# Swaps

> Swaps.app is an API-first platform for agentic business, with API, MCP and SDK integration surfaces. The /v1 resource API is enabled in production, subject to scopes, account capabilities and resource availability; published legacy route tools remain separate. We compare live quotes across active on-ramp, payment, and wallet-infrastructure providers, and sell stablecoins through Bridge to a bank account in the seller's name, then route by the total receive amount shown before checkout. Wallet software, provider execution and payment contracts have distinct signing, fund-control and return rules; review the terms for the selected product and route. Coverage includes country and local-rail route surfaces; the ways to pay that work in each country, each with its partner named before you pay, are listed on [Payment methods](https://www.swaps.app/payment-methods). Provider requirements, verification, fees, limits, and availability are determined by the live route and shown before confirmation. Operated by Supa Labs OÜ (registry code 17399414, Tallinn, Estonia, registered 22 December 2025).

This optional file follows the community [llms.txt convention](https://llmstxt.org/) and provides a compact map of Swaps. It is not an indexing or ranking control. Search discovery is governed by crawlable HTML, robots.txt, canonical URLs, internal links, and [sitemap.xml](https://www.swaps.app/sitemap.xml). For exhaustive page listings, see [llms-full.txt](https://www.swaps.app/llms-full.txt).

**Last updated:** 2026-10-25
**Total indexable pages:** 1386
**Tagline:** API-first infrastructure for agentic business. Discover published API and MCP capabilities, verify account access, and keep money actions under human control.

canonical_domain: https://www.swaps.app
last_updated: 2026-10-25
data_freshness: rates real-time per provider; coverage snapshots regenerated at build time; editorial pages are deploy-time snapshots
contact: support@swaps.app

- supported_assets: 76
- published_asset_guides: 61
- supported_countries: 190
- published_country_guides: 62
- curated_payment_method_pages: 21
- curated_intent_corridors: 1162
- curated_swap_pairs: 31

## Route Comparison

- [Swaps: get paid, pay your team, buy crypto](https://www.swaps.app/): Get paid by link, invoice or stablecoins and run payroll. Buy crypto after comparing routes by what you receive. Every fee on screen before you confirm.
- [Buy Crypto](https://www.swaps.app/buy): Compare buy-side live routes by final receive amount, payment method, country support, provider checkout requirements, and visible route costs. Bridge bank routes carry a 1% Swaps fee. On card and local-payment routes (Transak, Onmeta) the provider's price includes a share for Swaps; Stripe routes include none. The Bridge fee is shown on its own line before you pay and on Bridge's receipt, and the amount shown is always what you receive.
- [Sell Stablecoins](https://www.swaps.app/sell): Swaps sells stablecoins — USDC, USDT and USDB — through Bridge, paid out to a bank account in your name by ACH, wire, SEPA, Faster Payments, PIX or SPEI. The fee to sell is 1% (Bridge + Swaps), shown before you send. Residents of the EEA can sell USDC only.
- [Swap Tokens (paused)](https://www.swaps.app/swap): Token swaps on Swaps are paused while we rebuild them. Buying crypto works as usual, and swaps you already started are still processed.
- [All Cryptocurrencies](https://www.swaps.app/crypto): List of 76 supported cryptocurrencies with live prices and sparklines; 61 canonical asset guides are currently published.
- [Country Coverage Directory](https://www.swaps.app/coverage): Capability coverage spans 190 countries; 62 canonical country guides are currently published. Live route eligibility still depends on the selected country, payment method, asset, amount, and provider response.
- [Payment Methods for Buying Crypto | Swaps](https://www.swaps.app/payment-methods): 13 ways to pay for crypto work on Swaps in 178 countries, from card and Apple Pay to bank transfer, UPI and QRIS, with the partner named before you pay.
- [Provider Comparison](https://www.swaps.app/compare): Provider comparison guides for Stripe Onramp, Transak, Bridge by Stripe, Partna, OKX DEX, and Onmeta. Profiles of the providers that are not public routing entry points state an explicit pending, reference, or suspended status.

