a business, we’re not slowing down, and this rich history stands as a testament to... - Published: 2026-06-29 - Modified: 2026-06-30 - URL: https://www.tc-group.com/about/our-vision-mission/ Our Vision & Mission - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Our Vision & Mission Home > About > Our Vision & Mission At TC Group, everything we do is anchored in our purpose: shaping stronger businesses and building secure and meaningful futures. TC Group exists because we believe there’s a stronger model to deliver optimal outcomes for our clients, colleagues, partners and the profession as a whole: one built on shared culture, collaboration, and capability across our offices. In TC Group, the strength of our model’s reflected in how we work together: Collaborative leadership, where... - Published: 2026-06-29 - Modified: 2026-10-15 - URL: https://www.tc-group.com/ TC Group | Accountants & Business Advisors in UK +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services TC Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Search Talk to our team Client Login Close Webinar: Changes from the Autumn BudgetIt's not about what happened. It's about what happens next.Register for webinarThe realities of modern business leadershipWhat 1,500 UK business leaders told us about pace, pressure and redefining success in an uncertain world.Read the report nowAmbition Needs a PartnerClear advice, real expertise. Supporting your boldest moves in business and life.Talk to usYour Accounts. Up to Date. All the Time.With TC Live Accounting, your bookkeeping moves at the speed of your business. Clarity,... - Published: 2026-06-09 - Modified: 2026-09-21 - URL: https://www.tc-group.com/careers/how-to-join-us/ How To Join TC Group | Recruitment & Career Opportunities +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Join TC Group How to apply Home > Careers > Join TC Group – How to apply Nice to meet you Thinking about joining us? You’re in the right place. On this page, you’ll find everything you need to know about how to apply, including details about our friendly recruitment team who are here to support you every step of the way. We’ve also included FAQs about the recruitment journey and information on the benefits of being part of the... - Published: 2026-05-03 - Modified: 2026-07-01 - URL: https://www.tc-group.com/partnerships/contact/ Contact Us About Partnering With TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Get in touch Home > Become a Partner Firm > Get in touch   CONTACT SHIV SHAH Get in touch with Shiv Shah, Chief Growth Officer, to begin exploring how TC Group can work with you to achieve your objectives. *required First name* Last name* Company* Email address* Phone number* Postcode* Please select the type of partnership you’re interested in*—Please choose an option—Full exit and transition out of my business after a saleA capital event to de-risk but still play a meaningful role in my... - Published: 2026-05-03 - Modified: 2026-09-16 - URL: https://www.tc-group.com/partnerships/partner-stories/ Partner Stories | Hear From TC Group's Partner Firms +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Real Partners Real stories Home > Become a Partner Firm > Partner Stories HEAR FROM PARTNERS WHO HAVE JOINED TC GROUP The best way to understand our model and why it works is to hear directly from the Partners who live it. These are the leaders behind the firms that have joined TC Group. They share their journey, their doubts, their decisions, and what joining TC Group’s delivered for them, their people, their clients, and their future. case studies from our... - Published: 2026-05-03 - Modified: 2026-09-21 - URL: https://www.tc-group.com/partnerships/join-as-a-new-partner-firm/ Join as a New TC Group Partner Firm | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Join as a new TC Group partner firm Home > Become a Partner Firm > Join as a New TC Group Partner Firm WHY TC GROUP IS DIFFERENT You’ve built a successful firm, earned the trust of your clients and created opportunities for your people. The next chapter should be every bit as rewarding as the journey that brought you here. Many firms believe they have to choose between independence and scale. At TC Group, we don’t think they... - Published: 2026-05-03 - Modified: 2026-09-02 - URL: https://www.tc-group.com/partnerships/ Become a Partner Firm - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Become a Partner Firm Home > Become a Partner Firm Join as a new TC Group partner firmJoin as a New TC Group Partner FirmWe partner with advisory and accountancy firms that want to continue growing while retaining the entrepreneurial spirit, local leadership and client relationships that made them successful in the first place.Learn moreJoin as a New TC Group Partner FirmJoin an established TC Partner firmJoin an Established TC Partner FirmAt TC Group, we work with business owners seeking a smooth and supportive transition... - Published: 2026-02-17 - Modified: 2026-07-07 - URL: https://www.tc-group.com/careers/current-jobs/ Current Jobs - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Current Jobs Home > Careers > Current Jobs Explore our current opportunities Here you’ll find all of our latest vacancies across the Group. Whether you’re taking your first step in your career or looking for your next challenge, we’re always excited to hear from talented people who want to grow with us. Browse our current roles below to find the opportunity that’s right for you, and if something catches your eye, our recruitment team will be on hand to guide and support you through the application process.... - Published: 2026-02-05 - Modified: 2026-08-19 - URL: https://www.tc-group.com/services/business-services/patent-box/ Patent Box Relief | Intellectual Property Tax | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Patent Box Relief Home > Services > Business Services > Patent Box Relief CLAIMING patent box relief The Patent Box is a corporation tax relief designed to encourage companies to develop, retain, and commercialise intellectual property in the UK. Often claimed alongside R&D Tax Reliefs, it’s particularly effective for businesses that have moved beyond the development stage and are now generating profits from patented technology. For IP‑driven companies – especially those in engineering, software, life sciences, and advanced manufacturing – the combined... - Published: 2025-12-08 - Modified: 2026-09-28 - URL: https://www.tc-group.com/services/business-services/live-accounting/ TC Live Accounting | Real-Time Bookkeeping | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services TC Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close TC Live Accounting Home > Services > Business Services > TC Live Accounting FINANCIAL CLARITY AT A PACE YOUR BUSINESS MOVES Business no longer runs in neat cycles. You’re making decisions faster, adjusting plans more often and dealing with constant change. But if your financial information still arrives monthly or quarterly, it creates a knowledge gap and delays decisions. That gap creates risk and pressure and leads to decision-making on instinct, not insight; issues are spotted too late and there... - Published: 2025-10-16 - Modified: 2026-08-19 - URL: https://www.tc-group.com/services/business-services/making-tax-digital/ Making Tax Digital | Self-Employed & Landlords | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Making Tax Digital (MTD) Home > Services > Business Services > Making Tax Digital MAKING TAX DIGITAL for self employed and landlords HMRC’s Making Tax Digital (MTD) programme is transforming the way self-employed business owners and landlords manage their tax affairs. With Phase 2 now underway, MTD for Income Tax means quarterly digital reporting will soon be a reality for many individuals. That’s where we come in. Our expert team is here to make the transition seamless, saving you time, stress, and... - Published: 2025-06-25 - Modified: 2026-08-20 - URL: https://www.tc-group.com/sectors/property-and-construction/ Property and Construction Accountants - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Property and Construction Home > Sectors > Property and Construction Property AND Construction  Our advice in the Property and Construction sector’s respected across the industry for its timeliness and specificity. As experienced construction accountants, we support businesses operating across construction and the built environment, delivering practical, sector-focused financial advice. At TC Group, advice means more than simply presenting options. As your trusted construction accountant, we take the time to understand the details of your business and identify the best way forward, tailored to your commercial... - Published: 2025-05-29 - Modified: 2026-08-12 - URL: https://www.tc-group.com/sectors/recruitment/ Recruitment Sector & Agency Accountants | Growth Advisors | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Recruitment Sector Home > Sectors > Recruitment Sector accountants for the Recruitment sector Running a recruitment business comes with unique challenges, from managing unpredictable cash flow and building commission structures that actually work, to tracking consultant performance and staying agile in a fast-moving market. That’s why working with experienced recruitment accountants makes a real difference. And when your accountant doesn’t understand how recruitment really works, it shows – in missed opportunities, generic advice, and unnecessary stress. Our accountants for recruitment agencies... - Published: 2025-05-28 - Modified: 2026-08-12 - URL: https://www.tc-group.com/sectors/medical-accountants/ AISMA Medical Accountants for GPs & Practices | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Medical  Accountants Home > Sectors > Medical Accountants Medical Accountants Whether you’re a GP, consultant, locum, or specialist, managing the financial side of your medical career brings its own pressures. From constantly changing tax rules and NHS pension complexities to private income planning and practice management, having the right accountant for medical professionals is essential. With deep sector knowledge and years of hands-on experience, our specialist medical accountants understand the realities of working in healthcare. We recognise the demands it places on your... - Published: 2025-04-23 - Modified: 2026-08-12 - URL: https://www.tc-group.com/sectors/manufacturing-and-engineering/ Manufacturing and Engineering Accountants | R&D Tax Specialists | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Manufacturing and Engineering Home > Sectors > Manufacturing and Engineering Manufacturing and Engineering  Owning a business in the manufacturing and engineering sector can be challenging, but we’ll help you face the future with confidence.  At TC Group, ‘advice’ means more than just providing a list of options with their various merits. As your trusted financial partner, we’ll dive into the intricacies of your business to identify the best way forward.   We’ll provide you with insightful, practical support across key areas of... - Published: 2025-03-21 - Modified: 2026-08-20 - URL: https://www.tc-group.com/sectors/hospitality/ Hospitality, Hotel, Restaurant & Leisure Accountants & Tax Advisors | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Hospitality Home > Sectors > Hospitality Hospitality We’ve been advising in the Hospitality sector for 20 years, and we’re admired across the industry for our timeliness, insight and sector-specific expertise we bring as hospitality accountants. At TC Group, advice means more than presenting options. As your trusted hospitality accountant, we take the time to understand the details of your operation, whether you’re running a hotel, restaurant, or wider leisure business, so we can identify the best way forward for you.... - Published: 2025-03-21 - Modified: 2026-08-27 - URL: https://www.tc-group.com/sectors/academies-and-independent-schools/ Academy, MAT & Independent School Accountants | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Academies and schools Home > Sectors > Academies and Independent Schools Academies and Independent schools academies The opportunity for schools to convert to academy status, or launch as academies under the Free Schools programme, comes with many challenges. Amongst these, academies will need to consider their accounting, payroll, and audit procedures. Although all academies are charities, they have exempt charity status and aren’t regulated by the Charity Commission. However, they’re required to produce accounts compliant with the Charities’ Statement of Recommended Practice (SORP).... - Published: 2025-03-21 - Modified: 2026-09-25 - URL: https://www.tc-group.com/sectors/agriculture/ Agricultural, Farm, & Rural Tax Advisors & Accountants | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Agriculture Home > Sectors > Agriculture accountants for farms, vineyards and food producers Running an agricultural business isn’t like running any other, with unpredictable weather, volatile markets, complex subsidy rules, and long planning cycles all make for a unique set of challenges. Our agricultural accountants and farming accountants provide specialist accounting, tax, and financial planning support to agricultural businesses of all sizes. From traditional family farms to food and drink producers, vineyards, and diversified rural enterprises, we understand the... - Published: 2025-02-26 - Modified: 2026-08-20 - URL: https://www.tc-group.com/sectors/technology-and-media/ Tech & Media Accountants | Creative Sector | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Technology and Media Home > Sectors > Technology & Media Technology & MEdia In the dynamic worlds of Tech & Media, businesses need more than just accountants – they need tech and media accountants who understand the sector’s unique challenges and growth pressures. At TC Group, our creative accountants and IT accountants provide comprehensive support, from accountancy and compliance through to business advisory and specialist support services to help businesses scale efficiently. Whether you’re a founder looking for accountants for startups, a... - Published: 2025-02-11 - Modified: 2026-09-11 - URL: https://www.tc-group.com/services/business-services/payroll/ Payroll Services | Outsourced PAYE & Pensions | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Payroll Services Home > Services > Business Services > Payroll Services SAVE TIME WITH OUTSOURCED PAYROLL SERVICES When it comes to payroll, our experienced UK-based team ensure your employees are paid accurately and on time. With our expertise, you can ensure that every payroll will be completed with attention to detail, accuracy, and within timely execution. At TC Group, we manage and process payroll for businesses of all types and sizes. Our outsourcing service is tailored to fit your requirements. We offer... - Published: 2024-04-29 - Modified: 2025-09-26 - URL: https://www.tc-group.com/sectors/third-sector/third-sector-data-transformation-power-bi/ Third Sector Data Transformation: Power Bi Accountants - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Third Sector Data Transformation Home > Sectors > Third Sector > Third Sector Data Transformation: Power Bi THIRD SECTOR DATA TRANSFORMATION: POWER BI New Stories or Better Stories? Whether it’s time to tell new stories about your organisation or just tell better stories, it’s time to think and act differently with your data.  The long haul If our new understanding in sustainability has taught us anything, it’s to rethink how we use our resources and data, including the data we hold and... - Published: 2024-04-23 - Modified: 2026-10-20 - URL: https://www.tc-group.com/lettings-accounts-business-accounts/ Lettings Accounts Business Accounts - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Forensic Accounting Payroll Services TC Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Search Talk to our team Client Login Close Lettings Accounts Business Accounts Home > Services Lettings accounts – Business Accounts In addition to the day-to-day compliance accountancy, we have the experience to holistically review your business across a multitude of functional and advisory services, helping you to achieve your aims, identify growth opportunities, and when the time comes, succession planning. We can produce monthly management information, look after your VAT returns and help you to navigate Making Tax Digital – not only for you, but... - Published: 2024-04-23 - Modified: 2026-10-20 - URL: https://www.tc-group.com/lettings-accounts-client-account-compliance-reviews/ Lettings Accounts Client Account Compliance Reviews - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Forensic Accounting Payroll Services TC Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Search Talk to our team Client Login Close Lettings Accounts Client Account Compliance Reviews Home > Services CLIENT ACCOUNT COMPLIANCE REVIEWS FOR LETTINGS AGENCIES Compliance reviews are just as vital as maintaining accurate and detailed client accounts. At TC Group, our experienced team can deliver a tailored compliance service or apply a trusted ready-made approach that meets your needs. We offer full flexibility to work either onsite or remotely, with all remote work carried out securely in data rooms.   HOW DO OUR... - Published: 2024-04-23 - Modified: 2026-10-20 - URL: https://www.tc-group.com/lettings-accounts-client-account-essentials/ Lettings Accounts Client Account Essentials - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Forensic Accounting Payroll Services TC Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Search Talk to our team Client Login Close Lettings Accounts Client Account Essentials Home > Services Client AccountS FOR LETTINGS Agencies Remove the admin burden of your client accounting requirements, from tenant receipts through to landlord, contractor and agency payments. As letting agency specialists, at TC Group we can manage your daily accounts with accuracy and reliability, right down to the last penny. You’ll be allocated a dedicated lettings account manager, as well as given access to our accountancy software, providing you with full... - Published: 2024-04-23 - Modified: 2026-10-20 - URL: https://www.tc-group.com/services/business-services/lettings-accounts/ Lettings Agency Accounts | Client Accounting | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Forensic Accounting Payroll Services TC Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Search Talk to our team Client Login Close Lettings Accounts Home > Services > Business Services > Lettings Accounts Accountancy Support For Letting Agents Supporting letting agencies with both client and business accounts, TC Group offers a specialist team of letting agency accountants dedicated to providing outsourced accounting solutions tailored to the property sector. Accurate, compliant, and reliable financial management is essential for every letting agency. With deep experience in the property market, our team helps you stay fully in control of your... - Published: 2024-04-23 - Modified: 2026-02-17 - URL: https://www.tc-group.com/sectors/third-sector/third-sector-finance-director-support/ Third Sector Finance Director Support Accountants - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Third Sector Finance Director Support Home > Sectors > Third Sector > Third Sector Finance Director Support charitY and not-for-profit Finance Director Support One of the key building blocks to any finance team is an experienced and qualified Finance Director who uses their unique overview of the organisation to influence its direction. Given the skillset and experience required to understand the number as well as look beyond them, they’re one of the few roles who understand the whole organisation. We’ll support you as... - Published: 2024-04-23 - Modified: 2026-02-17 - URL: https://www.tc-group.com/sectors/third-sector/third-sector-management-accounting/ Third Sector Management Accounting Accountants - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Third Sector Management Accounting Home > Sectors > Third Sector > Third Sector Management Accounting charity and not-for-profit Management Accounting The benefit of our management accounting for third sector, charities and membership organisations is that it can be tailored to suit your requirements. Whether you need an ongoing service such as monthly management account packs, bank reconciliations or payroll services, or even a task based service such as budget building, cash flow forecasting or depreciation reports, we can help. Monthly management accounts packs Process... - Published: 2024-04-23 - Modified: 2024-05-15 - URL: https://www.tc-group.com/sectors/third-sector/third-sector-specialist-services/ Third Sector Specialist services Accountants - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Third Sector Specialist services Home > Sectors > Third Sector > Third Sector Specialist services THIRD SECTOR SPECIALIST SERVICES Within your third sector, charity or membership organisation you may require more specific services. Working within the sector for over 20 years, we provide a variety of third sector specialist services tailored to your requirements and situation. CRM Finance Integration CRM consultancy CRM ‘First Aid’ Service Gift Aid management Charity commission submissions BACs accredited Direct Debit service FREE no-obligation consultation For more information about Third... - Published: 2024-04-23 - Modified: 2026-02-17 - URL: https://www.tc-group.com/sectors/third-sector/third-sector-outsourced-accounts/ Third Sector Outsourced Accounts Accountants - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Third Sector Outsourced Accounts Home > Sectors > Third Sector > Third Sector Outsourced Accounts Outsourced Accounts for charities and not-for-profit organisations An accurate, reliable accounting and financial management’s a vital foundation for any organisation. We understand that getting the smaller jobs right is just as important as the bigger projects. With a dedicated outsourced accounts team, we can offer a variety of services to suit the needs of your third sector, charity or membership organisation, whether that’s from a distance or embedded within... - Published: 2024-04-23 - Modified: 2026-09-24 - URL: https://www.tc-group.com/sectors/third-sector/ Third Sector, Charity & Not-for-Profit Accountants | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Third Sector Home > Sectors > Third Sector Accountants for charities and not-for-profit organisations Graeme CopestakePartner - Third Sector Outsourced Finance01634 840440graemecopestake@tc-group.comMark CumminsCharities & Education Partner | Third Sector Audit01903 816699MarkCummins@tc-group.comHannah Sibley FCAPartner | Third Sector Audit020 7304 2000hannahsibley@tc-group.comAudits for charities and not-for-profit organisations TC Group specialises in the provision of audit, accountancy, taxation, and governance-related advice to the charity and not-for-profit sector. As experienced third sector accountants, we work with a diverse range of organisations, from small charities to large... - Published: 2024-02-29 - Modified: 2026-05-19 - URL: https://www.tc-group.com/services/private-client-services/mortgage-services/ TC Group | Accountants & Business Advisors in UK +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close The realities of modern business leadershipWhat 1,500 UK business leaders told us about pace, pressure and redefining success in an uncertain world.Read the report nowAmbition Needs a PartnerClear advice, real expertise. Supporting your boldest moves in business and life.Talk to usSharper Advice. Stronger Outcomes.Stay ahead with future-focused, practical insight from TC Group.Explore our ServicesYour Accounts. Up to Date. All the Time.With TC Live Accounting, your bookkeeping moves at the speed of your business. Clarity, confidence and control with expert oversight.Get Started Shaping stronger... - Published: 2024-02-15 - Modified: 2026-09-01 - URL: https://www.tc-group.com/client-login/ Client Login - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Client Login Home > Client Login Client login Select your office to login to the portal and access your messages and documents, including your accounts, tax returns and other documentation. You can also send us a message via the portal.    BoltonLog in to the Bolton office portal.Client loginBoltonBostonLog in to the Boston office portal.Client loginBostonBournemouth Log in to the Bournemouth office portal.Client loginBournemouth Bristol - Ashton GateLog in to the Bristol - Ashton Gate office portal.Client loginBristol - Ashton GateCambridgeLog in to the Cambridge office portal.Client... - Published: 2024-02-11 - Modified: 2026-07-07 - URL: https://www.tc-group.com/careers/ Careers at TC Group - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close CAREERS AT TC GROUP Home > Careers Working at TC GroupWorking at TC GroupWe’re an innovative firm who offer a relaxed friendly working environment. As active leaders, we explore bold new ways of working in a new era of accounting. By joining us, you’ll benefit from having a supportive employer who promotes within and encourages employees to grow and develop within the company. Learn moreWorking at TC GroupJoin TC Group How to applyJoin TC Group – How to applyThinking about joining us? You’re in the... - Published: 2024-02-11 - Modified: 2024-05-07 - URL: https://www.tc-group.com/contact/ Contact us - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Contact us Home > Contact us To learn more about our services and how we can support you, contact us today. We look forward to hearing from you. Phone 0330 088 7111Email enquiries@tc-group.comSend us a message*required First name* Last name* Company Postcode* Email address* Phone How did you hear about TC Group?*—Please choose an option—Google/Search engineRecommend by a friend or colleagueSocial mediaLinkedInBlog or publicationWebinarEmailAdvertTV AdvertReviews websiteOther industry/news websiteCareers website/Job advertEventSponsorshipXero directoryOther Nature of Enquiry?* This site is protected by hCaptcha and its Privacy Policy and Terms of... - Published: 2024-02-11 - Modified: 2026-06-30 - URL: https://www.tc-group.com/about/meet-the-team/ Meet Our People | TC Group Accountants & Business Advisors +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Meet our people Home > Our People WHO WE ARE AT TC GROUP With over 2,000 people across more than 70 offices, our strength lies in our people, united by a shared purpose: shaping stronger businesses and building secure, meaningful futures. Our mission’s to support our clients through long-term relationships rooted in trust, collaboration, shared expertise and intelligent innovation. With TC Group by your side, no matter how complex your financial situation, we bring the resources, insight, and expertise to help you... - Published: 2024-02-11 - Modified: 2026-06-30 - URL: https://www.tc-group.com/about/ About TC Group - TC Group Business Advisors and Accountants +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close About TC Group Home > About TC Group’s an Accountancy Age ‘Top 20’ firm of business advisors and accountants, providing quality financial advice and strategy, enabling you to achieve your business growth goals, safeguard your wealth, and maximise your tax efficiency. Our teams’ experience and expertise mean we understand the challenges and opportunities you face at a local, national, and even, international level. We’ll invest time in getting to know you so we can provide proactive and tailored advice, supporting you in... - Published: 2024-02-06 - Modified: 2026-10-18 - URL: https://www.tc-group.com/services/private-client-services/tax/ Personal Tax Services | IHT & Estate Planning | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services TC Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Search Talk to our team Client Login Close Personal Tax Home > Services > Private Client Services > Personal Tax personal tax At TC Group, we offer a truly personalised tax service that encompasses every part of our clients’ lives, helping to free up their time and save them money. Each of our clients is assigned a dedicated Client Relationship Manager, giving them immediate access to expert advice whenever they need it. As a client, you’ll have the option to meet your Client... - Published: 2024-02-06 - Modified: 2026-08-19 - URL: https://www.tc-group.com/services/private-client-services/legal/ Personal Legal Services | Wills, Trusts & Divorce | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Personal Legal Services Home > Services > Private Client Services > Personal Legal Services personal Legal services At TC Group, we can help with a variety of personal legal services, including preparing a valid Will, managing a divorce, setting up a trust, and more. Working with us gives you the benefit of a broad view of your legal and financial situation that not only considers the immediate effects of major life events and legal changes, but also the impact on your... - Published: 2024-02-06 - Modified: 2026-09-16 - URL: https://www.tc-group.com/services/private-client-services/financial-services/ Personal Financial Services | Pensions & Cover | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Lateral Hires Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Personal Financial Services Home > Services > Private Client Services > Personal Financial Services personal financial services At TC Group, we can help with a variety of personal financial services, life insurance, and critical illness insurance, as well as helping arrange pensions and investments. Working with us gives you the benefit of a broad view of your legal and financial situation that not only considers the immediate effects of major life events and legal changes, but also their impact on... - Published: 2024-02-06 - Modified: 2026-08-19 - URL: https://www.tc-group.com/services/business-services/international/ International Services | Global Tax Alliance | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close International Services Home > Services > Business Services > International Services international services TC Group’s an independent member of BOKS International, a prestigious global alliance comprising of top professionals and expert firms. With over 100 reputable member firms spanning across more than 70 countries, BOKS International ranks among the Top 15 alliances worldwide. With a rapidly growing global presence, their cross-border service offering caters to the diverse needs of businesses of all sizes and ambitions, empowering them to navigate the complexities of global... - Published: 2024-02-06 - Modified: 2026-08-19 - URL: https://www.tc-group.com/services/business-services/audit/ Business Audit Services | Statutory Audits | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Audit Services Home > Services > Business Services > Audit Services Audit and Assurance that adds real value The role of an audit has changed. Today, it’s not just about meeting statutory requirements. Instead an audit should offer your business greater insight and assurance into the way it functions to help you better understand where improvements and efficiencies can be made. At TC Group, we deliver high-quality audits that stand up to scrutiny and support informed decision-making. Our approach combines the rigour and... - Published: 2024-02-06 - Modified: 2026-09-11 - URL: https://www.tc-group.com/services/business-services/accounts/ Accounts & Outsourcing | Bookkeeping & Payroll | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Business Accounts and Outsourcing Home > Services > Business Services > Business Accounts and Outsourcing Business accounts, bookkeeping and outsourced finance An accurate, reliable accounting and financial management system’s a vital foundation for any business. With years of experience and a technology-led approach, TC Group can help you set your business up for success with our accounts and outsourcing services. We use Xero – a cloud-based accounting package – which will provide you with real-time, full visibility of your data and reports.... - Published: 2024-02-06 - Modified: 2026-08-20 - URL: https://www.tc-group.com/services/business-services/financial-services/ Business Financial Services | Pensions & Cover | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Financial Services Home > Services > Business Services > Financial Services financial services for businesses At TC Group, we understand that achieving long-term business success extends beyond growth. It requires careful risk management, strategic planning, and continuous adaptation to the ever-changing landscape. From pensions for your staff to business protection, we can take the weight off your shoulders when it comes to your business’s financial situation. We’ll help you identify and run the right kind of workplace pension scheme for your company,... - Published: 2024-02-06 - Modified: 2026-08-19 - URL: https://www.tc-group.com/services/business-services/legal-services/ Business Legal Services | Company Structures | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Legal Services Home > Services > Business Services > Legal Services legal services At TC Group, we offer comprehensive legal services to address the full spectrum of your business’s needs. These include company structures and shareholder agreements, business acquisitions and sales, Management Buyout (MBO) transactions, employee incentive schemes, as well as commercial and employment contracts. We also act for individuals investing in property portfolios and private companies. We take a collaborative approach, working closely with our tax, accounting, and business advisory teams to... - Published: 2024-02-06 - Modified: 2026-08-20 - URL: https://www.tc-group.com/services/business-services/vat-advisory/ VAT Advisory Services | Registration & Disputes | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close VAT Advisory Services Home > Services > Business Services > VAT Advisory Services VAT ADVISORY SERVICES VAT’s an integral part of doing business, but its true impacts often aren’t immediately apparent from looking at an organisation’s financial statements. Only a small fraction of the VAT collected or paid is visible from the surface, like a financial iceberg, the ongoing cost may be entirely hidden in the organisation’s cost base and cash flows. From structuring transactions to minimising unnecessary VAT and securing significant... - Published: 2024-02-06 - Modified: 2026-09-11 - URL: https://www.tc-group.com/services/business-services/innovation-tax-reliefs/ R&D Tax Reliefs | Innovation Tax Savings | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close R&D Tax Reliefs Home > Services > Business Services > R&D Tax Reliefs CLAIMING R&d TAX credits R&D Tax Reliefs are designed to boost innovation across industries by supporting businesses in overcoming a challenge with their product, process, or service. If you’re spending money developing or significantly improving a product, process, or service – and advancing knowledge – you may qualify for R&D tax credits. Many business owners still believe their company won’t be eligible, but irrespective of the sector you operate... - Published: 2024-02-06 - Modified: 2026-08-20 - URL: https://www.tc-group.com/services/business-services/property/ Property Advisory Services | Valuations & Tax | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Property Advisory Services Home > Services > Business Services > Property Advisory Services bUSINESS Property advisory services Property management can be demanding and is often the second or third largest cost to a business, paying a major role in the success of your business. That’s why we’ve built a dedicated in house team of Chartered Surveyors and property specialists who work closely with our wider tax, VAT, and corporate finance teams. Together, we help you get more value from your commercial property... - Published: 2024-02-06 - Modified: 2026-08-19 - URL: https://www.tc-group.com/services/business-services/hr/ HR Advisory Services | Recruitment & Retention | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close HR Services and Advisory Home > Services > Business Services > HR Services HR consultancy and RETAINED HR SERVICES Employee engagement and productivity makes your business efficient and successful, so we understand the importance of getting recruitment and HR right. That’s why we offer a range of retained HR advisory services and one-off consultancy projects through our dedicated team. You may be experiencing challenges with people management and employee communication, or you’re looking to strengthen your proposition and retention through rewards, employee... - Published: 2024-02-06 - Modified: 2026-08-19 - URL: https://www.tc-group.com/services/business-services/corporate-finance/ Corporate Finance Advisory | Exits & Succession | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Corporate Finance Home > Services > Business Services > Corporate Finance Succession planning, M&A and corporate funding Big corporate finance decisions shape the future of your business – and your personal wealth. Whether you’re acquiring a company, securing corporate funding, or planning your exit, the right advice at the right time can be a significant difference to the outcome. It requires advisors who understand the market, the numbers, and the realities behind every business decision. With experience across banking and accountancy, our... - Published: 2024-02-06 - Modified: 2026-08-20 - URL: https://www.tc-group.com/services/business-services/tax/ Business Tax Services | CGT, VAT & R&D Reliefs | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Business Tax Home > Services > Business Services > Business Tax BUSINESS TAX At TC Group, we deliver a joined-up approach that enables us to holistically review your business across a multitude of functional and advisory services, helping our clients to achieve their aims and identify growth opportunities. With twenty years’ experience providing bespoke financial solutions to over 35,000 clients, we understand the commercial risks and challenges you face on a daily basis. That’s why we invest significant time in... - Published: 2024-02-06 - Modified: 2026-08-12 - URL: https://www.tc-group.com/sectors/travel-and-transport/ Travel and Transport Accountants - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Travel and Transport Home > Sectors > Travel and Transport travel and transport In the shifting transportation landscape, our team of dedicated travel accountants and transport accountants recognise the challenges our clients face with changing regulations, increasing competition, and technological advances. Whether operating within shipping, rail, or bus networks at local, regional, or national levels, clients benefit from advice tailored precisely to their needs. This includes safeguarding their interests, ensuring full regulatory compliance, providing strategic guidance on cash flow management, and identifying opportunities to boost... - Published: 2024-02-06 - Modified: 2026-08-12 - URL: https://www.tc-group.com/sectors/owner-managed-businesses/ Owner Managed Business (OMB) Accountants | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Owner Managed Businesses Home > Sectors > Owner Managed Businesses Owner Managed Businesses (OMBs)  TC Group’s history of success is built on delivering high-quality financial solutions to Owner Managed Businesses. We understand that each business is different, so the services provided are tailored to reflect those unique needs. What makes us different? Our financial solutions are tailored to support those businesses now, but with the future in mind. This enables them to reach their growth goals.  From launch to exit, we help you meet... - Published: 2024-02-06 - Modified: 2026-08-12 - URL: https://www.tc-group.com/sectors/fca-regulated-companies/ FCA Regulated Companies Navigating the regulatory landscape set by the Financial Conduct Authority (FCA) requires specialised expertise, given its strict and intricate regulations governing the UK's financial services industry. Our in-depth knowledge allows us to support and guide your FCA regulated business through the financial administration required by the FCA, easing the compliance burden and avoiding any penalties. Our advisers ensure you’re always compliant and that your obligations are met on time, whether you’re new to FCA regulation or established within the industry. Our accountancy and business advisory services include: Assistance with your FCA registration application, including the preparation of projections and tax planning. Advice and support with your accounting procedures and controls to ensure your business is compliant Full outsourcing service covering the company’s accounts function, including bookkeeping and payroll services Assistance with the FCA bi-annual returns (RegData, formerly Gabriel) Annual accounting and statutory audit services to meet FCA reporting timetables and requirements. Production of client asset reports for the FCA Guidance on improving the quality and value of your management reporting and day-to-day operations Our chartered tax advisers will work with you to provide tailored planning solutions, ensuring your business operates as tax-efficiently as possible. - Published: 2024-02-05 - Modified: 2026-09-11 - URL: https://www.tc-group.com/services/business-services/service-charge-accounts/ Service Charge Accounts | Property & Leasehold | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Service Charge Accountants Home > Services > Business Services > Service Charge Accounts Service Charge accounting Whether you manage residential or commercial, leasehold or freehold properties, the TC Group Service Charge team can help. As one of the UK’s largest teams of accountants dedicated to service charge, with Centres of Excellence in Croydon, Derby, South Manchester, Milton Keynes, Southampton, and Sussex, we handle over 8,500 developments nationwide with a client property portfolio ranging from single schedule blocks of flats through to large... - Published: 2024-02-03 - Modified: 2024-02-08 - URL: https://www.tc-group.com/sectors/ Our Sectors - TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Our Sectors Home > Sectors Our Sectors At TC Group, we recognise the challenges across industries can be as unique as the business owner. With dedicated specialist teams across sectors, we can guide you through the financial intricacies, changing regulations and compliance of your business to help you face the future with confidence. Academies and schoolsAcademies and Independent SchoolsOur education team have the expertise to support academies and independent schools with financial structuring, future planning, regulatory changes and long-term accounts. Learn moreAcademies and Independent SchoolsAgricultureAgricultureTC Group’s among... - Published: 2024-02-03 - Modified: 2026-08-20 - URL: https://www.tc-group.com/services/business-services/ Business Services | Tax, Audit & Finance | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Business Services Home > Services > Business Services Business Services At TC Group, we work in unison across our business services to offer our clients a well-rounded, fully-considered approach to support their business financial planning and goals. We pride ourselves on offering more than the standard compliance services and straight-forward number crunching. Through our UK wide network, we offer a multitude of functional accountancy and specialist business growth services, along with personal wealth management and legal advice, providing our clients with a... - Published: 2024-02-03 - Modified: 2026-08-19 - URL: https://www.tc-group.com/services/private-client-services/ Private Client Services | Accounting, Audit, Tax, Legal & Mortgages | TC Group +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Private Client Services Home > Services > Private Client Services Private Client Services AT TC Group, we’ll always work in unison across our services to offer our clients a well-rounded, fully-considered approach to their personal and family financial planning. Our Private Client Services team provide the holistic planning required to support you in achieving your milestones, covering personal accounts, tax planning, legal services, and mortgages. We’re also here to guide you through challenging times, including personal insolvency and debt... - Published: 2024-01-31 - Modified: 2024-11-12 - URL: https://www.tc-group.com/services/ Our Services - TC Group Accountants & Business Advisors +44 (0)330 088 7111 enquiries@tc-group.com LinkedIn Instagram YouTube Become a Partner Firm Join as a New TC Group Partner Firm Join an Established TC Partner Firm Partner Stories Deal News Get in touch Careers at TC Group Working at TC Group Join TC Group – How to apply Career Development and Progression Current Jobs Lateral hires Payment Account Services For You Personal Financial Services Personal Legal Services Personal Tax Making Tax Digital Mortgage Services For Your Business Accounting & Compliance Business Accounts and Outsourcing Business Tax Payroll Services Live Accounting Lettings Accounts Making Tax Digital Legal Services Service Charge Accounts Audit & Assurance Audit Services Advisory HR Services Corporate Finance Financial Services R&D Tax Reliefs Patent Box Relief Property Advisory Services VAT Advisory Services International International Services Sectors Insights Blogs & Videos Thought Leadership Our people Offices Who we are Our Vision & Mission Our Story Our People ESG & DEI Our News Contact Search Client Login Close Our Services Home > Services Our Services At TC Group we offer more than just standard compliance services. Through our network, we offer a multitude of functional accountancy and specialist business growth services – along with personal financial solutions and legal services – providing our clients with a unified “one-stop-shop” approach, saving you both time and money. This means we can consider your business objectives alongside your personal finances, enabling you to achieve your goals, safeguard your wealth and leverage legal tax saving initiatives.... ## Posts - Published: 2026-10-20 - Modified: 2026-10-20 - URL: https://www.tc-group.com/news/tc-news/tc-group-start-up-pitch-challenge-at-mk-tech-week/ Pets 2 Places, founded by Claire Harris, has been crowned the overall winner of TC Group’s Next Big Thing: Start-Up Pitch Challenge, following a live final showcasing ambitious founders and innovators as part of Milton Keynes Tech Week 2026. Eight businesses were each given five minutes to pitch their ideas to a panel of experienced entrepreneurs, investors, innovation specialists and business leaders at x+why, Unity Place, on Friday 16 October. Following the pitches and deliberation by the judging panel, Pets 2 Places was named overall winner, with Novus, represented by Farid Umar and Aliyu Aliyu, taking the runner-up position and Synthaveil, represented by Nonna Alomaja, receiving Highly Commended recognition. The competition was created by TC Group to uncover exciting start-ups, entrepreneurs and innovators while giving founders access to the expertise, connections and practical support that can help turn ambitious ideas into growing businesses. Overall winner: Pets 2 Places – Claire Harris Founded by Claire Harris, Pets 2 Places is building a specialist pet travel safety business focused on developing safer products informed by engineering, testing and more than 12 years of real-world pet transport experience. Claire said: “I’ve seen first-hand where existing pet travel products and safety guidance can fall short. My ambition is to build a scalable pet travel safety brand, combining product development with education and behaviour change to help make safer pet travel the norm. ” Pets 2 Places’ pitch also set out a route to market spanning direct-to-consumer sales, social commerce, pet professionals, retail partners and... - Published: 2026-10-18 - Modified: 2026-10-19 - URL: https://www.tc-group.com/news/tc-news/tc-group-merges-with-gmcg/ TC Group is delighted to announce its expansion into Northern Ireland through a merger with the highly respected accountancy firm GMcG. GMcG will continue to serve clients from its offices in Belfast, Lisburn and Portadown, maintaining its strong local presence while benefiting from TC Group’s national resources and expertise. As an Accountancy Age Top 20 firm, TC Group provides bespoke, high-quality accountancy, tax, and business advisory services to a diverse range of clients across the UK. Our proactive and tailored approach ensures that we deliver measurable results designed to help businesses remain compliant, efficient, and profitable, both now and in the future. With over 80 offices across the UK and NI, TC Group is well-resourced to deliver professional, cost-effective, and timely financial solutions to clients wherever they are based. GMcG has built a distinguished reputation for delivering high-quality accountancy and advisory services to clients throughout Northern Ireland and Ireland. The firm is particularly recognised for its specialist forensic support services to the legal profession. Through the merger, Forensic Accounting will become a new service line for TC Group, enhancing our ability to support clients across the UK and Northern Ireland. The merger represents not only an exciting step forward but also a continuation of GMcG's proud legacy of stability, continuity, and excellence. By combining GMcG's deep-rooted presence and expertise across Northern Ireland with TC Group's national scale and broader service offering, the Belfast, Lisburn, and Portadown offices are well positioned to deliver even greater value to clients, while preserving the... - Published: 2026-10-06 - Modified: 2026-10-08 - URL: https://www.tc-group.com/news/business-insights/how-to-reduce-your-inheritance-tax-bill/ Effective planning is not just about reducing your future inheritance tax (IHT) bill. It is also about making sure the people you leave behind have the funds and information they need to deal with your estate without the burden of complex paperwork, unexpected tax liabilities and difficult financial decisions adding to their grief. Taking steps now also helps prevent valuable assets – such as a home, business or farm – from having to be sold to meet an inheritance tax bill. Having a plan in place protects your wealth and gives your family peace of mind when they need it most. Who pays IHT and how? IHT is a liability of your estate when you die. It’s not a tax on your beneficiaries, but it does come out of their inheritance before they receive it, so in an economic sense they do bear the cost. Inheritance Tax is paid by your personal representatives (executors or administrators) out of your estate's assets before the rest is distributed, and it’s charged at a standard rate of 40% based on the market value of assets at the date of death (different rates apply to charitable gifts and trusts). IHT must generally be paid by the end of the sixth month after your death. Interest starts accruing from that date, even if probate hasn't been granted and your personal representatives can't access your bank accounts or sell the home in time to pay the tax. What does my estate include? The estate is everything... - Published: 2026-10-02 - Modified: 2026-09-30 - URL: https://www.tc-group.com/news/business-insights/management-buyouts-mbos-a-practical-guide-for-business-owners/ For many business owners, one of the most important decisions they'll ever make isn't how they build their business, but their succession plan for how they’ll eventually step away from it. Whether you're approaching retirement, working out hot to sell your business, or looking to realise the value you've created over many years, choosing the right business exit strategy is crucial. The challenge is often balancing commercial objectives with something equally important: protecting the future of the business, its people and its legacy. While trade sales and private equity investment are well-known ways to exit a business, a management buyout (MBO) can offer a compelling alternative. By transferring ownership to an existing management team, an MBO can provide a combination of value realisation, operational continuity and transaction certainty that’s difficult to replicate through other exit routes. An MBO involves the management team acquiring the company, or a controlling interest in it, from the existing shareholders. For businesses with a capable leadership team already driving day-to-day operations, it can be an effective way to secure succession, reward key individuals and ensure the culture and direction of the business are preserved. In this guide, we explore how MBOs work, how they're typically funded, the key valuation and tax considerations, and the factors business owners should assess when deciding whether an MBO is the right path forward. WHY CONSIDER AN Management Buyout? An MBO can be particularly appealing where there’s a strong management team already capable of running the business without the exiting... - Published: 2026-09-30 - Modified: 2026-10-01 - URL: https://www.tc-group.com/news/business-insights/the-hidden-cost-of-waiting-for-month-end/ Monthly reporting was designed for a business world that moved much more slowly than today's environment. It evolved in an era when transactions were processed manually, information travelled slowly, and markets changed gradually. This world no longer exists. Customers buy online instantly, prices update daily, and cash moves in and out of bank accounts within minutes. Leaders are expected to make decisions continuously – month end is too late. Automated systems mean that finance data can now be updated in real time, yet many businesses still rely on a reporting cycle designed for a different era. Waiting for month end has a hidden cost – decisions are being made based on information that is already out of date. Why monthly reporting is too late The hidden cost is the delay between an event and your response. Let’s say the month-end report shows sales have fallen by 10%. If the problem started in the first week of the month and those accounts are reviewed during the second week of the following month, you could be reacting six weeks after the issue first emerged. In a slower-moving business environment this delay was manageable. Today, it can be the difference between protecting profitability or solving a cash flow issue before it needs emergency funding. Month-end reports tell you a problem happened. The challenge is that by the time you see the issue, you may have lost the ability to influence the outcome. What impact does month end reporting have on my business? When... - Published: 2026-09-30 - Modified: 2026-09-30 - URL: https://www.tc-group.com/news/business-insights/why-the-most-innovative-smes-dont-go-it-alone/ Reality: most still go it alone. Many SME leaders pride themselves on being self-sufficient. They back their judgement. They know their business inside out. And in the early stages, that's often exactly what's needed. But as businesses grow, complexity grows with them. Decisions become bigger. Investment carries greater consequence. Innovation becomes more difficult to separate from funding, cashflow, people, and long-term strategy. Yet many businesses continue to navigate these challenges largely alone. Research suggests the businesses pursuing the most ambitious forms of innovation are often the least likely to rely solely on internal knowledge. Instead, they're the ones most willing to seek external advice and challenge their own assumptions. ¹ At TC Group, technology businesses come to us when they need a sounding board. A team of advisors who can help them make informed, confident decisions about where to focus, when to invest, and how to scale sustainably. These businesses are also thinking ahead. They're considering how growth or change impacts their people, their structure, and the long-term resilience of the business. No two organisations are the same, of course, but there’s a common theme. The most successful leaders don't assume they have all the answers. They know when to draw on the expertise of others. WHY EXTERNAL PERSPECTIVE MATTERS External advice is sometimes seen as a safety net, but in reality, it can be a growth lever. There's a growing body of evidence showing that SMEs who access advice often perform more effectively; not just in terms of stability,... - Published: 2026-09-30 - Modified: 2026-09-29 - URL: https://www.tc-group.com/news/business-insights/why-ai-infrastructure-investment-matters-even-for-smes/ Small and medium-sized enterprises (SMEs) account for 99. 85% of all private sector businesses in the UK. Yet when discussions turn to Artificial Intelligence (AI), many business owners still assume that the real investment and opportunity sit with large corporates that have vast budgets, dedicated IT teams and sophisticated technology platforms. The reality is very different. Today, the AI tools available to an SME are often the same tools available to a multinational organisation. Whether it's Microsoft Copilot, ChatGPT or another AI platform, access to the technology itself is no longer the barrier it once was. The real differentiator is not the AI tool. It's the infrastructure behind it. This aligns with findings from our recent Success Without Stillness research, which surveyed 1,500 UK SME leaders. The research found that 47% are more cautious than they were in the past, but they are far from standing still. Instead, they're choosing their risks carefully, with AI, automation and technology among their top investment priorities. The businesses making the greatest progress are not necessarily investing the most, they're investing strategically in the foundations that enable innovation to succeed. Using AI Is Not the Same as Investing in AI Many businesses believe they have already invested in AI because staff use it to draft emails, summarise meetings or create social media content. Whilst these uses can provide valuable productivity gains, they only scratch the surface of what AI can offer. Buying an AI licence is not the same as building AI capability. The... - Published: 2026-09-29 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/business-insights/2026-autumn-budget-checklist-for-business-owners/ Building Business Resilience Ahead of the Autumn Budget The 2026 Autumn Budget, scheduled for Wednesday 28 October, marks the first major Budget under Prime Minister Andy Burnham's administration. For business owners already navigating rising costs, economic uncertainty and significant employment reforms, it could prove to be one of the most important fiscal events of the year. While speculation continues around tax reform, one thing is clear: successful businesses won't wait until Budget Day to start planning. At TC Group, our recent thought leadership research, Success Without Stillness: Leadership in Motion, found that business leaders are increasingly making decisions without complete certainty. The most resilient organisations aren't those that predict every change correctly. They're the ones that can adapt quickly while staying focused on their long-term goals. Six in ten leaders (60%) say clear strategy and business planning are their greatest sources of resilience, even as planning horizons become shorter and change becomes more frequent. This year's Budget presents another opportunity to do exactly that. CHANCELLOR PLEDGES TO MAKE BRITAIN A "GROWTH BRITAIN" Speaking ahead of the Budget, Chancellor John Healey set out the government's ambition to make Great Britain "growth Britain again" by strengthening the country's economic growth trajectory. Acknowledging the pressure many businesses face from rising energy costs, wage inflation and ongoing economic uncertainty, the Chancellor argued that growth remains the most effective way to combat increasing costs for both businesses and the public. The Chancellor reaffirmed the government's commitment to: Fiscal discipline Controlling borrowing Reducing inflationary pressures Building... - Published: 2026-09-24 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/case-studies/news-business-insights-case-study-wadars/ "TC Group provides much more than audit support. From trusted advice and governance guidance to payroll and helping us migrate to Xero, they've become an extension of our team. It's reassuring to know that whenever we need expertise, there's somebody there who can help. " Steve Lane, Interim Chief Executive, Wadars Animal Rescue Wadars (Worthing & District Animal Rescue Service) is a long-established animal welfare charity dedicated to rescuing, rehabilitating and re-homing animals across Sussex. Interim Chief Executive Steve Lane joined the organisation in December, to provide stability while the charity prepared to recruit a permanent successor. However, after reviewing the charity's operations, a much larger opportunity emerged. "I came in to guide the charity through a difficult period, but very quickly my brief changed. We began looking seriously at how Wadars could become more sustainable for the future. " STRENGTHENING FINANCIAL SUSTAINABILITY FOR THE CHARITY Like many charities in the sector, Wadars had become heavily reliant on unpredictable legacy income. Guided by Steve, the Board made the decision to relocate to a more suitable location. The move would create opportunities for growth while helping secure the charity's long-term future. Far from just being a relocation, the new site would enable Wadars to modernise operational systems, build fundraising capability, and develop plans for future growth. As Steve explains: "My goal is to see the charity into the new site, secure planning permission, rebuild, get the operation fully functioning again and put Wadars back onto a sustainable financial footing. " TRUSTED... - Published: 2026-09-23 - Modified: 2026-10-02 - URL: https://www.tc-group.com/news/business-insights/should-i-outsource-my-business-finance-function/ Finance function is whatever finance looks like in your business today. And, as the business has expanded, that may have grown from basic bookkeeping to compliance, forecasting and strategic decision-making. But if finance processes fail to keep pace with business growth, systems become stretched, reporting gets delayed and valuable insight is lost. When the finance function is ineffective you lose confidence in the figures. An increasing number of businesses are finding that outsourcing their finance function to an accountant helps restore clarity and control. WHAT DOES AN INEFFECTIVE FINANCE FUNCTION MEAN FOR MY BUSINESS? An ineffective finance function: Struggles to provide timely, accurate and meaningful financial information to support decision-making Is reactive – teams spend their time resolving issues, correcting errors and dealing with urgent problems, rather than providing strategic support Creates uncertainty – business owners and management teams lack the visibility they need to move forward with confidence THE RED FLAGS BUSINESS OWNERS SHOULDN'T IGNORE Management reporting takes too long – decisions are made using outdated information Cash shortages – delayed invoicing, weak credit control or poor visibility over future requirements leads to cash flow pressures Rising debtor days – customers take too long to pay, collections are reactive Strained supplier relationships – late or inconsistent payments impact service levels Compliance deadlines are slipping – year-end accounts, tax filings and other regulatory requirements become increasingly difficult to manage Finance admin spills into operations – bookkeeping tasks fall back to leaders who should be focused on growth and strategy Critical... - Published: 2026-09-11 - Modified: 2026-09-11 - URL: https://www.tc-group.com/news/business-insights/webinar-building-a-business-that-doesnt-depend-on-you/ WHAT WOULD HAPPEN IF YOU STEPPED AWAY FROM YOUR BUSINESS TOMORROW? For many business leaders, that's not an easy question to answer. While countless organisations rely heavily on the vision, expertise and decision-making of their owners, that dependence can create significant challenges for growth, resilience and long-term value. Our research shows that more than half of business leaders believe their business could not operate effectively for more than six months without them, while only a small proportion feel fully in control. The reality is that building a business that can thrive without constant owner involvement isn't about preparing to leave. It's about creating a stronger organisation today. In our upcoming webinar, Building a Business That Doesn't Depend on You, our panel of specialists will explore how business owners can reduce key-person reliance, strengthen leadership capability, improve continuity, and create greater flexibility for the future. We'll discuss practical strategies around succession planning, leadership development, business value creation, tax planning and protecting family wealth. The webinar will run on Thursday 15 October, 1. 30pm - 2. 30pm Whether you're planning an eventual exit or simply want more freedom and confidence in your business, this session will provide practical insights and actionable next steps. What you'll learn Why owner dependence can limit growth and increase business risk How to build leadership strength and accountability The role succession planning plays in creating long-term value Ways to protect family wealth and future options Practical actions to improve business continuity Register today and discover how to... - Published: 2026-09-11 - Modified: 2026-09-12 - URL: https://www.tc-group.com/news/business-insights/what-really-counts-as-innovation-for-tax-purposes/ When people talk about innovation, the conversation often jumps straight to ‘cutting-edge technology’ and ‘breakthroughs’... But when it comes to tax, particularly R&D tax relief, innovation can look very different. It’s not always flashy. It’s not always jaw-dropping. It’s not always labelled as ‘innovation’. In fact, it often hides in plain sight, embedded into the everyday problem-solving, product development, system improvements, and technical work that businesses see simply describe as: it’s just what we do. Understanding that distinction’s becoming increasingly important. Research & Development doesn’t have to be revolutionary One of the most common misconceptions around R&D tax relief is that innovation must be groundbreaking or unique on a global scale. Mind-blowing. Unbelievable. Out of this world. In reality, HMRC’s definition’s far more grounded. Innovation, in this context, is about ‘resolving scientific or technological uncertainty’, where a competent professional cannot readily achieve the desired outcome using existing knowledge or solutions. And that uncertainty can exist even if the end product looks familiar or incremental. At TC Group, through conversation with our clients, we increasingly see this play out through: The transition from pilot projects to commercially viable, scalable solutions Software or systems being adapted to work in new or complex environments Data, infrastructure or integration challenges that don’t have off‑the‑shelf answers To a technical team, this often feels like operational problem‑solving. To a tax professional, it can represent qualifying R&D. Innovation’s rarely confined to a single innovation project. Instead, it’s woven through how technology businesses build, test, improve and scale,... - Published: 2026-09-02 - Modified: 2026-09-03 - URL: https://www.tc-group.com/news/business-insights/uk-statutory-audit-vs-group-reporting/ Why work performed for an overseas group audit doesn’t automatically satisfy UK statutory audit requirements, and how early coordination can reduce duplication When an international group operates through a UK subsidiary, it’s easy to assume that audit work performed for the parent company’s group auditor will also satisfy the UK entity’s local audit requirements. It may not. What appears to be one audit process can involve two related but separate workstreams, driven by local laws, financial reporting standards and the overseas group context. A UK statutory audit required by UK law for the subsidiary's own financial statements Group reporting performed for the overseas group audit Each has its own purpose, scope and reporting requirements. Understanding the distinction early can help international groups avoid late surprises, create a more coordinated approach to UK compliance and financial reporting, and make appropriate use of common audit evidence – without confusing the separate objectives of the two requirements. A UK statutory audit is not the same as group reporting A group audit is the audit of group financial statements. Under ISA (UK) 600, the group auditor determines the overall group audit approach and may involve component auditors to perform audit work at particular entities or business units for the purposes of the group audit. Where component auditors are involved, they form part of the engagement team for the group audit. Their work helps the group auditor obtain sufficient appropriate audit evidence on which to base the group audit opinion. The group auditor remains responsible... - Published: 2026-09-01 - Modified: 2026-09-01 - URL: https://www.tc-group.com/news/business-insights/scenario-planning_multiple-futures/ Many business owners are naturally focussed on making decisions that support their business’ long-term goals, but approaches to business strategy are adapting to a landscape with multiple futures. Our research into how UK business leaders are navigating uncertainty found that 39% of business owners can only plan a quarter ahead, and 42% can only plan a year ahead. At the same time, 72% feel confident their business could survive another major disruption. Put together, those numbers show that multiple-scenario planning isn't a sign of fear. It's an extension of the resilience SME leaders have already built. Why single-plan thinking is dying out A single fixed plan can feel reassuring. It gives a clear number to aim for and a clear story to tell the board, the bank or the team. But in a market where costs, demand, regulation, staffing and client behaviour can shift within a quarter, that fixed plan can quickly become outdated. The risk isn't just that the plan goes wrong. It's that the comfort of having a plan creates false confidence, leaving a business slower to react when conditions move and the original numbers no longer hold. From prediction to preparedness One of the clearest examples of this shift in thinking came from a business leader who described how their planning conversations have changed: "We're now saying to our board – here's a plan for 100% of that coming in. Here's a plan for 80% of it coming in. What's the plan if 20% of it comes... - Published: 2026-08-26 - Modified: 2026-09-02 - URL: https://www.tc-group.com/news/business-insights/charity-audit-thresholds-increasing-2026/ From 30 September 2026, the charity income threshold requiring a statutory audit will increase from £1 million to £1. 5 million, with consequential changes to the asset tests and independent examination thresholds. For charities, the question is no longer simply ‘Do we need an audit? ’ but rather ’Should we continue to have one? ’. The answer's different for every charity and will require careful consideration. WHAT ARE THE CHANGES TO CHARITY THRESHOLDS? The principal changes for charities in England and Wales include: Current Threshold New Threshold (financial years ending on or after from 30 September 2026) Mandatory audit income threshold: £1m £1. 5m Asset test: income over £250k and assets over £3. 26m Income over £500k and assets over £5m Independent examination threshold: £25k £40k Qualified independent examiner threshold: £250k £500k Group accounts threshold: £1m £1. 5m These changes are intended to reflect inflation and reduce administrative burdens on smaller and medium-sized charities. WHAT DOES THIS MEAN FOR CHARITIES? Many charities with incomes between £1 million and £1. 