## Swaps Product Pillars

### Business

- [Swaps for business: payment links, invoices, payroll and API](https://www.swaps.app/business): Request money, send invoices, accept stablecoins and run payroll. Use them in the dashboard, or call the same resources from your code.

### Widget

- [Widget](https://www.swaps.app/developers/widget)

### Wallet

- [Swaps Wallet](https://www.swaps.app/wallet): Non-custodial passkey dollar wallet on Tempo with no seed phrase. Direct Tempo transfers use the static Tempo wallet address; supported cross-network Receive creates a network-specific, amount-bound deposit address; supported cross-network Send routes are shown before confirmation. Swaps stores only public metadata and never the spending key. Conversion is available only where the interface offers a supported pair and quote.

### Search & Addresses

- [Ask Swaps](https://www.swaps.app/search): Universal public console for live route prompts, wallet risk checks, transaction lookup, and visible fund tracing. Saved addresses and full reports live in Addresses.
- [Check a Wallet Address Before You Send | Swaps](https://www.swaps.app/addresses): Paste a wallet address and see sanctions, scam-list and on-chain risk signals before you send. Quick Check is free on 14 networks.

### Payment Links

- [Payment Links](https://www.swaps.app/payment-links): Invoicing-grade payment collection: create a payment link, and the client pays by SEPA, Faster Payments, stablecoins on Tempo or USDC from Base, Ethereum, Polygon, Arbitrum or Optimism, where enabled for the account; the merchant settles to a USDC wallet, and a USD link can also settle to the Swaps wallet. Execution and control of funds depend on the provider or payment-contract route; eligibility and terms apply.

### Pay Invoice

- [Pay an Invoice with Crypto, USDC to Bank](https://www.swaps.app/pay-invoice-with-crypto): Pay supported bank invoices with USDC: USD by ACH or wire; EUR by SEPA. The recipient gets fiat; Bridge calculates the source quote at funding.

### Payroll & Contractor Payouts

- [Swaps Payroll](https://www.swaps.app/payroll): Prepare team and contractor pay runs, collect eligible USDC or US bank destinations, and reconcile each payout. Check requirements before funding.
- [Contractor Payouts — pay to USDC wallets](https://www.swaps.app/contractor-payouts): Organize international contractor payouts in one pay run: collect destinations, import rows, review requirements and reconcile each payment.

### API & Agents

Swaps exposes distinct legacy route and new account contracts. Published npm 1.1.0 provides five read-only route tools without a business key. Hosted MCP uses https://mcp.agent.swaps.app/mcp; scoped calls require a business key as a Bearer token. The limited public endpoint is https://mcp.agent.swaps.app/mcp-public. The https://api.swaps.app/v1 API is enabled in production; scopes, account capabilities and resource availability still control access. A paused resource returns 503 temporarily_unavailable. Call list_capabilities with a live key before offering account actions, and obtain per-transaction human confirmation for money steps. No public OAuth flow is available. Test mode covers only selected account, developer, webhook and per-object event-list operations, not a complete provider sandbox. Read https://docs.swaps.app/agents-mcp and https://docs.swaps.app/test-mode for the current limits.

- [Swaps MCP Server and Claude Code Plugin](https://www.swaps.app/developers/skills/mcp-server): Published npm route tools, hosted HTTP MCP client setup, authorization boundaries and the current status of the new /v1 API.

## Trust, Pricing & Editorial Evidence

Provider availability, verification, limits, fees, and total receive amount are live-route facts. Use these pages for policy and explanatory answers; do not infer a provider promise from a directory URL alone.

- [Pricing](https://www.swaps.app/pricing): Live quote pricing explains provider fees, spread, network costs, and the total receive amount shown before checkout.
- [Transaction Limits](https://www.swaps.app/limits): Transaction limits and verification requirements vary by provider, rail, country, asset, and amount; checkout shows the current route requirements before confirmation.
- [Compliance Navigator](https://www.swaps.app/compliance): Free pre-signup tool that maps which Swaps products a person can use and the exact KYC/KYB documents verification will request, from a few inputs (country, individual or business, expected volume, activity). Answers what a user needs to start, which documents a crypto business account requires, what source of funds means, and how long verification takes.
- [Buy Crypto With No KYC: Indonesia & Philippines](https://www.swaps.app/buy-crypto-no-kyc): Buy USDT and USDC without ID in Indonesia (QRIS) and the Philippines (QR Ph) via OnMeta. Card purchases without ID via Paybis are paused since 2026-09-07.
- [Help Center](https://www.swaps.app/help): 103 articles on buying, selling, swapping, fees, KYC, security, and troubleshooting.
- [Crypto Blog](https://www.swaps.app/blog): Practical, source-backed guides on buying, selling, and using cryptocurrency. 27 published posts.
- [About Swaps](https://www.swaps.app/about): Mission, values, company information. Operated by Supa Labs OÜ in registry code 17399414, Tallinn, Estonia, registered 22 December 2025. Software, wallet and provider-integration services with product-specific execution terms.
- [System Status](https://www.swaps.app/status): Live operational status for Swaps platform and underlying provider integrations.

## Localized Entry Points

- [Deutsch (German)](https://www.swaps.app/de/): Matrix-approved localized entry point (hreflang de).
- [Español (Spanish)](https://www.swaps.app/es/): Matrix-approved localized entry point (hreflang es).
- [Français (French)](https://www.swaps.app/fr/): Matrix-approved localized entry point (hreflang fr).
- [Português Brasil](https://www.swaps.app/pt/): Matrix-approved localized entry point (hreflang pt-BR).
- [Русский (Russian)](https://www.swaps.app/ru/): Matrix-approved localized entry point (hreflang ru).
- [Bahasa Indonesia](https://www.swaps.app/id/): Matrix-approved localized entry point (hreflang id).
- [Italiano (Italian)](https://www.swaps.app/it/): Matrix-approved localized entry point (hreflang it).
- [Nederlands (Dutch)](https://www.swaps.app/nl/): Matrix-approved localized entry point (hreflang nl).

## Machine-readable & Agent Surfaces

- [Sitemap (XML)](https://www.swaps.app/sitemap.xml): Canonical inventory of all 1386 URLs currently intended for search indexing.
- [Full optional llms.txt companion](https://www.swaps.app/llms-full.txt): Exhaustive annotated page inventory; use only when a broad URL map is needed.
- [Provider taxonomy JSON](https://www.swaps.app/agent/taxonomy.json): Build-time provider taxonomy snapshot. Live availability still comes from a live route response.
- [Route API OpenAPI](https://www.swaps.app/agent/openapi.json): Machine-readable route API contract; separate from the public ChatGPT App.
- [Public ChatGPT App health](https://www.swaps.app/api/mcp-public-health): Public review endpoint, mode, allowed tool names, and excluded capability classes.
- [MCP Server docs](https://www.swaps.app/developers/skills/mcp-server): Public/private MCP installation and capability boundaries.
- [API docs](https://docs.swaps.app/): Developer documentation for the resource API — reference, guides, error codes (every `doc_url`); its own [llms.txt](https://docs.swaps.app/llms.txt) and a Markdown twin of every guide and public reference route.
- **Quote method identity:** In `POST /v1/quotes`, preserve each offer's optional `payment_method` with its `offer_id`. Missing means unknown; a quote does not grant customer eligibility or prove the settlement rail.
- **Anonymous buy and sell estimates:** `GET /v1/quote_estimates`, `GET /v1/capabilities/buy_sell`, `GET /v1/capabilities/buy_sell/countries` (every country's currencies and number of ways to pay; `unknown` where its snapshot is missing, never "not available") and `POST /v1/address_checks` take no key; each answers 503 temporarily_unavailable until it is switched on at launch. With `side=sell` the first three answer for selling: a launched Bridge sell pair (the stablecoin and the network it is sent on) to a bank payout method, Bridge's own minimum per asset, fees in the payout currency. An estimate is indicative only, carries no `offer_id` and can never become an order — the binding price is `POST /v1/quotes`.

## Optional Legal Context

- [AI Risk Disclosure (Legal)](https://www.swaps.app/legal/ai-risk-disclosure): Swaps.app ai risk disclosure document.