5 million that currently require an audit will, for the first time, be able to opt for an independent examination instead. This would provide a review of the accounts rather than a full audit, offering assurance that financial records have been properly maintained and that the accounts appear consistent with those records. For some organisations this could result in: Lower professional fees Less disruption to finance teams A shorter year-end process Reduced trustee administration However, while the statutory requirement may disappear,... - Published: 2026-08-24 - Modified: 2026-09-02 - URL: https://www.tc-group.com/news/tc-news/tc-group-merges-with-prydis-accounts/ TC Group is pleased to announce the merger with South West-based accountancy firm Prydis Accounts This deal continues TC Group’s successful M&A Strategy. TC Group is an Accountancy Age ‘Top 20’ firm with offices across the UK. Over a range of key disciplines, our joined-up approach offers clients a holistic service across their business and personal affairs. The expert knowledge and experience of our in-house team of tax specialists, lawyers, financial planners, business advisors and accountants provide tailor-made services to clients in a professional, cost-effective and timely fashion. This tailored approach ensures we meet the needs of our clients, helping them make the right decisions both now and for the future. Prydis Accounts has been delivering first-class business support and accountancy services to clients across the South West for decades. They provide a comprehensive range of advisory and compliance services, combining innovation with traditional accountancy elements. Prydis Accounts clients will continue to be serviced from their offices in Exeter, Liskeard and Newquay. Clients will also gain the support of TC Group’s national and international network. TC Group’s Chief Growth Officer, Shiv Shah, comments: “We're delighted to welcome Gary and his team to TC Group. This marks a new chapter for the Business and one we're delighted to be a part of. We are looking forward to welcoming our new colleagues and clients alike to TC Group and continuing to provide excellent employee and client experience moving forwards". Gary Randall, Partner at Prydis Accounts commented: “We're delighted to be joining TC... - Published: 2026-08-19 - Modified: 2026-08-20 - URL: https://www.tc-group.com/news/business-insights/government-grants-help-cambridgeshire-farmers-boost-drought-resilience/ Farmers and growers who invest in water-saving technologies and projects could be eligible for between £2,000 and £50,000. The Agriculture Water Resilience Grant is designed to encourage agricultural businesses and horticultural growers to make more efficient use of water resources and adapt to future water challenges. The business benefits of investing in infrastructure Farming enterprises across East Anglia have already experienced the impact of prolonged dry periods, changing weather patterns and depletion of water resources. This funding represents a valuable opportunity for businesses in one of the driest regions of the UK to invest in infrastructure and technology that may otherwise be difficult to justify solely from operational budgets. Businesses that invest now in water-saving technologies and improved management systems should be better positioned to withstand future drought conditions, while also reducing operational costs and improving environmental performance. WHAT projectS qualify for a water resilience grant? Funding is available for a wide range of projects, from established technologies to innovative and bespoke solutions tailored to the specific needs of your individual business. Examples of projects that could qualify include rainwater harvesting system, precision irrigation technology, drip & trickle irrigation and soil moisture monitoring equipment. Water storage and distribution improvements, along with water reuse and recycling systems, plus waste management solutions are also eligible. How to meet the award criteria The programme is keen to support new approaches and innovative projects that demonstrate potential to improve water resilience and sustainability across the sector. Successful projects need to demonstrate a clear case... - Published: 2026-08-18 - Modified: 2026-08-18 - URL: https://www.tc-group.com/news/business-insights/uk-gaap-is-changing/ Most business owners will not lose sleep over accounting standards. But the UK GAAP changes introduced in 2026 are worth paying attention to. If your business reports under FRS 102, the amendments could change how revenue is recognised, how leases appear in the accounts and what small companies need to disclose. That may sound like an accounting issue. In practice, it can become a business issue quite quickly. Why? Because the underlying business may not have changed, but the numbers people use to assess it might. Profit, EBITDA, debt, reserves and financial ratios could all look different. That matters if your bank, shareholders, future buyer or tax adviser is relying on those figures. So, the question for business owners is not just “what is changing? ” It is “what could this mean for my business before the accounts are signed? ” Below, we explain the key changes and steps you can take to ensure your business complies with the 2026 FRS102 amendments. WHAT IS CHANGING UNDER UK GAAP? For those businesses reporting under FRS 102, the amendments introduce: A new five-step model for revenue recognition based on IFRS 15 New lease accounting rules broadly aligned with IFRS 16 Additional disclosure requirements for some businesses Updates affecting tax disclosures, related parties, business combinations and other reporting areas The amendments to UK GAAP apply for accounting periods beginning on or after 1 January 2026. For many companies, the first affected accounts may not be prepared until 2027, but the transition date could... - Published: 2026-08-14 - Modified: 2026-08-18 - URL: https://www.tc-group.com/news/business-insights/does-your-uk-subsidiary-require-a-statutory-audit/ It’s easy to assume that many UK subsidiaries will qualify for audit exemption. If the UK entity has modest annual turnover, few employees and relatively few assets, a UK audit may seem unnecessary. For international groups, however, UK audit requirements are not determined by UK subsidiaries’ figures alone. This article explains how the small companies regime, worldwide group test and alternative exemptions apply. Under the Companies Act 2006, the size and eligibility of the whole worldwide group can be as important as UK subsidiaries themselves. Getting this wrong can lead to an unexpected statutory audit and missed Companies House deadlines. The key question: is the UK company part of a wider group? A standalone UK company may qualify for audit exemption if it meets the criteria. Where it is a subsidiary company within a larger international group, the assessment has two layers: The UK company must qualify as small. The worldwide group must also qualify as small and meet the relevant eligibility requirements. If the worldwide group exceeds the thresholds, UK subsidiaries may require an audit even where their financial statements show modest activity. The common misconception “The UK subsidiary is small, so it does not need an audit” is not always correct. The Companies Act 2006 starts from the position that annual accounts must be audited unless an exemption from audit applies. The main routes are: The small-companies audit exemption for a standalone company. Audit exemption for a small member of a small and eligible worldwide group. The subsidiary... - Published: 2026-08-13 - Modified: 2026-08-18 - URL: https://www.tc-group.com/news/business-insights/should-audit-exempt-companies-still-have-an-audit/ Beyond compliance: the value of an audit For many business owners, audit exemption feels like an obvious cost saving. If the law no longer requires a company audit, why continue with one? It's a fair question. Recent changes to UK company size thresholds mean more businesses may now qualify for audit exemption, potentially reducing their compliance obligations. But while the decision may appear straightforward on paper, it's worth looking beyond the legal requirement and considering what value an audit provides. At a time when businesses are facing economic uncertainty, increased stakeholder scrutiny and growing governance expectations, many directors, shareholders and investors continue to see value in independent assurance over their financial statements. The real question isn't: "Can we stop having an audit? " It's: "Would our business benefit from continuing to have one? " What is audit exemption? Under the Companies Act 2006, many UK companies can claim audit exemption, meaning they aren't legally required to have their annual financial statements examined through a statutory audit. For accounting periods starting on or after 6 April 2025, a company will generally qualify for a small company audit exemption if it meets at least two of the following criteria during the financial year: Annual turnover of no more than £15 million Gross assets (also referred to as balance sheet total) of no more than £7. 5 million 50 or fewer employees on average Certain companies remain subject to audit requirements regardless of size, including some regulated businesses, public companies and companies operating... - Published: 2026-08-13 - Modified: 2026-08-18 - URL: https://www.tc-group.com/news/business-insights/effective-partnerships-between-school-governors-and-senior-management/ Independent schools are facing growing financial pressures, changing regulatory requirements, rising operational costs and increasing competition for pupil recruitment. Against this backdrop, effective working relationships between governors and senior leadership teams have become critical to ensuring strong governance, financial sustainability, regulatory compliance and long-term school success. Why Strong Relationships Between Governors and Senior Leaders Matter The relationship between governors and senior leaders is one of the most important factors influencing the success of a school. Governors are responsible for holding leadership to account, overseeing strategy and ensuring the school's resources are being used effectively. At the same time, senior leaders need the autonomy and trust to manage the school, lead staff and respond to operational challenges. When this relationship works well, it creates: Better strategic decision-making Stronger financial oversight More effective risk management Greater accountability Improved organisational resilience Effective governance isn't about governors running the school. It's about asking the right questions, understanding the key risks and opportunities facing the school, and supporting leaders to make informed decisions. THE Challenges Facing Independent Schools Governors are currently overseeing schools at a time of significant uncertainty and transformation. Key challenges include: Financial strain from rising costs and VAT Falling or volatile pupil numbers Increased regulatory expectations Workforce and recruitment challenges Growing competition for pupils Broader economic and political uncertainty These challenges aren't simply operational or financial. They're leadership challenges. Today's governors and senior leadership teams are expected to remain clear-headed while navigating uncertainty, confident while carrying greater responsibility and accountable for outcomes... - Published: 2026-08-13 - Modified: 2026-08-18 - URL: https://www.tc-group.com/news/business-insights/understanding-independent-school-financial-health/ Independent schools are operating in an increasingly complex financial environment. Rising operational costs, economic uncertainty, changing parental affordability, increased competition and the introduction of VAT on school fees are creating significant pressure across the sector. As a result, understanding independent school financial health has become one of the most important responsibilities for governing bodies. Read our blog below on effective working between senior management and governors to gain insight on how schools can work towards long-term success. READ OUR BLOG Why Is Independent School Financial Health Important for Governors? For independent school governors, maintaining strong financial oversight has never been more important. Financial challenges are no longer isolated to finance committees or bursars; they affect every strategic decision a governing board makes. From pupil recruitment and staffing levels to capital investment and long-term sustainability, financial performance underpins a school's ability to deliver its educational vision. The challenge facing governors is that today's decisions must often be made in conditions of uncertainty. Rising costs, fluctuating enrolment numbers and changing market dynamics mean schools can no longer rely on historic performance as a guide to future success. Without a clear understanding of financial health, governing bodies risk overlooking emerging challenges, reacting too late to financial pressures or making decisions that weaken long-term sustainability. The solution is effective financial oversight supported by meaningful data, robust challenge, scenario planning, and a clear understanding of the key performance indicators that drive school performance. Good governance isn't about creating certainty in an uncertain world. It's about... - Published: 2026-08-11 - Modified: 2026-08-18 - URL: https://www.tc-group.com/news/business-insights/what-happens-if-i-cant-pay-my-personal-tax-bill/ If you can’t pay your tax bill on time, the most important steps are to act early, understand the risks, and contact HMRC before the debt grows. WHY IS MY TAX BILL UNEXPECTEDLY HIGH? There are all sorts of reasons you might find yourself unable to pay your tax bill in full. An increase in income that seemed like a fantastic bonus at the time could actually have unforeseen tax implications. If you’re earning additional cash via a side hustle, trading on sites such as eBay or Etsy, and your extra income exceeds £1,000 pa, you must register for Self Assessment and declare your earnings - even if you have a full-time job paid through PAYE. Side hustles can potentially tip you into a higher tax bracket or generate a larger tax liability than you expected. If you’re self-employed and have enjoyed a particularly good second half of the year while your costs have remained same, your higher earnings will come with a higher tax bill. Even if you pay twice yearly on account, your payments might not cover the new amount. Even when you know a tax bill is coming, rising living costs, reduced work or job loss, illness or unexpected family care commitments can sometimes leave too little cash available when payment for last year’s bill becomes due. What happens if I miss HMRC’s payment deadline? If you don’t pay your bill on time, interest (currently 7. 75% pa) is applied immediately and calculated daily until the whole... - Published: 2026-08-07 - Modified: 2026-08-10 - URL: https://www.tc-group.com/news/business-insights/planning-for-the-unexpected-as-a-homeowner/ How Financially Resilient Are You? When most people buy a home, their focus is understandably on getting the keys, securing the right mortgage and making the numbers work. But far fewer stop to consider a different question: what would happen if illness, injury or redundancy affected their ability to keep up with their mortgage repayments and household bills? Financial resilience isn't about expecting the worst. It's about being prepared for life's uncertainties and having a plan in place if circumstances change. Just as we insure our homes and cars, it's worth considering how we protect our income, our family and our financial future. As a mortgage advisor, I often speak to homeowners who have carefully planned how to buy a property but haven't thought about how they would manage financially if their income suddenly stopped. Building financial resilience starts with understanding the risks and knowing what options are available to help protect you. CHALLENGES TO YOUR FINANCIAL RESILIENCE How much is sick pay? One of the first things to understand is what support would be available if illness or injury prevented you from working. While some employers offer enhanced sick pay schemes, others provide statutory sick pay only. Knowing how long your employer will continue paying you, and how much you would receive, is an important starting point. Statutory sick pay is currently £123. 25 per week for up to 28 weeks (https://www. gov. uk/statutory-sick-pay). For many people, that wouldn't come close to covering mortgage repayments, household bills and other... - Published: 2026-08-03 - Modified: 2026-08-11 - URL: https://www.tc-group.com/news/business-insights/new-government-new-tax-questions/ Why Business Planning Can't Wait for Certainty A new Prime Minister. A new Chancellor. And the prospect of further tax change at a time when many businesses are already navigating an increasingly complex and uncertain environment. With the Autumn Budget now confirmed for Wednesday 28 October, discussion around inheritance tax (IHT), business reliefs, wealth taxation, investment incentives and wider fiscal measures is only likely to gain momentum. Business owners are once again being presented with a long list of potential policy changes and accompanying headlines. Some proposals may become reality. Others may not. Equally, business owners are already adapting to significant tax changes announced in recent years, particularly around succession planning and the future availability of reliefs. It’s therefore understandable that many are asking what could come next from Prime Minister Andy Burnham and his new Chancellor, John Healey, and what the upcoming Autumn Budget might mean for them. What’s certain is that tax change can have a real impact on businesses, business owners and families. Decisions around investment, growth, succession planning and long-term wealth preservation can all be influenced by the tax landscape, making it essential to stay informed and plan ahead. The challenge, however, is that important decisions often cannot wait for complete certainty. Many business owners are already considering questions around growth, recruitment, investment and succession planning. Political change simply adds another variable into an already complex decision-making environment. That's where tax advisors can make a real difference. Clients rightly expect proactive advice, early identification of opportunities... - Published: 2026-07-31 - Modified: 2026-08-05 - URL: https://www.tc-group.com/news/business-insights/mandatory-payrolling-of-benefits-in-kind/ HMRC has confirmed that mandatory payrolling of Benefits in Kind (BIKs), originally expected to be introduced in full from April 2027, will instead be rolled out in phases. This gives businesses additional time to prepare for what is one of the most significant changes to payroll reporting in recent years. For business owners already managing rising costs, changing employment regulations, increasing compliance requirements and ongoing operational pressures, the announcement provides welcome breathing space. However, while the timeline may have eased, the need to prepare hasn't. Why Should Business Owners Care About Mandatory Payrolling? The biggest challenge facing business owners isn't simply understanding the new rules. It's ensuring their payroll processes, systems and benefit records can support a fundamentally different approach to reporting and taxing employee benefits. Many business leaders are already operating in an environment of constant change. They're balancing growth ambitions, workforce challenges, compliance obligations and commercial pressures, often making important decisions with incomplete information. Without proper preparation, mandatory payrolling could lead to payroll errors, compliance issues, increased administrative workload and employee confusion. The solution's to start planning early, review existing benefit arrangements and ensure payroll systems, processes and data are ready for the transition before the changes become mandatory. Businesses that act now will be better positioned to manage the change smoothly and maintain momentum as reporting requirements evolve. What Is Mandatory Payrolling of Benefits in Kind? Mandatory payrolling is HMRC's move towards taxing certain employee benefits through payroll rather than reporting them separately through the annual P11D... - Published: 2026-07-30 - Modified: 2026-08-03 - URL: https://www.tc-group.com/news/business-insights/the-three-year-plan-isnt-dead-its-evolving/ For many business owners, the rhythm of running a business has shifted completely. For decades, business planning was built around the idea that certainty would eventually return. The three-year plan was the staple of strategic planning. Leaders created strategies, reviewed progress and adjusted plans at regular intervals. There was disruption, of course, but occasional disruption that could be managed as a temporary phase. The insights from our latest research into modern business leadership found that more than 6 in 10 business owners cannot confidently plan beyond the next quarter. And yet 60% say clear strategy and business planning is their top source of resilience, even when that planning happens in short sprints rather than long stretches. That’s the new reality of leadership. Why planning has changed For decades, business planning was built around the assumption that certainty would eventually return. The three-year plan was the staple of strategic thinking: leaders set a course, reviewed progress at intervals and treated disruption as a temporary phase to be managed before things settled again. That rhythm doesn't reflect how most SME leaders are operating today. Many are now adjusting plans monthly or quarterly, even weekly, not because they lack direction, but because the environment around them keeps moving. AI, geopolitics, legislation and shifting workforce expectations mean the conditions a plan is built on can change before the ink is dry. This is what we mean when we talk about Success Without Stillness. Businesses are still moving forward, ambition hasn't disappeared, but the route... - Published: 2026-07-29 - Modified: 2026-08-03 - URL: https://www.tc-group.com/news/business-insights/new-hmrc-reckless-conduct-offence/ The UK tax compliance landscape continues to evolve, with HM Revenue and Customs (HMRC) consulting on a new criminal offence for making "reckless untrue statements or declarations" in relation to direct taxes, such as income tax, corporation tax, and capital gains tax. If introduced, the change would bring direct tax offences more closely into line with existing rules for VAT and customs matters and give HMRC an additional route to pursue cases where dishonesty cannot be proven, but reckless behaviour can. What’s the proposed HMRC reckless conduct offence? The proposed offence would apply where an individual makes an untrue statement or declaration to HMRC, and does so recklessly. According to the government consultation, recklessness would involve being aware of a risk that information may be inaccurate but proceeding without taking reasonable steps to verify the position. This refers to direct taxes, which includes Income tax Corporation tax Capital gains tax National Insurance contributions Statutory payments Inheritance tax Student loans Stamp taxes Importantly, this is different from an innocent mistake. The consultation makes it clear the intention’s not to criminalise genuine errors, but to target situations where taxpayers or tax advisors ignore warning signs, fail to carry out appropriate checks or submit information despite recognising there may be a problem. Examples for directors and shareholders The proposal arrives at a time when HMRC’s expanding the amount of information it receives and the ways it can analyse taxpayer data. For example, directors and shareholders of close companies are already dealing with enhanced... - Published: 2026-07-29 - Modified: 2026-08-03 - URL: https://www.tc-group.com/news/business-insights/fair-work-agency-what-it-means-for-business-owners/ The UK's employment law landscape underwent a significant change on 7 April 2026 with the launch of the Fair Work Agency (FWA), a new government body responsible for enforcing workers' rights and strengthening workplace compliance. Acting as a single point of regulation for both employers and employees, the FWA has been established to tackle non-compliance, investigate breaches, and take enforcement action where necessary. For business owners already navigating evolving regulations, economic pressures and changing workforce expectations, keeping up with compliance obligations can be challenging. As employment rights enforcement enters a new era, understanding the role and powers of the Fair Work Agency is essential. Doing so can help your business stay compliant, reduce risk and approach regulatory change with greater confidence and clarity. Fair Work Agency The Fair Work Agency (FWA) now falls under a single authority, replacing fragmented enforcement like HMRC's National Minimum Wage, Gangmasters and Labour Abuse Authority (GLAA), and Earnings Application Statement (EAS). This isn’t just a legislative update. It’s a shift in how business owners, payroll processors, and HR advisors will be scrutinised. Although no new laws or rules have been established, what has changed is stronger enforcement of existing rules and structure. Instead of multiple bodies, there's now one central agency with wider visibility. This removes gaps and makes it easier for issues to be identified and escalated. What does the FWA enforce? The FWA oversees a wide range of employment rights and protections that directly affect employers, including: National Minimum Wage & Living Wage... - Published: 2026-07-23 - Modified: 2026-07-23 - URL: https://www.tc-group.com/news/tc-news/tc-group-derby-announces-michael-dolman-as-director/ TC Group Derby is delighted to announce the appointment of Michael Dolman as Director, effective from 1 July, marking a significant milestone in his career with the firm. Michael is a great example of TC Group's commitment to developing talent from within. He joined the business in 2017 and has since progressed through the ranks, becoming ACCA qualified, taking on a management role and establishing himself as a key member of the leadership team in our Derby office. Since joining the firm, Michael has consistently demonstrated a commitment to delivering outstanding client service. His promotion reflects not only his professional achievements, but also the values that sit at the heart of TC Group: collaboration, integrity and making a meaningful impact for our clients. In his new role as Director, Michael will continue to work closely with clients across the region while contributing to the development of the firm and supporting the next generation of talent within the business. Martin Bowles, Partner at TC Group Derby and Nottingham, commented: "Michael's progression to Director is thoroughly deserved. His commitment to delivering excellent service, combined with his collaborative approach and genuine passion for helping businesses succeed, makes him a natural fit for the business. We're delighted to welcome him to this new role. " Speaking about his appointment, Michael said: “I'm incredibly proud to be appointed Director at TC Group Derby. The firm has provided fantastic opportunities for me to develop throughout my career, and I'm grateful for the support of my fellow... - Published: 2026-07-20 - Modified: 2026-07-20 - URL: https://www.tc-group.com/news/tc-news/felix-medd-promoted-director-head-of-rd-tc-group/ TC Group has promoted Felix Medd from Associate Director to Director – Head of Research & Development (R&D), recognising his leadership in developing the firm’s specialist R&D tax advisory offering and strengthening support for innovative businesses across the UK. Strengthening TC Group’s R&D Tax Advisory Offering Since joining TC in October 2024, Northampton-based Felix has played a fundamental role in the evolution of the firm’s national R&D service, helping businesses access valuable tax relief while navigating an increasingly complex regulatory environment. His promotion comes at a time of significant change for the UK’s R&D tax relief regime. Recent reforms, combined with increased HMRC scrutiny, have created a greater need for specialist advice, with businesses seeking confidence that claims are both compliant and robust. Navigating a Changing R&D Tax Relief Landscape According to Felix, while the purpose of R&D tax relief remains the same – encouraging investment in innovation – the expectations surrounding claims have changed considerably. “The most significant shift’s been HMRC’s approach to scrutiny,” said Felix. “While enquiry rates have reduced for firms that consistently prioritise compliance, the enquiries themselves can be detailed, time-consuming and constantly evolving. “As a result, what makes a strong claim today isn’t simply meeting the technical criteria or maximising eligible costs. Businesses also need to be able to demonstrate how their projects satisfy the rules and ensure they have the evidence to support that position if challenged. ” Why Specialist R&D Advice Matters More Than Ever For businesses investing in new products, processes, technologies... - Published: 2026-07-13 - Modified: 2026-07-17 - URL: https://www.tc-group.com/news/tc-news/tc-group-strengthens-advisory-services-with-key-senior-tax-appointment/ Experienced tax specialist Jennie Brown joins growing team to support business owners, families and organisations with complex tax planning. TC Group Business Advisors & Accountants is delighted to announce the appointment of Jennie Brown as Director - Head of Tax Advisory, a key senior hire that further enhances the firm's ability to guide business owners, entrepreneurs, and families through complex personal and commercial tax matters. Based at TC's Northampton office, Jennie Brown brings more than 20 years' experience across a broad range of tax advisory services. She will play a key role building on TC’s growing corporate advisory offering, advising business owners and organisations on group restructures, business succession and exit strategies, transaction support, and Stamp Duty Land Tax (SDLT) matters, while also providing specialist guidance on trusts, inheritance tax (IHT) and wealth planning tax considerations. Commenting on Jennie’s appointment, Debbie Ince, Director - Head of Tax at TC SEM*, said: “We're so pleased Jennie's joined us. Her appointment significantly strengthens our corporate tax advisory capabilities and adds further depth to the specialist support we can offer our clients. “Jennie brings extensive experience helping businesses navigate restructuring projects, succession planning and ownership transitions, while also adding valuable expertise in SDLT and other complex advisory areas. This enables us to provide even greater support to clients as they plan for growth, manage change, and prepare for the future. “Alongside her technical expertise, Jennie has a genuinely people-focused approach. She takes the time to understand each client's unique circumstances and priorities, which... - Published: 2026-07-10 - Modified: 2026-07-22 - URL: https://www.tc-group.com/news/tc-news/how-tc-groups-jake-burton-raised-thousands-to-help-fight-dementia/ After his grandad died, TC Group Digital Development Manager and keen cricketer, Jake Burton, thought a good way to honour him would be to fundraise for Alzheimer’s Research UK. Five years on, he’s raised £67,000 and counting. TURNING GRIEF INTO ACTION “My Grandad Trevor and I shared a love of cricket. He played, my dad played, it was in the family, and inevitable I guess that my sister and I would play too. When he died towards the end of 2020, Covid restrictions meant there was no real way to celebrate Grandad’s life, but I wanted to remember him somehow. My fondest memories of him are associated with cricket and, as he lived with dementia for the last years of his life, it made sense to bring the two together. Runs4Research was born. ” SMALL IDEA, BIG IMPACT The idea was simple – players signed up and committed to a donation of 5p to Alzheimer’s Research UK for every run scored and 50p for every wicket taken during the 2021 season. Any level, any game, anywhere. At the end of the season, the total would be tallied up and, for example, 200 runs would result in a £10 donation (paid through JustGiving). “I thought I might raise a couple of hundred quid through friends and family but, thanks to the support of my Long Sutton Club teammates and the reach of social media, 250 people signed up from all around the UK and Runs4Research raised £5,000 that season. ” LOCAL... - Published: 2026-07-07 - Modified: 2026-07-27 - URL: https://www.tc-group.com/news/business-insights/why-standing-still-in-business-is-no-longer-an-option/ In today’s climate, business leadership is being reshaped in real time. Our latest insight report, Success Without Stillness: Leadership in Motion, draws on the views of 1,500 UK business leaders to explore what it really means to run a business when certainty is no longer the norm. It looks beyond headline trends to uncover how leaders are adapting, how decision-making is evolving, and how success itself is being redefined in a world that refuses to stand still. The findings reveal a striking tension: while only a small proportion of leaders feel fully in control, entrepreneurship in the SME sector is not just surviving, it's thriving. Business owners across the UK continue to show the courage, creativity and resilience needed to turn uncertainty into opportunity. How business owners are responding If there's one thing this report makes clear, it’s this: business ownership hasn’t become easier; it has become heavier and for some, the reward is getting harder to justify. Many of the leaders we speak to are carrying more than ever before, often without the certainty that once underpinned those decisions. And yet, what stood out to me most in this research is not how difficult things have become, but how business owners are responding. It’s not hesitation, it’s resilience. It’s progress and the determination to keep moving forward, even when the path isn’t fully clear. That is the reality of modern leadership. Leadership in motion. The evolution of business ownership At TC Group, we recognise it because we are part... - Published: 2026-07-07 - Modified: 2026-09-25 - URL: https://www.tc-group.com/news/business-insights/succession-starts-long-before-youre-ready-to-leave/ Succession planning is too often something business owners turn to when they are approaching retirement or starting to think about a sale. But that framing is too late, too narrow and too focused on a single end point. One of the clearest insights from TC Group’s latest research into modern business leadership is that succession must start earlier. It begins in the everyday moments, who holds knowledge, who owns decisions, who manages relationships, who understands the numbers and whether the business can continue to operate without over-reliance on the owner. 27% of business leaders said their business would survive less than 3 weeks if they had to take unexpected leave, 70% said less than 6 months. Succession shouldn’t be plotted as an exit plan, but as an ongoing intervention that helps owners build stronger, more independent and more valuable businesses throughout the journey. That matters because too many businesses are still built around one person carrying too much, for too long. The owner holds the history, the judgement and often the final say on every decision. It may work for a time, it may even be part of what helped the business grow, but it can become one of the biggest risks to value and owner resilience too. The succession question shouldn’t be ‘when do you want to leave? ’ but ‘could the business keep moving now if you had to step away? ’ Experience does not solve owner dependency There’s often an assumption that the longer someone has owned... - Published: 2026-07-07 - Modified: 2026-07-14 - URL: https://www.tc-group.com/news/business-insights/clarity-over-certainty/ Business owners have had to learn to live without certainty. Rising costs, regulation, AI, tax changes, geopolitical uncertainty and shifting customer and workforce expectations mean very few leaders are operating in a settled market. The old rhythm of disruption followed by a period of recovery no longer reflects how many businesses work. One of the clearest findings from TC Group’s latest report, Success Without Stillness: Leadership in Motion, is that leadership has adapted to this pace. Business owners are making decisions faster, adjusting plans more regularly and continuing to move forward even when the conditions around them keep changing. But there’s a growing risk sitting beneath that resilience: many businesses are now moving faster than their financial information. Decisions are being made weekly, daily and sometimes in the moment, but the numbers informing those decisions often still arrive monthly, quarterly, or after the point where action could have changed the outcome. The future of control isn’t certainty. It’s clarity. But clarity only works if it arrives early enough to support better decisions. Business now runs in real time The old rhythm of business no longer holds. Leaders are no longer moving through neat cycles of planning, disruption, recovery and review, they’re operating in constant motion. Plans are updated more frequently, decisions are made before month-end or quarter-end, opportunities appear and disappear quickly, costs move, cash pressure changes and customers behave differently. Regulation, tax, technology and market confidence continue to shift around them. 40% of leaders say political factors are now... - Published: 2026-07-07 - Modified: 2026-07-27 - URL: https://www.tc-group.com/news/business-insights/decision-fatigue-is-not-weakness-its-a-leadership-risk/ Leadership has always involved making decisions. What has changed is the pace and the weight of those decisions. SME leaders now move between commercial, people, financial and operational calls, often within the same day, and without the breathing room to fully process one decision before the next one lands. One business owner we spoke to as part of TC Group’s latest research into modern leadership put it simply. "When I get home and have to decide what to cook for dinner, that just folds me over. I can’t make any more decisions. " Decision fatigue isn’t a lack of capability. It’s what happens when pressure builds, decision after decision, until even the smallest choice starts to feel like too much. The new volume of leadership decisions Today’s business owners are dealing with more inputs than ever before – costs, regulation, people issues, technology, customer expectations, cash flow, funding, growth and risk, and they often arrive at once rather than one at a time. The volume and complexity of what leaders are expected to decide on has grown considerably, leaving them with less time to reflect and less certainty to lean on. "What people don’t realise, unless you’re in the position we’re in, is just how many decisions you do make on a daily, sometimes hourly, basis. There’s a lot and it can be overwhelming. " That overwhelm isn’t a sign that something has gone wrong with how a leader operates. It’s what naturally happens when responsibility multiplies faster than the... - Published: 2026-07-01 - Modified: 2026-07-14 - URL: https://www.tc-group.com/news/tc-news/tc-group-moves-to-the-heart-of-bournemouth/ TC Group has given a clear signal of its commitment to the success of the region by moving its team to the heart of Bournemouth, Christchurch and Poole (BCP). Part of one of the UK’s fastest-growing accountancy and business advisory firms, TC Group Bournemouth’s 40-strong team of expert business and tax advisors and accountants have relocated from Christchurch to occupy the entire sixth floor of the landmark building Waverley House, in Holdenhurst Road, Lansdowne. Partner Zoe Mowlem said the move reflects TC Group’s commitment to helping businesses and individuals thrive across Bournemouth, Christchurch, Poole, and the wider Dorset area: “This is a major and exciting move which improves accessibility for our clients, makes us more visible to new clients and emerging talent, and also places us at the very heart of the community we serve. ” Partner Lucy Filer has joined the Board of the Town Centre BID in addition to her continuing role as a Dorset Chamber Ambassador. She agreed: “We continue to be aligned with, and contribute to, the future success of the BCP business community, which in turn will help to create strong and local employment opportunities for the next generation. ” TC Group Bournemouth has seen significant growth in recent years, following a number of acquisitions. Our team offers a comprehensive range of services for businesses and individuals at every stage of their journey, from day-to-day compliance to long-term strategic planning. Services include business advisory and support, audit, accounting, tax planning, and compliance. The team looks... - Published: 2026-07-01 - Modified: 2026-07-01 - URL: https://www.tc-group.com/news/business-insights/retaining-staff-while-planning-for-the-future/ How EMI Schemes and Employee Ownership Trusts Help Retain Key PEOPLE Keeping your best people has never been more challenging. In a competitive talent market, salary alone rarely secures long-term commitment from the individuals who matter most. The leaders, specialists and innovators who drive real change, learn quickly and remain motivated as things shift, increasingly want more than pay – they want a share in the success they help create. EMI Scheme: A Targeted Way to Incentivise Key People For many owner-managed businesses, an Enterprise Management Incentive (EMI) offers one of the most effective ways to reward and motivate key people. EMI schemes allow you to grant share options to selected employees at a fixed price, giving them a direct stake in future growth. If the business performs well, they share in that upside - typically with a more favourable tax treatment than cash bonuses. Crucially, EMI’s are flexible. Options can be linked to performance targets, milestones or length of service, allowing you to focus reward where it’ll have the greatest impact. For growing businesses, this offers a powerful way to retain and recognise key individuals, without permanently increasing salary costs. Looking Further Ahead: Planning for Succession While EMI is focused on incentivising individuals, many business owners are also thinking about a much bigger question: What does the long-term future of my business look like? How do you step back, realise value, and protect what you have built; without disrupting the people and culture that made it successful in the... - Published: 2026-06-29 - Modified: 2026-07-01 - URL: https://www.tc-group.com/news/business-insights/vat-changes-for-locum-doctors/ For many years, the VAT treatment of medical recruitment agencies supplying locum doctors and other temporary medical staff has been relatively clear, with services typically subject to the standard VAT rate (20%). However, following HMRC’s update in December 2025, uncertainty has emerged across the sector, leaving agencies and healthcare providers questioning how supplies should now be treated. In this blog, we break down the key questions we’re hearing from clients and explain what the latest VAT developments could mean in practice. It’s important to note that the VAT treatment in this area is still evolving and HMRC has not yet issued definitive go-forward guidance. Please take specialist advice before making any decisions. WHAT CHANGED FOR MEDICAL RECRUITERS The First-tier Tribunal ruled in the Isle of Wight NHS Trust case that supplying GMC-registered doctors through a recruitment agency is VAT exempt under UK law - a direct contradiction of HMRC's long-standing policy. Crucially, HMRC chose not to appeal, which is generally taken as acceptance of the tribunal's findings. WHAT HAS HMRC ACTUALLY SAID? Following the tribunal, HMRC published Revenue & Customs Brief 9 (2025), inviting businesses to submit claims for VAT potentially charged in error. However, the brief is notably vague, lacking clear guidance for locum doctor recruitment agencies going forward. HMRC is understood to be "not insisting" that exemption applies, but the phrasing leaves most of the sector none the wiser. Representative bodies APSCo and REC are pressing for clearer guidance. DOES THIS AFFECT ALL TEMPORARY MEDICAL STAFF? No -... - Published: 2026-06-29 - Modified: 2026-07-15 - URL: https://www.tc-group.com/news/business-insights/are-you-making-the-most-of-the-cash-in-your-business/ Is your cash sitting idle? There are smart, tax-efficient ways to invest business profits that can benefit your personal wealth and strengthen your business’ future resilience. If your business has built up a decent amount of cash over the past few years, it’s a good indication you’re in a strong position. But what is that money doing for you right now, and could it do more? For many business owners I speak to, the answer is that it’s doing very little. It’s sitting in the bank waiting for a future that hasn’t quite been defined yet. That’s completely understandable. Cash gives you security, it gives you options. But leaving too much of it idle for too long can be a missed opportunity to build a stronger and more secure future for the business, for you, and for your family. The starting point is to identify "what is spare cash" Before doing anything, it’s a good idea to take a step back and look at your overall position. Broadly speaking, most businesses have three types of cash: Money you need to run the business day to day A buffer for the unexpected The rest: cash that isn’t earmarked for anything in particular It’s this third pot that’s worth thinking about more carefully. It’s not about taking unnecessary risks, it’s about being intentional with what you’ve built up. Why leaving it alone isn’t always the safe option Doing nothing might feel like the safe choice – and of course you don’t want... - Published: 2026-06-24 - Modified: 2026-07-15 - URL: https://www.tc-group.com/news/tc-news/service-charge-accountancy-firm-of-the-year-2026/ There was glitz. There was glamour. There was an iconic London skyline. There was a heatwave. And there was plenty of anticipation. On Friday, 19 June, our Service Charge team made their way to Old Billingsgate as The Property Institute's (TPI) ACE Awards returned for its annual celebration of excellence in property management. This year's theme, ‘Midnight at the Fairground’, promised an evening of elegance and wonder, bringing together the very best professionals from across the sector. As the TPI puts it, recognition, visibility and team pride are at the heart of the awards. For our team, there was an added sense of excitement. Having been recognised by the judges year after year as winners, finalists, and highly commended, they took their seats amongst industry peers to find out whether 2026 would add another chapter to their incredible ACE Awards success story... Then came the announcement. TC Group is the Service Charge Accountancy Firm of the Year 2026! The award recognises the exceptional expertise, dedication and client service delivered by our Service Charge team – a team that has grown to become the UK's largest specialist residential service charge accounting team, supporting more than 200 managing agents and over 7,500 service charge accounts every year. Perhaps what makes this win so special is what it represents. Not just a single evening's success, but many years of commitment, continuous improvement, teamwork and resilience. It's undeniable proof of what can be achieved when talented people work together with a shared focus on... - Published: 2026-06-24 - Modified: 2026-07-01 - URL: https://www.tc-group.com/news/business-insights/commercial-funding-in-an-evolving-lending-market/ With ongoing global economic uncertainty, access to the right commercial funding is more important than ever. Interest rate volatility has led many lenders to reassess their offerings, with a noticeable reduction in the availability of highly competitive fixed‑rate products across both residential and commercial mortgages. Despite these challenges, businesses continue to have a wide range of commercial funding options available, including the Growth Guarantee Scheme. At TC Group, we’re working closely with clients to find a route through the changing funding landscape, identify the most appropriate solutions, and secure finance aligned to their commercial objectives, whether that means proceeding now or planning strategically for the future. Understanding Today’s Commercial Funding Options While some borrowers have chosen to pause borrowing decisions until commercial interest rates to return to ‘normality’, lending activity remains strong across several key areas: High Street Banks are increasingly supporting UK businesses through the Growth Guarantee Scheme (GGS), providing commercial funding for small businesses who are looking to invest and grow. Challenger Banks and specialist lenders now account for nearly 40% of new facilities granted to businesses, often offering greater flexibility and speed of execution. Asset finance and blended funding structures are becoming more common, enabling businesses to acquire or replace assets (machinery, vehicles) without large upfront payments Bridging finance continues to be used to provide funding for commercial property, including refurbishments and redevelopment projects. Each of these options comes with different risk profiles, costs, and strategic implications, making professional advice critical. Real Results: How Businesses Are Securing... - Published: 2026-06-22 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/case-studies/case-study-i-m-e-group-ltd/ "Huge thanks to TC Group for driving the transaction over the finish line and securing the future of I. M. E for our customers, employees and trading partners, while helping Tina and I achieve our objectives. " Paul Langford, Director, I. M. E Group Ltd CHARTING A COURSE FOR THE FUTURE TC Group advised the shareholders of I. M. E Group Ltd on the successful sale of the business to international maritime leader Damen Shipyards Group. Based in Hampshire, I. M. E Group has built a strong reputation for delivering mechanical and electrical engineering services to the maritime and energy sectors. From its South Coast facilities, the business provides repair, maintenance and turnkey engineering solutions to customers across the UK. Led by owners Paul and Tina Langford, I. M. E developed a loyal customer base and a reputation for quality, responsiveness and technical expertise. As the business continued to grow, the shareholders began exploring options that would secure the company's long-term future while creating opportunities for employees, customers and the wider business. NAVIGATING A STRATEGIC ACQUISITION The opportunity emerged through discussions with Damen Shipyards Group, one of the world's leading shipbuilding and maritime services organisations. Recognising the strategic fit between the two businesses, TC Group worked closely with the shareholders from the earliest stages of the process. Martyn Smith, Group Managing Partner, initially supported discussions in both the UK and overseas to assess Damen's interest and understand the potential opportunity. The transaction was then led by Patrick Faughnan and TC... - Published: 2026-06-17 - Modified: 2026-06-23 - URL: https://www.tc-group.com/news/business-insights/innovating-when-the-pressures-on/ Uncertainty’s become the backdrop for many businesses. And technology-led organisations aren’t immune. Rising costs. Skills shortages. Volatile markets. Shifting supply chains. A growing pressure to keep innovating, even when the ground feels unsteady beneath your feet. For businesses operating at the cutting-edge of engineering and advanced manufacturing, standing still simply isn’t an option. But moving forward requires calculated risk, clear thinking, and the right support. Silverstone Composites – a single‑source solution provider with industry expertise in the design and manufacture of carbon fibre, and a valued client of TC Group, knows this reality well. Based at Silverstone Park, at the heart of one of the UK’s most powerful high‑performance engineering clusters, the business operates in an environment where innovation, precision and pace are non‑negotiable. But like many growing technology businesses, Silverstone Composites has had to make significant decisions during a period of ongoing uncertainty. Making decisions with no easy answers One of the biggest challenges for leaders of innovative businesses isn’t a lack of ideas. It’s deciding where to focus them. When resources are finite and the future feels unpredictable, every investment decision carries weight. Whether it’s investing in people, expanding facilities, developing new processes, or backing Research & Development (R&D) projects that might not deliver immediate returns. At Silverstone Composites, this has meant balancing short‑term pressures with long‑term ambition. Growth’s required confidence; in the team, in the direction of the business, and in the value of continuing to innovate despite uncertainty. This is where many business leaders hesitate. When... - Published: 2026-06-16 - Modified: 2026-07-13 - URL: https://www.tc-group.com/news/business-insights/mileage-rate-change-2026-27/ For the first time in more than fifteen years, HMRC’s raised the approved mileage rate for cars and vans. If you run a business, employ staff who drive for work, or claim mileage yourself as a director or sole trader, this change is worth understanding properly, not just noting in passing. The new rate took effect from 6 April 2026, backdated to the start of the 2026/27 tax year, and it affects payroll, expense policies, and tax planning across almost every sector. Here's what's changed, what it means for your business, and the practical steps to take next. What's Changed: The New HMRC Mileage Rates for 2026/27 The headline change is a 10p increase to the main rate for cars and vans, which had been frozen at 45p since 2011. The updated Approved Mileage Allowance Payments (AMAPs) for 2026/27 are: Cars and vans: 55p per mile for the first 10,000 business miles, then 25p per mile after that Motorcycles: 24p per mile, with no mileage threshold Bicycles: 20p per mile, with no mileage threshold Passenger payments: an additional 5p per mile per fellow employee carried on a business journey These are the tax-free rates employers can reimburse without triggering Income Tax or Class 1A National Insurance liabilities. They apply to employees, company directors, and self-employed individuals using their own vehicle for qualifying business travel, and they're separate from the Advisory Fuel Rates that apply to company cars. Why the Rate Has Increased The 45p rate had stayed the same since... - Published: 2026-06-08 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/case-studies/case-study-sentinel-iccs-ltd/ “TC Group quickly helped us turn a complex finance and audit challenge into a controlled, deliverable process. Their support reduced pressure on the business, improved access to the reporting we needed, and kept everything moving to the deadline. ” Diane Towler, Accountant, Sentinel ICCS Ltd STEADYING THE SHIP DURING A COMPLEX TRANSITION Sentinel Industrial Cybersecurity and Control Systems Limited (formerly Eldor UK) is an Aberdeen-based engineering and automation specialist delivering complex industrial projects. As part of Init Group, an international organisation operating across multiple countries, the business requires strong financial visibility, reliable reporting and effective control to support delivery and growth. When accountant Diane Towler joined the business shortly after year-end, she stepped into a high-pressure environment. Multiple accounting systems were in use, historical data sat across international platforms, and an audit was already underway, creating immediate reporting and compliance risk. At that critical point, Sentinel engaged business advisory and accountancy firm TC Group to help restore control, support compliance and keep key deliverables on track. TURNING COMPLEXITY INTO CONTROL Diane joined Sentinel at a pivotal moment. There’d previously been no in-house finance lead, with the majority of the accounting managed externally. At the same time, the business had recently transitioned between financial systems, leaving key data spread across different platforms, some of which were not configured for UK reporting requirements. That created inefficiencies, limited visibility and increased the pressure around audit readiness. “As I joined the business after the year-end date, I was essentially starting from scratch, and I... - Published: 2026-05-27 - Modified: 2026-06-01 - URL: https://www.tc-group.com/news/business-insights/5-tips-for-smes-starting-their-ai-journey/ AI is rapidly reshaping how businesses operate, but for many SME owners, the biggest challenge isn’t the technology itself; it’s knowing where to begin. I see many businesses excited and also confused by hype and jumping straight into AI demos and tools, for the fear of lagging behind, without stepping back to understand what they are trying to achieve. The result? Wasted time, confused teams, and pilots that never scale. Successful AI adoption far more to do with the clarity of use cases, data, processes, and governance you build on, than the tools purchased in a rush. These five tips are designed to help SMEs cut through the AI hype and take practical, controlled steps toward adopting AI that truly supports their business objectives. 1. Start with clear business objectives, not technology Before you look at any AI tools, step back and articulate: What are your biggest operational pain points? What processes drain the most time or are prone to error? What opportunities exist to improve client service or productivity? How will this tie into your business objectives? AI must match what you want to achieve, not the other way around. If you can’t describe a problem clearly, AI can’t solve it. This clarity then becomes your filter for everything that follows. 2. Build your data foundations AI doesn’t work without clean, connected, accessible data. There are no shortcuts here. For SMEs, this means: Consolidating spreadsheets, systems or tools into fewer, better-integrated platforms. Documenting where your data sits. Ensuring you... - Published: 2026-05-27 - Modified: 2026-05-29 - URL: https://www.tc-group.com/news/business-insights/uk-tax-implications-of-working-abroad/ Working abroad, whether through relocation, a temporary secondment, or remote work, can be an exciting opportunity, offering both a valuable career step and a different lifestyle. However, it’s often assumed that moving and working overseas will simplify your tax position; when in reality, it often introduces a new layer of complexity. As advisors, our role is to ensure our clients understand how UK tax rules apply when leaving the UK, in order to avoid unnecessary liabilities, and remain compliant across borders. Tax residency remains the starting point The single most important factor is UK tax residency. Under Revenue and Custom’s (HMRC) Statutory Residence Test (SRT), individuals are assessed annually to determine whether they are UK resident. The SRT examines criteria including: the number of days you are present in the UK during a tax year, your work patterns i. e whether you are deemed to work abroad full-time or not, and based on your personal ties to the UK. Your status as either resident or non-resident for tax purposes, will impact how you are taxed by HMRC. This means: UK residents are generally taxed on their worldwide income and gains, although some may qualify for specific reliefs on foreign income depending on their circumstances. Non-residents are generally taxed on UK-source income and certain UK gains, such as income or gains relating to UK property. It’s often presumed that leaving the UK automatically ends UK tax obligations. In reality, residency status can remain unchanged, particularly where individuals retain UK ties such... - Published: 2026-05-26 - Modified: 2026-07-15 - URL: https://www.tc-group.com/news/business-insights/mortgage-types-explained/ When it comes to mortgages, most people think of a standard residential mortgage for their own home. However, there are several other types of mortgages designed to suit different situations. Knowing your options can help you make informed decisions, whether you’re moving home, investing, or planning for later life. Below is a clear, bite-sized guide to the key mortgage types. Residential and Letting mortgages Let to Buy A Let to Buy mortgage is used when you want to rent out your current home while buying another residential property to live in. It’s a regulated product and often suits people who moving in with a partner or relocating, but wanting to keep their existing property. Buy to Let Buy to Let mortgages are typically non-regulated and designed for properties you intend to rent out. This could be a new purchase or raising capital for an existing investment property. The focus here is on generating rental income or long-term investment growth. Regulated Buy to Let A Regulated Buy to Let mortgage applies when you plan to rent a property to a family member. Because of the personal nature of the arrangement, the loan is usually only recommended after affordability checks are complete, ensuring you can cover both your own personal outgoings and mortgage, plus the costs and mortgage of the additional property. Consumer Buy to Let Consumer Buy to Let mortgages are used when you unintentionally become a landlord. For example, you’ve inherited a property or you’re renting out your home because... - Published: 2026-05-22 - Modified: 2026-07-15 - URL: https://www.tc-group.com/news/tc-news/sunday-times-best-places-to-work-2026/ TC Group is proud to announce that its offices in Leicester, Milton Keynes, Northampton, and Southampton have collectively been named one of The Sunday Times Best Places to Work 2026. Widely regarded as the UK’s benchmark for excellence in organisational culture and employee experience, the recognition celebrates businesses that demonstrate the very highest levels of engagement, wellbeing, and inclusion across their workforce. The official list has been published online today at https://www. thetimes. com/best-places-to-work and will also appear in the print edition of The Sunday Times this coming Sunday 24 May. It features 567 organisations across industries, including 218 medium-sized businesses, with employers recognised for their performance across key drivers such as reward and recognition, information sharing, empowerment, pride, job satisfaction, and wellbeing. The accolade is based entirely on employee feedback gathered through The Sunday Times Best Places to Work survey, making it a direct reflection of colleagues’ day-to-day experiences. As well as celebrating success, being named on the list strengthens employer brand, supports talent attraction and retention, and reinforces the link between employee experience and sustainable business performance. Zoe Thomas, Editor of The Sunday Times Best Places to Work, said: “In an evolving world of work Britain’s leading employers are helping staff forge careers that count today – and in the future. In turn, the Best Places to Work have the resilience to weather the current economic storms baked in, thanks to engaged workers who go above and beyond with a smile. The thread joining them is the belief... - Published: 2026-05-15 - Modified: 2026-09-01 - URL: https://www.tc-group.com/news/business-insights/increasing-business-value-a-practical-guide-for-business-owners/ For many business owners, the ultimate goal is often building a successful company and increasing business value to achieve the best possible price when they sell. But increasing business value doesn’t happen overnight. It needs to be something that business owners focus on from day one. It's a long-term process that requires focus, a clear strategy, and consistent action and changes within a business. Whether you have ambitious plans to grow, seek investment, or eventually sell, understanding what drives your business's value is essential. Too often owners only think about business valuation when they’re close to exit and by then, opportunities to maximise value may already have been missed. This blog is for business owners and leaders looking to maximise the value of their company for growth, investment or for eventual sale. Below, I explore how to build a stronger, more valuable business over the company's lifetime through adopting a strategy that attracts potential buyers, reduces perceived risk, and delivers more profit over time. What Is Business Value and Why Does It Matter? Business value reflects what your company is worth today and what a buyer is willing to pay in the market. A robust business valuation determines this by assessing underlying financial performance, future cash flows, risk, and growth potential. Many businesses are valued using methods such as earnings multiples, discounted future earnings (present value of future cash flows) or the times revenue method. However, just focusing on the financials isn't all that you need to consider when looking... - Published: 2026-05-14 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/case-studies/case-study-mosaic-board-print/ “Others were quick to wash their hands of us. That wasn’t true of TC Group. They stuck with us, were persistent, and kept pushing for the right buyers and the right offers. ” Stephen Paull, Director, Mosaic Board Print SKETCHED ON A BEERMAT, SEALED WITH A DEAL TC Group helped deliver a successful sale of one of Europe’s most distinctive, world-leading beermat printing businesses. Founded in 1996 by Gary Pearce and Stephen Paull, Mosaic Board Print, based in Kettering, Northamptonshire, has grown into Europe’s leading printer and manufacturer of real pulp‑board beer mats. With over 30 years’ experience and a combined 60 years of print knowledge, Mosaic’s produced virtually every type of beer mat imaginable, and helped develop and innovate many along the way. From the early days, when bottles of Fosters Ice were flying off the shelves, Lemon Hooch filled the air and a pint cost just £1. 70, Mosaic established itself in a market that’s since become increasingly niche. While many competitors exited over the years, Mosaic adapted, repositioning beer mats as a high-impact marketing tool for major brands and breweries. Today, Mosaic Board Print is one of the very few manufacturers still operating in this specialist space, producing beer mats used beneath household-name brands and brew fans alike. Clients include Walkers, Pepsi, BrewDog, Pringles, Guinness and Wells & Co. POURING OUT THE NUMBERS 3 billion beer mats printed since 1996. That’s 175,226 miles laid end-to-end! 80 tonnes of cardboard recycled each year, offsetting 62. 15 tonnes of... - Published: 2026-05-06 - Modified: 2026-07-01 - URL: https://www.tc-group.com/news/tc-news/will-haselden-awarded-accountant-of-the-year/ As a Top 20 Advisory and Accountancy firm, we're committed to serving our people and clients with integrity and care, while strengthening the communities we're proud to be part of. Supported by the scale and ambition of our wider business, we continue to grow as local leaders, dedicated to making a meaningful difference. Above all, we remain focused on our purpose: building secure, meaningful futures. We announced in March that Will Haselden, Partner from our TC Leonherman (South Manchester) office was shortlisted for 'Accountant of the Year' at the 2026 Insider North West Young Professionals Awards. We’re delighted to celebrate this award, which recognises not only what Will's achieved but also the wider impact of his work across our business. It serves as a powerful reminder of the responsibility he, and all of us, carry in everything we do. At last night’s Insider black-tie evening at Emirates Old Trafford, hundreds of people across multiple sectors came together to celebrate the region’s best professionals, 35 years and under. The judges praised Will for his “exceptional career progression, strong work ethic and impressive client retention". The very happy award-winner himself commented, “I feel really proud to have been nominated for this award, and to win this when there were so many other amazing nominees is really humbling. We've been with TC for a year now, and I'd just like to thank everyone at TC Leonherman and centrally for all the support in the last year who continue to help push myself and... - Published: 2026-05-01 - Modified: 2026-06-09 - URL: https://www.tc-group.com/news/business-insights/new-tax-system-changes-for-2026-27/ As we've now entered the new tax year, we've outlined below how to prepare for the new tax system changes for 2026/27 and why planning ahead for your tax return in January 2027 is advised. Our focus is on strengthening SMEs and owner‑managed businesses through expert guidance and long‑term thinking, alongside helping individuals define, plan for, and achieve their personal financial goals with certainty and control. CHANGES TO THE NEW TAX SYSTEM FOR 2026/27 DIVIDEND TAXES The rate of dividend tax has increased by 2% for the basic and higher rate bracket to 10. 75% and 35. 75% respectively from April 2026 onwards The additional rate remains at 39. 35% The tax free dividend allowance remains at £500 DIVIDENDS MAXING TAX DIGITAL FOR INCOME TAX This is a new way of reporting income and expenses for sole traders and landlords. You'll need to comply with the requirements for MTD if you have annual business or property income of over £50,000 from 6 April 2026, over £30,000 from 6 April 2027, and £20,000 from 6 April 2028 MTD FOR INCOME TAX CAPITAL GAINS TAX The capital gains tax rate for disposals qualifying for business asset disposal relief or investors relief has increased from 14% to 18% from April 2026 The rate of tax on disposals of assets remains at 18% for basic rate taxpayers and 24% for higher rate taxpayers CAPITAL GAINS TAX NATIONAL INSURANCE FOR THE SELF-EMPLOYED From April 2026, the small profits threshold has increased to £7,105. Those earning... - Published: 2026-04-30 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/why-good-management-information-is-essential-for-business-growth/ Across the UK, there’s no shortage of ambitious business owners. From professional services and construction firms, to manufacturers, retailers and tech-enabled start-ups, the drive to build a sustainable, profitable businesses remains. Yet one of the most common issues we see as business advisors and accountants, regardless of size or sector, is a lack of good, accurate and regular management information. Too often, business owners are expected to make commercial decisions without having a clear, up-to-date picture of how their business is really performing. Looking Beyond the Year End Accounts Business owners aren’t alone if they view their financial information primarily as a compliance exercise. Accounts are prepared once a year, tax returns are filed, and the figures are then put aside until the next cycle. While statutory accounts play an important role, they’re historical by nature. By the time they’re prepared, they show what happened months ago, not what’s happening now - and not what’s likely to happen next. In a fast-paced environment, that gap can be costly. What Is Management Information? Management information (MI) is the regular reporting that helps business owners understand performance in real time. Typically produced monthly or quarterly, it provides insight into areas such as: Profitability and margins Cash flow and working capital Key trends and performance indicators Comparisons against budgets or prior periods Good Management Information is accurate, timely and relevant. It focuses on the information that genuinely matters to that particular business, rather than generic reports that look impressive, but offer little insight.... - Published: 2026-04-28 - Modified: 2026-05-29 - URL: https://www.tc-group.com/news/business-insights/when-to-review-your-business-structure/ In today’s current climate, certainty is in short supply. Current geopolitical tensions, economic volatility, shifting regulations, and changing access to capital are creating a more complex landscape for business owners. While you can’t control these external factors, you can control how your business is structured to respond to them. One of the most overlooked ways to build resilience is to periodically review your organisation's structure. Restructuring your business is a deliberate and considered activity that should be part of your strategic planning. It enables your business to adapt, stay ahead, protect value and remain competitive as conditions change. In some scenarios, restructuring can also significantly help protect your personal wealth. In this blog, I cover the key scenarios where restructuring should be considered and how it can help reduce risk, improve control and create flexibility. WHEN IS RESTRUCTURING RIGHT FOR YOUR BUSINESS? Markets shift quickly, costs fluctuate and strategic priorities can evolve faster than expected. It’s also true that personal circumstances change and unexpected opportunities arise. The most resilient businesses and owners are those that can respond early and fast. Key moments where restructuring becomes particularly important include: Preparing for exit or succession. Change in management. Making acquisitions. Changes in financing, lender requirements or funding pressure. Rapid growth or contraction. Needing to separate JV partners. Separating business streams. Separating assets such as property. Introducing an employee share scheme. Having the right structure in place can help create commercial advantage and mitigate risk. HOW RESTRUCTURING IMPACTS YOUR BUSINESS Restructuring involves reorganising... - Published: 2026-04-28 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/increasing-the-value-of-your-business/ Where SME businesses are creating value in today’s M&A market Despite ongoing uncertainty, the UK SME market remains resilient, with buyers, sellers and funders still keen to transact; albeit more selectively and thoughtfully. Business owners are making deliberate decisions about investing in people, technology, innovation and M&A to accelerate growth against rapidly changing market dynamics and to increase the value of their business. Long‑term strategic planning has shortened significantly, with agility now critical. For many, the easiest option is to pause and ‘wait and see’, but the real risk is standing still and failing to build future value. Rising cost pressures (minimum wage, employer NICs, energy and inputs) are front of mind, (we’ve just seen inflation jump to 3. 3%, well above the Bank of England’s target of 2%) however owners are increasingly open to exploring ways to protect margins and competitiveness. We’re seeing a growing reliance on outsourcing, technology and AI to drive operational efficiencies and enable better, faster decision‑making through improved real‑time analytics. In sectors where organic growth is challenging, acquisitive growth has become central to many client strategies. There also remains significant private equity ‘dry powder’, and a strong appetite for well‑run, scalable businesses. For sellers, demand is firmly focused on well‑prepared, strategically positioned businesses, and transactional activity should continue where fundamentals are strong. Geopolitics, Market Uncertainty and the Impact on M&A Activity The global geopolitical environment has influenced deal activity but has not stopped it. While overall deal volumes and headline values have softened, success rates... - Published: 2026-04-27 - Modified: 2026-05-29 - URL: https://www.tc-group.com/news/business-insights/building-a-better-business-with-an-outsourced-finance-function/ No matter where you are in your business journey, the goal is the same: stay in control. But for many business owners, there comes a point where that control starts to slip. Not because the business is failing, but because the numbers are no longer keeping pace with reality. That moment rarely arrives suddenly. It builds quietly: “We’re busier than ever, but cash feels tighter. ” “We’re making decisions using last month’s figures. ” “I used to hold the numbers in my head... now I can’t. ” “I don’t feel in control day to day. I’m catching up. ” That is where an outsourced finance function becomes transformational. Not as a trend, but as a response to real operational pressure. At TC Group, we hold a simple truth: accountancy is about being exact, but advisory is about being curious. The best finance functions do both. WHAT IS AN OUTSOURCED FINANCE FUNCTION? An outsourced finance function allows an external team to take responsibility for some or all of your core finance activities. This may include bookkeeping, reporting, management accounts, cashflow support, compliance and strategic insight, at a level that fits your business. Instead of building a full in-house department, you access the capability you need when you need it, and scale as the business evolves. Some businesses need strong foundations. Others need better visibility and decision support. In both cases, outsourcing provides structure, experience and consistency without the overhead of multiple hires. WHY BUSINESSES OUTSOURCE FINANCE While cost matters, most businesses... - Published: 2026-04-20 - Modified: 2026-06-29 - URL: https://www.tc-group.com/news/business-insights/what-is-key-person-insurance/ Key Person Insurance protects your business from the loss of a key individual, usually when they cannot work due to critical or terminal illnesses. Insurance is paid to the business to help replace the key person, as well as covering profit losses. For the majority of businesses, especially SMEs, the loss of the key person can cause significant operational disruption and knock stakeholder confidence. Having Key Person Insurance in place can ease financial risk and uncertainty during difficult periods, providing stability and continuity for the business and its customers. Why Is Key Person Insurance Important? Protecting Revenue and Cash Flow Losing a key individual can lead to lost sales, delayed projects, or operational disruption. The payout from a Key Person policy can help cover loss of revenue, maintain cash flow, and keep the business running while a replacement is found. Supporting Recruitment and Training Replacing a senior or specialist employee takes time and comes with a cost. Recruitment fees, onboarding, and training costs can quickly add up. Key Person Insurance helps to fund this recruitment and training without putting a strain on the business. Maintaining Confidence Among Stakeholders Investors, lenders, and clients often rely on the stability of key individuals, and a sudden loss can raise concerns about the company’s future. Having Key Person Insurance in place demonstrates strong risk management and reassures stakeholders that the business is prepared. Protecting Business Loans Many lenders require Key Person Insurance as a condition of borrowing, especially for SMEs. The payout can be... - Published: 2026-04-15 - Modified: 2026-07-15 - URL: https://www.tc-group.com/news/tc-news/boks-international-2026-emea-regional-meeting/ Recently, Marie Pegram and I had the pleasure of travelling to Munich to attend BOKS International’s 2026 EMEA Regional Meeting – an event that provided valuable insight, challenge, and reaffirmation of why TC Group continues to invest heavily in international collaboration and leadership development. As the founding and largest member of BOKS International, TC Group's been involved since the very beginning. From inception, our goal was clear: to help create a genuinely collaborative international alliance of like-minded professional firms that share high standards, strong values, and a commitment to supporting ambitious businesses while developing the next generation of leaders. What is BOKS? BOKS International is a global alliance of progressive accountancy and legal firms, working together to share best practice, innovation, and expertise across borders. The alliance currently spans more than 120 members in 70+ countries and brings together trusted advisors who collaborate openly across both accountancy and legal disciplines. Crucially, BOKS is not simply a peer network - it has real, tangible benefits for clients. Through BOKS, TC Group is able to: Connect our clients with trusted accountants and legal advisors across the world, supporting them as they expand internationally Ensure clients receive consistent, high‑quality advice aligned with UK expectations, whilst reflecting local regulatory and commercial realities Receive referrals from international firms whose clients require UK accountancy or legal services, enabling those clients to access expert, locally‑grounded advice with confidence This two‑way flow of knowledge and referrals makes BOKS a powerful platform - both for professional development and for... - Published: 2026-04-15 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/ai-adoption-in-uk-smes/ AI is transforming almost every sector of the economy, but for UK SMEs, the reality in 2025 was far more modest than the headlines suggested. In February this year, the Department for Science, Innovation & Technology (DSIT) published a government review of AI adoption to date, built on 3,500 business interviews and 100 qualitative follow‑ups conducted between February and May 2025. * The results were striking, not because adoption was high, but because it was surprisingly low. However, this data already feels out of date. From what I see in early 2026, the acceleration of AI in businesses is already underway. In this blog, I reflect on what the government’s 2025 data really tells us about SMEs, why I believe 2026 is shaping up very differently, and how we at TC Group are building the foundations to support both our people and our clients through this shift. 2025: A YEAR OF LOW AI ADOPTION ACROSS UK SMES? The government’s 2025 research paints a clear picture: AI adoption remains modest. The data showed that only 1 in 6 businesses currently use AI, and most had no active plans to adopt it in 2025. * The qualitative and quantitative insights showed that: Most SMEs had not deployed AI systematically or strategically. Adoption was patchy, small‑scale, and usually confined to experiments. Many business leaders remained uncertain about where AI could be applied. The research highlighted a crucial underlying issue: most SMEs struggled to identify clear AI use cases, and the study carefully noted... - Published: 2026-04-14 - Modified: 2026-05-29 - URL: https://www.tc-group.com/news/business-insights/independent-accountants-reports-iars-for-grant-claims/ Securing innovation funding’s a major milestone worth celebrating for any organisation, but as soon as funding’s awarded, it comes with strict reporting and compliance requirements. At TC Group, we provide Independent Accountant’s Reports (IARs) to ensure your claims to funding bodies, including Innovate UK, are accurate, compliant, and fully supported by robust financial evidence. Whether you’re submitting your first claim, final claim, or annual report, our experienced Audit team makes the process straightforward so you can focus on delivering your project. What’s an Independent Accountant’s Report (IAR)? An Independent Accountant’s Report is a financial verification report prepared by a registered auditor to confirm that project costs claimed against grant funding are: Eligible under the funding rules Accurate and properly recorded Supported by appropriate evidence Think of it as a financial checkpoint. With grant funding typically coming from government or public sources, and in some cases charitable organisations, these funding bodies want to ensure your grant’s spent exactly as agreed. The IAR provides independent confirmation that the costs claimed are both correct and compliant. An IAR involves reviewing evidence such as: Timesheets Payroll records Invoices and receipts Project documentation When’s an Independent Accountant’s Report required? For many projects funded by UK Research and Innovation (UKRI), an IAR’s mandatory depending on the level of funding awarded. Typical requirements include: Grants under £50,000: Usually only a Statement of Expenditure (SoE) signed by a director’s required £50,000 – under £100,000: One IAR, typically submitted with the final claim £100,000 – under £500,000: An IAR’s... - Published: 2026-04-13 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/case-studies/tc-bsn-advise-jactone-products-on-mbo/ A successful MBO completed for Jactone Products by our TC BSN Oldbury team. Heading into their third generation of ownership, we’re proud to have supported them through the transaction and journey alongside Nick Robertson from Barclays UK and Kate Hackett from George Green LLP. LukeTipper, Corporate Finance Manager, and Pippa Miller-Hawkes, Partner, at TC BSN Oldbury office comments: “Jactone has built a successful and resilient business. We are delighted to have supported the team on this deal, which secures the future of the business and the legacy of the outgoing owners. ” Craig Halford, Managing Director at Jactone Products commented: “Can I take this opportunity, on behalf of everyone at Jactone, to thank TC BSN (TC Group) and all concerned, for the assistance and expert advice you have provided to complete the transaction. We are all very happy with the outcome. ” Amazing work, everyone! VIEW OLDBURY (TC BSN) OFFICE - Published: 2026-04-08 - Modified: 2026-05-29 - URL: https://www.tc-group.com/news/business-insights/uk-umbrella-company-legislation-changes-proposed-for-april-2026/ Changes to UK umbrella company legislation from April 2026. Understand the impact of joint and several liability on your business and how to prepare with the right due diligence and risk controls. The Government handed down the draft Finance Bill 2025 on 21 July 2025, including joint and several liability as previously suspected. Relevant Parties Who are the Relevant Parties within the draft legislation? : The umbrella company: A business that employs workers to provide services to a client, where the worker does not have a material interest in the company and the “umbrella company arrangements conditions” are met (e. g. , specific contractual arrangements). Agency Closest to the End Client: If an agency is involved in the supply chain and holds a contract with the end client, this agency is considered a relevant party. In cases with multiple agencies, the agency closest to the end client (e. g. , a top-tier agency or Managed Service Provider) is the relevant party. If the agency or end client is not UK-resident, the closest UK-resident agency in the supply chain becomes the relevant party. End Client: If no agency is involved in the supply chain, the end client (the entity receiving the worker’s services) is the relevant party. Joint and several liability The umbrella company is primarily responsible for PAYE and NIC obligations. Under the new rules, HMRC can issue a tax demand to any Relevant Party if the umbrella company fails to pay its PAYE or NIC obligations, for example, if... - Published: 2026-04-08 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/tc-news/tc-group-appoints-industry-veteran-to-scale-integrated-financial-planning-capability/ TC Group, a top 20 UK accountancy and advisory firm has appointed Richard Dawes, industry veteran and former Head of Evelyn Financial Planning, to provide strategic oversight as the firm accelerates the development and scaling of its financial planning offering. Richard brings over 30 years’ experience in building, scaling and successfully exiting financial planning businesses, with deep expertise across wealth advisory, regulated environments and growth strategy. Working closely with the leadership team, he will deliver high impact transformation and help drive the continued expansion of the firm’s financial planning capability. For TC Group, financial planning forms a core component of its broader advisory offering, complementing existing services across tax, corporate finance and business advisory. The firm is focused on embedding financial planning more closely into client engagements, in order to support clients through keys stages including growth, transition and long-term wealth planning. TC Group Chief Operating Officer, Stephen Watts, said: “We’re delighted to have Richard on board; his extensive experience and proven track record in scaling financial planning operations are widely recognised across the profession. Working alongside Simon Perkins, our Head of Financial Planning, Richard will support the next phase of growth while building on the strong foundations already in place”. Richard Dawes added, “Having spent over three decades building, scaling and exiting financial planning businesses, I’m pleased to be working with a firm that recognises both the commercial opportunity and the importance of delivering advice in the right way. TC Group has strong foundations and a clear ambition to... - Published: 2026-04-07 - Modified: 2026-06-10 - URL: https://www.tc-group.com/news/business-insights/why-do-fca-regulated-firms-need-more-than-basic-accounting/ In this blog: FCA‑regulated firms need more than basic accounting to meet regulatory expectations. Strong governance, financial controls, and audit‑ready records are essential for compliance. FCA reporting requirements are complex, time‑sensitive, and closely scrutinised. Regulatory finance supports risk management, forecasting, and financial resilience. Specialist FCA accountants help firms interpret regulatory changes and avoid non‑compliance. For FCA-regulated firms, financial compliance is more than keeping accurate books or meeting year-end deadlines. Regulation brings an added layer of scrutiny, responsibility, and risk. While traditional accounting services play an important role, they’re often not enough on their own to meet the ongoing demands of FCA regulation. Firms that rely solely on compliance-focused accounting risk falling behind regulatory expectations and exposing themselves to unnecessary operational and financial risk. The difference between accounting and regulatory finance Basic accounting focuses on recording transactions, producing statutory accounts, and ensuring tax compliance. For many unregulated businesses, this may be sufficient. However, FCA-regulated firms operate in a different environment. The FCA expects firms to demonstrate strong financial controls, robust governance, and a clear understanding of their financial position at all times, not just at year-end. This includes the ability to evidence compliance, respond quickly to regulatory requests, and show that risks are being actively monitored and managed. Regulatory finance requires a more proactive approach, combining financial reporting with risk management, forecasting, and regulatory insight. Governance, controls and audit readiness The FCA places significant emphasis on governance and internal controls. Firms are expected to maintain clear financial procedures, strong oversight, and... - Published: 2026-04-07 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/does-my-fca-regulated-business-need-a-statutory-audit/ All UK companies and limited liability partnerships (LLPs) are required to consider whether they need a statutory audit as part of their annual reporting obligations. While many entities assume an audit is always mandatory, this is not the case. Whether a statutory audit is required depends on the size of the business and the nature of its activities. For financial years beginning on or after 6 April 2025, certain small companies may qualify for an exemption from a statutory audit if they meet at least two of the following criteria: Turnover of no more than £15 million Assets worth no more than £7. 5 million An average of 50 or fewer employees If a company meets two of these thresholds, it may be exempt from the requirement to have its accounts audited. However, qualifying for the small company exemption does not automatically mean an audit is unnecessary in all circumstances. Financial Conduct Authority (FCA) regulated firms are generally required to undergo a statutory audit, regardless of size. This means that even small companies that would otherwise qualify for the exemption may still need an audit if they operate within a regulated sector. The audit requirements for FCA-regulated entities are complex and can vary depending on the permissions held, the nature of regulated activities, and specific regulatory rules. As a result, determining whether an audit is required often involves a detailed review of both company structure and regulatory status. Failing to meet statutory audit requirements can result in regulatory breaches, reputational... - Published: 2026-04-01 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/strengthening-the-skillset-within-your-charitys-management-team/ Charities face a unique blend of operational, financial and regulatory challenges, and having the right mix of skills within your management team can make a significant difference. At TC Group, our Third Sector specialists work closely with a wide range of charities every day, supporting them with everything from restricted grant management to VAT considerations and annual budgeting. This insight has shown us how valuable it is for management teams to feel confident not only in programme delivery, but also in the financial responsibilities that sit alongside it. In this blog, we explore how charities can broaden the skills within their management teams to feel more prepared, more resilient and better equipped for the year ahead. Delivering Charitable Objectives with Confidence The heart of every charity is its mission. To deliver on that mission, managers often need strong sector‑specific expertise, excellent communication skills and the ability to lead teams effectively. These strengths are essential for ensuring that projects meet the expectations of beneficiaries and funders alike. Alongside these core skills, it’s increasingly important for managers to feel comfortable with the financial aspects of their roles. Budget holders benefit from being organised, numerate and confident using spreadsheets, as well as understanding how project outputs link to costs. In the Third Sector, where funding is often tightly monitored, this financial awareness helps ensure commissioned work stays within budget and is delivered sustainably. Consider the Structure of Your Management Team Many charities have managers who excel in programme delivery and are deeply committed... - Published: 2026-03-28 - Modified: 2026-06-22 - URL: https://www.tc-group.com/news/tc-news/tc-group-merges-with-thames-valley-based-stiles-co/ TC Group is pleased to announce the successful merger with Stiles & Co, based in Maidenhead, Thames Valley. As an Accountancy Age Top 20 firm, TC Group specialises in providing bespoke, high-quality accountancy and business advisory services. Our expert team delivers tailored solutions designed to meet the individual needs of every client, helping businesses remain compliant, efficient, and profitable. Our proactive approach ensures clients receive insightful advice that supports both immediate objectives and long-term financial success. With over 60 offices across the UK, TC Group is well placed to provide expert support and local service wherever our clients are based. Stiles & Co brings with it a rich history spanning more than 80 years and a strong presence across Thames Valley, Greater London and Home Counties. Over the decades, Stiles & Co has built a distinguished reputation for delivering high-quality accountancy and advisory services to businesses, organisations and private clients across a wide range of sectors. The merger represents both an exciting step forward and a continuation of Stiles & Co's proud legacy. By combining Stiles & Co's local presence with TC Group’s national scale and broad service offering, we will be ideally positioned to deliver enhanced value to clients while preserving the personal service and values that have underpinned their success for generations. The Partners at Stiles & Co commented: "We are really excited about joining the TC Group and the benefits it will bring to our clients in terms of additional technical support and the opportunities it will... - Published: 2026-03-27 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/what-do-business-owners-need-to-consider-in-2026/ For many owner-managed businesses, “the future” rarely reaches the top of the agenda. With the daily pressures of clients, staff, cash flow, and operations, long-term planning can feel like a luxury. Yet one of the most important decisions an owner will ever make is how, and when, to step back while protecting the value they've created. With significant tax changes coming into force from 2025 and 2026, including increases to Capital Gains Tax (CGT) and reforms to Employee Ownership Trust (EOT) relief, this is the right moment for business owners to reassess their succession strategy. Below are four core exit routes for owner-managed businesses, and how the changing landscape affects each. Management Buyouts (MBOs) Still viable — but the stakes have changed From April 2026, the CGT rate on disposals qualifying for Business Asset Disposal Relief (BADR) rises to 18%, with a £1 million lifetime cap. Once that allowance is used — or where conditions are not met — the full rate applies. Because MBOs typically involve payment over time, the seller relies on the company’s future profitability and the capability of the management team. With higher tax costs, deferred consideration becomes more exposed to performance risk, placing greater emphasis on robust forecasting, leadership strength and cashflow resilience. MBOs work best where a strong internal team is already driving growth and profits are predictable enough to support structured repayments. They remain an effective route, but require more careful risk assessment than in previous years. Employee Ownership Trusts (EOTs) Culturally powerful... - Published: 2026-03-25 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/supporting-long-term-staff-retention-in-tech/ Retention is a topic that everyone in the tech sector talks about, but when you strip it back, it is not really about salary or surface level benefits. It's about something far more fundamental: engagement, ownership and belonging. People stay when they feel genuinely invested in the company’s success. One of the most effective ways to achieve this, particularly in tech businesses where growth and competition move quickly, is to give your key people a stake in the future value they are helping to create. For many tech companies, the answer lies in long term incentive plans, known as LTIPs. These reward employees not with a one-off bonus, but with value directly linked to long term company performance. The impact can be profound. Teams begin to think like owners. They start asking the right questions, caring about margins, focusing on client retention, improving product development and behaving in ways that naturally support sustainable growth. From early-stage startups to established tech businesses preparing for funding rounds or planning an exit, LTIPs have become one of the most effective tools available for keeping the talent you have worked so hard to attract. WHY LTIPS ARE PARTICULARLY POWERFUL IN TECH Tech businesses operate in high pressure, fast evolving environments. Products change, investment cycles bring ambitious targets, and teams are expected to scale quickly. Stability depends on people who are motivated not just by their role today, but by the future they are actively helping to build. Long term incentives support exactly this mindset.... - Published: 2026-03-25 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/tax-relief-for-game-development/ Video Games Expenditure Credit (VGEC) A couple of years ago, the UK introduced the Video Games Expenditure Credit (VGEC) as the new tax relief for video game development. This relief replaces its predecessor, Video Games Tax Relief (VGTR), whereby for all new developments since April 2025 VGEC now forms the central government incentive supporting the UK’s thriving games and interactive entertainment sector. At its core, VGEC is an above-the-line expenditure credit—operating similarly to the Research and Development Expenditure Credit (RDEC) used in the wider innovation landscape. The credit is calculated as a percentage of qualifying “core expenditure”, covering activities such as design, coding, animation, asset creation, and quality assurance. VGEC does though carry a heavy UK expenditure requirement, whereby; At least 10% of the “core expenditure” (broadly design, production and testing of a video game) must be incurred and consumed within the UK, and Total qualifying spend is then capped at the lower of 80% of the project’s total core expenditure and the amount of UK core expenditure. To access the credit, a company must be the Video Games Development Company (VGDC)—the entity responsible for designing, producing, testing and delivering the final game. The game must be intended for commercial release and must pass the British Film Institute (BFI) cultural test, ensuring it contributes creatively, culturally, or economically to the UK. This test remains broadly consistent with the previous VGTR rules. VGEC offers a headline credit rate of 34%, which appears as income “above the line” in the profit and... - Published: 2026-03-24 - Modified: 2026-07-01 - URL: https://www.tc-group.com/news/tc-news/transactional-services-team-of-the-year-2026/ We're proud to announce our Corporate Finance team from our TC Knill James office was awarded 'Transaction Services Team of the Year' at the Insider South East Dealmakers Awards! Our team was undoubtedly thrilled to be presented with this prestigious and well-deserved award, which was hosted by comedian and renowned Chaser from the hit gameshow 'The Chase', Paul Sinha. This was a real team achievement and a hugely deserved recognition for the talented people across our advisory teams from our Lewes office, who prioritise collaborating effectively to support their clients. The quality, innovation and care they bring to their work every day genuinely sets them apart. Kirsty Wilson, Partner at TC Knill James commented, "The South East is an incredibly strong region, full of fantastic businesses and advisers, and I feel very fortunate to work alongside so many high-calibre individuals on transactions. We truly value the collaboration that exists across the region — and it’s exciting to see what the coming year will bring. " JUDGES' COMMENTS The judges’ feedback was extremely strong, commenting that, “TC Knill James showed good growth, with the judges especially liking the team’s use of AI and new ways of evolving the dealmaking process. ” “TC Knill James’ talented transaction services team achieved significant growth, delivering exceptional regional as well as cross‑border transactions, with overall technical excellence and outstanding client service, cementing its reputation as trusted and dynamic advisers. ” INSIDER'S COMMENTS Insider also confirmed this was a highly competitive year, noting, "This year we... - Published: 2026-03-23 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/tech-media-outlook-2026/ This year’s publication brings together insights from across the sector, providing analysis of AI adoption, cyber resilience, fundraising patterns, regulatory evolution, M&A trends, tax, talent strategies, and more. The aim is simple: to offer a clear, honest view of the trends shaping the UK tech ecosystem in 2026, and practical prompts to help you plan, invest, and grow with confidence. If 2025 was about recalibrating after the highs and volatility of previous years, 2026 is about positioning for sustainable growth. DOWNLOAD THE TECH & MEDIA OUTLOOK - Published: 2026-03-23 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/tc-news/tc-south-africa/ TC Group, a leading UK firm of accountants and business advisors, has today announced the rebrand of its offshore audit and finance capability, Chartered Solutions, to TC South Africa. This marks a significant milestone in its growth, reinforcing its mission to deliver high‑quality remote audit and advisory talent to UK accounting firms. Where the journey began Founded in 2022, Chartered Solutions was built on a simple premise: that UK accounting firms should be able to access exceptional South African professionals through a high‑quality, remote‑first offshore model. Founders Mike Lewis and Justin Bower prioritised quality over scale from day one, establishing a team that quickly became trusted by UK firms. By 2023, the South Africa‑based team had grown to 16 skilled professionals supporting a range of UK practices. Around this time, the founders were introduced to TC Group, one of the UK’s fastest-growing accountancy groups. Both organisations shared a commitment to entrepreneurial thinking, partner autonomy, and delivering value through highly capable team, a natural foundation for joining forces. After four years of operating under the Chartered Solutions brand, the business now embarks on its next chapter as TC South Africa. Justin Bouwer, Co‑founder, says: “Our team in South Africa has grown into an exceptional group of professionals, and this rebrand reflects the confidence and trust our UK clients have placed in us. ” A strategic move aligned with UK market demand Mike Lewis, Co‑founder, comments: “Under the new brand we are doubling down on our growth ambitions. Being part of the... - Published: 2026-03-22 - Modified: 2026-06-22 - URL: https://www.tc-group.com/news/tc-news/tc-group-merges-with-thompson-taraz-rand/ TC Group is pleased to announce the merger with Thompson Taraz Rand. This deal continues TC Group’s successful M&A Strategy. TC Group is an Accountancy Age ‘Top 20’ firm with offices across the UK. Over a range of key disciplines, our joined-up approach offers clients a holistic service across their business and personal affairs. The expert knowledge and experience of our in-house team of tax specialists, lawyers, financial planners, business advisors and accountants provide tailor-made services to clients in a professional, cost-effective and timely fashion. This tailored approach ensures we meet the needs of our clients, helping them make the right decisions both now and for the future. Thompson Taraz Rand provides the highest possible standard of service to all clients. Their passionate and dedicated team prides itself on delivering first-class services to businesses and personal clients alike. Thompson Taraz Rand clients will continue to be serviced from their offices in Cambridge, Lolworth, Newmarket, and Royston. Clients will also gain the support of TC Group’s national and international network. TC Group’s Chief Growth Officer, Shiv Shah, comments: “We’re delighted to welcome Thompson Taraz Rand into TC Group. The Directors share our ethos of a people-first approach to all they do. Clients can continue to expect to receive the fantastic advice and service they’re used to, with access to new expertise and capabilities to support their long-term ambitions, and employees can look forward to embracing more opportunities to support their career progression and development. ” The Partners at Thompson Taraz Rand... - Published: 2026-03-19 - Modified: 2026-06-01 - URL: https://www.tc-group.com/news/business-insights/key-uk-payroll-changes-in-the-tax-year-2026-27/ Key PAYROLL changes affecting employers from April 2026 The new UK tax year starts on 6 April 2026, so now’s a great time to check that your payroll systems, employment contracts, and internal policies are all up to date with the latest statutory changes. As a business owner, it's important to remain compliant. We've summarised the key UK Payroll changes in the Tax Year 2026-27 that will affect you as a business owner. National Minimum Wage (NMW) Effective 1 April 2026 The National Minimum Wage and National Living Wage rates increase across all age bands. You can find the new changes happening from April 2026 in the table below: Age / Category New Rate (from April 2026) Increase / Change National Living Wage (21 and over) £12. 71/hr Up 50p (≈ 4. 1%) 18–20 year olds £10. 85/hr Up 85p (≈ 8. 5%) 16–17 year olds £8. 00/hr Up 45p (≈ 6. 0%) Apprentices (under 19 or first year) £8. 00/hr Up 45p (≈ 6. 0%) Employer actions: Ensure hourly pay rates meet the new statutory minimum from 1 April 2026. Check salary sacrifice schemes, deductions, and unpaid working time to avoid NMW underpayments. Read our blog to ensure you're compliant and not making these common mistakes after the NMW increases. To read more about the other changes as a result of NMW and how it impacts business owners, read our blog below. PREPARING FOR WAGE INCREASES Statutory Sick Pay (SSP) Effective 6 April 2026 New SSP Rate increases to... - Published: 2026-03-18 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/why-do-i-need-an-accountant-for-mtd-for-income-tax/ Making Tax Digital (MTD) for Income Tax represents a significant shift in how landlords and self-employed individuals report their income. Instead of one tax return a year, HMRC now requires digital record‑keeping, quarterly updates, and a final declaration submitted through approved software. For many, this means a change in habits, administration, and tech. What MTD actually requires from landlords and the self‑employed Under MTD, HMRC expects you to: Keep digital records of all income and expenses: paper receipts and spreadsheets alone won’t meet the rules. Submit quarterly updates to HMRC showing income and expenses for that period. Use MTD‑compatible software to store records and send updates. Submit a final declaration after the tax year, confirming your total taxable income. This applies to landlords and sole traders once their qualifying income passes the threshold (starting at £50,000 from April 2026, then £30,000 from April 2027, and £20,000 from April 2028). What makes MTD more complex in practice For many landlords and self‑employed people, the challenge isn’t the tax itself, it’s the admin: The quarterly deadlines mean you can’t leave everything until January anymore. Digital record‑keeping requires consistent, accurate input throughout the year. Software choices can be confusing, and the wrong setup can cause errors or missed submissions. Mixed income streams (e. g. , rental + self‑employment) must be recorded and reported separately. This is where accountants become essential. TC Group can help bridge that gap, not just by filing things for you on approved accounting software, but by making sure the... - Published: 2026-03-13 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/2026-27-tax-card/ Download your copy of the 2026/27 Tax Card The 2026/27 Tax Card is your quick-reference guide to the latest rates and allowances across Income Tax, Inheritance Tax, Capital Allowances, pensions, property taxes and other key areas, helping you stay informed and plan effectively for both your personal finances and business. DOWNLOAD TAX CARD For tailored advice, get in touch with your local TC Group team. contact us - Published: 2026-03-13 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/four-key-areas-of-change-in-the-employment-rights-act-2025/ On 18 December 2025, the new Employment Rights Act 2025 came into place. Changes in the Act will be introduced over the next 2 years (2026 and 2027) with the aim to give workers and their families more security in their jobs. With over 28 major employment reforms across various areas, in this blog, we break down four key areas of changes and how employers and employees should prepare. Family Leave & Sick Pay In April 2026, paternity leave will become a 'day one right', allowing someone to give notice of leave from the first day of employment; it's currently not until 26 weeks of working for an employer. This being said, doesn’t however mean employees will be entitled to paternity pay. Parental leave – entitling you to 18 weeks’ unpaid leave for each child and adopted child up to their 18th birthday - will also become a 'day one right'. Currently, employees have to be at the company for 1 year. The restriction on taking statutory paternity leave after shared parental leave will be removed as well. Statutory Sick Pay (SSP) will also paid from the first day of illness from April 2026, instead of the fourth day, and the lower earnings limit will be removed. Currently, the minimum amount an employee has to earn before being eligible for SSP is £125 per week. After April, all employees, regardless of income level, will be eligible for SSP. These changes represent a shift in employer responsibilities. Businesses will need to... - Published: 2026-03-11 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/thinking-beyond-the-uk-for-recruitment-companies/ The UK recruitment market is crowded and highly competitive. There are large numbers of agencies operating in a relatively small economy and it has become harder to stand out on home turf. At the same time the UK is widely regarded as one of the global leaders in recruitment, with well-developed processes, experienced consultants and a mature agency model. That mix of saturation at home and relative strength abroad explains why more owners are looking beyond the UK as part of their next phase of growth. The way your clients are also expanding into new territories, and the growing number of consultants who are open to working overseas are all adding to that shift in thinking. Over the last 12-24 months, markets such as the US, Ireland, mainland Europe and the Middle East are featuring increasingly regularly in board discussions. The question for many firms is how to approach international growth in a way that fits the business rather than chasing the latest fashionable destination. BUSINESS REASONS BEHIND INTERNATIONAL PLANS For most agencies the first nudge towards international work comes from clients. As customers expand into new countries, they often ask existing partners to help with roles in those locations. Turning that work down creates an obvious gap for competitors, so services are often provided from the UK, and progress builds on success. This represents is a reactive approach to international expansion. A second factor is opportunity or diversification. If the domestic market in your niche feels mature and pricing... - Published: 2026-03-11 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/employee-incentives-for-the-recruitment-sector/ Looking beyond salary and commission - How to incentivise your best people Most recruitment businesses already have a blend of salary, bonus and commission in place. For many teams that works well. But when you are looking to retain a small group of pivotal people and keep them focused on the longer-term value of the business, you often need something that feels more substantial than a marginal uplift in annual pay. Equity-based incentives, or equity-linked alternatives, can sit alongside the reward structures you already have. They give key individuals a clearer connection to the value they are helping to build and a stronger reason to stay for the next stage of the journey. For recruitment businesses, three tools tend to come up most often in practice. EMI options Growth shares Phantom share schemes. WHY EQUITY HAS BECOME PART OF THE CONVERSATION There are a few reasons these conversations have moved from being occasional to becoming more mainstream. First, many owners are focused on building a stronger team for the medium term, not just delivering the next quarter. Second, the market remains competitive for the best billers and leaders. Third, more businesses are thinking about succession and future exit routes, even if that exit is still some years away. Equity and equity-linked incentives help because they connect reward to business value rather than only individual performance. EMI OPTIONS Enterprise Management Incentive (EMI) schemes remain the most widely used share option route for qualifying recruitment businesses. At their simplest, EMI options allow... - Published: 2026-03-11 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/ma-trends-for-the-recruitment-sector/ What 2025 deal trends mean for recruitment exits in 2026 2025 has been a challenging year for the sector with significant headwinds affecting even the biggest beasts. As ever though those in the sector prove to be a resilient bunch and whilst economic growth forecasts aren’t exactly stellar, they do at least provide a stable backdrop for decision making which should in turn lead to improved market conditions in 2026. Another observation is that there has been a sharp focus from management teams on right-sizing their business, looking for an increased yield from consultants as well exploring a tech stack that can perform certain business functions at a lower price point than would be the case with employing staff, and also look to tweak business models such that revenue can become more recurring and predictable. From an M&A perspective, 2025 got off to a quiet start in the UK generally. This is widely accepted to be due to a large number of deals being accelerated into Q4 2024 in advance of the changes to capital gains tax. An uptick in Q2 has given way to another drop off in Q3 perhaps not helped by the extraordinary lead up to the Autumn Budget Speech. What about the recruitment sector specifically? As the graph below (Source: MarktoMarket) shows the sector is following the wider national trend quite closely in respect of deal flow and whilst empirical data is thin on the ground there’s no evidence to suggest the sector is bucking the... - Published: 2026-03-09 - Modified: 2026-09-09 - URL: https://www.tc-group.com/news/tc-news/tc-group-strengthens-its-presence-in-the-north-east-with-latest-acquisition/ TC Group is pleased to announce the successful acquisition of Little and Neal, based in Ferryhill, South Durham. As an Accountancy Age Top 20 firm, TC Group specialises in providing bespoke, high-quality accountancy and business advisory services. Our expert team delivers tailored solutions designed to meet the individual needs of every client, helping businesses remain compliant, efficient, and profitable. Our proactive approach ensures clients receive insightful advice that supports both immediate objectives and long-term financial success. With over 50 offices across the UK, TC Group is well placed to provide expert support and local service wherever our clients are based. Little and Neal clients will be serviced from the South Durham office and will continue to benefit from the same high level of service and personal attention they have always received, now strengthened by the national resources, expertise, and network of TC Group. TC Group Partner, Phil Murray, commented: "We are delighted to welcome Little & Neal into the TC Harlands family. Lynsey, Alan and the whole team have built a practice with a strong reputation, deep client relationships and a genuine commitment to supporting local businesses. While Alan is sadly no longer with us, when we met, it was clear what impact he had on the firm and its clients, and we are proud to carry that legacy forward. Working alongside Lynsey, we’re excited to build on the excellent foundations already in place and bring even greater support, expertise and opportunity to their clients. ” Little and Neal Partner,... - Published: 2026-03-06 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/recruitment-benchmarking-report/ The recruitment sector has experienced another challenging year and whilst the market didn’t fully recover, well run recruitment firms did. We reported a weak start to 2025, marked by falling income, rising cost ratios and declining confidence, many businesses were forced to reassess how they operate. While market conditions have remained difficult, particularly in the UK, the second half of the year has shown clear signs of stabilisation for those firms willing to take decisive action. Bringing together powerful benchmarking insights from recruitment businesses across the UK, this report lifts the lid on how the industry really performed in 2025. Discover the pressure points that surfaced early in the year, the bold operational shifts leaders made in response, and how those decisions reshaped profitability, productivity, and cost control by Q3 and Q4. The report includes: Understanding the 60:20:20 model Key performance trends that defined 2025 What’s really happening in the market right now The must‑focus priorities for 2026 DOWNLOAD THE RECRUITMENT BENCHMARKING REPORT Recruitment Sector Outlook 2026 For more guidance, insights, and articles on the recruitment, download our 2026 Recruitment Sector Outlook. You'll find practical guidance on international expansion, long term incentive plans, tax updates, marketing tips, operations developments and M&A insights, as well as thought leadership from networks and advisors who spend their time in and around recruitment boardrooms. Download Recruitment Sector Outlook The Recruitment Sector Outlook is produced by Recruitment Accountants, a division of TC Group. - Published: 2026-03-03 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/spring-statement-2026/ The 2026 Spring Statement's now been delivered by Chancellor of the Exchequer, Rachel Reeves, providing an updated snapshot of the UK’s economic outlook for the year ahead. As expected, the Chancellor reserved major fiscal announcements for the Autumn Budget in an effort to provide greater stability and reduce speculation around tax and spending decisions. As a result, this Spring Statement introduced no significant new policy changes. However, it did reaffirm the Government’s broader economic direction and provide context for businesses planning ahead. The TC Group team has summarised the key takeaways, highlighting what SMEs and Owner-Managed Businesses should be aware of as we move through 2026. ECONOMIC OUTLOOK The OBR’s real GDP growth forecast’s expected to slow to 1. 1% in 2026. This is said to reflect the weaker-than-expected GDP outturns in late 2025, further evidence of a loosening labour market, and subdued business surveys. Faster growth is anticipated for following years, with a predicted rise of 1. 6% in 2027 and 2028, and 1. 5% in 2029 and 2030 as productivity growth rises and the negative output gap closes. The Chancellor said, after accounting for inflation, “people are forecast to be over £1,000 a year better off” by the next election. EMPLOYMENT The OBR’s report noted that the labour market's softened, with redundancy rates rising. It forecasts unemployment will increase to 5. 3% in 2026, up from 4. 75% in 2025. The OBR also revised its November forecast, projecting unemployment at 4. 1% by 2030, while acknowledging the inherent... - Published: 2026-02-26 - Modified: 2026-05-19 - URL: https://www.tc-group.com/news/business-insights/year-end-tax-guide-2025-26/ As we approach the end of the 2024/25 tax year, it's important to understand the changes from the financial year, and prepare for the year ahead. Borrowing costs have begun to ease from recent highs, but interest rates remain relatively elevated by historical standards. Inflation has cooled from its peak, although day-to-day expenses remain a concern for many households and a pressure point for cashflow in a lot of businesses. Against that backdrop, it pays to be deliberate about how you earn income, fund investments, and protect your longer-term wealth. Policy has also continued to shift. Recent Budgets have combined revenue-raising measures with targeted support, and there have been notable changes affecting employers, including higher employer National Insurance and an expanded Employment Allowance from April 2025. For individuals, frozen thresholds and tighter allowances in some areas mean that small decisions can have a larger tax effect than you might expect. Year-end planning is not only about ticking the compliance box. It's an opportunity to utilise reliefs and allowances fully before they reset on 6 April 2026. That might involve utilising ISA allowances, reviewing pension contributions, planning for capital gains, or taking sensible steps regarding inheritance tax, depending on your circumstances. This guide is designed as a practical reference. It brings together the main allowances, reliefs, and exemptions, with clear planning points you can act on before the tax year closes. For tailored advice and strategic planning to implement any of the suggestions in the guide, get in touch with your... - Published: 2026-02-25 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/changes-to-statutory-sick-pay/ The UK Government has announced significant reforms to Statutory Sick Pay (SSP), with changes expected to take effect from April 2026. These updates are designed to widen access to sick pay and simplify eligibility for employees — but they will also require employers to review their payroll processes, absence policies, and potential costs. For business owners, understanding these changes early will help ensure compliance and allow time to prepare operationally and financially. Why Statutory Sick Pay Is Changing Statutory Sick Pay has traditionally been subject to strict eligibility rules, including minimum earnings thresholds and waiting days before payments begin. The upcoming reforms aim to make sick pay more accessible to workers and create greater consistency in how SSP is administered across employers. While the objective is to support employees, the changes will have practical and financial implications for businesses that need to be planned for now. Key Changes Expected from April 2026 Removal of Waiting Days Currently, SSP is payable from the fourth day of sickness absence. Under the new rules, Statutory Sick Pay will be payable from the first day of absence. This means employers will be required to pay SSP sooner, increasing the frequency and potential cost of sick pay claims. Expansion of SSP Eligibility Employees earning below the current Lower Earnings Limit are expected to become eligible for SSP. As a result, more workers — particularly those in lower-paid or part-time roles — will qualify for statutory sick pay. This expansion will widen employer responsibilities and increase... - Published: 2026-02-24 - Modified: 2026-06-22 - URL: https://www.tc-group.com/news/tc-news/tc-group-merges-with-north-west-based-accountancy-firm-smith-and-goulding/ TC Group is pleased to announce the merger with Smith and Goulding. This deal continues TC Group’s successful M&A Strategy. TC Group is an Accountancy Age ‘Top 20’ firm with offices across the UK. Over a range of key disciplines, our joined-up approach offers clients a holistic service across their business and personal affairs. The expert knowledge and experience of our in-house team of tax specialists, lawyers, financial planners, business advisors and accountants provide tailor-made services to clients in a professional, cost-effective and timely fashion. This tailored approach ensures we meet the needs of our clients, helping them make the right decisions both now and for the future. Smith and Goulding have been delivering first-class business support and accountancy services to clients across the North West for decades. They provide a comprehensive range of advisory and compliance services, combining innovation with traditional accountancy elements. Smith and Goulding clients will gain the support of TC Group’s national and international network. TC Group’s Chief Growth Officer, Shiv Shah, comments: “We’re delighted to welcome Smith & Goulding to TC Group. Kieran and Andrew have been and will continue to be fantastic stewards of the firm, whose people and clients can continue to expect the same level of care and attention they’ve enjoyed to date, whilst tapping into the broader suite of capabilities, expertise and support we can provide. We look forward to seeing the business continue to go from strength to strength. ” The Partners at Smith and Goulding commented: "This is an... - Published: 2026-02-10 - Modified: 2026-07-01 - URL: https://www.tc-group.com/news/tc-news/tc-group-strengthens-its-presence-in-scotland-with-latest-merger/ TC Group is delighted to announce its merger with the highly respected accountancy and advisory firm MMG Chartered Accountants, marking a significant milestone for both organisations. TC Group is an Accountancy Age Top 18 firm with offices across the UK. As business owners themselves, TC Group has a deep understanding of the challenges and opportunities faced by owner-managed businesses and is a long-standing champion of entrepreneurial and privately owned enterprises. TC Group’s in-house team of tax specialists, lawyers, financial planners, business advisers and accountants work collaboratively to provide tailored, professional and cost-effective solutions, ensuring clients are supported in making informed decisions both now and for the future. MMG brings with it a rich history spanning more than 100 years and a strong presence across Scotland, operating from seven office locations. Over the decades, MMG has built a distinguished reputation for delivering high-quality accountancy and advisory services to businesses, organisations and private clients across a wide range of sectors. This focus on integrity, continuity and client care has earned MMG long-standing trust throughout the Scottish business community. The merger represents both an exciting step forward and a continuation of MMG’s proud legacy. By combining MMG’s deep-rooted Scottish presence with TC Group’s national scale and broad service offering, we will be ideally positioned to deliver enhanced value to clients while preserving the personal service and values that have underpinned MMG’s success for generations. Paul Crichton, Partner at MMG commented: "Joining TC Group represents a natural and exciting evolution of our firm’s growth... - Published: 2026-02-09 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/case-studies/tc-group-helps-muscular-dystrophy-take-control-of-its-finances/ Krzysztof Krzyzanowski, Head of Finance and Resources at Muscular Dystrophy UK, said: "Everything is so smooth with ApprovalMax – it’s all managed by the system. I don’t have to worry about audit preparation, and now I actually look forward to approving documents and receiving the daily email with what I need to review. I can start my day with something easy and immediately rewarding, which is approving invoices, and then move to the more difficult tasks. " Since 2009, TC Farnell Clarke has embraced the potential of accounting technology for its clients. As the first 100% cloud accounting firm in the UK, TC Farnell Clarke understands the opportunity of new cloud-based technologies for the world of accounting and works with clients to set up, manage, and use the right tech stack for their operations. This was exactly the expertise not-for-profit Muscular Dystrophy UK was looking for in late 2023 when planning a move to the cloud in the new financial year. The charity supports a community of more than 110,000 people affected by over 60 types of muscle-wasting and weakening conditions across the United Kingdom. As a not-for-profit, the organisation prioritises putting its funding towards its mission. However, after years of using a clunky, outdated accounting system, Muscular Dystrophy UK’s finance team recognised the need to upgrade its systems and processes. “I'm good with systems and know what they could do, especially nowadays,” says Krzysztof Krzyzanowski, Head of Finance and Resources at Muscular Dystrophy UK. “When I first joined, I... - Published: 2026-02-05 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/law-firm-and-sra-audit/ Every law firm that handles client money must complete an annual, independent review of its accounts under the Solicitors Regulation Authority (SRA) Accounts Rules. Handling client money brings risks and regulatory mistakes can be costly. Did you know even minor breaches in account handling can trigger SRA intervention? It’s one of the regulator’s most serious enforcement powers. In certain cases, such as suspected dishonesty or breaches of the Accounts Rules, an intervention can lead to suspension of a practising certificate and effectively bring a solicitor’s practice to an end. That’s a risk no firm can afford to take. An SRA audit is a critical process that demands meticulous preparation and robust financial management – it’s something we help many solicitor firm manage with confidence every year. What’s an SRA audit and what does it cover? An SRA audit provides assurance that your clients’ money’s safeguarded, accurately accounted for, and that effective internal controls are in place to prevent misuse or error. Under the current SRA Accounts Rules, firms that hold or receive client money (or operate joint accounts or act as signatory on clients’ own accounts) must obtain an independent Accountant’s Report (AR1) within six months of the accounting period end. Need-to-knows: The report, often referred to as the ‘SRA audit’, ‘SRA Accounts Rules audit’ or ‘Solicitor accounts audit’, is distinct from a statutory audit. It must be prepared by a qualified accountant (e. g. member of ICAEW, ACCA) who’s also a registered auditor, or works for a registered audit... - Published: 2026-02-03 - Modified: 2026-07-01 - URL: https://www.tc-group.com/news/business-insights/capital-allowances-in-2026/ The government confirmed a number of changes to Capital Allowances in the 2025 Autumn Budget, affecting how businesses claim tax relief on investment in plant and machinery over the coming years. While some reliefs are being scaled back, others are being introduced to continue encouraging business investment, particularly in greener assets. Now’s the time to be strategic about the structure of capital expenditure to ensure you’re maximising on the reliefs available. In this blog, we outline the main changes and what they mean in practice. Reduction in Writing Down Allowance From April, the writing down allowance for expenditure in the main pool will be cut from 18% to 14% per year. This applies: from 1 April 2026 for businesses within Corporation Tax, and from 6 April 2026 for businesses within Income Tax. There will also be a hybrid rate for chargeable periods that straddle these dates. The main pool typically includes most standard plant and machinery used in a business. A lower Writing Down Allowances means relief on qualifying expenditure will be spread over a longer period, increasing taxable profits in the short term. For businesses planning significant capital investment, this change makes it more important to consider whether alternative reliefs, such as First-Year Allowances or the Annual Investment Allowance, are available. New 40% First-Year Allowance To help offset the reduction in writing down allowances, the government introduced a new 40% first-year allowance (FYA) on 1 January 2026 for main rate expenditure. This allowance is intended to encourage continued investment... - Published: 2026-01-28 - Modified: 2026-05-28 - URL: https://www.tc-group.com/news/business-insights/what-pressures-are-businesses-facing-thanks-to-uk-business-rates/ The 2025 Autumn Budget announced a package of measures aimed at supporting businesses in England following rising business rates due to a combination of inflation, property revaluations and the aftermath of COVID-19. With revaluation changes and ongoing pressure on operating costs, the new measures are designed to provide stability, protect smaller businesses, and support growth across key sectors. However, the latest research from the British Chambers of Commerce (BCC) has revealed that more than half of all firms currently plan to increase their prices due to the rising cost pressures. The BCC is therefore asking the Treasury to rethink its plans due to the anxiety of the changes reaching a record high. The hospitality, manufacturing and logistics sectors face the highest levels of concern, with BCC data from February 2024 showing that 27% of businesses have already had to scale back or cancel plans to expand due to business rates costs. In this blog, we break down business rate changes and what they mean for UK businesses. BUSINESS RATES RELIEFS Transitional Relief Scheme: To support ratepayers facing sharp bill increases at the revaluation, the government is introducing a redesigned Transitional Relief Scheme worth £3. 2 billion. Supporting Small Business Scheme (SSB): For businesses losing some or all of their small business rates relief or rural rate relief. Bills will be capped at £800, or the relevant transitional relief caps from 1 April 2026. The 2026 SSB relief scheme has been expanded to ratepayers losing their Retail, Hospitality and Leisure (RHL)... - Published: 2026-01-28 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/case-studies/case-study-viqu-it/ "It's been fantastic to see TC BSN grow and thrive as VIQU IT and our wider businesses have done the same, and I’m excited to see how our partnership evolves in the future. " Matt Collingwood, Managing Director, VIQU IT Celebrating 10 years of partnership Founded in 2014 in Birmingham by Matt Collingwood and four other colleagues, VIQU IT is an IT recruitment agency offering IT and technical recruiting services to businesses and organisations from SMEs and start-ups, through to established household names. TC BSN has been supporting companies with their IT recruitment for over 10 years now, and since VIQU IT’s inception, our Oldbury team has been doing the same for VIQU IT. TC BSN's been a cornerstone of their operations since day one. In particular, TC BSN’s Partner, Pippa Miller-Hawkes, has been instrumental to their success. She’s consistently supported the business since their launch to now, with their ongoing growth, group financial planning and strategic development. A strong foundation for success When Matt was first starting to explore the possibility of launching VIQU IT, a piece of advice he was given by multiple entrepreneurs and business owners was to get a really good accountant that could grow with the business. Therefore, he wasn’t looking to partner with an accountant who was right for his business at the beginning, but someone who could transition and grow with them. Matt knew Pippa through his social network, so when he'd initially engaged her to talk about potentially starting a business, he... - Published: 2026-01-22 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/hmrc-clarifies-cgt-changes-for-employee-ownership-trusts/ Following the Autumn Budget’s reduction in Capital Gains Tax (CGT) relief for Employee Ownership Trusts (EOTs), there has been understandable uncertainty among business owners considering employee ownership as a succession route. As members of the Employee Ownership Association (EOA), we closely follow developments affecting the employee ownership sector. In response to the recent changes, the EOA has met with HMRC and the Department for Business and Trade to gain much-needed clarity on how the new rules will work in practice. What’s Changed and What does It Means for Business Owners? The key areas of concern raised by advisers and business owners were: How CGT will now be paid following an EOT sale. What happens if the business underperforms and the deferred consideration cannot be fully paid? Whether the four-year clawback period still makes sense given the reduced tax relief. Encouragingly, HMRC has confirmed that sellers to an EOT can still apply to pay CGT in line with the instalments they receive, rather than all at once. This provides important reassurance for founders who may be relying on future company performance to fund their exit. HMRC has also clarified that where part of the deferred consideration later becomes irrecoverable, for example, if a company fails, vendors may be able to recalculate the tax due, ensuring they are not taxed on money they never received. You can read HMRC's statement here. Ongoing Discussions with Government While some issues, such as the four-year clawback period, would require legislative change, discussions are continuing with... - Published: 2026-01-16 - Modified: 2026-06-23 - URL: https://www.tc-group.com/news/tc-news/tc-group-merges-with-west-midlands-based-accountancy-firm-bsn-associates/ TC Group is delighted to announce its merger with the highly respected and award winning accountancy and advisory firm BSN Associates, forming TC BSN. TC BSN will continue to serve clients from its Oldbury office, maintaining its strong local presence while benefiting from TC Group’s national resources and expertise. As an Accountancy Age Top 20 firm, TC Group provides bespoke, high-quality accountancy, tax, and business advisory services to a diverse range of clients across the UK. Our proactive and tailored approach ensures that we deliver measurable results designed to help businesses remain compliant, efficient, and profitable, both now and in the future. With over 60 offices nationwide, TC Group is well-resourced to deliver professional, cost-effective, and timely financial solutions to clients wherever they are based. BSN provides the highest possible standard of service to all clients, whatever their size or sector. With a wealth of experience and specialist service lines focussed on owner managed businesses, their passionate and dedicated team prides itself on delivering first-class services to corporate and personal clients alike. TC Group’s Chief Growth Officer, Shiv Shah, comments: “We’re delighted to welcome Pippa, Hannah and our new colleagues and clients of BSN to TC Group. The forward-thinking and proactive approach the business takes with its clients and staff, together with being one of the few all-female owned accountancy firms in the UK, make it an enduring firm punching well above its weight who we're delighted to welcome to the Group. Colleagues and clients can expect the same care... - Published: 2026-01-16 - Modified: 2026-01-19 - URL: https://www.tc-group.com/news/tc-news/acquisition-of-clarkes-chartered-accountants/ TC Group has continued its strategic growth with the acquisition of Clarkes Chartered Accountants, a well-established and highly regarded accountancy practice based in the North East. Following the acquisition, clients of Clarkes Chartered Accountants will be supported by the team at the TC Harlands Stanley office, gaining access to an expanded range of specialist services and broader technical expertise. This latest acquisition forms part of TC Group’s successful and ongoing mergers and acquisitions strategy, further strengthening the firm’s position as a leading provider of accountancy and advisory services across the UK. Ranked as a Top 20 firm by Accountancy Age, TC Group delivers bespoke, high-quality accountancy and tax solutions tailored to the individual needs of each client. Our proactive, hands-on approach and deep sector expertise ensure clients remain compliant while driving long-term profitability. With offices nationwide, TC Group is well equipped to manage complex financial matters with professionalism, efficiency, and care. Clients transitioning from Clarkes will now benefit from TC Group’s full suite of services, including tax planning, accounting, HR, legal, and wealth management, while continuing to receive the trusted, personal service they value. TC Group Partner, Phil Murray, commented: “We are extremely pleased to welcome Clarkes into the TC Harlands family, our first tuck-in since joining TC Group in August 2024. Completing this acquisition allows us to offer even greater support, expertise, and resources to clients who have been looked after with such dedication and integrity by Pam, Peter, and the Clarkes team. We are committed to maintaining the... - Published: 2026-01-15 - Modified: 2026-07-09 - URL: https://www.tc-group.com/news/tc-news/driving-client-experience-excellence/ We’re delighted to announce the creation of a brand-new Client Experience Manager role at TC Group, working across our Leicester, Milton Keynes, Northampton, and Southampton offices. This role reinforces our commitment to delivering exceptional experiences for every client. Alia Cain-Coleman has been working at TC Group Northampton for six years, most recently as Payroll Senior, where she built a strong reputation for professionalism, collaboration and outstanding client care. Her appointment comes on the heels of her ‘Emerging Leader Award’ received at the Association of Bureau Managers Management Conference 2025, highlighting the passion, energy, and commitment she brings to everything she does. Alia also successfully led a digital transformation project last year. Commenting on her new role, Alia said: “Client experience isn’t just something we talk about — it’s something we actively invest in. I’m proud to be leading a transformative 'client care programme' delivered through 4 phases: Review, Design, Build and Implement. This includes mapping the full client journey, introducing regular feedback mechanisms, defining business-wide service standards, leveraging technology, and embedding a culture of accountability and continuous improvement. ” This role's all about shaping a client-centric culture, strengthening how we understand you, how we support you, and how we grow with you. Alia's work will ensure every interaction's underpinned by personal chemistry and proactivity, delivering the consistent, high-quality experience you've come to expect (and more). - Published: 2026-01-12 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/case-studies/case-study-melius-innovations/ “There’s a lot to consider when starting/scaling a business and knowing the accounts, tax, financial processes and HR support are all singing, is a great encouragement. This journey would be a great deal harder without the good folk at TC Farnell Clarke. ” Dan Richards, CEO, Melius Innovations STARTING UP THE START-UP, MELIUS INNOVATIONS When helping such a new business, it's hard to know where to start and what support's needed. For Melius Innovations, they had the right team by their side here at TC Group to get them off the ground and providing services they didn't think they'd need. Our Norwich (TC Farnell Clake) office stepped in to help this UK arboriculture contractor who specialise in providing services to the Utilities industry with a variety of services. With over 15 business advisory, accountancy and financial planning services we offer across TC Group, TC Farnell Clarke have helped Melius Innovations with the following services so far: Bookkeeping & Accounting, Tax, Payroll, HR Advisory, Systems setup, and Financial Controller Support. WHAT CHALLENGES WERE THERE TO GET SET UP? After successfully selling a previous business, Dan (CEO of Melius Innovations) launched a brand-new venture in a completely different industry, the arboriculture services within the highly regulated utilities sector. Like many founders at this stage, Dan was initially supported by an accountant who helped them get started. However, as the business began to gain momentum, it became clear that basic compliance wasn’t enough. The utilities sector demands tight compliance, accurate records, reliable payroll... - Published: 2026-01-09 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/income-tax-rate-changes/ The 2025 Autumn Budget announced three key Income Tax rate changes, impacting dividends income, savings interest and rental profits over the coming years. While some measures take effect from April 2026, others will follow from April 2027, giving you time to review your position and plan ahead. Alongside the rate increases, the government also confirmed a continued freeze on Income Tax thresholds until 2031. Together these changes will increase the tax liability for business owners, investors and landlords. Below, we outline the key changes and when they come into force. DIVIDENDS From 6 April 2025, HMRC introduced new self assessment reporting requirements for individuals who are directors and shareholders of close companies, requiring additional information to be provided on the tax return. The dividend allowance remains £500. What’s changing this year? From April 2026, the basic rate and higher rate of tax on dividends will increase by two percentage points. The additional rate will remain unchanged. The amount of tax you’ll pay on dividends (above the £500 allowance) depends on your Income Tax band. Dividend tax rates from April 2026 will be: Basic rate taxpayer: 10. 75% Higher rate taxpayer: 35. 75% Additional rate taxpayer: 39. 35% It’s worth noting dividend tax doesn’t apply to investments held in a Stocks & Shares ISA, Junior ISA, Lifetime ISA, or pension. INTEREST ON SAVINGS In the Autumn Budget, the Chancellor also announced significant changes to the tax rates applied to savings income. These will come into effect from April 2027, with rates... - Published: 2026-01-08 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/case-studies/case-study-rspca/ "TC Farnell Clarke have been providing us with outstanding bookkeeping, accountancy and payroll services for over seven years now - no ask is too much for them and they are valuable support for us as a small charity. " Gregory Brown, Chief Executive Officer, RSPCA Norwich HELPING NORWICH'S RSPCA AND THEIR ACCOUNTANCY NEEDS, WHILST THEY HELP LOCAL ANIMALS The RSPCA's well-known and well-respected for their efforts and work towards helping local animals in need. Our Norwich (TC Farnell Clake) office has the great pleasure of helping the Norwich branch of the RSPCA, covering the Norfolk and Suffolk areas, with their accountancy needs. With a team of 20+ volunteers and employees, this branch may be small but their kindness and generosity towards animals welfare's clear to see by all that meet the team. Whilst they get on with doing what they do best, our team at TC Farnell Clarke do the same. Running a busy animal welfare organisation means every resource counts. The RSPCA needed reliable financial management and support to keep operations smooth, ensure compliance, and free up time for what matters most, caring for the animals. Our team has been helping the RSPCA branch for over seven years now and in that time has helped with Bookkeeping & Accounting, Payroll, and HR Advisory services - showcasing the plethora of in-house services we offer at TC Group to clients like them. SO, HOW EXACTLY DID WE HELP? System Review - We reviewed the software and systems used initially and helped... - Published: 2026-01-07 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/tc-news/40-years-supporting-northampton-businesses/ TC Group’s Northampton office is marking a major milestone as it celebrates 40 years of championing businesses in the county and beyond. As one of the longest-established professional services firms in the town, the anniversary offers an opportunity to reflect on decades of growth, community involvement, and ongoing commitment to the county’s business landscape. Founded in 1986 in Cliftonville, the Northampton practice later relocated to Moulton Park, operating for many years under the Haines Watts and Fortus brands. In July 2023, following sustained growth, the firm joined TC Group, now one of the UK’s Top 18 accountancy firms. Since 2017, the Northampton team’s been based at Rushmills, delivering full-service accountancy and trusted advisory support to businesses and individuals across Northamptonshire. Today, the Northampton office is home to several of TC Group’s specialist national service lines, strengthening the firm’s advisory-led approach for business owners both locally and across the UK. LOCAL EXPERTISE, NATIONAL REACH “Northamptonshire’s home to a huge number of outstanding businesses, many of them owner-managed or family-run, that play a vital role in the local economy. Having traded in the county for over 40 years, we’ve had the privilege of supporting generations of entrepreneurs and business owners as they grow, adapt, and plan for the future,” said Northampton-born and proud ‘Northamptonian’ Stephen Watts, Chief Operating Officer at TC Group, who has been with the firm for 13 years. “Over that time, we’ve deliberately built a strong advisory offering alongside our core services, recognising the real value that proactive, forward-looking... - Published: 2026-01-06 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/cash-flow-how-to-keep-your-business-on-track/ January is often a good time for business owners to take stock and review their finances. With a new year underway, it’s an ideal opportunity to assess costs, review supplier arrangements, and plan ahead for the months to come. Taking the time now to understand your cash position can help you avoid unexpected pressures later in the year and put your business on a stronger footing. Cash flow is an important part of any business. Even profitable companies can experience difficulties if cash isn’t coming in at the right time. Keeping track of your cash position should always be a priority, but for many business owners, finding the time can be a challenge. As the saying goes, cash is king, and having a clear plan to ensure money flows into your business when you need it is essential for long-term stability and growth. What’s Cash Flow? Cash flow refers to the movement of money in and out of your business. It’s typically reviewed over set periods such as monthly, quarterly or annually. If more money is going out than coming in, even for a short period, it can quickly create pressure. Understanding and monitoring the movement of your cash is essential for making informed business decisions. Organise and Plan Ahead Preparing a cash flow forecast is one of the most effective ways to stay in control. Forecasting helps you understand how much cash your business is likely to need over the coming months and highlights potential issues before they arise.... - Published: 2026-01-06 - Modified: 2026-06-01 - URL: https://www.tc-group.com/news/business-insights/minimum-wage-increase-what-uk-businesses-should-know/ After the much-anticipated Autumn Budget, one key headline was the national living wage and minimum wage increases for workers - therefore impacting business owners. According to the latest announcement from the Low Pay Commission (LPC), the UK’s statutory minimum wage rates will increase from 1 April 2026. WHAT’S THE NATIONAL LIVING INCREASING TO? From 1 April 2026, the national living wage for workers aged 21 and over will increase by 4. 1%, rising from £12. 21 to £12. 71 per hour. This is equivalent to approximately £900 more per year for a full-time employee. what are the new rates INCREASING TO? Minimum wage for those aged 18 to 20 will rise by 8. 5%, increasing from £10. 00 to £10. 85 per hour, which represents around £1,500 extra per year for someone working full-time. For 16 and 17-year-olds, as well as apprentices, the minimum wage will increase by 6%, from £7. 55 to £8. 00 per hour. For visual representation, you can find the new changes happening from April 2026 in the table below: Age / Category New Rate (from April 2026) Increase / Change National Living Wage (21 and over) £12. 71/hr Up 50p (≈ 4. 1%) 18–20 year olds £10. 85/hr Up 85p (≈ 8. 5%) 16–17 year olds £8. 00/hr Up 45p (≈ 6. 0%) Apprentices (under 19 or first year) £8. 00/hr Up 45p (≈ 6. 0%) Under these new changes, it’s worth noting the Accommodation Offset (for employees provided with accommodation) is also increasing to... - Published: 2026-01-06 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/top-payroll-mistakes-made-after-minimum-wage-increases/ For business owners, minimum wage rises are straightforward in theory but in practice, they often trigger errors that can lead to underpayments, HMRC penalties, or unhappy employees. That's why it's important for business owners to not make these top payroll mistakes made after minimum wage increases. Here are the mistakes UK employers most commonly make after a rate change: PAYROLL ERROR 1 – Applying the New Rates on the Wrong Date Minimum wage changes apply from the start of the first pay reference period on or after the effective date. Many businesses incorrectly apply the new rates mid-period or delay them until the next payroll cycle. PAYROLL ERROR 2 – Not Updating Age-Band Changes Employees move into new wage bands automatically when they reach 16, 18, 21, or leave apprenticeship status. A birthday can shift an employee into a higher minimum wage category, but employers often forget to make the adjustment. PAYROLL ERROR 3 – Incorrect Apprenticeship Rate Usage Businesses frequently: Pay the apprentice rate beyond the first year despite the apprentice being over 19, or Apply the apprentice rate when the employee isn’t in an approved apprenticeship. Both can result in underpayment breaches. PAYROLL ERROR 4 – Overlooking Changes to Allowances and Deductions If your business provides accommodation, uniforms, meals, or deductions for equipment, these can affect NMW compliance. Improper deductions can bring take-home pay below minimum wage without the employer realising. PAYROLL ERROR 5 – Failing to Update Payroll Software or Systems Manual spreadsheets or outdated payroll software... - Published: 2026-01-02 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/how-changes-to-vat-for-locum-doctors-will-impact-medical-recruiters/ HMRC has issued an update that could change the VAT position for agencies supplying locum doctors and other temporary medical staff. In this blog, we share what HMRC has published, and the potential commercial impact for medical recruiters. Even if you’ve never had to think too hard about VAT before, this one matters because it could affect what you charge, what you can reclaim, and what NHS Trusts may now ask you to repay. What has HMRC published? On 15 December 2025, HMRC published Revenue and Customs brief 9 (2025): VAT liability of the supply of temporary medical staff (locum doctors). The policy paper follows a First-tier Tribunal decision in Isle of Wight NHS Trust and others. HMRC’s updated view is that certain supplies of temporary medical staff (specifically locum doctors in the circumstances covered) are VAT exempt, and HMRC also sets out how to claim a refund of output VAT if you’ve overdeclared it in the past 4 years. The key point for agencies: VAT exemption can sound as simple as “you don’t charge VAT on your sales invoices”. In reality, exemption has a knock-on effect: it can restrict your ability to reclaim VAT on your costs. That is where the commercial impact lands. Why VAT exemption can be bad news for medical recruiters If you make standard-rated sales, you charge VAT to your clients and you can normally reclaim VAT charged to you on your business costs, such as umbrella company costs (subject to the normal VAT rules).... - Published: 2025-12-15 - Modified: 2026-05-19 - URL: https://www.tc-group.com/news/business-insights/the-eot-relief-has-changed-but-the-opportunity-hasnt/ The 2025 Autumn Budget reduced the Capital Gains Tax relief on Employee Ownership Trust (EOT) transactions from 100% to 50%. Understandably, this has raised questions for owners who were thinking about an EOT as part of their succession plans. However, EOTs continue to provide a strong exit route for many businesses, not just because of tax, but because of the way they protect people, culture, and continuity in the medium to long term. What the change actually means As of November 2025, sellers will now pay tax on half (50%) of the chargeable gain, in essence relating to an effective rate of tax of 12%. Although this represents a reduction in relief, it still compares favourably with a conventional sale, such as a trade sale or management buyout, so many owners will continue to see clear advantages. Importantly, the tax rules around employee bonuses remain unchanged, meaning EOT-owned businesses can continue to reward staff with income tax–free bonuses, up to the current annual cap of £3,600 per employee. Why EOTs still work well for Qualifying Businesses CONTROL OF THE PROCESS No need to actively source a buyer, no sales negotiations, and fewer warranties. It’s often a smoother and more predictable transaction through to completion. A TRUSTED HOME FOR THE BUSINESS Ownership stays within the organisation. Jobs, values, and the reputation business owners have built carry forward. EMPLOYEE ENGAGEMENT Sharing the future success of the business tends to support retention, motivation, and a more united team. TAX STILL MATTERS A 50%... - Published: 2025-12-10 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/tc-news/tc-group-progresses-further-in-the-top-20-accountancy-firms-in-the-uk/ In the most recent Accountancy Age Top 50+50 rankings, TC Group has leapt from 20th to 18th place compared to last year. This reflects the incredible momentum built over the past 12 months. What’s driving TC Group's growth? Strategic M&A Growth: Over the past year, they've successfully welcomed new Partner Firms and clients to the Group. Each acquisition has strengthened TC Group's capabilities, expanded their reach, and brought valuable expertise to the SME market. Their M&A strategy isn’t just about scale, it’s about finding partners who share TC Group's vision, values, and commitment to exceptional client service. Client Growth & Trust: Their continued client growth is built on a foundation of trust, integrity, and genuinely understanding the needs of SMEs. They respect and value the relationships built by their people with their clients. They don’t encroach on those relationships, just do all they can to support them to continue to deliver for their clients in a personal, professional, and meaningful way, backed by the reach and capabilities of a national firm. This year, that approach has been strengthened even further by the depth of expertise across the group. Their specialists are not just leaders in their fields, they collaborate seamlessly, bringing broader thinking and greater capability to every client conversation. This has driven a record year for cross-sell and inter-team collaboration, enabling them to meet more complex client needs and deliver more comprehensive solutions than ever before. Legacy and Succession: TC Group's model provides a clear and transparent path for... - Published: 2025-12-08 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/paying-employees-early-at-christmas/ For many UK businesses, December brings not only the festive rush but also changes to normal payroll routines. Whether your organisation closes over Christmas, or you simply want to ensure employees are paid before the holiday break, it’s essential to handle early payroll correctly. HMRC has issued a reminder of the permanent easement that applies when employers pay staff earlier than usual over the Christmas period. Staying on top of this ensures your employees are protected — and that you remain fully compliant. If you pay early, you MUST report the normal pay date When paying employees ahead of the usual payday in December, HMRC requires that you continue to report the contractual or normal payment date on your Full Payment Submission (FPS). An example of paying employees early at Christmas If you plan to pay staff on 19 December, but the usual payday is 31 December, you must still report 31 December as the payment date on your FPS. The FPS must be submitted on or before 31 December in this case. This simple step ensures your payroll reporting stays accurate and prevents unintended impacts on employee benefits. Why This Matters Reporting the usual payment date protects employees who receive income-based benefits, such as Universal Credit. If an early payment is recorded incorrectly, it can distort assessment periods and potentially affect current or future benefit entitlements. Correct reporting ensures your team are paid before Christmas and safeguarded from unnecessary complications. Act Now to Keep Payroll Running Smoothly If you... - Published: 2025-12-06 - Modified: 2025-12-09 - URL: https://www.tc-group.com/news/tc-news/tc-group-merge-with-bache-brown/ TC Group’s rapid growth continues with this being their 15th deal of the year. TC Group is an Accountancy Age ‘Top 20’ firm with offices across the UK. Over a range of key disciplines, our joined-up approach offers clients a holistic service across their business and personal affairs. The expert knowledge and experience of our in-house team of tax specialists, lawyers, financial planners, business advisors and accountants provide tailor-made services to clients in a professional, cost-effective and timely fashion. This tailored approach ensures we meet the needs of our clients, helping them make the right decisions both now and for the future. Bache Brown & Co has been delivering first-class business support and accountancy services to clients across the West Midlands for decades. They provide a comprehensive range of advisory and compliance services, combining innovation with traditional accountancy elements. Bache Brown clients will gain the support of TC Group’s national and international network. TC Group’s Chief Growth Officer, Shiv Shah, comments: "We’re delighted to welcome Bache Brown & Co to TC Group, a highly reputable firm in the Black Country. Client service and people experience are stitched into the fabric of the firm, whose people embody the trusted adviser relationship with their clients which we’re proud of ourselves. The synergy we’re most thrilled about is how the incoming Directors view the long-term benefits of partnering with TC Group for themselves, future successors of the firm locally and clients; we’re looking forward to supporting the firm and their people as they... - Published: 2025-11-27 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/employee-ownership-trusts-are-they-still-worth-it/ The Employee Ownership Trust (EOT) tax relief has been reduced but not removed, and so the EOT route will remain a suitable exit strategy for the right businesses. The 2025 Autumn Budget delivered an unexpected shock for business owners considering a sale to an EOT. After the positive changes introduced in the previous Budget, there was no anticipation that the 100% Capital Gains Tax (CGT) relief would be reduced to 50% so soon. Unsurprisingly, this would’ve sparked concern amongst founders who are considering an EOT as their succession route. However, while the relief has been reduced, it shouldn’t be ruled out as the EOT model continues to offer a compelling, tax-efficient, and culturally aligned exit option for the right businesses. Below, we explore what the change means in practice and why the EOT route is still worth considering. What has changed? Under the previous legislation, qualifying business owners selling a controlling interest to an EOT could benefit from a full exemption from CGT on the sale. From 26 November 2025, this exemption reduces to 50%. This means sellers will now pay CGT on half of the gain, the remaining half remains fully exempt, and no changes have been made to the tax-free bonus rules for employees (up to £3,600 per year). While this represents a tightening of the regime, the relief is still significant compared with many alternative exit routes. Why does an EOT still make sense? A Seller Tax Position that Remains Highly Efficient At 50%, the CGT relief... - Published: 2025-11-26 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/headlines-from-the-2025-autumn-budget/ 2025’s Autumn Budget was announced on Wednesday 26 November by the Chancellor of the Exchequer, Rachel Reeves. The Autumn Budget's been the main talking point across various industries recently with speculation of sweeping tax rises. Putting the Chancellor on the back-foot, this year saw the Office for Budget Responsibility (OBR) accidentally releasing the economic forecast before the Budget was announced. Our TC Group team have summarised the key headlines, focusing on the tax changes and policy updates that most likely impact you, your business, and your employees. In this blog we cover: Income tax rate changes Income tax thresholds Pensions Electric vehicles National living wage and minimum wage increases ISAs Residential property Capital Allowances and corporation tax Employee Ownership Trusts and Capital Gains Tax Business property Tax Avoidance and loan charge settlement Sugar tax Apprenticeships IHT Income Tax Rate Changes From April 2026 The ordinary rate and upper rate of tax on dividends will increase by 2%. The additional rate of tax on dividends will remain unchanged. The new rates will be 10. 75%, 35. 75% and 39. 35%. From April 2027 Tax on savings income and rental profits will increase by 2% for the basic, higher and additional rates. The new rates will 22%, 42% and 47%. The relief available against rental profits for finance costs will also be raised to 22%. Income Tax Thresholds Income tax thresholds will be frozen for a further three years from 2028. The freeze is estimated to lead to four million more people... - Published: 2025-11-24 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/changes-to-frs-102-section-1a/ New disclosures on related parties and dividends From accounting periods starting 1 January 2026, UK small entities applying FRS 102 Section 1A must provide expanded related party disclosures and a new mandatory dividend disclosure. These notes sit within the financial statements and will therefore form part of the record available on public filing. Key points: Related parties: UK small entities must now disclose all related party transactions (not just those “not at arm’s length”), including the nature of the relationship, amounts, balances, terms and any guarantees. They are not required to disclose total key management personnel compensation. Dividends: UK small entities must disclose dividends declared and paid or payable during the period. If an entity presents a Statement of Changes in Equity and has more than one share class, dividends paid (aggregate and per share) are disclosed separately by class. Why now: Post‑Brexit, the FRC used its ability to specify disclosures for UK small entities and expanded Appendix C to Section 1A to reduce judgement and ensure a true and fair view. Directors’ remuneration: There’s no explicit requirement in FRS 102 Section 1A for UK small entities to disclose directors’ remuneration. However, additional information may still be needed to give a true and fair view, and certain transactions with directors outside “key management compensation” may still require disclosure as related party transactions. WHAT HAS CHANGED? 1) Related party disclosures – now required in full for UK small entities UK small entities must now provide the disclosures in FRS 102 para... - Published: 2025-11-24 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/rates-allowances-and-reliefs-for-self-assessment-tax-returns/ When it comes to completing your Self-Assessment Tax Return, knowing which rates, allowances and reliefs apply to you can make a big difference. From personal allowances to savings and dividend rates, we’ve broken down the key figures and thresholds for the current tax year, helping you make the most of what’s available and stay compliant with HMRC’s requirements. INCOME TAX (ENGLAND, WALES AND NORTHERN IRELAND) Personal allowance: £12,570 (tapered by £1 for every £2 of income over £100,000, lost entirely at £125,140). Tax bands: 20% basic 40% higher 45% additional Personal savings allowance: £1,000 (basic rate), £500 (higher rate), £0 (additional rate). The starting rate for savings remains a 0% £5,000 band where non-savings income is low enough (this will decrease as you exceed the personal allowance). Dividend allowance is £500. You only pay tax on any dividend income above the dividend allowance. The rates by tax band are: 75% (basic rate) 75% (higher rate) 35% (additional rate) You do not pay tax on dividends from shares in an ISA. The ISA annual limit remains at £20,000 or £9,000 for a Junior ISA. CAPITAL GAINS Annual exempt amount (individuals) is £3,000. Rates (most assets): 18% (basic rate band) and 24% (higher/additional). Residential property (not eligible for Private Residence Relief): 18% (basic rate band) and 24% (higher/additional). The rates changed part-way through 2024/25; for 2025/26 the above rates apply for the whole year. Note on mid-year change (2024/25): gains realised on or after 30 October 2024 attracted the higher CGT rates introduced... - Published: 2025-11-24 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/preparing-to-file-your-tax-return/ Who needs to file their tax return? You normally need to send a UK Self-Assessment Tax Return if any of the following apply: You were self-employed or a partner in a partnership You received untaxed income, for example, property income, significant savings interest, dividends above the allowance, foreign income or chargeable capital gains You, or your partner, received child benefit and either of you had an adjusted net income over £60,000 in the year. The high-income child benefit charge (HICBC) applies on a taper and fully withdraws the child benefit by £80,000. PAYE-only high earners: For 2024/25 and later, HMRC has removed the income threshold that previously forced PAYE-only employees to file because of high income. If your affairs are simple and all income is taxed at source, you may not need to file, but other triggers (such as dividends, property income or gains) still apply. Always check HMRC’s tool if unsure. WHAT TO GATHER BEFORE YOU START FILING Create a single folder (digital or paper) and collect the following: Employment: P60, P45 (if you’ve left a job), P11D/P9D or employer statement of benefits. Self-employment: income and expense records, invoices, bank statements, mileage log and details of any capital items. From 2024/25, the cash basis is the default for unincorporated businesses unless you choose accruals. Property: rental statements, mortgage interest, repairs, agent fees and dates for any property purchases/sales. Savings and investments: bank and building society interest, dividend vouchers or statements. Capital gains: contract notes, costs, improvement records, pooling calculations... - Published: 2025-11-11 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/tc-news/dealmaker-of-the-year-award-winner/ We’re thrilled to announce that Patrick Faughnan - Head of Corporate Finance at TC Group was named 'Dealmaker of the Year' at the Insider Media Central and East Dealmakers Awards 2025 – the highlight of the region’s Corporate Finance calendar. This award's one of the most coveted titles in the sector, recognising expertise, collaboration and results across the Corporate Finance community of bankers, lawyers, secondary funders, and advisors. It was a proud night for the TC's Corporate Finance team who were nominated in four categories, notably Matt Ritchie for 'Emerging Dealmaker of the Year'. Patrick’s win isn't just a fantastic personal achievement but also testament to the strength, collaboration and expertise of the entire team. In a challenging transaction environment, their commitment to our clients and to each other truly stands out. Congratulations to Patrick and the Corporate Finance team for this outstanding recognition. Corporate Finance services - Published: 2025-11-07 - Modified: 2025-11-10 - URL: https://www.tc-group.com/news/tc-news/tc-group-merger-with-alexander-sloan/ TC Group is delighted to announce its expansion into Scotland through a merger with the highly respected Scottish accountancy firm Alexander Sloan, forming TC Alexander Sloan. TC Alexander Sloan will continue to serve clients from its offices in Glasgow and Edinburgh, maintaining its strong local presence while benefiting from TC Group’s national resources and expertise. As an Accountancy Age Top 20 firm, TC Group provides bespoke, high-quality accountancy, tax, and business advisory services to a diverse range of clients across the UK. Our proactive and tailored approach ensures that we deliver measurable results designed to help businesses remain compliant, efficient, and profitable, both now and in the future. With over 50 offices nationwide, TC Group is well-resourced to deliver professional, cost-effective, and timely financial solutions to clients wherever they are based. Alexander Sloan has a rich history spanning over 150 years, during which it has built a distinguished reputation for delivering first-class accountancy and advisory services to clients across Scotland. The firm is particularly well known for its strong audit services and commitment to high-quality audit and assurance work, a cornerstone of its professional practice. This emphasis on quality and integrity has earned Alexander Sloan the trust of businesses and organisations across multiple sectors, as well as private clients. The merger represents not only an exciting step forward but also a continuation of Alexander Sloan’s proud legacy of stability, continuity, and excellence. By combining Alexander Sloan’s deep-rooted Scottish presence and audit expertise with TC Group’s national scale and broad service... - Published: 2025-11-07 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/tc-news/tc-group-acquires-ward-goodman-audit/ TC Group is pleased to announce the successful acquisition of Ward Goodman Audit, based in Wimborne, Dorset. As an Accountancy Age Top 20 firm, TC Group specialises in providing bespoke, high-quality accountancy and business advisory services. Our expert team delivers tailored solutions designed to meet the individual needs of every client, helping businesses remain compliant, efficient, and profitable. Our proactive approach ensures clients receive insightful advice that supports both immediate objectives and long-term financial success. With over 50 offices across the UK, TC Group is well placed to provide expert support and local service wherever our clients are based. Ward Goodman Audit clients will be serviced from the TC Group Bournemouth office and will continue to benefit from the same high level of service and personal attention they have always received, now strengthened by the national resources, expertise, and network of TC Group. TC Group Bournemouth Partners commented: “We are thrilled to welcome the Ward Goodman Audit team and their clients to TC Group. This acquisition represents an exciting opportunity to combine local expertise with the wider capabilities of our national network, ensuring continued excellence and growth for our clients across Dorset and beyond. ” Ian Rodd, owner of WG Audit Services, commented, “Our audit and charity clients come first and by joining the Bournemouth office of TC Group, they will have continuity of service locally, with access to more resources and expertise”. - Published: 2025-11-04 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/case-studies/case-study-pharmachic/ "TC Group’s service has consistently met our expectations, offering clear and friendly explanations while maintaining punctuality and professionalism. ” Maria Consuelo - Assistant, Pharmachic BUILDING Pharmachic's INTERNATIONAL OPERATION WITH TC GROUP’S FULL-SERVICE SUPPORT Pharmachic’s a small but ambitious international distributor of medical aesthetic products. Headquartered in Malta and operating a UK warehouse in Manchester, the business works exclusively B2B, supplying their goods to wholesale partners and professionals around the globe. The company’s tightly regulated by the Maltese Medicines Authority and so must meet strict international standards – both operationally and financially. As such, Pharmachic’s team knew from the outset they’d need a highly responsive, deeply knowledgeable partner to help navigate complex international tax laws, compliance frameworks, and ever-changing reporting requirements in both the UK and Malta. They found that partner in TC Group. TC GROUP HELPED BUILD PHARMACHIC’S UK INFRASTRUCTURE FROM THE GROUND UP When Pharmachic began planning its UK operations, it was little more than an idea. Today, they have a physical warehouse, robust accounting systems, and full operational infrastructure – all built with TC’s help. “We needed support with everything; setting up payroll schemes, navigating UK tax law, choosing accounting software, preparing VAT returns, and understanding recharging processes to Malta,” says Maria Consuelo Assistant at Pharmachic. “TC Group essentially helped us create our entire infrastructure from scratch. ” From company formation and Xero software setup to Corporation Tax preparation, company secretarial duties and international customs advice, TC Group’s involvement’s been end-to-end. The Property Services team were even called... - Published: 2025-11-03 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/planning-ahead-of-the-2025-autumn-budget/ As the Labour government faces mounting economic pressures, all eyes turn to the upcoming Autumn Budget on Wednesday 25 November where potential tax rises on inheritance, property, and income are widely anticipated. In this blog we’ll cover the potential changes speculated to be announced, however, caution is advised, as any premature action could result in unnecessary tax exposure if changes do not materialise. We’ll be bringing you the key changes post-Budget in our webinar on Thursday 27 November, where experts from across tax, financial planning and corporate finance will unpack the headlines, share practical insights, and answer your questions. WATCH WEBINAR ON-DEMAND Information true at date of publication: 03/11/2025 CAPITAL GAINS TAX (CGT) There’s speculation that CGT rates may be aligned with income tax rates. Bringing forward asset disposals to before 26 November should lock in current CGT rates and the annual exemption, in case it is reduced further. Remember that the tax point for CGT is usually the exchange date, not completion. Be mindful of “bed and breakfast” rules for share disposals and repurchases within 30 days. INHERITANCE TAX (IHT) Gifting strategies may be impacted. The current 7-year survival rule could be extended to 10 years and/or there could be a lifetime cap on the value of gifts that can be made free of IHT. Consider making gifts before 26 November to look to secure current rules, but be aware of the potential CGT implications for non-cash gifts. The “normal expenditure out of income” exemption remains a useful tool.... - Published: 2025-10-27 - Modified: 2026-06-09 - URL: https://www.tc-group.com/news/business-insights/tax-free-christmas-gifts-for-your-team/ The holiday season’s a great time to thank your employees for their hard work. You can give tax-free Christmas gifts to you team by following the "trivial benefits" rules. The Rules on Trivial Benefits A gift to an employee is tax free as a trivial benefit if it meets these key conditions: It costs £50 or less per employee, including VAT. It is not cash or a cash voucher. It is not a reward for a specific service or under a salary sacrifice scheme. No Limit (Mostly): There’s no limit on the number of trivial benefits you can provide to staff in a year. Director's Cap: Directors of 'close' companies face an annual £300 cap on the total value of trivial benefits they can receive. It’s provided on a special occasion, such as Christmas. For example, a hamper, a bottle of wine, or a gift card for a retail store (not redeemable for cash) would all qualify as a trivial benefit, as long as the cost is £50 or less. Why not give two? This trivial benefit exemption means that it could be more beneficial to you to perhaps give more than one gift costing less than £50 each, instead of one gift that costs more than £50. For example, if you were to gift a turkey costing £45 and a bottle of wine costing £35, both gifts would fall within the trivial benefits exemptions (subject to the annual cap for close companies). But if you were to gift a... - Published: 2025-10-15 - Modified: 2026-07-15 - URL: https://www.tc-group.com/news/tc-news/tc-group-announced-as-first-platinum-sponsor/ The South Midlands Growth Hub is delighted to announce TC Group, a ‘Top 20’ firm of business advisors and accountants, as its first Platinum Sponsor for 2025–2026. This partnership will deliver practical support and strategic guidance to companies across Bedfordshire, Luton, Milton Keynes, Northamptonshire, and the wider region. This strategic relationship is the consequence of long-standing collaboration between two organisations that are passionate about increasing the support and advice available to South Midlands businesses. TC Group help companies navigate tax incentives, secure growth capital, and plan for sustainable success, and has been a feature in the South Midlands business landscape since 2023. As a Platinum Sponsor, TC Group will play an active role in the Growth Hub’s Network & Learn event series and its complementary podcast, contributing to roundtables and panel discussions to share actionable insights from their team of experts. Samantha Hunter, Partnerships and Events Manager at the South Midlands Growth Hub, said: “We’re proud to welcome TC Group as our inaugural Platinum Sponsor. TC Group’s specialist knowledge in business advisory, tax, and finance has seen them equip local businesses with the insights and confidence to grow; and they’re exactly the type of organisation we want to collaborate with. Together, we’re building a stronger, more connected future for the South Midlands economy, and I look forward to seeing how our relationship develops over the next year to create even greater value for the businesses we support. “We have ambitious plans to increase our support to local businesses and provide... - Published: 2025-10-10 - Modified: 2026-05-19 - URL: https://www.tc-group.com/news/business-insights/unclaimed-matured-child-trust-funds/ Over 750,000 18 to 23 year-olds have yet to claim their matured Child Trust Funds, according to HMRC. The accounts are, on average, worth £2,242 each. Child Trust Funds are long term, tax-free savings accounts which were set up for children born between 1 September 2002 and 2 January 2011 with an initial government deposit of at least £250. Young people can access the trust fund from 16 years-old, but once the account holder turns 18, it matures. They can decide whether they want to withdraw the money or re-invest it. Child Trust Funds can be found via the GOV. UK locator tool using their date of birth and National Insurance Number. More than 563,000 young people went online to find their Child Trust Fund in the 12 months to the end of August 2025, says HMRC. September 2024 was the busiest month when over 71,000 searches were submitted. Shelley Doorey-Williams, CEO of the London Foundation for Banking & Finance said: "As a committed member of the YFCG (Youth Financial Capability Group), the London Foundation for Banking & Finance welcomes HMRC’s call for young people to claim their Child Trust Fund savings. It’s encouraging to see the Government making efforts to reunite people with money they may not even realise was theirs. With an estimated average of £2,242 waiting in unclaimed accounts, this is real money at a crucial time, that can help young people right at the start of their financial lives. " Source: HMRC press release - Published: 2025-09-26 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/payroll-giving/ Payroll Giving is a simple way to make a big difference. There are many ways people choose to support charities; through donations, volunteering, fundraising or giving goods. One of the most sustainable and effective methods is Payroll Giving. Payroll Giving allows employees to donate directly from their gross salary (before tax is deducted). Because the donation’s taken before tax, employees benefit from immediate tax relief. For example, if you’re a basic rate taxpayer, a £1 donation costs you just 80p. Higher rate taxpayers pay 60p for every £1, and additional rate taxpayers only 55p. The charity, however, still receives the full £1. This makes Payroll Giving an easy and affordable way for staff to support the causes they care about, while providing charities with a reliable and regular source of income. In fact, in 2023/24 employees donated over £125 million through Payroll Giving, highlighting just how powerful this form of giving can be. Employers can even choose to match donations, further increasing the impact. For businesses, Payroll Giving’s simple to set up, free to run, and it can strengthen your Corporate Social Responsibility (CSR) profile. It also shows your people and your wider community that you’re a socially conscious employer. It’s a small change that can have a big effect on staff engagement, loyalty and overall company culture. Compared to Gift Aid, Payroll Giving can also be less of an administrative burden for charities. While Gift Aid means charities receive more money per donation, it requires them to claim back... - Published: 2025-08-30 - Modified: 2025-11-06 - URL: https://www.tc-group.com/news/tc-news/tc-group-merges-with-rochdale-based-accountancy-firm-wyatt-morris-golland/ TC Group’s rapid growth continues with this being their 10th deal this year. TC Group is an Accountancy Age ‘Top 20’ firm with offices across the UK. Over a range of key disciplines, our joined-up approach offers clients a holistic service across their business and personal affairs. The expert knowledge and experience of our in-house team of tax specialists, lawyers, financial planners, business advisors and accountants provide tailor-made services to clients in a professional, cost-effective and timely fashion. This tailored approach ensures we meet the needs of our clients, helping them make the right decisions both now and for the future. Wyatt Morris Golland provides the highest possible standard of service to all clients. Their passionate and dedicated team prides itself on delivering first-class services to businesses and personal clients alike. TC Group's M&A Director, Shiv Shah, commented: "We're delighted to welcome Wyatt Morris Golland to TC Group. WMG is a well- established, reputable firm servicing its local clients and communities in a strategically important region. As ever, colleagues and clients alike can expect to continue to be supported by the current leaders of the business in the way they've come to appreciate to date, with additional Group support we can offer to continue optimising the quality of the firm's service delivery for clients and development opportunities for staff. " The Partners at Wyatt Morris Golland commented: "We are excited at the opportunity and are looking forward to working closely with TC Group to enable us to further service our... - Published: 2025-08-29 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/understanding-statutory-sick-pay-ssp-in-the-uk-payroll-system/ When an employee falls ill and is unable to work, Statutory Sick Pay (SSP) is a legal right that provides financial support during their absence. For employers and payroll professionals, understanding how SSP works and how it fits into payroll processes is essential for compliance and employee wellbeing. The government has announced plans that from April 2026, the main changes to SSP will be the abolition of the three-day waiting period, meaning SSP will be paid from day one of sickness, and the removal of the Lower Earnings Limit (LEL), making more employees eligible for SSP. Additionally, for those employees who earn below the current LEL, their SSP will be calculated at 80% of their usual weekly earnings, or the government-set flat rate, whichever is lower. In this blog, we’ll break down the key elements of SSP, including eligibility, rates, duration, and your responsibilities as a business owner. What Is Statutory Sick Pay (SSP)? Statutory Sick Pay is the minimum amount employers must pay employees who are off work due to illness. It’s a government-mandated payment, and employers are responsible for administering it through their payroll system. Who Is Eligible for SSP? Employees must meet the following criteria to qualify for SSP: Be classed as an employee and have done some work for the employer Earn an average of at least £125 per week (as of the 2025/26 tax year) Have been off sick for 4 or more consecutive days (including non-working days) Employees on fixed-term, part-time, or zero-hours contracts... - Published: 2025-08-29 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/holiday-pay-in-the-uk-a-payroll-guide-for-employers/ Holiday pay isn’t just a benefit, it’s a legal requirement for UK employers. Yet despite its importance, calculating and administering holiday pay can be surprisingly complex, especially with evolving employment patterns such as zero-hours contracts, part-time workers, and irregular hours. In this blog, we’ll break down everything UK employers and payroll professionals need to know, from statutory entitlements to calculation methods and common payroll challenges. What Is Holiday Pay? Holiday pay is the payment an employee receives when they take time off as part of their paid annual leave. It ensures employees are not financially disadvantaged when taking their statutory (or contractual) holiday entitlement. Statutory Holiday Entitlement Under the Working Time Regulations 1998, most workers in the UK are legally entitled to 5. 6 weeks of paid holiday per year, which is 28 days for someone working 5 days a week This can include bank holidays, but employers are not legally required to provide paid time off for them; it's up to the employment contract. Part-time workers are entitled to pro-rata holiday based on the number of days or hours they work. Who Is Entitled? Holiday pay must be provided to: Full-time and part-time employees Casual workers Zero-hours contract workers Agency workers Even workers with irregular hours or part-year contracts (e. g. term-time only) have the right to paid holiday, which must be calculated based on average earnings. How is it calculated? Holiday pay should reflect normal pay, which includes: Basic pay Regular overtime Commission Bonuses Shift premiums Since 2019,... - Published: 2025-08-15 - Modified: 2025-10-10 - URL: https://www.tc-group.com/news/tc-news/tc-groups-rapid-growth-continues-with-latest-acquisition/ TC Group is pleased to announce the completion of the acquisition of Laverick Walton in Gateshead, Tyne and Wear. This deal continues TC Group’s successful M&A Strategy. TC Group is an Accountancy Age ‘Top 20’ firm of accountants and tax advisers specialising in the provision of bespoke, high-quality accountancy and taxation solutions. Our expert knowledge and experience allow us to provide our clients with results designed to meet the unique needs of their businesses. It is this proactive and tailored approach that ensures we can meet the needs of our clients. This allows them to remain functional, compliant, and most of all, profitable. Our proactive accountancy services boost our clients’ bottom line and help them to make the right decisions both now and for the future. Based across the UK, we have over 50 locations offering excellence in accountancy, so we are always well-resourced to handle your financial concerns in a professional, cost-effective, and timely fashion. Laverick Walton clients will continue to receive the great service they’re accustomed to alongside the national support of TC Group. TC Group Partner, Daniel Stephenson, commented: “We’re thrilled to welcome the Laverick Walton team into TC Group, and we’re looking forward to continuing the excellent service that’s been provided to Laverick Walton clients. I feel the two businesses share the same values when it comes to the client service, with this being the number one priority in everything we do. The experience the Laverick Walton team will bring into TC Group will only enable... - Published: 2025-08-08 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/small-business-plan/ The newly announced Small Business Plan is a strong signal that UK Government is serious about backing small and medium-sized enterprises (SMEs). From tougher rules on late payments to streamlined access to funding, the plan aims to tackle many of the longstanding challenges holding businesses back. Here are four key areas of the plan: Stronger Late Payment Protections Late payments remain one of the biggest threats to SME cash flow, often causing unnecessary strain on operations and growth. The Government plans to introduce some of the toughest reforms in a generation, including: A 30-day invoice verification period and maximum payment terms, to ensure quicker processing. Mandatory interest charges for overdue invoices. New audit committee oversight in large firms to review payment practices. Expanded powers for the Small Business Commissioner to impose fines, conduct audits, and hold large firms accountable. These reforms would aim to level the playing field and ensure small businesses are paid promptly, giving them more confidence and control when dealing with larger customers. Unlocking Access to Finance – £4 Billion BOOST Access to finance continues to be a hurdle, particularly for new and growing businesses. The plan includes a £4 billion package to improve lending terms and unlock funding: £1 billion for Start-Up Loans and mentoring support to inspire new entrepreneurs. £3 billion to expand the British Business Bank’s ENABLE programme, helping lenders offer better loan terms to small and newer businesses. This funding is designed to make finance more accessible and affordable. Support via the New... - Published: 2025-08-01 - Modified: 2025-08-01 - URL: https://www.tc-group.com/news/tc-news/tc-group-bolsters-its-dorset-presence-through-latest-strategic-acquisition/ TC Group has further expanded its operations through a merger with Elysium, a respected accountancy practice based in Dorset. Clients of Elysium will now be supported by the team at the TC Group Bournemouth office, gaining access to a wider range of services and expertise. This latest merger is part of TC Group’s ongoing and successful M&A strategy, reinforcing our position as a leading provider of accountancy and advisory services across the UK. As a Top 20 firm (Accountancy Age), TC Group delivers bespoke, high-quality accountancy and tax solutions tailored to the unique needs of each client. Our deep industry knowledge and hands-on, proactive approach ensure clients remain compliant and profitable. With offices nationwide, we are well-resourced to handle complex financial matters with professionalism, efficiency, and care. Clients joining from Elysium will now benefit from TC Group’s comprehensive service offering—including tax planning, accounting, HR, legal, and wealth management—delivered with the same trusted, personal service they have come to expect. TC Group Bournemouth Partners commented: "We are proud of the reputation we’ve built for delivering outstanding client service, and Elysium shares our core values, putting clients at the heart of everything we do and supporting the success of local businesses. This alignment makes them an ideal partner as we expand our presence in the region. " Elysium’s Graham Ball commented: “We took a long time finding the right partner for our clients. We believe that TC Group has the quality services that our clients expect, delivered in a friendly manner by... - Published: 2025-07-31 - Modified: 2026-07-15 - URL: https://www.tc-group.com/news/tc-news/silverstone-composites/ New strategic partnership delivers full-service advisory support ‘under one roof’, from property and tax to R&D and succession planning. Silverstone Composites, one of the UK’s most forward-thinking advanced materials company, has joined forces with national business advisory and accountancy firm TC Group in a major new partnership designed to accelerate its growth, strengthen its financial position, and support long-term succession planning. The move signals an exciting chapter for Silverstone Composites, which has successfully gained recognition for its cutting-edge work in the motorsport, aerospace, and bespoke sectors. With a team of specialist engineers and a glowing reputation for innovation, the company’s now poised to expand operations following strategic support from TC Group across Property, HR, Tax, R&D, Accounts, and Corporate Finance. The relationship was reignited when Silverstone Composites Director Marcus Trofimov reconnected with Stephen Henson, now Associate Director of Client Services at TC Group. The pair first met during Stephen’s tenure at Barclays, and that initial rapport laid the groundwork for a far-reaching business advisory partnership. “What I realised very early on,” said Marcus, “is that you can’t do this alone. You can be the person who takes the leap of faith, who has the idea and the drive — but you need the right people around you. TC Group brings deep expertise, honesty, and a genuine understanding of what makes a business succeed. ” Among the most immediate wins from the partnership so far has been TC Group’s role in helping secure Silverstone Composites’ new premises at the prestigious Silverstone... - Published: 2025-07-25 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/major-changes-to-uk-gaap-in-2026/ From 1 January 2026, significant changes to UK GAAP (Generally Accepted Accounting Practice) will come into force, with a particular focus on revenue recognition and lease accounting. These updates align Sections 23 and 20 more closely with international standards - IFRS 15 and IFRS 16 -and will require proactive planning from finance teams. If your business prepares financial statements under UK GAAP, now is the time to start preparing. What’s Changing to uk gaap? Revenue Recognition (Section 23) The revised Section 23 introduces a five-step model for revenue recognition, designed to bring greater consistency and transparency. Businesses most likely to be affected include: Construction and long-term contract providers Service-based businesses Companies offering bundled contracts These changes will likely affect how and when revenue is recognised—potentially impacting earnings, key metrics, and even your tax position. Lease Accounting (Section 20) Under the new rules, all leases must be recognised on the balance sheet, reflecting the full financial commitment of the business. This means: Greater transparency around liabilities Potential implications for financial covenants A more complex accounting process requiring detailed lease data While the UK approach may include some practical exemptions to ease the transition, this still represents a significant shift for many. Enhanced Disclosure Requirements Smaller companies will also be expected to meet stricter disclosure rules to provide a more complete, true and fair view of their financial position. Why It Matters These changes are far-reaching. They could impact: Earnings and dividend planning Earnouts in business sales Financial covenants with lenders Stakeholder... - Published: 2025-07-15 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/transfer-pricing-uk-pillar-2-registration-overview/ What are the Pillar 2 Requirements? The OECD’s Pillar 2 framework is designed to ensure that multinational enterprises (MNEs) pay a minimum level of tax on their profits (an effective tax rate of at least 15%) in each jurisdiction that they operate within. Compliance with these regulations is essential to avoid penalties and ensure smooth operations. Applicability of Pillar 2 Rules Groups fall into the Pillar 2 rules if they meet certain criteria, including having a group consolidated turnover of EUR 750 million or more in two of the previous four year. It’s important to assess whether your group meets this threshold to determine your obligations under the Pillar 2 framework. Reporting Requirements As with most transfer pricing related topics, Pillar 2 needs to be spearheaded by the group’s head office who will be in a better position to assess worldwide obligations and reporting requirements. For example, if the ultimate parent entity (UPE) is based in Germany, we anticipate that for main Pillar 2 worldwide calculations/assessments and the Global Anti-Base Erosion (GloBE) Information Return (GIR) will be submitted annually in Germany. UK reporting requirements Pillar 2 Registration: There’s a one-time requirement for the ultimate parent entity (UPE) or a nominated filing member (e. g. a UK limited company) to register with HMRC within six months of coming into scope of the rules. For example, groups with a 31 December 2024 year end who already meet the turnover requirement must have already registered by 30 June 2025. Annual returns: For groups... - Published: 2025-07-14 - Modified: 2026-07-15 - URL: https://www.tc-group.com/news/tc-news/tc-group-southampton-successful-office-move/ TC GROUP’S SOUTHAMPTON OFFICE MOVES TO LARGER PREMISES TO SUPPORT CONTINUED GROWTH TC Group, an Accountancy Age Top 20 firm of business advisors and accountants, has relocated its Southampton office to significantly larger premises, following a period of sustained expansion and ongoing strategic growth across both the region and the UK. The move comes as the Southampton team outgrew its previous space. Now based at New Kings Court in Tollgate, the new office offers greater flexibility for collaboration, client meetings, and continued team growth. Fraser Akehurst, Director at TC Group, shared: “Our office at Ocean Village Innovation Centre served us well, but we’d simply outgrown it. Our new setup’s a better fit for how our team works today – flexibly and collaboratively. ” The relocation reflects both increasing demand for TC Group’s joined-up, practical advice across the region, and the firm’s wider commitment to investing in regional teams and infrastructure. It ensures colleagues have the space, tools, and environment they need to thrive and continue delivering excellent client service. “We’ve always focused on creating a workplace where people do their best work and clients feel fully supported. This move helps us keep doing exactly that – just with more space and even better facilities,” Fraser added. VIEW TC GROUP SOUTHAMPTON - Published: 2025-07-07 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/employment-rights-bill-countdown-to-launch/ The UK’s Employment Rights Bill roadmap has been announced, ushering in major employment reforms that could herald the most significant uplift in workers’ protections in a generation. Part of the ‘Make Work Pay’ plan, it aims to modernise employment law, improve job security, and raise working standards. As the Government moves through the final legislative stages, now is the time for businesses and employees to get informed and be prepared. WHAT’S CHANGING? The Employment Rights Bill includes: Day‑one employment rights: Employees gain immediate protections like unfair dismissal claims*, parental leave, sick pay, bereavement leave, and the right to request flexible working Zero‑hours contract overhaul: Workers on gig-style contracts must now be offered guaranteed hours and fair shift-notice rights - including agency staff - to curb exploitative practices Ban on “fire and rehire”: Employers may no longer unilaterally terminate and rehire staff on inferior terms, except in truly exceptional circumstances WHEN DOES IT START? Late 2025 Royal Assent (expected post summer recess 2025) – Immediate or near-immediate effect: Repeal of Strikes (Minimum Service Levels) Act 2023. Repeal of most of the Trade Union Act 2016. Removal of 10-year ballot renewal requirement for political funds. Simplified industrial action ballot notice requirements. Protection from dismissal for participating in industrial action. Measures that will take effect in April 2026 include: Maximum collective redundancy protective award doubled (90 → 180 days’ pay). Service requirement removed for paternity leave and unpaid parental leave – making them a day one right for employees. New whistleblowing protection for... - Published: 2025-07-07 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/strategies-for-small-businesses-expanding-abroad/ Practical steps to grow small businesses through exports. Exports already account for around 30% of UK gross domestic product (GDP), and the government wants the share to rise further by helping more small businesses sell overseas. In the 2024 Autumn Statement, ministers renewed the goal of lifting UK exports to £1 trillion a year by 2030. Although the headline target often makes the news, the real shift will come from the thousands of owner-managed businesses that decide to quote for an order in Dublin, Dubai, or Denver for the first time. The latest Business Insights survey from the Office for National Statistics (ONS) shows that 22% of UK firms with 10 or more staff shipped goods, services or both abroad in the 12 months to April 2025. The same dataset suggests that a further 9% expect to start exporting within the next year. Cheap cloud software, predictable customs processes and direct-to-consumer platforms mean that geography limits fewer firms than before. Of course, every extra customer, currency and border adds work. Directors must prove product compliance, hold export evidence for VAT, and protect cashflow against longer settlement periods. That is where TC Group comes in, offering clear, specific guidance that reflects current tax rules and funding schemes. Why exporting still matters for SMEs A larger export base lifts national output and improves productivity, and the opportunity is tangible even for smaller firms. Market potential: Exports give a micro business access to customers whose combined spending power far exceeds that of the... - Published: 2025-07-04 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/tc-news/tc-group-strengthens-its-presence-in-hertfordshire-with-latest-acquisition/ TC Group is pleased to announce the completion of the acquisition of Ashley James Limited in Sawbridgeworth, Hertfordshire. This deal continues TC Group’s successful M&A Strategy. TC Group is an Accountancy Age ‘Top 20’ firm of business advisors and accountants specialising in the provision of bespoke, high-quality accountancy and taxation solutions. Our expert knowledge and experience allow us to provide our clients with results designed to meet the unique needs of their businesses. It is this proactive and tailored approach that ensures we can meet the needs of our clients. This allows them to remain functional, compliant, and most of all, profitable. Our proactive business advisory and accountancy services boost our clients’ bottom line and help them to make the right decisions both now and for the future. Based across the UK, we have over 50 locations offering excellence in accountancy – so we are always well resourced to handle your financial concerns in a professional, cost-effective, and timely fashion. Ashley James Accountants has been delivering first-class business support and accountancy services to clients in and around Hertfordshire for over 30 years. Ashley James clients will now gain the support of TC Group’s national and international network. TC Group Partner Carly Liston Comments: "We're delighted to merge with Ashley James Limited. This merger marks a fantastic opportunity to combine strengths, enhance our local presence in Sawbridgeworth and continue delivering exceptional service alongside Darren and the team. We’re confident this collaboration will bring great value to both our clients and colleagues.... - Published: 2025-06-26 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/using-ai-for-audits/ Audit as a profession has been in a holding pattern in recent decades. Large businesses obliged to undergo statutory audit on a regular basis, combined with a relatively tight market of firms with the scale and expertise to conduct audits at the quality required by regulators, has led to predictable results. While the short term windfall for accounting firms is no doubt welcome for auditors, the long term view of fewer firms conducting squeezed audits benefits no one. However, change is on the horizon. Audit's an area where growth in the scale, popularity and sophistication of Artificial Intelligence (AI) and Machine Learning (ML) have the potential to be much more than buzzwords or passing trends. A 2024 report found that audit fees for UK-listed companies rose by 75% over the past five years. The cause? A lack of competition, tougher regulation and an increasing shortage of skills. With demands on the profession growing, firms are effectively tasked with carrying out increasingly detailed reviews with fewer resources. AI and ML offer practical solutions that can help tackle some of the most time-consuming and mundane aspects of our work, like data gathering and initial analysis, freeing up time to focus on more strategic and higher risk tasks. However, it’s clear that many people aren’t fully aware of how these tools can be applied in our day-to-day work. Let's take this opportunity to explore how AI and ML can transform the profession and why it's something people should be paying close attention to.... - Published: 2025-06-19 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/case-studies/water-at-work-case-study/ HOW A LONG-TERM PARTNERSHIP WITH TC GROUP HELPED DRIVE SUSTAINABLE GROWTH AND PEACE OF MIND In 1997, Tanya Cornford was looking for something more. After leading marketing at Gala Bingo and facing redundancy, she took a bold leap into business ownership. Water coolers. Now there’s a niche idea. It’s something Tanya had seen done well in America and felt there was real value in bringing it to the UK, especially in the Midlands. From humble beginnings, Water at Work hit the ground running. Growth came slowly, but steadily, and Tanya liked it that way. “My philosophy’s always been not to expand too fast or borrow too much. I’ve always focused on developing within our capabilities and prioritising service over size. ” And that philosophy paid off. While competitors have come and gone, Water at Work has flourished - organically growing into a business with nearly £1 million in turnover, a loyal customer base, and an engaged and happy team, some of whom have worked with Tanya for more than 25 years. But behind every thriving business is a network of trusted partners. For Water at Work, one of those critical partners has been TC Group. Tanya first connected with TC Group more than a decade ago while searching for a new accountant who truly understood the needs of an SME. “I was looking for a new accountant based in the Midlands when we set up here. I just couldn’t find one that felt like they were on the same wavelength... - Published: 2025-06-18 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/companies-house-identity-checks-start-autumn-2025/ Companies House are due to introduce a new identity verification process from November 2025 to help deter those wishing to use companies for illegal purposes. The new identification process will be mandatory for all companies directors and People with Significant Control (PSCs) on both incorporation and appointment. Who do the changes affect? The changes will affect both new and existing limited companies and other legal entities including LLPs, limited partnerships, and directors of overseas companies registered with Companies House. When do the changes take effect? On the 5 August 2025, Companies House confirmed that directors and PSCs of companies will be required to verify their identities from Tuesday 18 November 2025. Who needs to verify their identity? Anyone setting up, running, owning or controlling a company in the UK will need to verify their identity to prove they are who they claim to be. New companies: All directors and People with Significant Control (PSCs) will need to complete identity verification. Existing companies: All directors (or equivalent) and PSCs will have a transition period to verify their identity with Companies House. Anyone acting on behalf of a company will also need to verify their identity before they can file information on behalf of the company at Companies House. What do I need to do? New companies: A verification statement must be provided at incorporation confirming the identities of all directors have been verified. You won’t be able incorporate a company without all directors being verified. Existing companies: Directors must, at the... - Published: 2025-06-04 - Modified: 2026-05-26 - URL: https://www.tc-group.com/news/tc-news/tc-group-strengthens-its-presence-in-lincolnshire-with-latest-acquisition/ TC Group is pleased to announce the completion of the acquisition of Fisher & Co in Spalding, Lincolnshire. This deal continues TC Group’s successful M&A Strategy. TC Group is an Accountancy Age ‘Top 20’ firm of accountants and tax advisers specialising in the provision of bespoke, high-quality accountancy and taxation solutions. Our expert knowledge and experience allow us to provide our clients with results designed to meet the unique needs of their businesses. It is this proactive and tailored approach that ensures we can meet the needs of our clients. This allows them to remain functional, compliant, and most of all, profitable. Our proactive accountancy services boost our clients’ bottom line and help them to make the right decisions both now and for the future. Based across the UK, we have over 50 locations offering excellence in accountancy, so we are always well-resourced to handle your financial concerns in a professional, cost-effective, and timely fashion. Fisher & Co's clients will continue to receive the great service they're accustomed to alongside the national support of TC Group. TC Group Partner, Josh Rowbottom, commented: "We’re pleased to welcome Becky and Fisher & Co to TC Group. Becky has an excellent reputation locally - TC Group have worked alongside Becky & Fisher & Co on a number of projects with mutual clients, so we have seen first-hand the commitment and dedication she has to delivering excellent customer service. We are very much looking forward to working alongside Becky. " - Published: 2025-05-27 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/the-state-pension/ The State Pension remains a foundation of retirement income for millions across the UK. Although private pensions and other investments often play a significant part in retirement plans, the State Pension provides a consistent baseline of support. Changes set for the 2025/26 tax year have prompted questions about how much pensioners will receive, how the system affects those who are planning to retire soon, and what individuals can do to stay informed. This guide addresses these questions and offers an overview of the updated State Pension system. Overview of the new State Pension The UK introduced the “new State Pension” for people who reach State Pension age on or after 6 April 2016. This new system replaced the old basic State Pension and additional State Pension (sometimes called SERPs or S2P). Its goal was to simplify retirement benefits and make them more transparent, but several changes have occurred over the years. Under the new State Pension, you need at least ten “qualifying years” of National Insurance (NI) contributions to receive anything. You typically need 35 qualifying years to receive the full new State Pension. These are broad guidelines; some people who paid or received NI credits under the old system may have special situations, so it’s worth checking your own NI record to confirm your status. From April 2025, the UK government will continue to determine State Pension amounts according to policies in place at that time. Although the official weekly figure for 2025/26 will depend on economic factors like... - Published: 2025-05-22 - Modified: 2026-07-15 - URL: https://www.tc-group.com/news/tc-news/tc-group-partnership-model/ TC Group, recognised as one of the fastest-growing accountancy firms in the UK, showcases its ground-breaking Partnership Model, a fully flexible framework that enables shareholders to de-risk and access group support and capabilities whilst maintaining local autonomy and uncapped earnings capacity. Putting Partners at the Heart of Growth In a marketplace dominated by a one-size-fits-all consolidation approach, TC Group’s model stands apart. It was designed by accountants for accountants, ensuring that every element directly addresses the needs and aspirations of practice owners: Local equity retention Partners retain equity locally, offering a transparent route to rewarding the success of ambitious accountants and advisers. As business owners themselves, our Partners are best placed to champion their SME and OMB clients. Absolute Operational Autonomy From client strategies and fee structures to growth plans and office culture, each firm dictates its direction, backed by TC Group’s national infrastructure to provide our Partners with “Big Firm” capabilities. Uncapped Earnings Potential Partner remuneration is directly linked to the performance of their practice, ensuring that ambition and effort translate into real financial upside, without artificial ceilings. This provides an attractive pathway for future succession. Straightforward Valuation Unlike models that rely on subjective EBITDA adjustments, TC Group bases practice value on a clear multiple of turnover, providing certainty and transparency at every stage. As our Partners retain rights to 100% of the profits in their business, they remain rewarded for managing highly profitable practices. A Centralised Backbone for Local Excellence Over the past decade, TC Group has invested... - Published: 2025-05-21 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/making-tax-digital-for-income-and-self-assessment/ Phase 2 of HMRC's 'Making Tax Digital' (MTD) Campaign is underway, bringing self-employed business owners and landlords into the digital tax regime. MTD's set to change how accounting records are kept and managed, by making tax returns simpler and more efficient for everyone. We're here to guide you through the important changes and help prepare you on the upcoming changes that may impact you and your business from April 2026. MAKING TAX DIGITAL: RECAP In a nutshell, Making Tax Digital (MTD) for VAT came into play on 1st April 2019, requiring VAT registered businesses above the current turnover threshold of £85k, to do away with manual or Excel-based recording systems to submit VAT data to HMRC. This phase is now including MTD for Income Tax. Instead, returns are to be submitted digitally. It’s one of the largest and most significant changes to tax legislation we’ve seen for decades and will most certainly have an impact across the accounting industry. For businesses, the aim of MTD is to simplify ‘getting tax right’. Whilst that sounds ideal, in reality, there will be a lot of learnings and new procedures to follow as HMRC progresses its MTD roadmap. WHO'S AFFECTED BY MTD & What's the criteria? Self-employed individuals and landlords with a qualifying income above £20,000 will be affected. The date at which you're affected varies. What's qualifying income? Qualifying income is the Total Turnover plus Gross Rent. This is turnover excluding VAT and before any expenses are considered. When am I affected?... - Published: 2025-05-21 - Modified: 2026-05-19 - URL: https://www.tc-group.com/news/business-insights/what-you-need-to-know-about-the-latest-employee-ownership-trust-guidance/ HMRC has recently released updated guidance on Employee Ownership Trusts (EOTs), marking a significant step forward in the evolving landscape of employee ownership. The new guidance reflects ongoing engagement with the sector and introduces important clarifications, while also highlighting a few areas where further updates may emerge. Whether you're contemplating an exit through an EOT, in the process of transitioning to an EOT or already running an employee-owned business, understanding the latest guidance can help you make informed, future-focused decisions. Progress and Points to Keep in Mind Following consultation with key stakeholders, including the Employee Ownership Association (EOA) and the Chartered Institute of Taxation (CIOT), the new guidance offers enhanced clarity on several elements of EOTs. While some questions remain, these represent opportunities for further refinement as employee ownership continues to grow and mature in the UK. 1. Trustee Independence: Strengthening Governance The emphasis on trustee independence underscores the importance of strong governance within EOTs. While some details still need to be clarified, this shift encourages businesses to take a thoughtful approach when appointing and supporting trustees. Planning for trustee succession and ensuring alignment with your business’s long-term goals can help safeguard your EOT and support a stable future. The focus of the guidance is to ensure that the trustees are independent of the former owners. In addition, the former owners cannot indirectly control or influence the company going forward through family members. 2. Distributions and Employee Bonuses: Encouraging Fair Reward The guidance clarifies how distributions should be handled, reaffirming... - Published: 2025-05-14 - Modified: 2026-10-06 - URL: https://www.tc-group.com/news/case-studies/case-study-cambridge-support/ "THANKS TO TC GROUP’S EFFICIENT PROCESS, OUR EOT TRANSACTION WAS SUCCESSFULLY COMPLETED IN LESS THAN TWO MONTHS. THEY ENSURED THE EOT ADHERED TO MORE FAVOURABLE PRE-BUDGET REQUIREMENTS, AND FROM START TO FINISH, I SIMPLY CAN’T FAULT THEIR SUPPORT. I HAD PLENTY OF QUESTIONS THROUGHOUT AND EVEN IF IT WASN’T RELEVANT, PATRICK, ALFIE, AND THE WHOLE TC GROUP TEAM WERE JUST BRILLIANT AT COMING BACK TO ME, HELPING AND GUIDING. IT REALLY WAS A FIRST-CLASS EXPERIENCE. " Phil Mashinchi, Managing Partner, Cambridge Support Ltd When Phil Mashinchi, Managing Partner of Cambridge Support Ltd, decided to safeguard the long-term future of his business and team, he turned to TC Group to help deliver a smooth transition to Employee Ownership. Working closely with Phil and his business partner Alex Foster, TC Group's Corporate Finance team and Buckles Corporate Team structured and delivered an Employee Ownership Trust (EOT) transaction in October 2024, enabling 100% of the company’s shares to be sold for the benefit of all employees. The move aligned perfectly with Cambridge Support’s strong people-first culture, providing an exit route for the existing shareholders, while ensuring the business remains in the hands of those who helped build it. ABOUT CAMBRIDGE SUPPORT Cambridge Support is an award-winning IT services company with decades of experience in providing specialist support and consultancy for a wide range of IT services. The company was identified as the 9th fastest growing SME IT company in the UK in 2024. Meet the team and find out more A VALUES-LED BUSINESS... - Published: 2025-05-01 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/what-are-the-new-opportunities-for-uk-research-development/ The Autumn Budget has reaffirmed the government’s commitment to research and development (R&D) as a cornerstone of long-term economic growth and innovation. As the UK navigates global competition and rapid technological change, the Budget outlined significant public investment in R&D, signalling a clear intent to future-proof the economy and support breakthrough innovation across sectors. Whilst the overall scheme didn’t materially change in the February-March period, there’s been a large increase in funding for the scheme. At the heart of the announcement is a substantial £20. 4 billion allocation for R&D investment in 2025/26. This includes at least £6. 1 billion dedicated to core research, helping to ensure that the UK’s most innovative companies continue to have their R&D activities incentivised. This funding is designed to foster world-class research environments and to support the institutions and researchers who drive them. WHAT ARE THE KEY AREAS OF DEVELOPMENT? A particularly notable development is the introduction of a new multi-year R&D Missions Programme, backed by £25 million in 2025/26. While details are still emerging, the programme is expected to focus on aligning research with pressing national priorities such as clean energy, health tech, and advanced manufacturing. Health research also receives a meaningful uplift, with a real-terms increase in funding for the National Institute for Health and Care Research (NIHR). This commitment recognises the vital role of health innovation in both improving public wellbeing and reducing long-term pressures on the NHS. Furthermore, the Budget included £40 million over five years to help bridge the... - Published: 2025-05-01 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/business-insights/agricultural-and-business-property-relief-changes/ One of the key points that came out of the 2024 Autumn budget was the impending changes to Agricultural Property Relief (APR) and Business Property Relief (BPR) that will significantly impact the way individuals manage their estates and plan for Inheritance Tax (IHT). As both reliefs become more restrictive, and owners of farms - or other businesses - will need to reassess their strategies to mitigate IHT liabilities. The current maximum 100% relief rate will only be available for the first £2. 5m* of combined agricultural and business assets. Any value above this threshold will be subject to a reduced relief rate of 50%, resulting in an effective tax rate of 20%. What’s the Impact on Estate Planning? Increased IHT Liabilities: The most immediate effect of these changes will be an increase in IHT liabilities for many individuals. If agricultural land or business assets are no longer eligible for full relief, owners could face a higher tax burden. Asset Valuation: Without the APR or BPR exemptions, farm or business assets could significantly inflate the value of an estate, triggering a larger tax bill. Retirement or Succession Planning: The reforms could impact the ability to pass on agricultural or business assets to the next generation without incurring substantial IHT. Owners who were counting on these reliefs as part of their strategy may need to rethink their approach, especially if they intended to leave the farm or business to family members. What are the Key Strategies to Mitigate the Impact? Review Ownership... - Published: 2025-04-30 - Modified: 2025-04-30 - URL: https://www.tc-group.com/news/tc-news/tc-group-merges-with-manchester-based-accountancy-firm-leonherman/ This transaction continues TC Group’s successful M&A strategy. TC Group is an Accountancy Age ‘Top 20’ firm of business advisors and accountants specialising in the provision of bespoke, high-quality accountancy and taxation solutions. Our expert knowledge and experience allow us to provide our clients with results designed to meet the unique needs of their businesses. It is this proactive and tailored approach that ensures we can meet the needs of our clients. This allows them to remain functional, compliant, and most of all, profitable. Our proactive business advisory and accountancy services boost our clients’ bottom line and help them to make the right decisions both now and for the future. Based across the UK, we have over 50 locations offering excellence in accountancy – so we are always well resourced to handle your financial concerns in a professional, cost-effective, and timely fashion. Leonherman has been delivering first-class business support and accountancy services to clients across the North West for decades. They provide a comprehensive range of advisory and compliance services, combining innovation with traditional accountancy elements. Whether you are an owner-managed business, or regional or national company, they have the expertise to help you. Leonherman will gain the support of TC Group’s national and international network. Jerry Scriven, Partner at Leonherman comments: “We’re delighted to have joined the TC family. The move is a seamless cultural fit with closely aligned core values, enabling us to retain our reputational trading name with its local ties and associations, whilst being bolstered by... - Published: 2025-04-29 - Modified: 2026-05-15 - URL: https://www.tc-group.com/news/tc-news/tc-group-welcomes-former-barclays-director-to-the-team/ TC Group is pleased to announce that Jon Corbett (ACIB), has joined the team in the capacity of a consultant. Jon is a highly accomplished and respected business leader with over 20 years’ Director-level experience at Barclays Bank. With a proven track record in boardroom leadership and advisory roles across both the private and public sectors, Jon brings deep strategic insight, transformational expertise, and a strong commitment to regional economic development. Throughout his career, Jon has successfully led high-performing teams, delivered major organisational change programmes, and helped businesses—from start-ups to large corporates—realise their growth ambitions. Notably, he has played a pivotal role in establishing and scaling regional initiatives. As co-founder and ambassador of the Silverstone Technology Cluster, of which TC Group is a proud member and supporter, Jon continues to champion the South East Midlands as a hub for cutting-edge technology and business excellence. Since 2014, Jon has also held a number of prominent non-executive and chair positions across regional investment and enterprise partnerships, including the Midland Engine Investment Fund and the South East Midlands Local Enterprise Partnership (SEMLEP). These ro